Storm risk in Jefferson County, Texas

FEMA's overall hazard score for Jefferson County, TX is 95.67 (Relatively High), 137th of 3,144 counties. Hail scores 65.68 (Relatively Low), strong wind 84.06 (Relatively High) and tornado 98.51 (Relatively High). Expected hail loss is $7.08 per $1 million of buildings a year; NOAA logged 33 hail reports in Jefferson County, TX from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Jefferson County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of TX$0.1$1$10$100$1,000Hail: $7.08 per $1 million, 2,281st of 3,126 rated counties$7.08Hail2,281st of 3,126 countiesStrong wind: $9.17 per $1 million, 2,276th of 3,121 rated counties$9.17Strong wind2,276th of 3,121 countiesTornado: $486 per $1 million, 442nd of 3,144 rated counties$486Tornado442nd of 3,144 counties
  • Jefferson County, TX, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Jefferson County, TX

HazardRatingScore (0 to 100)Rank in U.S.Rank in TX
OverallRelatively High 95.67137 of 3,14414 of 254
HailRelatively Low 65.681,080 of 3,126140 of 254
Strong windRelatively High 84.06502 of 3,12643 of 254
TornadoRelatively High 98.5148 of 3,12613 of 254

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$306,190$7.08 $85$22 2,281 of 3,126243 of 254
Strong wind$396,676$9.17 $26$20 2,276 of 3,121213 of 254
Tornado$21,035,506$486 $269$199 442 of 3,14456 of 254

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Jefferson County, TX

  • FEMA expects hail in Jefferson County, TX to cost $7.08 per $1 million of buildings a year: 0.32 times the U.S. median and 0.08 times the TX county median, ranked 2,281st of 3,126 counties nationally and 243rd of 254 in Texas.
  • FEMA expects strong wind in Jefferson County, TX to cost $9.17 per $1 million of buildings a year: 0.45 times the U.S. median and 0.35 times the TX county median, ranked 2,276th of 3,121 counties nationally and 213th of 254 in Texas.
  • FEMA expects tornado in Jefferson County, TX to cost $486 per $1 million of buildings a year: 2.44 times the U.S. median and 1.80 times the TX county median, ranked 442nd of 3,144 counties nationally and 56th of 254 in Texas.
  • Applying FEMA's estimate to a $159,600 home, the average yearly loss in Jefferson County, TX is about $1.13 for hail and $1.46 for wind before any deductible; at the U.S. median county rates it would be $3.57 and $3.25.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Jefferson County, TX meets about 25.0 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1976, the median home in Jefferson County, TX is 50 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 76.7% of its 109,351 homes are at least 26 years old.
  • March to June holds 26 of the 33 hail reports in Jefferson County, TX (79 percent); the quietest month is February, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Jefferson County, TX’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$1.13hail, a year; $3.57 at the U.S. median county rate
$1.46strong wind, a year; $3.25 at the U.S. median county rate
$52hail and wind together over 20 years, at today’s rate

Formula: home value × Jefferson County, TX yearly loss ÷ building value. Hail: $306,190 ÷ $43,273,509,986 = 0.0000071. Wind: $396,676 ÷ $43,273,509,986 = 0.0000092. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Jefferson County, TX in plain numbers

