South Carolina FORTIFIED Roof incentives
South Carolina: no grant amount confirmed; tax credit ceiling $1,000; no discount percentage confirmed. Credit limits are read from the statute and repeated by IBHS. The statute never uses the word FORTIFIED, so whether your work qualifies is set by Department of Insurance regulations.
SC data checked 2026-10-06. Not advice. Method behind the South Carolina rows: how we verify; FORTIFIED basics.
What South Carolina pays or discounts
| Incentive | Amount | What it says | Sources |
|---|---|---|---|
| State income-tax credits | up to $1,000 | A credit for retrofit costs of the smaller of 25% of the cost or $1,000 for a tax year, plus a credit of 6% of the purchase price of eligible property, up to $1,500. | South Carolina Code of Laws, Title 12, Chapter 6, sections 12-6-3660 and 12-6-3665 IBHS FORTIFIED: financial incentives 2 sources give this figure |
| Insurance discount | no figure confirmed | IBHS cites a 2016 survey that found 17 insurers offering FORTIFIED discounts in South Carolina, some above 50% of the wind portion. We found no regulator page that repeats it, so there is no current figure here. | IBHS FORTIFIED: financial incentives 1 source give this figure |
Steps and traps
How it works here
- The credit is for your legal residence (the property qualifies under section 12-43-220(c)).
- Qualifying fortification measures are set by Department of Insurance regulations, not listed in the statute.
- Ordinary repair or replacement of existing items does not count, so the cost must be the added fortification.
- Items bought with grant money under section 38-75-485 are excluded unless the grant was counted as your income.
Watch for
- Both credits are limited per tax year; ask a South Carolina tax preparer how they stack with your return.
- The sales-tax credit equals 6% of the purchase price of eligible property and stops at $1,500.
South Carolina hail record next to these incentives
Across 18 South Carolina counties we hold 997 NOAA hail reports. Peak month: May (2014 to June 2026 record). Largest stone: 3.0 inches. Busiest full year: 2017, 120 reports.
| County | Hail reports | Largest stone |
|---|---|---|
| Greenville County | 95 | 2.5 in |
| Horry County | 89 | 2.75 in |
| Lexington County | 76 | 1.75 in |
| Spartanburg County | 75 | 3.0 in |
| Berkeley County | 68 | 2.0 in |
Payback calculator for South Carolina
Payback calculator
Confirmed for South Carolina: tax credit up to $1,000. No current discount figure is confirmed for South Carolina; use your insurer's quote. Use your own quotes.
Sample numbers only. The formula and its assumptions.
Next steps in South Carolina
- Hail lookup by address, from Greenville County outward.
- South Carolina roof ages by city.
- Compare South Carolina roofers.
- Claim deadlines by state, in case a storm hits first.
Cities we cover in South Carolina: Columbia, Florence, Greenville, Myrtle Beach, Rock Hill, Spartanburg.
Questions about South Carolina
How big can the South Carolina credit be?
Section 12-6-3660 caps it at the smaller of 25% of the cost or $1,000; section 12-6-3665 adds up to $1,500 for sales tax.
Does the statute say FORTIFIED?
No. It points to measures set by the Department of Insurance in regulations; IBHS says FORTIFIED upgrades can qualify.
Other state pages: Alabama, Oklahoma, Mississippi, Louisiana.