Storm risk in Tom Green County, Texas

FEMA's overall hazard score for Tom Green County is 77.32 (Relatively Low), 714th of 3,144 counties. Hail scores 96.18 (Relatively High), strong wind 49.59 (Relatively Low) and tornado 73.73 (Relatively Moderate). Expected hail loss is $117 per $1 million of buildings a year; NOAA logged 218 hail reports in Tom Green County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Tom Green County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of TX$0.1$1$10$100$1,000Hail: $117 per $1 million, 416th of 3,126 rated counties$117Hail416th of 3,126 countiesStrong wind: $16 per $1 million, 1,802nd of 3,121 rated counties$16Strong wind1,802nd of 3,121 countiesTornado: $108 per $1 million, 2,037th of 3,144 rated counties$108Tornado2,037th of 3,144 counties
  • Tom Green County, coloured by its FEMA rating
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  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Tom Green County

HazardRatingScore (0 to 100)Rank in U.S.Rank in TX
OverallRelatively Low 77.32714 of 3,14461 of 254
HailRelatively High 96.18121 of 3,12629 of 254
Strong windRelatively Low 49.591,586 of 3,126122 of 254
TornadoRelatively Moderate 73.73827 of 3,12689 of 254

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$2,615,475$117 $85$22 416 of 3,12697 of 254
Strong wind$354,678$16 $26$20 1,802 of 3,121173 of 254
Tornado$2,410,082$108 $269$199 2,037 of 3,144216 of 254

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Tom Green County

  • FEMA expects hail in Tom Green County to cost $117 per $1 million of buildings a year: 5.25 times the U.S. median and 1.38 times the TX county median, ranked 416th of 3,126 counties nationally and 97th of 254 in Texas.
  • FEMA expects strong wind in Tom Green County to cost $16 per $1 million of buildings a year: 0.78 times the U.S. median and 0.60 times the TX county median, ranked 1,802nd of 3,121 counties nationally and 173rd of 254 in Texas.
  • FEMA expects tornado in Tom Green County to cost $108 per $1 million of buildings a year: 0.54 times the U.S. median and 0.40 times the TX county median, ranked 2,037th of 3,144 counties nationally and 216th of 254 in Texas.
  • Applying FEMA's estimate to a $186,700 home, the average yearly loss in Tom Green County is about $22 for hail and $2.97 for wind before any deductible; at the U.S. median county rates it would be $4.17 and $3.80.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Tom Green County meets about 83.3 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1979, the median home in Tom Green County is 47 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 80.4% of its 51,949 homes are at least 26 years old.
  • March to June holds 209 of the 218 hail reports in Tom Green County (96 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Tom Green County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$22hail, a year; $4.17 at the U.S. median county rate
$2.97strong wind, a year; $3.80 at the U.S. median county rate
$498hail and wind together over 20 years, at today’s rate

Formula: home value × Tom Green County yearly loss ÷ building value. Hail: $2,615,475 ÷ $22,279,114,780 = 0.0001174. Wind: $354,678 ÷ $22,279,114,780 = 0.0000159. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Tom Green County in plain numbers

