St. Cloud, MN · Storm history
Hail Reports in St. Cloud, Minnesota — Last 90 Days
NOAA Storm Prediction Center logged 9 hail reports within 25 miles of St. Cloud across 1 storm day, most recently on August 7, 2026. Source: SPC Local Storm Reports (preliminary, may be revised).
Data as of October 24, 2026 (last successful NOAA check). The newest report in the feed is from Oct 23, 2026. The 90-day log is SPC preliminary data. The county history (2017 to June 2026) is the NOAA Storm Events archive, 2014–June 2026; it has no storms after it ends.
- 1.50 inlargest hail near the city, last 90 days (ping-pong ball size)
- 24days with hail 1 in or larger in the county, 2014–June 2026
- 42days with 58+ mph thunderstorm wind, 2014–June 2026
- #74 of 209among the cities we cover, by hail days of 1 in or more
Has hail hit my St. Cloud roof since it was installed?
County-level hail reports for St. Cloud from the NOAA archive this page uses; a county report is not proof of damage at your St. Cloud address.
When does hail hit St. Cloud?
NOAA NCEI Storm Events, county level, 2014–June 2026
If insurance covers it, what do I pay in St. Cloud?
Only if the claim is approved. The ACV math is a straight-line example over a 25-year life; insurers writing St. Cloud policies use their own schedules, so check your policy.
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Hail near St. Cloud in the last 90 days
- 1.50 inLargest hail in 90 days (ping-pong-ball size)
- 1Hail day near St. Cloud
- 9SPC reports
- August 7, 2026Most recent event
Around St. Cloud, the NOAA Storm Prediction Center logged 9 hail reports within 25 miles between August 7 and August 7, 2026, spread over 1 storm day. That day brought stones of 1″ or more, and 9 of the 9 St. Cloud reports with coordinates fell within 10 miles of the city center. In a typical year St. Cloud sees about 5 hail-producing storms.
St. Cloud's storm-climate context
St. Cloud experiences harsh winters with significant snowfall and occasional ice storms which can damage roofs, while summer thunderstorms pose a risk of hail damage.
The roofing market in St. Cloud is dominated by local contractors who specialize in repairing storm-damaged roofs; homeowners should ensure they have adequate insurance coverage to handle unexpected repairs.
How close the hail came
Of the 9 St. Cloud reports, the closest landed 0.1 miles from the city center on August 7, 2026 (1.00″ at 1 E St. Cloud). August 7, 2026 was the heaviest day around St. Cloud, with 9 reports and a top stone of 1.50″. Stones of 1″ or more came on 1 of the 1 St. Cloud-area hail day.
| Distance from city center | Reports | Largest |
|---|---|---|
| Within 5 miles | 9 | 1.50″ |
| Within 10 miles | 9 | 1.50″ |
| Within 25 miles | 9 | 1.50″ |
Distances are straight-line from the city center to each SPC report point; reports without coordinates are left out of the table.
Hail events near St. Cloud by date
August 7, 2026 9 reports, hail up to 1.50″ (ping-pong-ball size)
| Time (UTC) | Hail size | Location | Distance from St. Cloud |
|---|---|---|---|
| 1556 | 1.50″ | St. Cloud, Stearns County | 0.9 mi |
| 1551 | 1.00″ | 1 E St. Cloud, Stearns County | 1.0 mi |
| 1551 | 1.00″ | St. Cloud, Stearns County | 0.8 mi |
| 1553 | 1.00″ | 1 W St. Cloud, Stearns County | 0.9 mi |
| 1554 | 1.00″ | 1 E Waite Park, Stearns County | 2.0 mi |
| 1555 | 1.00″ | 1 NE St. Cloud, Benton County | 0.6 mi |
| 1556 | 1.00″ | 1 E St. Cloud, Stearns County | 0.1 mi |
| 1601 | 1.00″ | 3 E St. Cloud, Benton County | 3.0 mi |
| 1616 | 1.00″ | 1 NW St. Cloud, Stearns County | 1.5 mi |
The St. Cloud tables above list preliminary Local Storm Reports from the NOAA Storm Prediction Center. Sizes are reported hailstone diameters; times are UTC. Reports can be added or corrected for about a day after each event. A quiet log does not mean no hail: small or unreported events happen. The closest report in this window landed 0.1 miles from St. Cloud's center.
View the 9 St. Cloud-area reports on a map
On the St. Cloud map, circle positions are the NOAA SPC report coordinates; tap a circle for the date and hail size.
Hail size: < 1″ 1–1.75″ ≥ 2″ not recorded
How severe was it? The NWS yardstick, applied to St. Cloud's reports
The National Weather Service calls hail severe at 1″ (quarter size) and significant at 2″ (hen-egg size). Scoring St. Cloud's 9 area reports (filed in Benton, Stearns Counties) against that scale: 9 of the St. Cloud reports met the severe 1″+ criterion — the size at which asphalt shingles start taking granule loss and bruising that shows up as leaks a season later. At these sizes, damage on a St. Cloud roof is rarely visible from the ground, and homeowners policies typically cover it when it is documented promptly.
