Storm risk in Midland County, Texas
FEMA's overall hazard score for Midland County is 81.20 (Relatively Moderate), 592nd of 3,144 counties. Hail scores 98.31 (Relatively High), strong wind 59.76 (Relatively Moderate) and tornado 91.44 (Relatively High). Expected hail loss is $211 per $1 million of buildings a year; NOAA logged 170 hail reports in Midland County from 2014 to June 2026.
FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.
- Midland County, coloured by its FEMA rating
- all U.S. counties
- each county in the state
- U.S. median
- state median
Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.
How FEMA rates Midland County
| Hazard | Rating | Score (0 to 100) | Rank in U.S. | Rank in TX |
|---|---|---|---|---|
| Overall | Relatively Moderate | 81.20 | 592 of 3,144 | 47 of 254 |
| Hail | Relatively High | 98.31 | 54 of 3,126 | 18 of 254 |
| Strong wind | Relatively Moderate | 59.76 | 1,266 of 3,126 | 101 of 254 |
| Tornado | Relatively High | 91.44 | 270 of 3,126 | 45 of 254 |
Expected yearly loss, in dollars
| Hazard | This county, total a year | Per $1M of buildings | State median county | U.S. median county | Rank per $1M, U.S. | Rank per $1M, state |
|---|---|---|---|---|---|---|
| Hail | $7,475,366 | $211 | $85 | $22 | 154 of 3,126 | 43 of 254 |
| Strong wind | $558,612 | $16 | $26 | $20 | 1,814 of 3,121 | 175 of 254 |
| Tornado | $8,770,128 | $248 | $269 | $199 | 1,290 of 3,144 | 142 of 254 |
Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.
What stands out in Midland County
- FEMA expects hail in Midland County to cost $211 per $1 million of buildings a year: 9.44 times the U.S. median and 2.48 times the TX county median, ranked 154th of 3,126 counties nationally and 43rd of 254 in Texas.
- FEMA expects strong wind in Midland County to cost $16 per $1 million of buildings a year: 0.77 times the U.S. median and 0.60 times the TX county median, ranked 1,814th of 3,121 counties nationally and 175th of 254 in Texas.
- FEMA expects tornado in Midland County to cost $248 per $1 million of buildings a year: 1.24 times the U.S. median and 0.92 times the TX county median, ranked 1,290th of 3,144 counties nationally and 142nd of 254 in Texas.
- Applying FEMA's estimate to a $293,000 home, the average yearly loss in Midland County is about $62 for hail and $4.62 for wind before any deductible; at the U.S. median county rates it would be $6.55 and $5.97.
- If the next years look like 2014 to 2025, a roof kept 20 years in Midland County meets about 61.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
- Built in 1989, the median home in Midland County is 37 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 61.1% of its 71,565 homes are at least 26 years old.
- March to June holds 159 of the 170 hail reports in Midland County (94 percent); the quietest month is January, with 0 reports.
What hail and wind cost a home here in an average year
Enter a home value. The calculator applies Midland County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.
Formula: home value × Midland County yearly loss ÷ building value. Hail: $7,475,366 ÷ $35,434,357,467 = 0.0002110. Wind: $558,612 ÷ $35,434,357,467 = 0.0000158. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.
Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.
Midland County in plain numbers
- Midland County scores 81.20 in FEMA's overall hazard index (Relatively Moderate): 592nd of 3,144 rated counties and 47th of 254 in Texas.
- Hail scores 98.31 (Relatively High). FEMA expects $7,475,366 of hail damage to buildings in Midland County a year, which is $211 per $1 million of buildings, 9.44 times the U.S. median.
- Strong wind scores 59.76 (Relatively Moderate) with $558,612 of expected yearly building loss in Midland County: $16 per $1 million of buildings, 0.77 times the U.S. median.
- Tornado scores 91.44 (Relatively High) and FEMA's expected yearly tornado loss is $8,770,128, counting everything exposed, or $248 per $1 million of buildings in Midland County.
- FEMA's own event record for Midland County averages 3.90 hail events and 1.42 strong-wind events a year.
- NOAA logged 170 hail reports in Midland County between 2014 and June 2026, on 39 days with stones of 1 inch or more; the largest was 4 inches.
- In Midland County, FEMA counts buildings worth 35.43 billion dollars and 169,849 residents.
- Social vulnerability is Relatively Low in Midland County.
- Community resilience there is Relatively Low, for 169,849 residents.
- 1 city in Midland County is covered on this site: Midland. 5 Census ZIP areas have more than half of their land in the county.
- Our guide range for a 2,000 sq ft asphalt roof in Midland is $5,950 to $13,175.
