Roof Replacement Cost in St. Cloud, Minnesota (2026)
St. Cloud homeowners pay $6,720 to $14,880 to put asphalt shingles on a 2,000 sq ft house, roughly 5.7 to 12.7 weeks of the $61,112 a year the median St. Cloud household takes in. NOAA counts 24 days of 1-inch hail in St. Cloud's county. Starting ranges, not quotes. Prices compiled June 2026.
Short answer: In St. Cloud the typical asphalt re-roof costs $10,800, which is 9.2 weeks of local pay on a $61,112 median household income. Metal in St. Cloud runs $16,320 to $38,400, and the St. Cloud asphalt range is $6,720 to $14,880.
Got a quote? See where it falls in St. Cloud
Compares your price per square foot with the St. Cloud installed range (tear-off and underlayment included). Not a judgment of any one roofer.
What would a St. Cloud roof cost per month?
Example rate only; your lender's offer will differ. For a St. Cloud home the principal is the local range for your size and material, and this is not a loan offer in St. Cloud or anywhere else.
How much life is left in my St. Cloud roof?
Typical lifespans are published ranges for each material; for a St. Cloud house, real life also depends on installation, attic ventilation and the weather St. Cloud gets.
Price your own roof in St. Cloud
St. Cloud prices sit 4% under the national base. A typical St. Cloud roof is 9.2 weeks of local pay, 87th heaviest of 209 cities.
- Same job at national base rates
- Difference in St. Cloud
- Extra tear-off included
How we calculated this
One sum produces the asphalt shingle range at the top of this page. You can redo it with a calculator.
| Step | What goes in | Value |
|---|---|---|
| National base, low end | 3-Tab Asphalt Shingles, $3.50 per sq ft × 2,000 sq ft | $7,000 |
| National base, high end | Architectural Asphalt Shingles, $7.75 per sq ft × 2,000 sq ft | $15,500 |
| St. Cloud cost index | Fixed for St. Cloud, not recalculated from wages | 0.96× |
| St. Cloud low | $7,000 × St. Cloud index 0.96 | $6,720, 5.7 weeks of St. Cloud pay |
| St. Cloud high | $15,500 × St. Cloud index 0.96 | $14,880, 12.7 weeks of St. Cloud pay |
| St. Cloud typical | Midpoint of the St. Cloud low and high, rounded to $50 | $10,800 |
- Where St. Cloud sits. The median index across the 209 cities we price is 0.89×. 186 of them are under 1.00× and 23 are over it.
- Roofer pay near St. Cloud. Shown above beside the price, from the BLS source. The index is not calculated from it.
Prices compiled June 2026, BLS pay OEWS May 2025. This is an estimate, not a quote. Why the range has a low and a high end and how the other materials are priced: full method, inputs and limits.
Cost by roofing material in St. Cloud
A typical asphalt roof in St. Cloud costs $10,800, which is 9.2 weeks of local pay and puts St. Cloud 87th of 209 for burden.
| Material | Weeks of pay | Typical | Share of home value |
|---|---|---|---|
| 3-Tab Asphalt Shingles in St. Cloud | 7.6 | $8,900 | 4.2% |
| Architectural Asphalt Shingles in St. Cloud | 10.0 | $11,750 | 5.5% |
| Metal (Steel/Aluminum) in St. Cloud | 19.2 | $22,550 | 10.6% |
| Standing Seam Metal in St. Cloud | 26.1 | $30,700 | 14.4% |
| Concrete Tile in St. Cloud | 17.1 | $20,150 | 9.5% |
| TPO / EPDM in St. Cloud* | 4.9 | $5,750 | 2.7% |
* Flat-roof prices are per 1,000 sq ft, not for a whole 2,000 sq ft house. Rated life: 3-Tab Asphalt Shingles 15–20 years; Architectural Asphalt Shingles 25–30 years; Metal (Steel/Aluminum) 40–70 years; Standing Seam Metal 50–70 years; Concrete Tile 40–50 years; TPO / EPDM (flat roofs) 15–25 years. How we calculated these prices · Sources
If insurance covers the damage
Estimates against St. Cloud's $6,720–$14,880 range. General information, not legal advice. How claims work →
| Your deductible | Weeks of St. Cloud pay | Out-of-pocket |
|---|---|---|
| $500 | 0.43 weeks in St. Cloud | $500 |
| $1,000 | 0.85 weeks in St. Cloud | $1,000 |
| $2,500 | 2.1 weeks in St. Cloud | $2,500 |
Storms behind St. Cloud roof bills
Public NOAA records for St. Cloud's county.
- 24days with hail of 1 inch or larger
- 3.25 inlargest hailstone reported
- 42days with gusts of 58 mph or more
Hail reports by month
NOAA logged 86 hail reports for St. Cloud's county since 2014. July is the busiest month with 27 of them, 31% of the total.
Busiest three: July 27, May 23, June 16.
No hail was reported in 5 of the 12 months (January to December, in calendar order).
The costliest storm day on record in the county was August 3, 2024, with $2,000,000 of reported property damage.
All reported hail, wind and tornado damage there adds up to at least $4,227,000. It is a floor, because many reports carry no dollar estimate.
The county saw 12 tornadoes, the strongest rated EF1.
Source: NOAA Storm Events, 2014–June 2026Reported hail locations, Stearns County
- 1+ in
- 1.75+ in
- 2.75+ in
Hail reports per year
| 2017 | 5 |
|---|---|
| 2018 | 2 |
| 2019 | 8 |
| 2020 | 6 |
| 2021 | 2 |
| 2022 | 22 |
| 2023 | 12 |
| 2024 | 2 |
| 2025 | 10 |
69 recorded hail events across 9 years represented in the data, about 7.7 per represented full year. 2022 had the most events among represented full years: 22.
