Storm risk in Webb County, Texas

FEMA's overall hazard score for Webb County is 89.25 (Relatively Moderate), 339th of 3,144 counties. Hail scores 89.60 (Relatively Moderate), strong wind 55.50 (Relatively Moderate) and tornado 76.91 (Relatively Moderate). Expected hail loss is $12 per $1 million of buildings a year; NOAA logged 51 hail reports in Webb County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Webb County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of TX$0.1$1$10$100$1,000Hail: $12 per $1 million, 1,981st of 3,126 rated counties$12Hail1,981st of 3,126 countiesStrong wind: $7.22 per $1 million, 2,435th of 3,121 rated counties$7.22Strong wind2,435th of 3,121 countiesTornado: $47 per $1 million, 2,435th of 3,144 rated counties$47Tornado2,435th of 3,144 counties
  • Webb County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Webb County

HazardRatingScore (0 to 100)Rank in U.S.Rank in TX
OverallRelatively Moderate 89.25339 of 3,14425 of 254
HailRelatively Moderate 89.60328 of 3,12659 of 254
Strong windRelatively Moderate 55.501,400 of 3,126108 of 254
TornadoRelatively Moderate 76.91727 of 3,12677 of 254

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$491,877$12 $85$22 1,981 of 3,126223 of 254
Strong wind$302,562$7.22 $26$20 2,435 of 3,121226 of 254
Tornado$1,986,914$47 $269$199 2,435 of 3,144243 of 254

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Webb County

  • FEMA expects hail in Webb County to cost $12 per $1 million of buildings a year: 0.53 times the U.S. median and 0.14 times the TX county median, ranked 1,981st of 3,126 counties nationally and 223rd of 254 in Texas.
  • FEMA expects strong wind in Webb County to cost $7.22 per $1 million of buildings a year: 0.35 times the U.S. median and 0.27 times the TX county median, ranked 2,435th of 3,121 counties nationally and 226th of 254 in Texas.
  • FEMA expects tornado in Webb County to cost $47 per $1 million of buildings a year: 0.24 times the U.S. median and 0.18 times the TX county median, ranked 2,435th of 3,144 counties nationally and 243rd of 254 in Texas.
  • Applying FEMA's estimate to a $178,900 home, the average yearly loss in Webb County is about $2.10 for hail and $1.29 for wind before any deductible; at the U.S. median county rates it would be $4.00 and $3.64.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Webb County meets about 30.0 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1996, the median home in Webb County is 30 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 57.7% of its 86,727 homes are at least 26 years old.
  • March to June holds 51 of the 51 hail reports in Webb County (100 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Webb County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$2.10hail, a year; $4.00 at the U.S. median county rate
$1.29strong wind, a year; $3.64 at the U.S. median county rate
$68hail and wind together over 20 years, at today’s rate

Formula: home value × Webb County yearly loss ÷ building value. Hail: $491,877 ÷ $41,877,811,844 = 0.0000117. Wind: $302,562 ÷ $41,877,811,844 = 0.0000072. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Webb County in plain numbers