- Midland County ranks 13 of the 194 counties with a page here for hail loss per $1 million of buildings, 77 for wind and 85 for tornado.
- In Midland County, May is the busiest month with 72 of the 170 reports (42 percent), against 0 reports in November.
- Midland County's worst year was 2017, with 7 hail days at 1 inch or more and 34 reports. At the 2014 to 2025 pace that is 3.08 such days a year, one about every 3.9 months.
- The median home in Midland County was built in 1989; 33.8% of its 71,565 housing units date from before 1980, 61.1% from before 2000 and 26.9% from 2010 on.
- Census puts the median home value in Midland County at $293,000, and 68.2% of homes are lived in by their owners.
- 11,949 single-family building permits were issued in Midland County from 2014 to 2025, about 167.0 per 1,000 homes, peaking in 2024.
- NOAA lists 5 tornado tracks in Midland County since 2014; the strongest was an EFU on May 30, 2024 near (Maf) Midland Intl, 0.13 miles long.
- The fastest gust in NOAA's records for Midland County is 112 mph on April 22, 2025 at (Maf) Midland Intl.
- The nearest county with a page here is Ector County, 30 miles from the centre of Midland County; its hail score is 99.20.
- Across counties the median is one roofing firm for every 5,189 homes; Census counted 11 roofing contractor establishments in Midland County in 2023, one for every 6,506 homes.
- FEMA has named Midland County in 2 disaster declarations since 2014, the latest 2034 days before its data end, and 0 of them were storm-type.
The hail record of Midland County, year by year
NOAA logged 170 reports in Midland County; hail of 1 inch or more fell on 39 days. That is 3.1 such days a year; the median county in NOAA’s file has 1.8.
- reports
- days with hail of 1 inch or more
- * 2026 runs to June only
Reports by calendar month, all years together. Peak: May, 72 reports.
The same numbers as a table (years with at least one report)
| Year | Reports | Days, 1 inch or more | Days, 1.75 inch or more | Largest stone | Damage reported |
|---|---|---|---|---|---|
| 2014 | 4 | 2 | 0 | 1 in | – |
| 2015 | 19 | 4 | 3 | 2.75 in | $3,000 |
| 2016 | 7 | 4 | 2 | 1.75 in | – |
| 2017 | 34 | 7 | 5 | 2.75 in | – |
| 2018 | 8 | 2 | 2 | 2.5 in | $36,000 |
| 2019 | 28 | 4 | 3 | 3 in | $30,000 |
| 2020 | 8 | 2 | 1 | 2.5 in | – |
| 2021 | 7 | 3 | 1 | 2.5 in | – |
| 2022 | 12 | 1 | 1 | 4 in | $500 |
| 2023 | 19 | 3 | 3 | 2 in | – |
| 2024 | 12 | 3 | 1 | 4 in | $370,000 |
| 2025 | 5 | 2 | 1 | 1.75 in | – |
| 2026 (to June) | 7 | 2 | 0 | 1.5 in | – |
Biggest hail days in Midland County
| Date | Largest stone | Reports that day | Damage reported | Near |
|---|---|---|---|---|
| May 24, 2022 | 4 in | 12 | $500 | Midland |
| May 30, 2024 | 4 in | 9 | $370,000 | Midland |
| April 23, 2019 | 3 in | 16 | $30,000 | Midland |
| May 20, 2019 | 2.75 in | 9 | none recorded | Baden |
| June 14, 2017 | 2.75 in | 6 | none recorded | Warfield |
Where large hail was reported
FEMA scores the county as a whole. NOAA’s reports show where inside Midland County the big stones fell.
Reported hail locations, Midland County
- 691 to 1.74 in
- 581.75 to 2.74 in, golf ball to tennis ball
- 132.75 in and up, baseball
Largest plotted stone: 4 in. Bigger dots are bigger stones.
155 reports of 1 inch or larger have coordinates; the map shows the 140 largest. Each dot is a reported location, not a storm path.
Sources: NOAA, Census county outlineWind and tornado records for Midland County
Fastest gusts in Midland County
| Date | Gust | Near |
|---|---|---|
| April 22, 2025 | 112 mph | (Maf) Midland Intl |
| May 30, 2024 | 110 mph | Warfield |
| October 3, 2023 | 100 mph | Midland |
| May 30, 2024 | 100 mph | Warfield |
Strongest tornado tracks in Midland County
| Date | Scale | Length | Injured / killed | Near |
|---|---|---|---|---|
| May 30, 2024 | EFU | 0.13 mi | 0 / 0 | (Maf) Midland Intl |
| May 30, 2024 | EF3 | 2.53 mi | 0 / 0 | (Maf) Midland Intl |
| May 20, 2019 | EF3 | 4.51 mi | 0 / 0 | Warfield |
| May 30, 2024 | EF2 | 10.27 mi | 0 / 0 | Warfield |
5 tornado tracks in all since 2014; the strongest 4 are listed.