Source: NOAA Storm Events, 2014–June 2026 St. Cloud storm history · Hail risk lookup
What weather does to a St. Cloud roof
- Freeze-thaw days. Water gets under shingles at night and expands as ice.
- Days at 90F or hotter. Heat bakes the oils out of asphalt and loosens sealant strips.
- Days with an inch of rain. Heavy rain tests flashing, valleys and gutters.
- Yearly precipitation. More water means more years of wet decking.
Rank 1 is the most days or inches among the cities we cover. Values are 2014–2023 averages of a 50 km grid cell around St. Cloud. Source: NASA POWER (MERRA-2/IMERG reanalysis, daily point data), 2014–2023
St. Cloud roof bill in weeks of pay
Weeks of median household income
The median St. Cloud household earns $61,112 a year, or $1,175 a week. A St. Cloud asphalt re-roof, typically $10,800, takes 9.2 weeks of that.
Mankato ($10,800 typical, 97 miles away) takes 8.7 weeks of its own pay, 0.53 weeks fewer than St. Cloud.
86 of 208 other cities ask for more, 122 for less.
Sum for St. Cloud: $10,800 ÷ ($61,112 ÷ 52) = 9.2 weeks.
Source: Census ACS (St. Cloud city), 2019–2023St. Cloud against nearby Minnesota cities
3 neighbors share 0.96×, against St. Cloud's 0.96×. Closest is Mankato, about 97 mi out.
Distances are to scale. Dot size is weeks of local pay for a typical asphalt roof, so a bigger dot means a heavier bill for that city's households.
| City | Weeks of pay | Price vs here | Contractors (verified) | Hail events, since 2017 |
|---|---|---|---|---|
| St. Cloud (this page) | 9.2 | — | 12 (7) | 69 |
| Mankato roofers ≈97 mi from St. Cloud |
8.7 | same | 25 (12) | 45 |
| Duluth roofers ≈131 mi from St. Cloud |
8.5 | same | 26 (14) | 203 |
| Rochester roofers ≈134 mi from St. Cloud |
6.4 | same | 27 (20) | 94 |
On the cost index St. Cloud sits at 0.96×, and a St. Cloud roof takes 9.2 weeks of its pay, rank 87 of 209.
What a re-roof costs against home values in St. Cloud
Share of median home value
In St. Cloud a typical re-roof takes 5.1% of the $212,800 median home value. 89 cities carry a heavier ratio and 119 a lighter one.
Source: Census ACS (St. Cloud city), 2019–2023How old the homes are
Share of homes built before 1980.
49.7% of St. Cloud homes predate 1980. The median St. Cloud home was built in 1980, so a roof never replaced there is 46 years old. Oldest-first, St. Cloud stands #107 of 209.
Source: Census ACS (St. Cloud city), 2019–2023Repair or replace in St. Cloud
The median St. Cloud home was built in 1980, so an original roof would be 46 years old, past the 25–30 years architectural shingles are rated for. Here a repair mostly buys time. 49.7% of St. Cloud homes predate 1980, so some roofs on the street are second or third generation.
| Job | Cost | Weeks of pay |
|---|---|---|
| Small repair in St. Cloud | $600 | 0.51 |
| Larger repair in St. Cloud | $2,900 | 2.5 |
| Half of a new roof (50% rule) in St. Cloud | $5,400 | 4.6 |
| One year of roof life in St. Cloud | $393 | 0.33 |
The last row prices one year of roof life in St. Cloud: a typical architectural roof divided by its rated 25–30 years. A repair is worth paying for when it buys at least as many years as its cost divided by that figure. The 50% rule is a common rule of thumb, not a law.
The St. Cloud roofing market
The roofing market in St. Cloud is dominated by local contractors who specialize in repairing storm-damaged roofs; homeowners should ensure they have adequate insurance coverage to handle unexpected repairs.
Roofing companies in St. Cloud's county
- 9roofing establishments with paid employees
- 55.6%have fewer than 5 employees
55.6% of the county's roofing firms have under 5 staff, 8 points below the 190-city median of 64%.
Source: Census CBP, 2023On PickARoofer: 12 roofing contractors listed in St. Cloud, 7 verified against a public registry. See them
What roofers earn here
A roofer in the St. Cloud metro earns a median $79,250 a year, $4,760 above the $74,490 statewide median. 1 of 141 metros pay more than the St. Cloud area.
Source: BLS OEWS, roofers, May 2025License and permit in Minnesota
St. Cloud roofers: State license required.
Check a St. Cloud roofer in the Minnesota registry
7 contractors listed in St. Cloud carry a Verified badge on PickARoofer.
Permit: St. Cloud's building office. General information, not legal advice.
Source: verification methodAreas PickARoofer contractors serve in St. Cloud
- Cedar Hill Estates
- Lake St. Cloud
- Southwood District
- St. Joseph Heights
- Woodlawn
ZIP codes: 56301, 56302, 56304, 56309, 56310.
Roof cost in St. Cloud: questions
In St. Cloud, what does a roof replacement cost?
In St. Cloud, how many weeks of pay is a new roof?
In St. Cloud, should I repair or replace my roof?
For a St. Cloud home, is a re-roof a big bill?
When does hail hit St. Cloud?
Does a St. Cloud roofer need a license?
For a St. Cloud roof, who pulls the permit?
How many roofing firms work near St. Cloud?
More for St. Cloud
Cite this page
Data version: Prices compiled June 2026. Free to quote with credit under CC BY 4.0.