  • Tom Green County scores 77.32 in FEMA's overall hazard index (Relatively Low): 714th of 3,144 rated counties and 61st of 254 in Texas.
  • Hail scores 96.18 (Relatively High). FEMA expects $2,615,475 of hail damage to buildings in Tom Green County a year, which is $117 per $1 million of buildings, 5.25 times the U.S. median.
  • Strong wind scores 49.59 (Relatively Low) with $354,678 of expected yearly building loss in Tom Green County: $16 per $1 million of buildings, 0.78 times the U.S. median.
  • Tornado scores 73.73 (Relatively Moderate) and FEMA's expected yearly tornado loss is $2,410,082, counting everything exposed, or $108 per $1 million of buildings in Tom Green County.
  • FEMA's own event record for Tom Green County averages 3.59 hail events and 1.34 strong-wind events a year.
  • NOAA logged 218 hail reports in Tom Green County between 2014 and June 2026, on 52 days with stones of 1 inch or more; the largest was 4 inches.
  • In Tom Green County, FEMA counts buildings worth 22.28 billion dollars and 119,849 residents.
  • Social vulnerability is Relatively High in Tom Green County.
  • Community resilience there is Relatively High, for 119,849 residents.
  • 1 city in Tom Green County is covered on this site: San Angelo. 15 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in San Angelo is $6,510 to $14,415.
  • Tom Green County ranks 29 of the 194 counties with a page here for hail loss per $1 million of buildings, 75 for wind and 146 for tornado.
  • In Tom Green County, May is the busiest month with 144 of the 218 reports (66 percent), against 7 reports in November.
  • Tom Green County's worst year was 2024, with 8 hail days at 1 inch or more and 40 reports. At the 2014 to 2025 pace that is 4.17 such days a year, one about every 2.9 months.
  • The median home in Tom Green County was built in 1979; 51.9% of its 51,949 housing units date from before 1980, 80.4% from before 2000 and 10.4% from 2010 on.
  • Census puts the median home value in Tom Green County at $186,700, and 66.8% of homes are lived in by their owners.
  • 3,532 single-family building permits were issued in Tom Green County from 2014 to 2025, about 68.0 per 1,000 homes, peaking in 2020.
  • NOAA lists 7 tornado tracks in Tom Green County since 2014; the strongest was an EFU on April 19, 2025 near Water Vly, 2.04 miles long.
  • The fastest gust in NOAA's records for Tom Green County is 110 mph on June 19, 2023 at Christoval.
  • The nearest county with a page here is Taylor County, 78 miles from the centre of Tom Green County; its hail score is 99.33.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 13 roofing contractor establishments in Tom Green County in 2023, one for every 3,996 homes.
  • FEMA has named Tom Green County in 4 disaster declarations since 2014, the latest 436 days before its data end, and 1 of them were storm-type.

The hail record of Tom Green County, year by year

NOAA logged 218 reports in Tom Green County; hail of 1 inch or more fell on 52 days. That is 4.2 such days a year; the median county in NOAA’s file has 1.8.

Tom Green County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more05101520253035402014: 13 reports, 2 days at 1 inch or more, largest 1.75 inch142015: 12 reports, 4 days at 1 inch or more, largest 2 inch152016: 10 reports, 7 days at 1 inch or more, largest 1 inch162017: 15 reports, 1 days at 1 inch or more, largest 2 inch172018: 5 reports, 2 days at 1 inch or more, largest 1.5 inch182019: 14 reports, 3 days at 1 inch or more, largest 2.75 inch192020: 38 reports, 5 days at 1 inch or more, largest 4 inch202021: 5 reports, 3 days at 1 inch or more, largest 1.75 inch212022: 18 reports, 2 days at 1 inch or more, largest 4 inch222023: 14 reports, 7 days at 1 inch or more, largest 3 inch232024: 40 reports, 8 days at 1 inch or more, largest 4 inch242025: 30 reports, 6 days at 1 inch or more, largest 3.75 inch252026: 4 reports, 2 days at 1 inch or more, largest 1.75 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Tom Green County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 1 reports1FebMarch: 8 reports8MarApril: 22 reports22AprMay: 144 reports144MayJune: 35 reports35JunJuly: 1 reports1JulAugust: 0 reports0AugSeptember: 0 reports0SepOctober: 0 reports0OctNovember: 7 reports7NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: May, 144 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
201413211.75 in–
201512422 in–
201610701 in–
201715112 in–
20185201.5 in–
201914312.75 in–
202038514 in–
20215311.75 in–
202218214 in–
202314723 in–
202440844 in–
202530623.75 in–
2026 (to June)4211.75 in–

Biggest hail days in Tom Green County

DateLargest stoneReports that dayDamage reportedNear
May 21, 20204 in19none recordedSan Angelo
May 24, 20224 in16none recordedKnickerbocker
May 3, 20244 in10none recordedVancourt
May 26, 20253.75 in18none recordedChristoval
May 23, 20243 in12none recorded(Sjt)Mathis Fld San

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Tom Green County the big stones fell.