How old the roofs are
Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Midland County’s 2014 to 2025 pace of 3.08 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.
Bars: share of 71,565 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.
| Median year built | 1989 |
| Built before 1980 | 33.8% |
| Built before 2000 | 61.1% |
| Built since 2010 | 26.9% |
| Owner-occupied | 68.2% |
| Median home value | $293,000 |
| Single-family permits, 2014 to 2025 | 11,949 |
| Permits per 1,000 homes | 167.0 |
Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.
Roofers and past disasters in Midland County
Roofing firms in Midland County
| Roofing contractor establishments, 2023 | 11 |
| Change since 2016 | +0 (+0%) |
| Homes per roofing firm | 6,506 |
| Median across counties | 5,189 |
| Employees, 2023 | 50 |
Source for Midland County: Census County Business Patterns, NAICS 238160. Full roofing-market page for Midland County.
FEMA disaster declarations naming Midland County since 2014
| Declarations naming Midland County | 2 |
| Storm / flood / winter / fire | 0 / 0 / 2 / 0 |
| Median TX county | 4 |
| Rank among 174 TX counties | 166 |
| Days from the latest to the data cutoff | 2,034 |
Source for Midland County: OpenFEMA, data to 2026-09-15.
Nearby counties
The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Midland County's.
| County | Miles | Overall | Hail loss | Hail, times here | Wind loss | Wind, times here | NOAA hail reports |
|---|---|---|---|---|---|---|---|
| Ector County, TX | 30 | Relatively Moderate | $387 | 1.83 | $12 | 0.77 | 167 |
| Tom Green County, TX | 85 | Relatively Low | $117 | 0.56 | $16 | 1.01 | 218 |
| Lubbock County, TX | 121 | Relatively High | $455 | 2.16 | $250 | 15.85 | 124 |
| Taylor County, TX | 129 | Relatively Moderate | $623 | 2.95 | $21 | 1.33 | 158 |
| Potter County, TX | 244 | Relatively Moderate | $898 | 4.26 | $45 | 2.86 | 226 |
| Bell County, TX | 274 | Relatively Moderate | $144 | 0.68 | $9.20 | 0.58 | 145 |
More Texas counties, nearest first
- Tarrant County 284 mi
- McLennan County 285 mi
- Webb County 324 mi
- Brazos County 346 mi
- Victoria County 369 mi
- Smith County 396 mi
- Harris County 416 mi
- Gregg County 426 mi
- Hidalgo County 441 mi
- Bowie County 458 mi
- Cameron County 482 mi
- Jefferson County 488 mi
Cities and ZIP areas in Midland County
1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 5 such areas have more than half their land here.
| City | ZIP areas (share of land in the county) | Pages |
|---|---|---|
| Midland | 79701 (100%), 79703 (100%), 79705 (49%), 79706 (93%), 79707 (100%) | Roofers |
Storm hit your roof in Midland County? A free inspection tells you if there is damage. One local roofer answers, not five.
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How high is storm risk in Midland County?
FEMA's National Risk Index gives Midland County an overall score of 81.20 (Relatively Moderate), 592nd of 3,144. Hail scores 98.31 (Relatively High), strong wind 59.76 (Relatively Moderate) and tornado 91.44 (Relatively High).
In Midland County, how many hail reports has NOAA logged?
A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 170 for Midland County between 2014 and June 2026, on 39 days with hail of 1 inch or more; the largest stone was 4 inches.
What do hail and wind cost a home in Midland County each year, on average?
Applying FEMA's county rates to its median home value of $293,000: FEMA's estimate is about $62 a year for hail and $4.62 for wind, before any deductible, against $6.55 and $5.97 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.
How does Midland County compare with the rest of Texas?
Per $1 million of buildings Midland County loses $211 to hail a year, against $85 in the median county of the state. Among 254 rated counties it is 18th for hail, 101st for strong wind and 45th for tornado.
How old are the roofs in Midland County?
The median home was built in 1989, 37 years ago, and 61.1% of the 71,565 housing units in Midland County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.
What does expected annual loss mean?
It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.
Does a high rating mean my roof will be damaged?
No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.
Sources for Midland County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Midland County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Midland County; Census County Business Patterns, roofing firms in Midland County; OpenFEMA, declarations naming Midland County. Planning-level information about Midland County, not an inspection and not insurance advice.
This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).