St. Cloud, MN · Storm Damage Repair

Storm Damage Roof Repair in St. Cloud, Minnesota

Hail or wind damage? Get a free assessment and insurance help. 12 local roofers listed, 7 verified.

Short answer: After hail or wind damage in St. Cloud, photograph the roof and book an inspection before you call the insurer: coverage and reporting deadlines depend on your policy and circumstances. This is general information; check your policy and contact your insurer promptly. In St. Cloud: 24 days with hail 1 inch or larger, 2014–June 2026. 7 of the roofers below have a license we checked; for any other, ask for a license number and a certificate of insurance.

Get a free quote See St. Cloud in numbers
  • 24days with hail 1 inch or larger, 2014–June 2026
  • 3.25 inlargest hailstone reported
  • 12tornadoes in the county, 2014–2026 (strongest EF1)
  • 1980median year homes were built

How much life is left in my St. Cloud roof?

Typical lifespans are published ranges for each material; for a St. Cloud house, real life also depends on installation, attic ventilation and the weather St. Cloud gets.

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Storm-damage roof repair is routine in St. Cloud: the area logs around 5 significant hail events per year, and the bruising, granule loss, and dented flashing those storms leave are the leading reason local crews stay busy. When a storm moves through St. Cloud, have a contractor inspect within 30 days: early documentation of any damage keeps an insurance claim straightforward if coverage applies.

St. Cloud in numbers

Public records for St. Cloud and its county, not estimates. Each figure shows its source.

  • #175of 209St. Cloud ranks #175 of the 209 cities we cover for yearly rainfall (low end).
  • #40of 209St. Cloud ranks #40 of the 209 cities we cover for largest hailstone on record.

Hail reports per year in the county

Hail events per year in the county, 2017 to 2025 5 2017 2 2018 8 2019 6 2020 2 2021 22 2022 12 2023 2 2024 10 2025
Hail events per year in the county, 2017 to 2025
20175
20182
20198
20206
20212
202222
202312
20242
202510

69 recorded events across 9 years represented in the data, about 7.7 per represented full year. 2022 had the most events among represented full years: 22.

Source: NOAA hail events, county level · data as of 2017–2025

When storms hit St. Cloud

Hail reports by month in the county, all years combined 0 Jan 0 Feb 3 Mar 7 Apr 23 May 16 Jun 27 Jul 3 Aug 7 Sep 0 Oct 0 Nov 0 Dec
Hail reports by month in the county, all years combined
Jan0
Feb0
Mar3
Apr7
May23
Jun16
Jul27
Aug3
Sep7
Oct0
Nov0
Dec0

Most hail reports come in July; the season runs March to September. Book inspections and repairs before that window, not after.

Source: NOAA Storm Events · data as of 2014–June 2026

Roofing trade around St. Cloud

  • 9 roofing companies with payroll in the county; 56% have fewer than 5 employees.
  • A roofer's median pay here is $79,250 a year (St. Cloud, MN Metro Area).
Source: Census CBP · data as of 2023 Source: BLS OEWS, roofers · data as of May 2025

St. Cloud storm record: Stearns County

What the National Weather Service logged in Stearns County in 2014–2026. County level, because storm reports are filed by county, not by city limits.

  • 1856Founded
  • 1,030 ft (314 m)Elevation
  • Saint-CloudNamed after

Where hail of 1 inch or more was reported in Stearns County

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  • 441 to 1.74 in
  • 211.75 to 2.74 in, golf ball to tennis ball
  • 12.75 in and up, baseball

Largest plotted stone: 3.25 in. Bigger dots are bigger stones.

66 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Biggest hail days

DateLargest hailReports that dayWhere it was reported
July 13, 2023 3.25 in, about the size of a teacup 8 Belgrade
May 12, 2022 2 in, about the size of a hen egg 14 Collegeville
July 26, 2019 2 in, about the size of a hen egg 6 St Cloud
“Most of the hail fell across the central third of Minnesota, with some hail stones measured at 2 inches in diameter. In addition, a few mesonet wind sensors and the St. Cloud regional airport all reported severe wind gusts.”
National Weather Service report, May 12, 2022
Source: NOAA Storm Events Database · data as of 2014–2026

Last big hail on record

July 18, 2025

Hail of 1.75 inches (golf ball) or larger fell on 9 days in 2014–2026. Our records end where NOAA's do, so a newer storm may not be listed yet.

Strongest tornado

EF1 · September 19, 2017

It stayed on the ground for 8.18 miles and was up to 360 yards wide. A tornado touched down on the edge of a corn field and moved east-northeast, missing the city of Elrosa by less than a mile. The tornado also knocked down or uprooted many trees and also severely damaged crops, especially corn that was ready for harvest.

