Storm risk in Benton County, Arkansas

FEMA's overall hazard score for Benton County is 88.74 (Relatively Moderate), 355th of 3,144 counties. Hail scores 82.35 (Relatively Moderate), strong wind 93.26 (Relatively High) and tornado 79.55 (Relatively Moderate). Expected hail loss is $22 per $1 million of buildings a year; NOAA logged 197 hail reports in Benton County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Benton County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of AR$0.1$1$10$100$1,000Hail: $22 per $1 million, 1,555th of 3,126 rated counties$22Hail1,555th of 3,126 countiesStrong wind: $12 per $1 million, 2,084th of 3,121 rated counties$12Strong wind2,084th of 3,121 countiesTornado: $89 per $1 million, 2,127th of 3,144 rated counties$89Tornado2,127th of 3,144 counties
  • Benton County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Benton County

HazardRatingScore (0 to 100)Rank in U.S.Rank in AR
OverallRelatively Moderate 88.74355 of 3,1446 of 75
HailRelatively Moderate 82.35556 of 3,1269 of 75
Strong windRelatively High 93.26213 of 3,1264 of 75
TornadoRelatively Moderate 79.55644 of 3,12626 of 75

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$1,174,542$22 $22$22 1,555 of 3,12637 of 75
Strong wind$615,059$12 $49$20 2,084 of 3,12167 of 75
Tornado$4,669,134$89 $451$199 2,127 of 3,14475 of 75

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Benton County

  • FEMA expects hail in Benton County to cost $22 per $1 million of buildings a year: 1.00 times the U.S. median and 1.00 times the AR county median, ranked 1,555th of 3,126 counties nationally and 37th of 75 in Arkansas.
  • FEMA expects strong wind in Benton County to cost $12 per $1 million of buildings a year: 0.58 times the U.S. median and 0.24 times the AR county median, ranked 2,084th of 3,121 counties nationally and 67th of 75 in Arkansas.
  • FEMA expects tornado in Benton County to cost $89 per $1 million of buildings a year: 0.45 times the U.S. median and 0.20 times the AR county median, ranked 2,127th of 3,144 counties nationally and 75th of 75 in Arkansas.
  • Applying FEMA's estimate to a $285,100 home, the average yearly loss in Benton County is about $6.40 for hail and $3.35 for wind before any deductible; at the U.S. median county rates it would be $6.37 and $5.81.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Benton County meets about 68.3 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1999, the median home in Benton County is 27 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and is inside the rated life of an architectural one (25 to 30 years); 51.5% of its 118,496 homes are at least 26 years old.
  • March to June holds 147 of the 197 hail reports in Benton County (75 percent); the quietest month is November, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Benton County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$6.40hail, a year; $6.37 at the U.S. median county rate
$3.35strong wind, a year; $5.81 at the U.S. median county rate
$195hail and wind together over 20 years, at today’s rate

Formula: home value × Benton County yearly loss ÷ building value. Hail: $1,174,542 ÷ $52,315,715,292 = 0.0000225. Wind: $615,059 ÷ $52,315,715,292 = 0.0000118. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Benton County in plain numbers