Hail history in St. Cloud: the long picture
County-level NOAA records for the county behind St. Cloud, 2014–June 2026. Each figure shows its source. Storms after the archive ends are not in these numbers. Ranks count from 1, the highest.
St. Cloud against the 209 cities we cover
- #74of 209Days with hail 1 in or larger in St. Cloud: middle
- #54of 209Days with hail 1.75 in or larger (golf ball) in St. Cloud: middle
- #130of 209Days with 58+ mph thunderstorm wind in St. Cloud: middle
- #61of 209Tornadoes in St. Cloud: middle
- #104of 209Reported storm property damage in St. Cloud: middle
- #111of 209Share of homes built before 1980 in St. Cloud: middle
Hail events by year
| 2017 | 5 |
|---|---|
| 2018 | 2 |
| 2019 | 8 |
| 2020 | 6 |
| 2021 | 2 |
| 2022 | 22 |
| 2023 | 12 |
| 2024 | 2 |
| 2025 | 10 |
St. Cloud's county peaked at 22 events in 2022, its busiest full year, out of 69 for 2017 to 2025. In 2017–2025, a 0 means the archive holds no event for that year.
Source: NOAA Storm Events Database, county level, 2017–2025Hail history at a glance
- 69Hail events in the county, since 2017 (NOAA)
- 3.25 inLargest hailstone on record
- Aug 8, 2025Last recorded event in the archive
For St. Cloud's county, NOAA records a most severe stone of 3.25″ and 69 hail events since 2017, close to 7 every year. Set against that baseline, the 1 hail day near St. Cloud in the 90-day window above runs below the long-term average rate. Check your own St. Cloud address on the hail risk lookup.
St. Cloud's county logged fewer hail events than the Minnesota median (82 per county since 2017), below the state's typical pace.
Three ways a storm reaches a roof
Hail
St. Cloud's county days with at least one report at that size. Largest stone: 3.25 in.
Source: NOAA Storm Events Database, 2014–June 2026Thunderstorm wind
42 St. Cloud's county days with 58+ mph
58 mph is the NWS severe threshold. Strongest gust on record in St. Cloud's county: 81 mph on Sep 19, 2017.
Source: NOAA Storm Events Database, 2014–June 2026Tornadoes
12 in St. Cloud's county
Strongest tornado in St. Cloud's county: EF1 on the Enhanced Fujita scale.
Source: NOAA Storm Events Database, 2014–June 2026Peak storm month
July
In St. Cloud's county, 57 of 194 hail, wind and tornado reports (29%) fell in July.
Source: NOAA Storm Events, 2014–June 2026Older homes
49.7% of St. Cloud homes built before 1980
About 15,000 of St. Cloud's 29,575 housing units (share times units, rounded). Median year built: 1980. Housing units, not roofs: many St. Cloud homes have been re-roofed since.
Source: Census ACS (St. Cloud city), 2019–2023Year-by-year table with the largest stone
| Year | Recorded hail events | Largest stone |
|---|---|---|
| 2025 | 10 | 2.00″ |
| 2024 | 2 | 1.25″ |
| 2023 largest stone | 12 | 3.25″ |
| 2022 busiest | 22 | 2.00″ |
| 2021 | 2 | 1.50″ |
| 2020 | 6 | 1.25″ |
| 2019 | 8 | 2.00″ |
| 2018 | 2 | 2.00″ |
| 2017 | 5 | 1.00″ |
NOAA Storm Events archive, St. Cloud's county. Years missing from the table have no record in the archive. * 2026 covers only January to June: NOAA's file ends there, so it is not counted as the worst year or in the yearly average.
In the archive for St. Cloud's county, 2022 was the busiest hail year (22 recorded events); the largest stone on record, 3.25″, fell in 2023. A St. Cloud roof older than 2022 with no documented inspection has probably taken at least one unexamined hit.
In a market with repeat hail, impact-resistant Class 4 shingles often pay for themselves through insurer premium discounts — worth discussing with a St. Cloud roofer if a recent event tips you into a replacement.
Stearns County fact sheet for St. Cloud homeowners
Housing age, federal disaster declarations and your state's claim deadlines in one place. All three come from public records, county level.
How old are the roofs? Homes in Stearns County by decade built
| pre-1940 | 11.4% |
|---|---|
| 1940s | 4.1% |
| 1950s | 5.8% |
| 1960s | 8.8% |
| 1970s | 14.5% |
| 1980s | 12.9% |
| 1990s | 15.2% |
| 2000s | 17.1% |
| 2010s | 9.4% |
| 2020+ | 0.8% |
66,211 homes, median built in 1984. 44.6% date from before 1980 and 10.2% from 2010 on; 67.8% are owner-occupied. The most common decade is the 2000s.