  • Webb County scores 89.25 in FEMA's overall hazard index (Relatively Moderate): 339th of 3,144 rated counties and 25th of 254 in Texas.
  • Hail scores 89.60 (Relatively Moderate). FEMA expects $491,877 of hail damage to buildings in Webb County a year, which is $12 per $1 million of buildings, 0.53 times the U.S. median.
  • Strong wind scores 55.50 (Relatively Moderate) with $302,562 of expected yearly building loss in Webb County: $7.22 per $1 million of buildings, 0.35 times the U.S. median.
  • Tornado scores 76.91 (Relatively Moderate) and FEMA's expected yearly tornado loss is $1,986,914, counting everything exposed, or $47 per $1 million of buildings in Webb County.
  • FEMA's own event record for Webb County averages 0.66 hail events and 0.29 strong-wind events a year.
  • NOAA logged 51 hail reports in Webb County between 2014 and June 2026, on 18 days with stones of 1 inch or more; the largest was 3.25 inches.
  • In Webb County, FEMA counts buildings worth 41.88 billion dollars and 266,380 residents.
  • Social vulnerability is Very High in Webb County.
  • Community resilience there is Very Low, for 266,380 residents.
  • 1 city in Webb County is covered on this site: Laredo. 10 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Laredo is $6,510 to $14,415.
  • Webb County ranks 129 of the 194 counties with a page here for hail loss per $1 million of buildings, 132 for wind and 176 for tornado.
  • In Webb County, May is the busiest month with 32 of the 51 reports (63 percent), against 0 reports in November.
  • Webb County's worst year was 2022, with 3 hail days at 1 inch or more and 13 reports. At the 2014 to 2025 pace that is 1.50 such days a year, one about every 8.0 months.
  • The median home in Webb County was built in 1996; 24.1% of its 86,727 housing units date from before 1980, 57.7% from before 2000 and 17.7% from 2010 on.
  • Census puts the median home value in Webb County at $178,900, and 63.9% of homes are lived in by their owners.
  • 13,560 single-family building permits were issued in Webb County from 2014 to 2025, about 156.4 per 1,000 homes, peaking in 2021.
  • NOAA lists 1 tornado track in Webb County since 2014; the strongest was an EF0 on May 13, 2015 near Oilton, 0.62 miles long.
  • The fastest gust in NOAA's records for Webb County is 96 mph on May 21, 2017 at (Lrd)Laredo Intl Arp.
  • The nearest county with a page here is Hidalgo County, 120 miles from the centre of Webb County; its hail score is 99.24.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 9 roofing contractor establishments in Webb County in 2023, one for every 9,636 homes.
  • FEMA has named Webb County in 5 disaster declarations since 2014, the latest 59 days before its data end, and 2 of them were storm-type.

The hail record of Webb County, year by year

NOAA logged 51 reports in Webb County; hail of 1 inch or more fell on 18 days. That is 1.5 such days a year; the median county in NOAA’s file has 1.8.

Webb County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more024681012142014: 2 reports, 1 days at 1 inch or more, largest 1.75 inch142015: 0 reports, 0 days at 1 inch or more, largest 0 inch152016: 9 reports, 3 days at 1 inch or more, largest 3.25 inch162017: 9 reports, 3 days at 1 inch or more, largest 2.75 inch172018: 2 reports, 1 days at 1 inch or more, largest 1.75 inch182019: 1 reports, 1 days at 1 inch or more, largest 2.75 inch192020: 2 reports, 1 days at 1 inch or more, largest 1.75 inch202021: 0 reports, 0 days at 1 inch or more, largest 0 inch212022: 13 reports, 3 days at 1 inch or more, largest 2 inch222023: 2 reports, 2 days at 1 inch or more, largest 1 inch232024: 10 reports, 3 days at 1 inch or more, largest 2 inch242025: 1 reports, 0 days at 1 inch or more, largest 0.88 inch252026: 0 reports, 0 days at 1 inch or more, largest 0 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Webb County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 0 reports0FebMarch: 8 reports8MarApril: 10 reports10AprMay: 32 reports32MayJune: 1 reports1JunJuly: 0 reports0JulAugust: 0 reports0AugSeptember: 0 reports0SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: May, 32 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20142111.75 in$110,000
20169323.25 in$555,000
20179332.75 in$250,000
20182111.75 in$20,000
20191112.75 in–
20202111.75 in$10,000
202213322 in$5,000
20232201 in–
202410322 in$3,000
20251000.88 in–

Biggest hail days in Webb County

DateLargest stoneReports that dayDamage reportedNear
May 17, 20163.25 in2$350,000Pescadito
May 21, 20172.75 in6$200,000Aguilares
June 24, 20192.75 in1none recordedCallaghan
April 11, 20172.5 in2$50,000Pescadito
May 24, 20222 in7$5,000Laredo

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Webb County the big stones fell.

