Storm risk in Denver County, Colorado

FEMA rates Denver County Relatively High for natural-hazard risk overall, 151st of 3,144 rated counties. For a roof the three that matter are hail (Very High), strong wind (Relatively High) and tornado (Relatively High). NOAA logged 168 hail reports here from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. Planning-level county ratings.

Denver County: FEMA National Risk Index scores for overall risk, hail, strong wind and tornado, each on a scale of 0 to 100Overall riskOverall risk: score 95.2, Relatively High, 151st of 3,144 rated counties95Relatively High, 151st of 3,144HailHail: score 99.9, Very High, 5th of 3,126 rated counties100Very High, 5th of 3,126Strong windStrong wind: score 96.1, Relatively High, 124th of 3,121 rated counties96Relatively High, 124th of 3,121TornadoTornado: score 97.9, Relatively High, 68th of 3,144 rated counties98Relatively High, 68th of 3,144

Each dot is the county’s score from 0 to 100 against all rated U.S. counties; the bar colour is FEMA’s rating band.

Hazard by hazard

HazardRatingScore (0 to 100)Rank in U.S.Rank in COExpected yearly loss
OverallRelatively High 95.21511 of 64$189,456,196buildings
HailVery High 99.951 of 64$70,352,275buildings
Strong windRelatively High 96.11241 of 64$1,210,160buildings
TornadoRelatively High 97.9681 of 64$28,038,780all exposure

Rank 1 is the highest score. Expected annual loss is a county total in dollars per year, not a figure per home; the overall, hail and wind rows count buildings only, the tornado row all exposure.

Denver County in plain numbers

  • FEMA's overall rating for Denver County is Relatively High, score 95.2 of 100, 151st of 3,144 rated counties.
  • Hail: Very High (score 99.9), 5th nationwide and 1st of 64 counties in Colorado.
  • Expected yearly hail loss to buildings: $70,352,275 for the whole county, about $517.56 per $1 million of building value.
  • NRI's hail record averages 8.3 hail events a year in the county.
  • Strong wind: Relatively High (score 96.1), 124th nationwide; expected yearly loss to buildings $1,210,160, about $8.90 per $1 million of building value.
  • Tornado: Relatively High (score 97.9), 68th nationwide; total expected yearly loss $28,038,780.
  • Buildings in the county are valued at 135.9 billion dollars in the index; population 715,210.
  • Social vulnerability is rated Very Low and community resilience Relatively High.
  • NOAA logged 168 hail reports in Denver County from 2014 to June 2026; hail of 1 inch or more fell on 31 days and the largest stone was 2.75 inches.
  • 1 of our cities is in the county: Denver.
  • 31 ZIP Code Tabulation Areas have more than half of their land area in Denver County.
  • Our guide range for a 2,000 sq ft asphalt roof in Denver is $7,560 to $16,740.
  • NOAA lists 4 tornado tracks in the county since 2014.

Where large hail was reported

FEMA scores the county as a whole. NOAA’s storm reports show where inside it the big stones fell.

Reported hail locations, Denver County

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  • 1161 to 1.74 in
  • 231.75 to 2.74 in, golf ball to tennis ball
  • 12.75 in and up, baseball

Largest plotted stone: 2.75 in. Bigger dots are bigger stones.

140 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Cities and ZIP areas in Denver County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 31 such areas have more than half their land here.

Storm hit your roof in Denver County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Denver County?

FEMA's National Risk Index rates Denver County Relatively High overall. By peril: hail Very High, strong wind Relatively High, tornado Relatively High. The highest-scoring of the three for this county is hail (score 99.9).

How many hail reports has NOAA logged in Denver County?

168 reports between 2014 and June 2026 in NOAA's Storm Events Database. A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is a county total, not a figure per home, and it is built for comparing counties, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties at planning level. It cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

How does Denver County compare with the rest of Colorado?

For hail it ranks 1st of 64 rated counties in the state; for strong wind 1st of 64; for tornado 1st of 64.

Other Colorado counties

Sources: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database; Census Bureau ZCTA-to-county relationship file (2020). This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Planning-level information, not an inspection and not insurance advice.