Storm risk in Victoria County, Texas

FEMA's overall hazard score for Victoria County is 86.48 (Relatively Moderate), 426th of 3,144 counties. Hail scores 55.92 (Relatively Low), strong wind 36.86 (Relatively Low) and tornado 85.24 (Relatively Moderate). Expected hail loss is $9.22 per $1 million of buildings a year; NOAA logged 12 hail reports in Victoria County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Victoria County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of TX$0.1$1$10$100$1,000Hail: $9.22 per $1 million, 2,136th of 3,126 rated counties$9.22Hail2,136th of 3,126 countiesStrong wind: $9.99 per $1 million, 2,203rd of 3,121 rated counties$9.99Strong wind2,203rd of 3,121 countiesTornado: $250 per $1 million, 1,277th of 3,144 rated counties$250Tornado1,277th of 3,144 counties
  • Victoria County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Victoria County

HazardRatingScore (0 to 100)Rank in U.S.Rank in TX
OverallRelatively Moderate 86.48426 of 3,14431 of 254
HailRelatively Low 55.921,387 of 3,126162 of 254
Strong windRelatively Low 36.861,986 of 3,126157 of 254
TornadoRelatively Moderate 85.24465 of 3,12656 of 254

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$169,401$9.22 $85$22 2,136 of 3,126237 of 254
Strong wind$183,568$9.99 $26$20 2,203 of 3,121208 of 254
Tornado$4,588,407$250 $269$199 1,277 of 3,144138 of 254

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Victoria County

  • FEMA expects hail in Victoria County to cost $9.22 per $1 million of buildings a year: 0.41 times the U.S. median and 0.11 times the TX county median, ranked 2,136th of 3,126 counties nationally and 237th of 254 in Texas.
  • FEMA expects strong wind in Victoria County to cost $9.99 per $1 million of buildings a year: 0.49 times the U.S. median and 0.38 times the TX county median, ranked 2,203rd of 3,121 counties nationally and 208th of 254 in Texas.
  • FEMA expects tornado in Victoria County to cost $250 per $1 million of buildings a year: 1.26 times the U.S. median and 0.93 times the TX county median, ranked 1,277th of 3,144 counties nationally and 138th of 254 in Texas.
  • NOAA has only 12 hail reports for Victoria County in 12 years, too few for a trend; FEMA's 44 counted hail events cover a longer record.
  • Applying FEMA's estimate to a $197,600 home, the average yearly loss in Victoria County is about $1.82 for hail and $1.97 for wind before any deductible; at the U.S. median county rates it would be $4.42 and $4.03.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Victoria County meets about 6.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1982, the median home in Victoria County is 44 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 74.3% of its 39,238 homes are at least 26 years old.
  • March to June holds 11 of the 12 hail reports in Victoria County (92 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Victoria County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$1.82hail, a year; $4.42 at the U.S. median county rate
$1.97strong wind, a year; $4.03 at the U.S. median county rate
$76hail and wind together over 20 years, at today’s rate

Formula: home value × Victoria County yearly loss ÷ building value. Hail: $169,401 ÷ $18,368,862,190 = 0.0000092. Wind: $183,568 ÷ $18,368,862,190 = 0.0000100. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Victoria County in plain numbers