  • Benton County scores 88.74 in FEMA's overall hazard index (Relatively Moderate): 355th of 3,144 rated counties and 6th of 75 in Arkansas.
  • Hail scores 82.35 (Relatively Moderate). FEMA expects $1,174,542 of hail damage to buildings in Benton County a year, which is $22 per $1 million of buildings, 1.00 times the U.S. median.
  • Strong wind scores 93.26 (Relatively High) with $615,059 of expected yearly building loss in Benton County: $12 per $1 million of buildings, 0.58 times the U.S. median.
  • Tornado scores 79.55 (Relatively Moderate) and FEMA's expected yearly tornado loss is $4,669,134, counting everything exposed, or $89 per $1 million of buildings in Benton County.
  • FEMA's own event record for Benton County averages 7.78 hail events and 6.28 strong-wind events a year.
  • NOAA logged 197 hail reports in Benton County between 2014 and June 2026, on 45 days with stones of 1 inch or more; the largest was 4 inches.
  • In Benton County, FEMA counts buildings worth 52.32 billion dollars and 284,135 residents.
  • Social vulnerability is Very Low in Benton County.
  • Community resilience there is Relatively Moderate, for 284,135 residents.
  • 2 cities in Benton County are covered on this site: Rogers, Bentonville. 18 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Rogers is $5,740 to $12,710.
  • Benton County ranks 102 of the 194 counties with a page here for hail loss per $1 million of buildings, 95 for wind and 155 for tornado.
  • In Benton County, April is the busiest month with 55 of the 197 reports (28 percent), against 8 reports in October.
  • Benton County's worst year was 2017, with 6 hail days at 1 inch or more and 15 reports. At the 2014 to 2025 pace that is 3.42 such days a year, one about every 3.5 months.
  • The median home in Benton County was built in 1999; 18.8% of its 118,496 housing units date from before 1980, 51.5% from before 2000 and 24.0% from 2010 on.
  • Census puts the median home value in Benton County at $285,100, and 67.2% of homes are lived in by their owners.
  • 34,059 single-family building permits were issued in Benton County from 2014 to 2025, about 287.4 per 1,000 homes, peaking in 2025.
  • NOAA lists 23 tornado tracks in Benton County since 2014; the strongest was an EF3 on May 26, 2024 near Cherokee City, 6.1 miles long.
  • The fastest gust in NOAA's records for Benton County is 96 mph on May 26, 2024 at Bella Vista.
  • The nearest county with a page here is Washington County, 21 miles from the centre of Benton County; its hail score is 94.12.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 23 roofing contractor establishments in Benton County in 2023, one for every 5,152 homes.
  • FEMA has named Benton County in 6 disaster declarations since 2014, the latest 234 days before its data end, and 5 of them were storm-type.

The hail record of Benton County, year by year

NOAA logged 197 reports in Benton County; hail of 1 inch or more fell on 45 days. That is 3.4 such days a year; the median county in NOAA’s file has 1.8.

Benton County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more051015202530352014: 7 reports, 3 days at 1 inch or more, largest 1.75 inch142015: 18 reports, 3 days at 1 inch or more, largest 2.5 inch152016: 3 reports, 2 days at 1 inch or more, largest 1 inch162017: 15 reports, 6 days at 1 inch or more, largest 1.75 inch172018: 14 reports, 5 days at 1 inch or more, largest 1.75 inch182019: 8 reports, 3 days at 1 inch or more, largest 1.75 inch192020: 14 reports, 4 days at 1 inch or more, largest 3 inch202021: 11 reports, 4 days at 1 inch or more, largest 1.75 inch212022: 4 reports, 1 days at 1 inch or more, largest 1 inch222023: 27 reports, 3 days at 1 inch or more, largest 2 inch232024: 19 reports, 2 days at 1 inch or more, largest 4 inch242025: 31 reports, 5 days at 1 inch or more, largest 1.75 inch252026: 26 reports, 4 days at 1 inch or more, largest 4 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Benton County: NOAA hail reports by calendar month, 2014 to June 2026January: 7 reports7JanFebruary: 10 reports10FebMarch: 48 reports48MarApril: 55 reports55AprMay: 40 reports40MayJune: 4 reports4JunJuly: 14 reports14JulAugust: 7 reports7AugSeptember: 4 reports4SepOctober: 8 reports8OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: April, 55 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20147311.75 in$15,000
201518322.5 in$185,000
20163201 in–
201715611.75 in$25,000
201814511.75 in$65,000
20198311.75 in$25,000
202014423 in$465,000
202111421.75 in$125,000
20224101 in–
202327322 in$175,000
202419224 in$745,000
202531511.75 in$195,000
2026 (to June)26424 in$665,000

Biggest hail days in Benton County

DateLargest stoneReports that dayDamage reportedNear
April 28, 20264 in18$565,000Cave Spgs
March 14, 20244 in5$145,000Sulphur Spgs
May 4, 20203 in8$400,000Rogers
May 26, 20242.5 in10$600,000Bentonville
March 25, 20152.5 in9$130,000Rogers

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Benton County the big stones fell.

