Storm risk in Brazos County, Texas

FEMA's overall hazard score for Brazos County is 88.36 (Relatively Moderate), 367th of 3,144 counties. Hail scores 89.31 (Relatively Moderate), strong wind 89.25 (Relatively High) and tornado 96.66 (Relatively High). Expected hail loss is $33 per $1 million of buildings a year; NOAA logged 85 hail reports in Brazos County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Brazos County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of TX$0.1$1$10$100$1,000Hail: $33 per $1 million, 1,277th of 3,126 rated counties$33Hail1,277th of 3,126 countiesStrong wind: $7.79 per $1 million, 2,385th of 3,121 rated counties$7.79Strong wind2,385th of 3,121 countiesTornado: $392 per $1 million, 696th of 3,144 rated counties$392Tornado696th of 3,144 counties
  • Brazos County, coloured by its FEMA rating
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  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Brazos County

HazardRatingScore (0 to 100)Rank in U.S.Rank in TX
OverallRelatively Moderate 88.36367 of 3,14426 of 254
HailRelatively Moderate 89.31337 of 3,12662 of 254
Strong windRelatively High 89.25339 of 3,12624 of 254
TornadoRelatively High 96.66106 of 3,12619 of 254

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$1,217,561$33 $85$22 1,277 of 3,126187 of 254
Strong wind$289,839$7.79 $26$20 2,385 of 3,121221 of 254
Tornado$14,582,112$392 $269$199 696 of 3,14481 of 254

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Brazos County

  • FEMA expects hail in Brazos County to cost $33 per $1 million of buildings a year: 1.46 times the U.S. median and 0.38 times the TX county median, ranked 1,277th of 3,126 counties nationally and 187th of 254 in Texas.
  • FEMA expects strong wind in Brazos County to cost $7.79 per $1 million of buildings a year: 0.38 times the U.S. median and 0.29 times the TX county median, ranked 2,385th of 3,121 counties nationally and 221st of 254 in Texas.
  • FEMA expects tornado in Brazos County to cost $392 per $1 million of buildings a year: 1.97 times the U.S. median and 1.45 times the TX county median, ranked 696th of 3,144 counties nationally and 81st of 254 in Texas.
  • Applying FEMA's estimate to a $279,700 home, the average yearly loss in Brazos County is about $9.15 for hail and $2.18 for wind before any deductible; at the U.S. median county rates it would be $6.25 and $5.70.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Brazos County meets about 31.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1996, the median home in Brazos County is 30 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 56.3% of its 99,118 homes are at least 26 years old.
  • March to June holds 82 of the 85 hail reports in Brazos County (96 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Brazos County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$9.15hail, a year; $6.25 at the U.S. median county rate
$2.18strong wind, a year; $5.70 at the U.S. median county rate
$226hail and wind together over 20 years, at today’s rate

Formula: home value × Brazos County yearly loss ÷ building value. Hail: $1,217,561 ÷ $37,230,161,550 = 0.0000327. Wind: $289,839 ÷ $37,230,161,550 = 0.0000078. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Brazos County in plain numbers