  • Victoria County scores 86.48 in FEMA's overall hazard index (Relatively Moderate): 426th of 3,144 rated counties and 31st of 254 in Texas.
  • Hail scores 55.92 (Relatively Low). FEMA expects $169,401 of hail damage to buildings in Victoria County a year, which is $9.22 per $1 million of buildings, 0.41 times the U.S. median.
  • Strong wind scores 36.86 (Relatively Low) with $183,568 of expected yearly building loss in Victoria County: $9.99 per $1 million of buildings, 0.49 times the U.S. median.
  • Tornado scores 85.24 (Relatively Moderate) and FEMA's expected yearly tornado loss is $4,588,407, counting everything exposed, or $250 per $1 million of buildings in Victoria County.
  • FEMA's own event record for Victoria County averages 1.15 hail events and 0.70 strong-wind events a year.
  • NOAA logged 12 hail reports in Victoria County between 2014 and June 2026, on 6 days with stones of 1 inch or more; the largest was 1.75 inches.
  • In Victoria County, FEMA counts buildings worth 18.37 billion dollars and 91,218 residents.
  • Social vulnerability is Relatively Moderate in Victoria County.
  • Community resilience there is Relatively High, for 91,218 residents.
  • 1 city in Victoria County is covered on this site: Victoria. 9 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Victoria is $6,510 to $14,415.
  • Victoria County ranks 138 of the 194 counties with a page here for hail loss per $1 million of buildings, 107 for wind and 84 for tornado.
  • In Victoria County, May is the busiest month with 6 of the 12 reports (50 percent), against 0 reports in November.
  • Victoria County's worst year was 2026, with 2 hail days at 1 inch or more and 4 reports. At the 2014 to 2025 pace that is 0.33 such days a year, one about every 36.0 months.
  • The median home in Victoria County was built in 1982; 47.0% of its 39,238 housing units date from before 1980, 74.3% from before 2000 and 14.6% from 2010 on.
  • Census puts the median home value in Victoria County at $197,600, and 67.6% of homes are lived in by their owners.
  • 1,273 single-family building permits were issued in Victoria County from 2014 to 2025, about 32.4 per 1,000 homes, peaking in 2022.
  • NOAA lists 2 tornado tracks in Victoria County since 2014; the strongest was an EF1 on May 1, 2026 near Dacosta, 1.1 miles long.
  • The fastest gust in NOAA's records for Victoria County is 110 mph on May 1, 2026 at Placedo.
  • The nearest county with a page here is Harris County, 117 miles from the centre of Victoria County; its hail score is 91.98.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 7 roofing contractor establishments in Victoria County in 2023, one for every 5,605 homes.
  • FEMA has named Victoria County in 7 disaster declarations since 2014, the latest 798 days before its data end, and 5 of them were storm-type.

The hail record of Victoria County, year by year

NOAA logged 12 reports in Victoria County; hail of 1 inch or more fell on 6 days. With so few reports the yearly bars below are small numbers, and a single storm moves them.

Victoria County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more012342014: 0 reports, 0 days at 1 inch or more, largest 0 inch142015: 0 reports, 0 days at 1 inch or more, largest 0 inch152016: 0 reports, 0 days at 1 inch or more, largest 0 inch162017: 0 reports, 0 days at 1 inch or more, largest 0 inch172018: 0 reports, 0 days at 1 inch or more, largest 0 inch182019: 0 reports, 0 days at 1 inch or more, largest 0 inch192020: 3 reports, 2 days at 1 inch or more, largest 1 inch202021: 0 reports, 0 days at 1 inch or more, largest 0 inch212022: 0 reports, 0 days at 1 inch or more, largest 0 inch222023: 2 reports, 1 days at 1 inch or more, largest 1.5 inch232024: 3 reports, 1 days at 1 inch or more, largest 1.75 inch242025: 0 reports, 0 days at 1 inch or more, largest 0 inch252026: 4 reports, 2 days at 1 inch or more, largest 1.25 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Victoria County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 1 reports1FebMarch: 3 reports3MarApril: 2 reports2AprMay: 6 reports6MayJune: 0 reports0JunJuly: 0 reports0JulAugust: 0 reports0AugSeptember: 0 reports0SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: May, 6 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20203201 in–
20232101.5 in–
20243111.75 in–
2026 (to June)4201.25 in–

Biggest hail days in Victoria County

DateLargest stoneReports that dayDamage reportedNear
May 13, 20241.75 in3none recordedVictoria
April 5, 20231.5 in2none recordedTelferner
February 14, 20261.25 in1none recordedSalem
May 1, 20261 in3none recordedVictoria
March 20, 20201 in2none recordedMission Vly

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Victoria County the big stones fell.