Reported hail locations, Tom Green County

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  • 661 to 1.74 in
  • 471.75 to 2.74 in, golf ball to tennis ball
  • 272.75 in and up, baseball

Largest plotted stone: 4 in. Bigger dots are bigger stones.

189 reports of 1 inch or larger have coordinates; the map shows the 140 largest. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Tom Green County

Fastest gusts in Tom Green County

DateGustNear
June 19, 2023110 mphChristoval
June 11, 201496 mphSan Angelo
August 22, 202096 mphSan Angelo
July 12, 202296 mphTankersly

Strongest tornado tracks in Tom Green County

DateScaleLengthInjured / killedNear
April 19, 2025EFU2.04 mi0 / 0Water Vly
April 19, 2025EFU0.15 mi0 / 0Water Vly
May 18, 2019EF217.58 mi2 / 0Tankersly Arpt
October 13, 2018EF23.01 mi0 / 0Knickerbocker

7 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Tom Green County’s 2014 to 2025 pace of 4.17 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Tom Green County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 5.1% of homes5.1%<19403791940s: 4.3% of homes4.3%1940s3381950s: 16.1% of homes16.1%1950s2961960s: 11.3% of homes11.3%1960s2541970s: 15.1% of homes15.1%1970s2131980s: 18.5% of homes18.5%1980s1711990s: 10.0% of homes10%1990s1292000s: 9.2% of homes9.2%2000s882010s: 9.8% of homes9.8%2010s462020+: 0.6% of homes0.6%2020+12

Bars: share of 51,949 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1979
Built before 198051.9%
Built before 200080.4%
Built since 201010.4%
Owner-occupied66.8%
Median home value$186,700
Single-family permits, 2014 to 20253,532
Permits per 1,000 homes68.0

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Tom Green County

Roofing firms in Tom Green County

Roofing contractor establishments, 202313
Change since 2016+4 (+44%)
Homes per roofing firm3,996
Median across counties5,189
Employees, 202359

Source for Tom Green County: Census County Business Patterns, NAICS 238160. Full roofing-market page for Tom Green County.

FEMA disaster declarations naming Tom Green County since 2014

Declarations naming Tom Green County4
Storm / flood / winter / fire1 / 1 / 2 / 0
Median TX county4
Rank among 174 TX counties110
Days from the latest to the data cutoff436

Source for Tom Green County: OpenFEMA, data to 2026-09-15.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Tom Green County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Taylor County, TX78 Relatively Moderate $6235.31$211.32158
Midland County, TX85 Relatively Moderate $2111.80$160.99170
Ector County, TX114 Relatively Moderate $3873.29$120.76167
Lubbock County, TX167 Relatively High $4553.88$25015.69124
Bell County, TX191 Relatively Moderate $1441.22$9.200.58145
McLennan County, TX206 Relatively Moderate $200.17$8.670.54137

More Texas counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Tom Green County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 15 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
San Angelo 76901 (72%), 76903 (100%), 76905 (100%) Roofers

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Questions

How high is storm risk in Tom Green County?

FEMA's National Risk Index gives Tom Green County an overall score of 77.32 (Relatively Low), 714th of 3,144. Hail scores 96.18 (Relatively High), strong wind 49.59 (Relatively Low) and tornado 73.73 (Relatively Moderate).

In Tom Green County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 218 for Tom Green County between 2014 and June 2026, on 52 days with hail of 1 inch or more; the largest stone was 4 inches.

What do hail and wind cost a home in Tom Green County each year, on average?

Applying FEMA's county rates to its median home value of $186,700: FEMA's estimate is about $22 a year for hail and $2.97 for wind, before any deductible, against $4.17 and $3.80 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Tom Green County compare with the rest of Texas?

Per $1 million of buildings Tom Green County loses $117 to hail a year, against $85 in the median county of the state. Among 254 rated counties it is 29th for hail, 122nd for strong wind and 89th for tornado.

How old are the roofs in Tom Green County?

The median home was built in 1979, 47 years ago, and 80.4% of the 51,949 housing units in Tom Green County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Tom Green County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Tom Green County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Tom Green County; Census County Business Patterns, roofing firms in Tom Green County; OpenFEMA, declarations naming Tom Green County. Planning-level information about Tom Green County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).