  • Jefferson County, TX scores 95.67 in FEMA's overall hazard index (Relatively High): 137th of 3,144 rated counties and 14th of 254 in Texas.
  • Hail scores 65.68 (Relatively Low). FEMA expects $306,190 of hail damage to buildings in Jefferson County, TX a year, which is $7.08 per $1 million of buildings, 0.32 times the U.S. median.
  • Strong wind scores 84.06 (Relatively High) with $396,676 of expected yearly building loss in Jefferson County, TX: $9.17 per $1 million of buildings, 0.45 times the U.S. median.
  • Tornado scores 98.51 (Relatively High) and FEMA's expected yearly tornado loss is $21,035,506, counting everything exposed, or $486 per $1 million of buildings in Jefferson County, TX.
  • FEMA's own event record for Jefferson County, TX averages 1.47 hail events and 0.76 strong-wind events a year.
  • NOAA logged 33 hail reports in Jefferson County, TX between 2014 and June 2026, on 15 days with stones of 1 inch or more; the largest was 2.5 inches.
  • In Jefferson County, TX, FEMA counts buildings worth 43.27 billion dollars and 256,386 residents.
  • Social vulnerability is Very High in Jefferson County, TX.
  • Community resilience there is Relatively High, for 256,386 residents.
  • 1 city in Jefferson County, TX is covered on this site: Beaumont. 17 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Beaumont is $6,510 to $14,415.
  • Jefferson County, TX ranks 150 of the 194 counties with a page here for hail loss per $1 million of buildings, 114 for wind and 26 for tornado.
  • In Jefferson County, TX, April is the busiest month with 12 of the 33 reports (36 percent), against 0 reports in October.
  • Jefferson County, TX's worst year was 2024, with 3 hail days at 1 inch or more and 7 reports. At the 2014 to 2025 pace that is 1.25 such days a year, one about every 9.6 months.
  • The median home in Jefferson County, TX was built in 1976; 56.2% of its 109,351 housing units date from before 1980, 76.7% from before 2000 and 11.4% from 2010 on.
  • Census puts the median home value in Jefferson County, TX at $159,600, and 61.8% of homes are lived in by their owners.
  • 6,639 single-family building permits were issued in Jefferson County, TX from 2014 to 2025, about 60.7 per 1,000 homes, peaking in 2020.
  • NOAA lists 9 tornado tracks in Jefferson County, TX since 2014; the strongest was an EF3 on December 28, 2024 near Hamshire, 26.73 miles long.
  • The fastest gust in NOAA's records for Jefferson County, TX is 110 mph on April 14, 2018 at Guffey.
  • The nearest county with a page here is Harris County, 78 miles from the centre of Jefferson County, TX; its hail score is 91.98.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 9 roofing contractor establishments in Jefferson County, TX in 2023, one for every 12,150 homes.
  • FEMA has named Jefferson County, TX in 7 disaster declarations since 2014, the latest 798 days before its data end, and 4 of them were storm-type.

The hail record of Jefferson County, TX, year by year

NOAA logged 33 reports in Jefferson County, TX; hail of 1 inch or more fell on 15 days. That is 1.2 such days a year; the median county in NOAA’s file has 1.8.

Jefferson County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more024682014: 1 reports, 0 days at 1 inch or more, largest 0.88 inch142015: 4 reports, 2 days at 1 inch or more, largest 1.75 inch152016: 1 reports, 1 days at 1 inch or more, largest 1.25 inch162017: 8 reports, 2 days at 1 inch or more, largest 1 inch172018: 3 reports, 2 days at 1 inch or more, largest 1.75 inch182019: 0 reports, 0 days at 1 inch or more, largest 0 inch192020: 2 reports, 1 days at 1 inch or more, largest 1.75 inch202021: 0 reports, 0 days at 1 inch or more, largest 0 inch212022: 1 reports, 1 days at 1 inch or more, largest 1 inch222023: 6 reports, 3 days at 1 inch or more, largest 1.75 inch232024: 7 reports, 3 days at 1 inch or more, largest 2.5 inch242025: 0 reports, 0 days at 1 inch or more, largest 0 inch252026: 0 reports, 0 days at 1 inch or more, largest 0 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Jefferson County: NOAA hail reports by calendar month, 2014 to June 2026January: 2 reports2JanFebruary: 0 reports0FebMarch: 7 reports7MarApril: 12 reports12AprMay: 7 reports7MayJune: 0 reports0JunJuly: 1 reports1JulAugust: 0 reports0AugSeptember: 0 reports0SepOctober: 0 reports0OctNovember: 1 reports1NovDecember: 3 reports3Dec

Reports by calendar month, all years together. Peak: April, 12 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20141000.88 in–
20154211.75 in–
20161101.25 in–
20178201 in–
20183211.75 in–
20202111.75 in–
20221101 in–
20236311.75 in–
20247322.5 in–

Biggest hail days in Jefferson County, TX

DateLargest stoneReports that dayDamage reportedNear
May 12, 20242.5 in5none recordedHamshire
April 15, 20231.75 in4none recordedBevil Oaks
April 27, 20151.75 in3none recordedFt Acres
May 26, 20181.75 in2none recordedGillburg
April 18, 20201.75 in2none recordedLa Belle

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Jefferson County, TX the big stones fell.

