Storm risk in Pueblo County, Colorado
FEMA's overall hazard score for Pueblo County is 82.51 (Relatively Moderate), 551st of 3,144 counties. Hail scores 98.19 (Relatively High), strong wind 65.97 (Relatively Moderate) and tornado 72.23 (Relatively Moderate). Expected hail loss is $164 per $1 million of buildings a year; NOAA logged 182 hail reports in Pueblo County from 2014 to June 2026.
FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.
- Pueblo County, coloured by its FEMA rating
- all U.S. counties
- each county in the state
- U.S. median
- state median
Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.
How FEMA rates Pueblo County
| Hazard | Rating | Score (0 to 100) | Rank in U.S. | Rank in CO |
|---|---|---|---|---|
| Overall | Relatively Moderate | 82.51 | 551 of 3,144 | 10 of 64 |
| Hail | Relatively High | 98.19 | 58 of 3,126 | 10 of 64 |
| Strong wind | Relatively Moderate | 65.97 | 1,071 of 3,126 | 13 of 64 |
| Tornado | Relatively Moderate | 72.23 | 874 of 3,126 | 11 of 64 |
Expected yearly loss, in dollars
| Hazard | This county, total a year | Per $1M of buildings | State median county | U.S. median county | Rank per $1M, U.S. | Rank per $1M, state |
|---|---|---|---|---|---|---|
| Hail | $4,599,771 | $164 | $86 | $22 | 258 of 3,126 | 14 of 64 |
| Strong wind | $235,467 | $8.39 | $8.18 | $20 | 2,347 of 3,121 | 32 of 64 |
| Tornado | $2,700,907 | $96 | $60 | $199 | 2,095 of 3,144 | 30 of 64 |
Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.
What stands out in Pueblo County
- FEMA expects hail in Pueblo County to cost $164 per $1 million of buildings a year: 7.34 times the U.S. median and 1.90 times the CO county median, ranked 258th of 3,126 counties nationally and 14th of 64 in Colorado.
- FEMA expects strong wind in Pueblo County to cost $8.39 per $1 million of buildings a year: 0.41 times the U.S. median and 1.03 times the CO county median, ranked 2,347th of 3,121 counties nationally and 32nd of 64 in Colorado.
- FEMA expects tornado in Pueblo County to cost $96 per $1 million of buildings a year: 0.48 times the U.S. median and 1.61 times the CO county median, ranked 2,095th of 3,144 counties nationally and 30th of 64 in Colorado.
- Applying FEMA's estimate to a $271,800 home, the average yearly loss in Pueblo County is about $45 for hail and $2.28 for wind before any deductible; at the U.S. median county rates it would be $6.07 and $5.54.
- If the next years look like 2014 to 2025, a roof kept 20 years in Pueblo County meets about 91.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
- Built in 1974, the median home in Pueblo County is 52 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 78.6% of its 73,031 homes are at least 26 years old.
- March to June holds 108 of the 182 hail reports in Pueblo County (59 percent); the quietest month is January, with 0 reports.
What hail and wind cost a home here in an average year
Enter a home value. The calculator applies Pueblo County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.
Formula: home value × Pueblo County yearly loss ÷ building value. Hail: $4,599,771 ÷ $28,060,009,972 = 0.0001639. Wind: $235,467 ÷ $28,060,009,972 = 0.0000084. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.
Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.
Pueblo County in plain numbers
- Pueblo County scores 82.51 in FEMA's overall hazard index (Relatively Moderate): 551st of 3,144 rated counties and 10th of 64 in Colorado.
- Hail scores 98.19 (Relatively High). FEMA expects $4,599,771 of hail damage to buildings in Pueblo County a year, which is $164 per $1 million of buildings, 7.34 times the U.S. median.
- Strong wind scores 65.97 (Relatively Moderate) with $235,467 of expected yearly building loss in Pueblo County: $8.39 per $1 million of buildings, 0.41 times the U.S. median.
- Tornado scores 72.23 (Relatively Moderate) and FEMA's expected yearly tornado loss is $2,700,907, counting everything exposed, or $96 per $1 million of buildings in Pueblo County.
- FEMA's own event record for Pueblo County averages 4.00 hail events and 0.55 strong-wind events a year.
- NOAA logged 182 hail reports in Pueblo County between 2014 and June 2026, on 55 days with stones of 1 inch or more; the largest was 3 inches.
- In Pueblo County, FEMA counts buildings worth 28.06 billion dollars and 168,034 residents.
- Social vulnerability is Relatively Moderate in Pueblo County.
- Community resilience there is Relatively High, for 168,034 residents.