Reported hail locations, Webb County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail2 in hail2 in hail2 in hail2.5 in hail2.5 in hail2.75 in hail2.75 in hail2.75 in hail3.25 in hail Laredo
  • 301 to 1.74 in
  • 161.75 to 2.74 in, golf ball to tennis ball
  • 42.75 in and up, baseball

Largest plotted stone: 3.25 in. Bigger dots are bigger stones.

50 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Webb County

Fastest gusts in Webb County

DateGustNear
May 21, 201796 mph(Lrd)Laredo Intl Arp
May 28, 202481 mph(Lrd)Laredo Intl Arp
February 19, 201776 mphLaredo
February 19, 201775 mphLaredo

Strongest tornado tracks in Webb County

DateScaleLengthInjured / killedNear
May 13, 2015EF00.62 mi0 / 0Oilton

1 tornado track in all since 2014; the strongest 1 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Webb County’s 2014 to 2025 pace of 1.50 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Webb County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 3.3% of homes3.3%<19401361940s: 2.2% of homes2.2%1940s1221950s: 4.6% of homes4.6%1950s1061960s: 5.2% of homes5.2%1960s921970s: 8.8% of homes8.8%1970s761980s: 13.5% of homes13.5%1980s621990s: 20.1% of homes20.1%1990s462000s: 24.6% of homes24.6%2000s322010s: 16.1% of homes16.1%2010s162020+: 1.5% of homes1.5%2020+4

Bars: share of 86,727 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1996
Built before 198024.1%
Built before 200057.7%
Built since 201017.7%
Owner-occupied63.9%
Median home value$178,900
Single-family permits, 2014 to 202513,560
Permits per 1,000 homes156.4

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Webb County

Roofing firms in Webb County

Roofing contractor establishments, 20239
Change since 2016+1 (+12%)
Homes per roofing firm9,636
Median across counties5,189
Employees, 202339

Source for Webb County: Census County Business Patterns, NAICS 238160.

FEMA disaster declarations naming Webb County since 2014

Declarations naming Webb County5
Storm / flood / winter / fire2 / 1 / 2 / 0
Median TX county4
Rank among 174 TX counties79
Days from the latest to the data cutoff59

Source for Webb County: OpenFEMA, data to 2026-09-15.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Webb County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Hidalgo County, TX120 Relatively High $816.93$6.030.8466
Cameron County, TX166 Relatively High $342.88$7.030.9734
Victoria County, TX170 Relatively Moderate $9.220.79$9.991.3812
Bell County, TX258 Relatively Moderate $14412.24$9.201.27145
Tom Green County, TX263 Relatively Low $1179.99$162.20218
Brazos County, TX277 Relatively Moderate $332.78$7.791.0885

More Texas counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Webb County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 10 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Laredo 78041 (100%), 78024 (0%), 78045 (100%) Roofers

Storm hit your roof in Webb County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Webb County?

FEMA's National Risk Index gives Webb County an overall score of 89.25 (Relatively Moderate), 339th of 3,144. Hail scores 89.60 (Relatively Moderate), strong wind 55.50 (Relatively Moderate) and tornado 76.91 (Relatively Moderate).

In Webb County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 51 for Webb County between 2014 and June 2026, on 18 days with hail of 1 inch or more; the largest stone was 3.25 inches.

What do hail and wind cost a home in Webb County each year, on average?

Applying FEMA's county rates to its median home value of $178,900: FEMA's estimate is about $2.10 a year for hail and $1.29 for wind, before any deductible, against $4.00 and $3.64 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Webb County compare with the rest of Texas?

Per $1 million of buildings Webb County loses $12 to hail a year, against $85 in the median county of the state. Among 254 rated counties it is 59th for hail, 108th for strong wind and 77th for tornado.

How old are the roofs in Webb County?

The median home was built in 1996, 30 years ago, and 57.7% of the 86,727 housing units in Webb County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Webb County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Webb County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Webb County; Census County Business Patterns, roofing firms in Webb County; OpenFEMA, declarations naming Webb County. Planning-level information about Webb County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).