Reported hail locations, Victoria County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.5 in hail1.75 in hail1.75 in hail Victoria
  • 91 to 1.74 in
  • 21.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1.75 in. Bigger dots are bigger stones.

11 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Victoria County

Fastest gusts in Victoria County

DateGustNear
May 1, 2026110 mphPlacedo
May 1, 2026110 mphDernal
May 1, 2026110 mphPlacedo
May 1, 2026105 mphDernal

Strongest tornado tracks in Victoria County

DateScaleLengthInjured / killedNear
May 1, 2026EF11.1 mi0 / 0Dacosta
May 13, 2015EF00.01 mi0 / 0Telferner

2 tornado tracks in all since 2014; the strongest 2 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Victoria County’s 2014 to 2025 pace of 0.33 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Victoria County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 4.4% of homes4.4%<1940301940s: 4.3% of homes4.3%1940s271950s: 12.4% of homes12.4%1950s241960s: 11.0% of homes11%1960s201970s: 14.9% of homes14.9%1970s171980s: 14.4% of homes14.4%1980s141990s: 12.8% of homes12.8%1990s102000s: 11.1% of homes11.1%2000s72010s: 13.5% of homes13.5%2010s42020+: 1.1% of homes1.1%2020+1

Bars: share of 39,238 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1982
Built before 198047.0%
Built before 200074.3%
Built since 201014.6%
Owner-occupied67.6%
Median home value$197,600
Single-family permits, 2014 to 20251,273
Permits per 1,000 homes32.4

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Victoria County

Roofing firms in Victoria County

Roofing contractor establishments, 20237
Change since 2016-2 (-22%)
Homes per roofing firm5,605
Median across counties5,189
Employees, 202347

Source for Victoria County: Census County Business Patterns, NAICS 238160.

FEMA disaster declarations naming Victoria County since 2014

Declarations naming Victoria County7
Storm / flood / winter / fire5 / 0 / 2 / 0
Median TX county4
Days from the latest to the data cutoff798

Source for Victoria County: OpenFEMA, data to 2026-09-15.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Victoria County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Harris County, TX117 Very High $1.840.20$4.510.45169
Brazos County, TX134 Relatively Moderate $333.55$7.790.7885
Bell County, TX158 Relatively Moderate $14415.58$9.200.92145
Webb County, TX170 Relatively Moderate $121.27$7.220.7251
Hidalgo County, TX182 Relatively High $818.82$6.030.6066
Jefferson County, TX186 Relatively High $7.080.77$9.170.9233

More Texas counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Victoria County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 9 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Victoria 77901 (100%), 77904 (100%), 77905 (91%) Roofers

Storm hit your roof in Victoria County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Victoria County?

FEMA's National Risk Index gives Victoria County an overall score of 86.48 (Relatively Moderate), 426th of 3,144. Hail scores 55.92 (Relatively Low), strong wind 36.86 (Relatively Low) and tornado 85.24 (Relatively Moderate).

In Victoria County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 12 for Victoria County between 2014 and June 2026, on 6 days with hail of 1 inch or more; the largest stone was 1.75 inches.

What do hail and wind cost a home in Victoria County each year, on average?

Applying FEMA's county rates to its median home value of $197,600: FEMA's estimate is about $1.82 a year for hail and $1.97 for wind, before any deductible, against $4.42 and $4.03 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Victoria County compare with the rest of Texas?

Per $1 million of buildings Victoria County loses $9.22 to hail a year, against $85 in the median county of the state. Among 254 rated counties it is 162nd for hail, 157th for strong wind and 56th for tornado.

How old are the roofs in Victoria County?

The median home was built in 1982, 44 years ago, and 74.3% of the 39,238 housing units in Victoria County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Victoria County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Victoria County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Victoria County; Census County Business Patterns, roofing firms in Victoria County; OpenFEMA, declarations naming Victoria County. Planning-level information about Victoria County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).