  • Brazos County scores 88.36 in FEMA's overall hazard index (Relatively Moderate): 367th of 3,144 rated counties and 26th of 254 in Texas.
  • Hail scores 89.31 (Relatively Moderate). FEMA expects $1,217,561 of hail damage to buildings in Brazos County a year, which is $33 per $1 million of buildings, 1.46 times the U.S. median.
  • Strong wind scores 89.25 (Relatively High) with $289,839 of expected yearly building loss in Brazos County: $7.79 per $1 million of buildings, 0.38 times the U.S. median.
  • Tornado scores 96.66 (Relatively High) and FEMA's expected yearly tornado loss is $14,582,112, counting everything exposed, or $392 per $1 million of buildings in Brazos County.
  • FEMA's own event record for Brazos County averages 2.35 hail events and 1.48 strong-wind events a year.
  • NOAA logged 85 hail reports in Brazos County between 2014 and June 2026, on 20 days with stones of 1 inch or more; the largest was 3 inches.
  • In Brazos County, FEMA counts buildings worth 37.23 billion dollars and 233,555 residents.
  • Social vulnerability is Relatively Moderate in Brazos County.
  • Community resilience there is Relatively Moderate, for 233,555 residents.
  • 2 cities in Brazos County are covered on this site: College Station, Bryan. 9 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in College Station is $6,510 to $14,415.
  • Brazos County ranks 89 of the 194 counties with a page here for hail loss per $1 million of buildings, 125 for wind and 41 for tornado.
  • In Brazos County, March is the busiest month with 46 of the 85 reports (54 percent), against 0 reports in September.
  • Brazos County's worst year was 2020, with 4 hail days at 1 inch or more and 14 reports. At the 2014 to 2025 pace that is 1.58 such days a year, one about every 7.6 months.
  • The median home in Brazos County was built in 1996; 24.0% of its 99,118 housing units date from before 1980, 56.3% from before 2000 and 23.8% from 2010 on.
  • Census puts the median home value in Brazos County at $279,700, and 46.8% of homes are lived in by their owners.
  • 14,714 single-family building permits were issued in Brazos County from 2014 to 2025, about 148.4 per 1,000 homes, peaking in 2025.
  • NOAA lists 5 tornado tracks in Brazos County since 2014; the strongest was an EF2 on April 24, 2019 near Harvey, 1.74 miles long.
  • The fastest gust in NOAA's records for Brazos County is 85 mph on June 3, 2023 at College Station.
  • The nearest county with a page here is Bell County, 73 miles from the centre of Brazos County; its hail score is 98.63.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 19 roofing contractor establishments in Brazos County in 2023, one for every 5,217 homes.
  • FEMA has named Brazos County in 4 disaster declarations since 2014, the latest 798 days before its data end, and 1 of them were storm-type.

The hail record of Brazos County, year by year

NOAA logged 85 reports in Brazos County; hail of 1 inch or more fell on 20 days. That is 1.6 such days a year; the median county in NOAA’s file has 1.8.

Brazos County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more051015202530352014: 1 reports, 1 days at 1 inch or more, largest 1 inch142015: 3 reports, 2 days at 1 inch or more, largest 1.5 inch152016: 0 reports, 0 days at 1 inch or more, largest 0 inch162017: 1 reports, 1 days at 1 inch or more, largest 1.25 inch172018: 11 reports, 1 days at 1 inch or more, largest 3 inch182019: 2 reports, 1 days at 1 inch or more, largest 1.75 inch192020: 14 reports, 4 days at 1 inch or more, largest 1.75 inch202021: 11 reports, 1 days at 1 inch or more, largest 2.75 inch212022: 2 reports, 1 days at 1 inch or more, largest 1 inch222023: 2 reports, 2 days at 1 inch or more, largest 1 inch232024: 4 reports, 3 days at 1 inch or more, largest 1.25 inch242025: 33 reports, 2 days at 1 inch or more, largest 2 inch252026: 1 reports, 1 days at 1 inch or more, largest 1.25 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Brazos County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 1 reports1FebMarch: 46 reports46MarApril: 22 reports22AprMay: 13 reports13MayJune: 1 reports1JunJuly: 0 reports0JulAugust: 0 reports0AugSeptember: 0 reports0SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 2 reports2Dec

Reports by calendar month, all years together. Peak: March, 46 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20141101 in–
20153201.5 in–
20171101.25 in–
201811113 in–
20192111.75 in–
202014411.75 in$20,800
202111112.75 in–
20222101 in–
20232201 in–
20244301.25 in–
202533212 in–
2026 (to June)1101.25 in–

Biggest hail days in Brazos County

DateLargest stoneReports that dayDamage reportedNear
March 18, 20183 in11none recordedCollege Station
April 8, 20212.75 in11none recorded(Cll)Easterwd Fld Co
March 15, 20252 in31none recordedCollege Station
May 27, 20201.75 in9$20,800Bryan
April 24, 20191.75 in1none recordedTabor

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Brazos County the big stones fell.