Strongest thunderstorm gust

81 mph · September 19, 2017

A few dozen trees were damaged, the roof of an open sided shed was blown off, and several corn fields were damaged.

What it means for storm damage repair

In 2014–2026, NOAA logged 9 days with hail of 1.75 inches or larger in Stearns County. After a day like that, photograph the roof before anyone tarps it and keep the date: insurers ask for it.

Storm data: NOAA Storm Events (public domain). City facts: Wikidata (CC0).

What it costs in St. Cloud

Asphalt-shingle re-roof, 2,000 sq ft home, adjusted for St. Cloud labor and material prices. Your quote depends on roof size, pitch and scope.

That typical price is about 5.1% of the median St. Cloud home value ($212,800).

Source: Census ACS (St. Cloud city) · data as of 2019–2023

Full St. Cloud cost guide by material →

What St. Cloud's climate means for storm damage repair

  • After St. Cloud's hail, check for bruised soft spots and granules in the gutters within 30 days — impact damage is rarely visible from the ground, so document it before filing.

Roofers in St. Cloud, MN

12 listed. Roofers we verified against a public registry come first.

This list covers roofing companies generally. Confirm storm damage repair experience, materials, insurance and current availability with each company. A Verified badge refers to the registry check, not a confirmed specialty.

Storm Damage Repair in St. Cloud: questions

How do I find a storm damage repair company in St. Cloud?
PickARoofer lists roofing companies serving St. Cloud, MN. This is a general roofing directory; confirm storm damage repair experience and availability with each company. A Verified badge describes a separate registry check, not a confirmed service specialty or insurance check. Confirm scope, insurance and availability directly. Requests go to one contractor at a time, with up to three attempts; a response or start date is not guaranteed. Free for homeowners.
Should I repair or fully re-roof in St. Cloud?
Ask a roofer to document the damage and compare a written repair scope with a replacement estimate. Roof condition, remaining life, materials and the extent of damage affect the decision. Confirm any inspection fee before booking.
How big does hail get near St. Cloud?
The largest hail NOAA logged near St. Cloud measured 3.25 inches, about the size of a teacup. Hail of an inch or more fell on 24 days in the same record. The biggest day was July 13, 2023, with 8 reports. The National Weather Service calls hail of 1 inch or larger severe; the bigger the stone, the more likely it is to crack a shingle.
How long does a Minnesota insurer have to answer a roof claim?
Minnesota sets time limits in writing. For example, the insurer must acknowledge your claim and promptly give you the claim forms and instructions within 10 business days (Minn. Stat. §72A.201 subd. 4(1)). The full list and a date calculator are on our Minnesota claim-deadlines page: pickaroofer.com/claim-deadlines/mn.
When is hail season in St. Cloud?
July is the worst month: 31% of the 86 hail reports NOAA holds for the county came then. Reports run from March to September. Book the inspection before March, while crews still have open dates.
What does roofing cost in St. Cloud?
For an average 2,000 sq ft home we model asphalt-shingle re-roof at $6,720 to $14,880 in St. Cloud, around $10,800 in the middle. That is about 5.1% of the median home value of $212,800. Your quote moves with roof size, pitch and how many layers come off.
How many roofing companies work around St. Cloud?
The Census Bureau counts 9 roofing companies with payroll in Stearns County. 55.6% of them have fewer than five employees, so most quotes come from owner-run crews. A roofer's median pay is $79,250 a year (BLS).
What hail damage should I look for after a St. Cloud-area storm?
Hail damage to asphalt shingles shows as random soft bruising (a spongy spot when you press the shingle), loss of surface granules, and sometimes cracking or splitting on direct impacts. Metal components tell the story more clearly: dented gutters, soffit, vents, and flashing photograph cleanly for an insurance adjuster. Because St. Cloud averages around 5 significant hail events per year, insurers here are familiar with the damage pattern — get a contractor inspection within 30 days while evidence is fresh and before the storm claim window tightens.
How quickly can storm damage be repaired in St. Cloud?
Timing for emergency tarping to stop active water intrusion depends on crew availability and weather, so ask when a contractor calls. Full storm-damage repair — tear-off, decking assessment, new shingles or panels — typically takes one to three days once materials are sourced. After a major regional storm event, expect scheduling delays of one to three weeks as local contractor capacity fills up. PickARoofer sends your request to a contractor serving your area, who contacts you directly.
Do I need a permit for storm damage repair in Minnesota?
Permit requirements depend on the property, scope of work and local jurisdiction. Check with the city or county building department and confirm who will obtain any required permit before work starts.

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Figures above: NOAA Storm Events Database (hail, wind, tornado; county of the city, 2014–2026), U.S. Census Bureau American Community Survey 5-year estimates (housing), NASA POWER (temperature and rain, 2014–2023). Prices: our published price method. How we collect data.