Storm risk in Hidalgo County, Texas

FEMA rates Hidalgo County Relatively High for natural-hazard risk overall, 32nd of 3,144 rated counties. For a roof the three that matter are hail (Very High), strong wind (Relatively High) and tornado (Relatively High). NOAA logged 66 hail reports here from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. Planning-level county ratings.

Hidalgo County: FEMA National Risk Index scores for overall risk, hail, strong wind and tornado, each on a scale of 0 to 100Overall riskOverall risk: score 99.0, Relatively High, 32nd of 3,144 rated counties99Relatively High, 32nd of 3,144HailHail: score 99.2, Very High, 25th of 3,126 rated counties99Very High, 25th of 3,126Strong windStrong wind: score 89.2, Relatively High, 341st of 3,121 rated counties89Relatively High, 341st of 3,121TornadoTornado: score 96.0, Relatively High, 127th of 3,144 rated counties96Relatively High, 127th of 3,144

Each dot is the county’s score from 0 to 100 against all rated U.S. counties; the bar colour is FEMA’s rating band.

Hazard by hazard

HazardRatingScore (0 to 100)Rank in U.S.Rank in TXExpected yearly loss
OverallRelatively High 99.0325 of 254$177,939,339buildings
HailVery High 99.22512 of 254$9,276,797buildings
Strong windRelatively High 89.234125 of 254$687,798buildings
TornadoRelatively High 96.012725 of 254$7,712,133all exposure

Rank 1 is the highest score. Expected annual loss is a county total in dollars per year, not a figure per home; the overall, hail and wind rows count buildings only, the tornado row all exposure.

Hidalgo County in plain numbers

  • FEMA's overall rating for Hidalgo County is Relatively High, score 99.0 of 100, 32nd of 3,144 rated counties.
  • Hail: Very High (score 99.2), 25th nationwide and 12th of 254 counties in Texas.
  • Expected yearly hail loss to buildings: $9,276,797 for the whole county, about $81.39 per $1 million of building value.
  • NRI's hail record averages 0.6 hail events a year in the county.
  • Strong wind: Relatively High (score 89.2), 341st nationwide; expected yearly loss to buildings $687,798, about $6.03 per $1 million of building value.
  • Tornado: Relatively High (score 96.0), 127th nationwide; total expected yearly loss $7,712,133.
  • Buildings in the county are valued at 114.0 billion dollars in the index; population 869,532.
  • Social vulnerability is rated Very High and community resilience Very Low.
  • NOAA logged 66 hail reports in Hidalgo County from 2014 to June 2026; hail of 1 inch or more fell on 16 days and the largest stone was 3 inches.
  • 2 of our cities are in the county: Mcallen, Edinburg.
  • 29 ZIP Code Tabulation Areas have more than half of their land area in Hidalgo County.
  • Our guide range for a 2,000 sq ft asphalt roof in Mcallen is $6,510 to $14,415.
  • NOAA lists 3 tornado tracks in the county since 2014.

Where large hail was reported

FEMA scores the county as a whole. NOAA’s storm reports show where inside it the big stones fell.

Reported hail locations, Hidalgo County

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  • 301 to 1.74 in
  • 241.75 to 2.74 in, golf ball to tennis ball
  • 42.75 in and up, baseball

Largest plotted stone: 3 in. Bigger dots are bigger stones.

58 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Cities and ZIP areas in Hidalgo County

2 cities in this county are on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 29 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Mcallen 78501 (100%), 78504 (100%), 78503 (100%) Roofers
Edinburg 78539 (100%), 78541 (100%), 78542 (100%), 78540 (100%), 78543 (100%) Roofers

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Questions

How high is storm risk in Hidalgo County?

FEMA's National Risk Index rates Hidalgo County Relatively High overall. By peril: hail Very High, strong wind Relatively High, tornado Relatively High. The highest-scoring of the three for this county is hail (score 99.2).

How many hail reports has NOAA logged in Hidalgo County?

66 reports between 2014 and June 2026 in NOAA's Storm Events Database. A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is a county total, not a figure per home, and it is built for comparing counties, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties at planning level. It cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

How does Hidalgo County compare with the rest of Texas?

For hail it ranks 12th of 254 rated counties in the state; for strong wind 25th of 254; for tornado 25th of 254.

Other Texas counties

Sources: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database; Census Bureau ZCTA-to-county relationship file (2020). This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Planning-level information, not an inspection and not insurance advice.