- 1 city in Pueblo County is covered on this site: Pueblo. 12 Census ZIP areas have more than half of their land in the county.
- Our guide range for a 2,000 sq ft asphalt roof in Pueblo is $7,560 to $16,740.
- Pueblo County ranks 18 of the 194 counties with a page here for hail loss per $1 million of buildings, 123 for wind and 151 for tornado.
- In Pueblo County, May is the busiest month with 74 of the 182 reports (41 percent), against 0 reports in November.
- Pueblo County's worst year was 2015, with 6 hail days at 1 inch or more and 27 reports. At the 2014 to 2025 pace that is 4.58 such days a year, one about every 2.6 months.
- The median home in Pueblo County was built in 1974; 59.3% of its 73,031 housing units date from before 1980, 78.6% from before 2000 and 7.0% from 2010 on.
- Census puts the median home value in Pueblo County at $271,800, and 68.3% of homes are lived in by their owners.
- 4,547 single-family building permits were issued in Pueblo County from 2014 to 2025, about 62.3 per 1,000 homes, peaking in 2021.
- NOAA lists 2 tornado tracks in Pueblo County since 2014; the strongest was an EFU on March 26, 2024 near Pueblo West, 0.18 miles long.
- The fastest gust in NOAA's records for Pueblo County is 119 mph on July 1, 2021 at Avondale.
- The nearest county with a page here is El Paso County, 48 miles from the centre of Pueblo County; its hail score is 99.11.
- Across counties the median is one roofing firm for every 5,189 homes; Census counted 20 roofing contractor establishments in Pueblo County in 2023, one for every 3,652 homes.
- FEMA has named Pueblo County in 5 disaster declarations since 2014, the latest 14 days before its data end, and 0 of them were storm-type.
The hail record of Pueblo County, year by year
NOAA logged 182 reports in Pueblo County; hail of 1 inch or more fell on 55 days. That is 4.6 such days a year; the median county in NOAA’s file has 1.8.
- reports
- days with hail of 1 inch or more
- * 2026 runs to June only
Reports by calendar month, all years together. Peak: May, 74 reports.
The same numbers as a table (years with at least one report)
| Year | Reports | Days, 1 inch or more | Days, 1.75 inch or more | Largest stone | Damage reported |
|---|---|---|---|---|---|
| 2014 | 16 | 5 | 0 | 1.5 in | – |
| 2015 | 27 | 6 | 4 | 2.5 in | – |
| 2016 | 25 | 6 | 3 | 2 in | – |
| 2017 | 23 | 6 | 2 | 1.75 in | – |
| 2018 | 14 | 6 | 2 | 2.5 in | – |
| 2019 | 17 | 5 | 1 | 2.5 in | – |
| 2020 | 12 | 5 | 0 | 1 in | – |
| 2021 | 13 | 3 | 2 | 2.75 in | – |
| 2022 | 2 | 1 | 1 | 1.75 in | – |
| 2023 | 18 | 5 | 1 | 3 in | – |
| 2024 | 6 | 2 | 1 | 1.75 in | – |
| 2025 | 9 | 5 | 2 | 2.5 in | – |
Biggest hail days in Pueblo County
| Date | Largest stone | Reports that day | Damage reported | Near |
|---|---|---|---|---|
| July 13, 2023 | 3 in | 8 | none recorded | (Pub)Pueblo Muni Arp |
| July 1, 2021 | 2.75 in | 1 | none recorded | Avondale |
| May 9, 2015 | 2.5 in | 9 | none recorded | (Pub)Pueblo Muni Arp |
| June 17, 2019 | 2.5 in | 4 | none recorded | Pinon |
| August 6, 2018 | 2.5 in | 2 | none recorded | Pueblo Depot |
Where large hail was reported
FEMA scores the county as a whole. NOAA’s reports show where inside Pueblo County the big stones fell.
Reported hail locations, Pueblo County
- 1051 to 1.74 in
- 301.75 to 2.74 in, golf ball to tennis ball
- 52.75 in and up, baseball
Largest plotted stone: 3 in. Bigger dots are bigger stones.
150 reports of 1 inch or larger have coordinates; the map shows the 140 largest. Each dot is a reported location, not a storm path.
Sources: NOAA, Census county outlineWind and tornado records for Pueblo County
Fastest gusts in Pueblo County
| Date | Gust | Near |
|---|---|---|
| July 1, 2021 | 119 mph | Avondale |
| July 1, 2021 | 115 mph | Avondale |
| July 15, 2014 | 96 mph | Boone |
| July 15, 2014 | 90 mph | Boone |
Strongest tornado tracks in Pueblo County
| Date | Scale | Length | Injured / killed | Near |
|---|---|---|---|---|
| March 26, 2024 | EFU | 0.18 mi | 0 / 0 | Pueblo West |
| July 12, 2018 | EF0 | 0.08 mi | 0 / 0 | Pueblo West |
2 tornado tracks in all since 2014; the strongest 2 are listed.