Reported hail locations, Benton County

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  • 891 to 1.74 in
  • 331.75 to 2.74 in, golf ball to tennis ball
  • 52.75 in and up, baseball

Largest plotted stone: 4 in. Bigger dots are bigger stones.

127 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Benton County

Fastest gusts in Benton County

DateGustNear
May 26, 202496 mphBella Vista
May 26, 202490 mphLarue
May 26, 202490 mphBentonville Branch J
April 1, 202490 mphPea Ridge

Strongest tornado tracks in Benton County

DateScaleLengthInjured / killedNear
May 26, 2024EF36.1 mi2 / 0Cherokee City
November 4, 2024EF23.8 mi0 / 0Rogers Muni Arpt
May 26, 2024EF27.4 mi0 / 0Bentonville Muni Arp
May 26, 2024EF25.4 mi0 / 0Cherokee City

23 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Benton County’s 2014 to 2025 pace of 3.42 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Benton County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 2.5% of homes2.5%<19403111940s: 1.0% of homes1%1940s2771950s: 1.9% of homes1.9%1950s2431960s: 3.4% of homes3.4%1960s2081970s: 10.0% of homes10%1970s1741980s: 12.1% of homes12.1%1980s1401990s: 20.6% of homes20.6%1990s1062000s: 24.5% of homes24.5%2000s722010s: 20.8% of homes20.8%2010s382020+: 3.1% of homes3.1%2020+10

Bars: share of 118,496 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1999
Built before 198018.8%
Built before 200051.5%
Built since 201024.0%
Owner-occupied67.2%
Median home value$285,100
Single-family permits, 2014 to 202534,059
Permits per 1,000 homes287.4

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Benton County

Roofing firms in Benton County

Roofing contractor establishments, 202323
Change since 2016+9 (+64%)
Homes per roofing firm5,152
Median across counties5,189
Employees, 2023126

Source for Benton County: Census County Business Patterns, NAICS 238160. Full roofing-market page for Benton County.

FEMA disaster declarations naming Benton County since 2014

Declarations naming Benton County6
Storm / flood / winter / fire5 / 0 / 1 / 0
Median AR county6
Rank among 33 AR counties16
Days from the latest to the data cutoff234

Source for Benton County: OpenFEMA, data to 2026-09-15. Declaration list for Benton County.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Benton County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Washington County, AR21 Relatively Moderate $592.63$2.470.21156
Sebastian County, AR77 Relatively Moderate $130.59$3.600.3191
Faulkner County, AR133 Relatively Moderate $190.83$141.2271
Pulaski County, AR148 Relatively High $331.46$7.310.62114
Craighead County, AR201 Relatively Moderate $180.79$120.9966

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Benton County

2 cities in this county are on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 18 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Rogers 72756 (89%), 72758 (100%), 72760 (0%) Roofers
Bentonville 72719 (100%), 72715 (100%), 72712 (100%), 72703 (0%) Roofers

Storm hit your roof in Benton County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Benton County?

FEMA's National Risk Index gives Benton County an overall score of 88.74 (Relatively Moderate), 355th of 3,144. Hail scores 82.35 (Relatively Moderate), strong wind 93.26 (Relatively High) and tornado 79.55 (Relatively Moderate).

In Benton County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 197 for Benton County between 2014 and June 2026, on 45 days with hail of 1 inch or more; the largest stone was 4 inches.

What do hail and wind cost a home in Benton County each year, on average?

Applying FEMA's county rates to its median home value of $285,100: FEMA's estimate is about $6.40 a year for hail and $3.35 for wind, before any deductible, against $6.37 and $5.81 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Benton County compare with the rest of Arkansas?

Per $1 million of buildings Benton County loses $22 to hail a year, against $22 in the median county of the state. Among 75 rated counties it is 9th for hail, 4th for strong wind and 26th for tornado.

How old are the roofs in Benton County?

The median home was built in 1999, 27 years ago, and 51.5% of the 118,496 housing units in Benton County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original 3-tab roof is past its rated life and an architectural one is inside it. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Benton County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Benton County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Benton County; Census County Business Patterns, roofing firms in Benton County; OpenFEMA, declarations naming Benton County. Planning-level information about Benton County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).