Reported hail locations, Jefferson County, TX

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.5 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail2 in hail2.5 in hail Beaumont
  • 241 to 1.74 in
  • 71.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 2.5 in. Bigger dots are bigger stones.

31 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Jefferson County, TX

Fastest gusts in Jefferson County, TX

DateGustNear
April 14, 2018110 mphGuffey
May 9, 201993 mphMorey
May 2, 202485 mphNederland
March 24, 202583 mphSabine

Strongest tornado tracks in Jefferson County, TX

DateScaleLengthInjured / killedNear
December 28, 2024EF326.73 mi1 / 0Hamshire
April 10, 2024EF22.7 mi0 / 0Port Arthur
January 24, 2023EF15.5 mi0 / 0La Belle
May 25, 2022EF11.04 mi0 / 0Nederland

9 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Jefferson County, TX’s 2014 to 2025 pace of 1.25 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Jefferson County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 3.8% of homes3.8%<19401141940s: 4.3% of homes4.3%1940s1011950s: 11.4% of homes11.4%1950s891960s: 19.3% of homes19.3%1960s761970s: 17.4% of homes17.4%1970s641980s: 10.7% of homes10.7%1980s511990s: 9.8% of homes9.8%1990s392000s: 11.8% of homes11.8%2000s262010s: 10.3% of homes10.3%2010s142020+: 1.2% of homes1.2%2020+4

Bars: share of 109,351 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1976
Built before 198056.2%
Built before 200076.7%
Built since 201011.4%
Owner-occupied61.8%
Median home value$159,600
Single-family permits, 2014 to 20256,639
Permits per 1,000 homes60.7

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Jefferson County, TX

Roofing firms in Jefferson County, TX

Roofing contractor establishments, 20239
Change since 2016+4 (+80%)
Homes per roofing firm12,150
Median across counties5,189
Employees, 202345

Source for Jefferson County, TX: Census County Business Patterns, NAICS 238160.

FEMA disaster declarations naming Jefferson County, TX since 2014

Declarations naming Jefferson County, TX7
Storm / flood / winter / fire4 / 1 / 2 / 0
Median TX county4
Rank among 174 TX counties32
Days from the latest to the data cutoff798

Source for Jefferson County, TX: OpenFEMA, data to 2026-09-15. Declaration list for Jefferson County, TX.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Jefferson County, TX's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Harris County, TX78 Very High $1.840.26$4.510.49169
Brazos County, TX142 Relatively Moderate $334.62$7.790.8585
Victoria County, TX186 Relatively Moderate $9.221.30$9.991.0912
Gregg County, TX186 Relatively Moderate $9112.91$131.4750
Smith County, TX188 Relatively Moderate $223.07$3.210.35131
Bell County, TX215 Relatively Moderate $14420.31$9.201.00145

More Texas counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Jefferson County, TX

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 17 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Beaumont 77701 (100%), 77703 (100%), 77706 (100%) Roofers

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Questions

How high is storm risk in Jefferson County, TX?

FEMA's National Risk Index gives Jefferson County, TX an overall score of 95.67 (Relatively High), 137th of 3,144. Hail scores 65.68 (Relatively Low), strong wind 84.06 (Relatively High) and tornado 98.51 (Relatively High).

In Jefferson County, TX, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 33 for Jefferson County, TX between 2014 and June 2026, on 15 days with hail of 1 inch or more; the largest stone was 2.5 inches.

What do hail and wind cost a home in Jefferson County, TX each year, on average?

Applying FEMA's county rates to its median home value of $159,600: FEMA's estimate is about $1.13 a year for hail and $1.46 for wind, before any deductible, against $3.57 and $3.25 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Jefferson County, TX compare with the rest of Texas?

Per $1 million of buildings Jefferson County, TX loses $7.08 to hail a year, against $85 in the median county of the state. Among 254 rated counties it is 140th for hail, 43rd for strong wind and 13th for tornado.

How old are the roofs in Jefferson County, TX?

The median home was built in 1976, 50 years ago, and 76.7% of the 109,351 housing units in Jefferson County, TX date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Jefferson County, TX: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Jefferson County, TX; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Jefferson County, TX; Census County Business Patterns, roofing firms in Jefferson County, TX; OpenFEMA, declarations naming Jefferson County, TX. Planning-level information about Jefferson County, TX, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).