Reported hail locations, Brazos County

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  • 621 to 1.74 in
  • 121.75 to 2.74 in, golf ball to tennis ball
  • 32.75 in and up, baseball

Largest plotted stone: 3 in. Bigger dots are bigger stones.

77 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Brazos County

Fastest gusts in Brazos County

DateGustNear
June 3, 202385 mphCollege Station
April 28, 202375 mphCollege Station
May 16, 202471 mphCollege Station
April 9, 202070 mphBryan

Strongest tornado tracks in Brazos County

DateScaleLengthInjured / killedNear
April 24, 2019EF21.74 mi0 / 0Harvey
March 21, 2022EF10.39 mi0 / 0Kurten
May 26, 2016EF12.86 mi0 / 0Harvey
May 8, 2019EF00.88 mi0 / 0(Cll)Easterwd Fld Co

5 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Brazos County’s 2014 to 2025 pace of 1.58 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Brazos County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 1.7% of homes1.7%<19401441940s: 1.8% of homes1.8%1940s1281950s: 3.4% of homes3.4%1950s1121960s: 5.0% of homes5%1960s971970s: 12.0% of homes12%1970s811980s: 17.4% of homes17.4%1980s651990s: 14.9% of homes14.9%1990s492000s: 19.9% of homes19.9%2000s332010s: 21.0% of homes21%2010s172020+: 2.8% of homes2.8%2020+5

Bars: share of 99,118 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1996
Built before 198024.0%
Built before 200056.3%
Built since 201023.8%
Owner-occupied46.8%
Median home value$279,700
Single-family permits, 2014 to 202514,714
Permits per 1,000 homes148.4

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Brazos County

Roofing firms in Brazos County

Roofing contractor establishments, 202319
Change since 2016+8 (+73%)
Homes per roofing firm5,217
Median across counties5,189
Employees, 2023138

Source for Brazos County: Census County Business Patterns, NAICS 238160.

FEMA disaster declarations naming Brazos County since 2014

Declarations naming Brazos County4
Storm / flood / winter / fire1 / 1 / 2 / 0
Median TX county4
Rank among 174 TX counties84
Days from the latest to the data cutoff798

Source for Brazos County: OpenFEMA, data to 2026-09-15.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Brazos County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Bell County, TX73 Relatively Moderate $1444.39$9.201.18145
Harris County, TX78 Very High $1.840.06$4.510.58169
McLennan County, TX81 Relatively Moderate $200.61$8.671.11137
Victoria County, TX134 Relatively Moderate $9.220.28$9.991.2812
Smith County, TX136 Relatively Moderate $220.66$3.210.41131
Jefferson County, TX142 Relatively High $7.080.22$9.171.1833

More Texas counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Brazos County

2 cities in this county are on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 9 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
College Station 77840 (100%), 77845 (100%) Roofers
Bryan 77801 (100%), 77803 (100%) Roofers

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Questions

How high is storm risk in Brazos County?

FEMA's National Risk Index gives Brazos County an overall score of 88.36 (Relatively Moderate), 367th of 3,144. Hail scores 89.31 (Relatively Moderate), strong wind 89.25 (Relatively High) and tornado 96.66 (Relatively High).

In Brazos County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 85 for Brazos County between 2014 and June 2026, on 20 days with hail of 1 inch or more; the largest stone was 3 inches.

What do hail and wind cost a home in Brazos County each year, on average?

Applying FEMA's county rates to its median home value of $279,700: FEMA's estimate is about $9.15 a year for hail and $2.18 for wind, before any deductible, against $6.25 and $5.70 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Brazos County compare with the rest of Texas?

Per $1 million of buildings Brazos County loses $33 to hail a year, against $85 in the median county of the state. Among 254 rated counties it is 62nd for hail, 24th for strong wind and 19th for tornado.

How old are the roofs in Brazos County?

The median home was built in 1996, 30 years ago, and 56.3% of the 99,118 housing units in Brazos County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Brazos County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Brazos County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Brazos County; Census County Business Patterns, roofing firms in Brazos County; OpenFEMA, declarations naming Brazos County. Planning-level information about Brazos County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).