Source: U.S. Census Bureau, American Community Survey · data as of ACS 5-yearWhat to do if your roof was in the hail path
- Stay off the roof and read the yard instead. Hail came as near as 0.1 miles to St. Cloud (1 E St. Cloud, August 7, 2026) in the last 90 days. Granule piles under a St. Cloud downspout and dents on gutters, vents and screens are the signs to look for.
- Record the damage before anyone repairs it. The log's worst day near St. Cloud: August 7, 2026, 9 reports, largest 1.50 in. Pair that date with your dated photos and a coin-for-scale shot to pin the loss to a storm.
- Book a free inspection rather than guessing. The single hail day near St. Cloud reached 1 inch or more, yet from the ground a St. Cloud roof can look fine while bruising and granule loss sit on it. Only a roofer's written scope shows whether there is a claim.
- Watch two deadlines: the policy's and the insurer's. Hail last fell near St. Cloud 79 days ago. The policy sets your reporting window, while Minnesota law sets how fast the insurer must answer (page linked below).
- Bring the written scope to the adjuster. Hand over the scope in writing: an adjuster working a St. Cloud claim then has the contractor's numbers. Step-by-step: the roof insurance claim guide.
Insurer clocks for St. Cloud homeowners: rule text, quotes and links on the Minnesota claim-deadlines page (checked 2026-10-09). Not legal advice.
Verified roofing contractors in St. Cloud
Contractors PickARoofer has already verified in St. Cloud. A badge on a St. Cloud contractor means we confirmed an active license or registration in a public registry. Ask any St. Cloud roofer for a current certificate of insurance before signing.
BD Exteriors
VerifiedCommitted 365 Roofing & Exteriors
VerifiedFour Seasons Contracting
VerifiedHigher Dimensions Roofing LLC
VerifiedLutgen Companies
VerifiedHail in St. Cloud — questions homeowners ask
When did hail last hit St. Cloud, MN?
The most recent NOAA hail report within 25 miles of St. Cloud is from August 7, 2026, with hail up to 1.50″.
How large was the hail near St. Cloud?
The largest hailstone reported near St. Cloud in the last 90 days measured 1.50″ — about ping-pong-ball size. St. Cloud had 1 hail day of 1″ or more, the size where asphalt shingles start to bruise; the biggest came on August 7, 2026.
Does homeowners insurance cover hail damage in St. Cloud?
The latest hail day near St. Cloud was August 7, 2026, 79 days ago, a date a claim can point to. Standard homeowners policies generally cover sudden storm damage and not gradual wear. For a St. Cloud claim, document the damage before repairs, keep this NOAA log as proof of the August 7, 2026 event date, and read your own policy for its filing deadline: the policy sets that window, not a universal rule.
How often does hail hit the St. Cloud area?
In St. Cloud's county, NOAA's archive since 2017 shows 69 recorded hail events. St. Cloud averages about 7 a year, and its biggest stone on record measured 3.25″.
How near to St. Cloud did the nearest hail report fall?
On August 7, 2026, 0.1 miles from the St. Cloud city center, 1.00 in. at 1 E St. Cloud: that is the nearest SPC report of the last 90 days.
How long does an insurer in Minnesota have to respond to a hail claim?
Minnesota sets the insurer's clocks by rule: it must acknowledge a claim within 10 business days and tell the homeowner whether it is accepted or denied within 30 business days. For St. Cloud homeowners, the deadlines to report and to sue come from the policy and state law. Not legal advice; rule text and links are on the claim-deadlines page, checked 2026-10-09.
Check your own ZIP in St. Cloud
The county figures above average over everything inside the county line. For a score tied to your St. Cloud address, run your ZIP through the hail risk lookup — St. Cloud ZIP codes include 56301, 56302, 56304, 56309, 56310.
St. Cloud neighborhoods — hail exposure varies by area
Hail paths track with storm cell movement, not city limits. If you're in Cedar Hill Estates, Lake St. Cloud, Southwood District, St. Joseph Heights or Woodlawn, check your specific street against the report locations above — distance from St. Cloud's center is listed for each report.
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More resources
- Roofing contractors in St. Cloud
- Storm damage repair in St. Cloud
- Roof repair in St. Cloud
- Roof inspection in St. Cloud
- Insurance claim guide
- Roof replacement costs in St. Cloud
- Emergency roof repair
- All recent hail reports
- Hail risk lookup
Sources: NOAA Storm Prediction Center Local Storm Reports (last 90 days, preliminary) and the NOAA NCEI Storm Events Database (county of the city, 2014–June 2026); U.S. Census Bureau American Community Survey 5-year estimates (housing). The Storm Events archive used here ends in 2025, so storms between that date and the start of the 90-day log are not shown. How we collect data. Are you a roofer in St. Cloud? See how requests reach contractors.
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How to cite this page
Free to quote with credit, under CC BY 4.0, no permission needed. The numbers are NOAA Storm Prediction Center preliminary reports: unverified, and not confirmed damage to any roof. This is not an official NOAA or NWS product.