Storm risk in Lynchburg (independent city), Virginia

How FEMA rates Lynchburg

Expected yearly loss, in dollars

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Lynchburg

• FEMA expects hail in Lynchburg to cost $2.89 per $1 million of buildings a year: 0.13 times the U.S. median and 0.54 times the VA county median, ranked 2,583rd of 3,126 counties nationally and 116th of 133 in Virginia.
• FEMA expects strong wind in Lynchburg to cost $29 per $1 million of buildings a year: 1.43 times the U.S. median and 1.97 times the VA county median, ranked 1,243rd of 3,121 counties nationally and 15th of 133 in Virginia.
• FEMA expects tornado in Lynchburg to cost $32 per $1 million of buildings a year: 0.16 times the U.S. median and 0.59 times the VA county median, ranked 2,569th of 3,144 counties nationally and 102nd of 133 in Virginia.
• NOAA has only 14 hail reports for Lynchburg in 12 years, too few for a trend; FEMA's 119 counted hail events cover a longer record.
• Applying FEMA's estimate to a $211,800 home, the average yearly loss in Lynchburg is about $0.61 for hail and $6.16 for wind before any deductible; at the U.S. median county rates it would be $4.73 and $4.32.
• If the next years look like 2014 to 2025, a roof kept 20 years in Lynchburg meets about 11.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
• Built in 1970, the median home in Lynchburg is 56 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 80.8% of its 34,009 homes are at least 26 years old.
• March to June holds 12 of the 14 hail reports in Lynchburg (86 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Lynchburg’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Lynchburg in plain numbers

• Lynchburg scores 49.30 in FEMA's overall hazard index (Relatively Low): 1,595th of 3,144 rated counties and 37th of 133 in Virginia.
• Hail scores 28.34 (Very Low). FEMA expects $48,829 of hail damage to buildings in Lynchburg a year, which is $2.89 per $1 million of buildings, 0.13 times the U.S. median.
• Strong wind scores 78.44 (Relatively Moderate) with $490,645 of expected yearly building loss in Lynchburg: $29 per $1 million of buildings, 1.43 times the U.S. median.
• Tornado scores 31.84 (Relatively Low) and FEMA's expected yearly tornado loss is $535,064, counting everything exposed, or $32 per $1 million of buildings in Lynchburg.
• FEMA's own event record for Lynchburg averages 3.14 hail events and 3.10 strong-wind events a year.
• NOAA logged 14 hail reports in Lynchburg between 2014 and June 2026, on 8 days with stones of 1 inch or more; the largest was 1.75 inches.
• In Lynchburg, FEMA counts buildings worth 16.88 billion dollars and 78,993 residents.
• Social vulnerability is Relatively Moderate in Lynchburg.
• Community resilience there is Relatively High, for 78,993 residents.
• 1 city in Lynchburg is covered on this site: Lynchburg. 2 Census ZIP areas have more than half of their land in the county.
• Our guide range for a 2,000 sq ft asphalt roof in Lynchburg is $6,860 to $15,190.
• Lynchburg ranks 168 of the 194 counties with a page here for hail loss per $1 million of buildings, 34 for wind and 184 for tornado.
• In Lynchburg, April is the busiest month with 6 of the 14 reports (43 percent), against 0 reports in October.
• Lynchburg's worst year was 2016, with 2 hail days at 1 inch or more and 3 reports. At the 2014 to 2025 pace that is 0.58 such days a year, one about every 20.6 months.
• The median home in Lynchburg was built in 1970; 66.4% of its 34,009 housing units date from before 1980, 80.8% from before 2000 and 7.9% from 2010 on.
• Census puts the median home value in Lynchburg at $211,800, and 49.1% of homes are lived in by their owners.
• 1,480 single-family building permits were issued in Lynchburg from 2014 to 2025, about 43.5 per 1,000 homes, peaking in 2023.
• NOAA lists 1 tornado track in Lynchburg since 2014; the strongest was an EF2 on April 15, 2018 near (Lyh)Glenn Fld Lynch, 8.6 miles long.
• The fastest gust in NOAA's records for Lynchburg is 69 mph on June 11, 2014 at (Lyh)Glenn Fld Lynch.
• The nearest county with a page here is Roanoke (independent city), 44 miles from the centre of Lynchburg; its hail score is 47.23.
• Across counties the median is one roofing firm for every 5,189 homes; Census counted 4 roofing contractor establishments in Lynchburg in 2023, one for every 8,502 homes.

The hail record of Lynchburg, year by year

NOAA logged 14 reports in Lynchburg; hail of 1 inch or more fell on 8 days. With so few reports the yearly bars below are small numbers, and a single storm moves them.

Biggest hail days in Lynchburg

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Lynchburg the big stones fell.

Wind and tornado records for Lynchburg

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Lynchburg’s 2014 to 2025 pace of 0.58 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Roofers and past disasters in Lynchburg

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Lynchburg's.

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Lynchburg

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 2 such areas have more than half their land here.

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