How old the roofs are
Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Pueblo County’s 2014 to 2025 pace of 4.58 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.
Bars: share of 73,031 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.
| Median year built | 1974 |
| Built before 1980 | 59.3% |
| Built before 2000 | 78.6% |
| Built since 2010 | 7.0% |
| Owner-occupied | 68.3% |
| Median home value | $271,800 |
| Single-family permits, 2014 to 2025 | 4,547 |
| Permits per 1,000 homes | 62.3 |
Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.
Roofers and past disasters in Pueblo County
Roofing firms in Pueblo County
| Roofing contractor establishments, 2023 | 20 |
| Change since 2016 | +6 (+43%) |
| Homes per roofing firm | 3,652 |
| Median across counties | 5,189 |
| Employees, 2023 | 101 |
Source for Pueblo County: Census County Business Patterns, NAICS 238160. Full roofing-market page for Pueblo County.
FEMA disaster declarations naming Pueblo County since 2014
| Declarations naming Pueblo County | 5 |
| Storm / flood / winter / fire | 0 / 1 / 0 / 4 |
| Median CO county | 1 |
| Rank among 23 CO counties | 2 |
| Days from the latest to the data cutoff | 14 |
Source for Pueblo County: OpenFEMA, data to 2026-09-15.
Nearby counties
The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Pueblo County's.
| County | Miles | Overall | Hail loss | Hail, times here | Wind loss | Wind, times here | NOAA hail reports |
|---|---|---|---|---|---|---|---|
| El Paso County, CO | 48 | Relatively Moderate | $136 | 0.83 | $8.99 | 1.07 | 869 |
| Jefferson County, CO | 103 | Relatively High | $502 | 3.06 | $8.66 | 1.03 | 209 |
| Denver County, CO | 114 | Relatively High | $518 | 3.16 | $8.90 | 1.06 | 168 |
| Adams County, CO | 121 | Relatively Moderate | $471 | 2.87 | $9.12 | 1.09 | 170 |
| Boulder County, CO | 142 | Relatively Moderate | $132 | 0.80 | $11 | 1.36 | 146 |
| Weld County, CO | 164 | Relatively Moderate | $133 | 0.81 | $15 | 1.76 | 480 |
More Colorado counties, nearest first
- Larimer County 181 mi
Cities and ZIP areas in Pueblo County
1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 12 such areas have more than half their land here.
| City | ZIP areas (share of land in the county) | Pages |
|---|---|---|
| Pueblo | 81003 (100%), 81004 (100%), 81005 (100%), 81007 (100%), 81027 (0%) | Roofers |
- Pueblo County hail history, 2014 to 2026
- Hail history in Colorado
- Roof Stress Index for Pueblo County
- Insurance claim deadlines in Colorado
Storm hit your roof in Pueblo County? A free inspection tells you if there is damage. One local roofer answers, not five.
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How high is storm risk in Pueblo County?
FEMA's National Risk Index gives Pueblo County an overall score of 82.51 (Relatively Moderate), 551st of 3,144. Hail scores 98.19 (Relatively High), strong wind 65.97 (Relatively Moderate) and tornado 72.23 (Relatively Moderate).
In Pueblo County, how many hail reports has NOAA logged?
A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 182 for Pueblo County between 2014 and June 2026, on 55 days with hail of 1 inch or more; the largest stone was 3 inches.
What do hail and wind cost a home in Pueblo County each year, on average?
Applying FEMA's county rates to its median home value of $271,800: FEMA's estimate is about $45 a year for hail and $2.28 for wind, before any deductible, against $6.07 and $5.54 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.
How does Pueblo County compare with the rest of Colorado?
Per $1 million of buildings Pueblo County loses $164 to hail a year, against $86 in the median county of the state. Among 64 rated counties it is 10th for hail, 13th for strong wind and 11th for tornado.
How old are the roofs in Pueblo County?
The median home was built in 1974, 52 years ago, and 78.6% of the 73,031 housing units in Pueblo County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.
What does expected annual loss mean?
It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.
Does a high rating mean my roof will be damaged?
No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.
Sources for Pueblo County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Pueblo County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Pueblo County; Census County Business Patterns, roofing firms in Pueblo County; OpenFEMA, declarations naming Pueblo County. Planning-level information about Pueblo County, not an inspection and not insurance advice.
This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).