St. Cloud, MN · Roof Inspection

Roof Inspection Services in St. Cloud, Minnesota

Know your roof's real condition before it becomes an emergency. 12 local roofers listed, 7 verified.

Short answer: A professional roof inspection in St. Cloud costs $150–$400 for a standard home, and many roofers do it free when you are getting a repair quote; after a hail day or 50+ mph wind, book one before you file a claim. In St. Cloud: 49.7% of homes built before 1980. 7 of the roofers below have a license we checked; for any other, ask for a license number and a certificate of insurance.

Get a free quote See St. Cloud in numbers
  • 49.7%of homes built before 1980
  • 1980median year homes were built
  • 24hail days (1 inch+), 2014–2026
  • 48.6%of homes are owner-occupied

How much life is left in my St. Cloud roof?

Typical lifespans are published ranges for each material; for a St. Cloud house, real life also depends on installation, attic ventilation and the weather St. Cloud gets.

Free roof inspection quote

Your request goes to one roofer, not five competitors.

Free for homeowners · No spam · One contractor at a time

Request sent

Your request has been received. A roofing contractor who accepts it can contact you to confirm the work and availability.

Roof inspections are especially time-sensitive in St. Cloud: with around 5 significant hail events per year, the 30-day window after a storm matters — adjusters and contractors both rely on prompt documentation before weather erodes visible damage evidence. Inspections cost $150 to $400 for a standard home, and many St. Cloud-area contractors offer free assessments when you are actively considering repair or replacement.

St. Cloud in numbers

Public records for St. Cloud and its county, not estimates. Each figure shows its source.

  • #175of 209St. Cloud ranks #175 of the 209 cities we cover for yearly rainfall (low end).
  • #40of 209St. Cloud ranks #40 of the 209 cities we cover for largest hailstone on record.

Hail reports per year in the county

Hail events per year in the county, 2017 to 2025 5 2017 2 2018 8 2019 6 2020 2 2021 22 2022 12 2023 2 2024 10 2025
Hail events per year in the county, 2017 to 2025
20175
20182
20198
20206
20212
202222
202312
20242
202510

69 recorded events across 9 years represented in the data, about 7.7 per represented full year. 2022 had the most events among represented full years: 22.

Source: NOAA hail events, county level · data as of 2017–2025

When storms hit St. Cloud

Hail reports by month in the county, all years combined 0 Jan 0 Feb 3 Mar 7 Apr 23 May 16 Jun 27 Jul 3 Aug 7 Sep 0 Oct 0 Nov 0 Dec
Hail reports by month in the county, all years combined
Jan0
Feb0
Mar3
Apr7
May23
Jun16
Jul27
Aug3
Sep7
Oct0
Nov0
Dec0

Most hail reports come in July; the season runs March to September. Book inspections and repairs before that window, not after.

Source: NOAA Storm Events · data as of 2014–June 2026

Roofing trade around St. Cloud

  • 9 roofing companies with payroll in the county; 56% have fewer than 5 employees.
  • A roofer's median pay here is $79,250 a year (St. Cloud, MN Metro Area).
Source: Census CBP · data as of 2023 Source: BLS OEWS, roofers · data as of May 2025

St. Cloud storm record: Stearns County

What the National Weather Service logged in Stearns County in 2014–2026. County level, because storm reports are filed by county, not by city limits.

  • 1856Founded
  • 1,030 ft (314 m)Elevation
  • Saint-CloudNamed after

Where hail of 1 inch or more was reported in Stearns County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail2 in hail2 in hail2 in hail2 in hail2 in hail2 in hail3.25 in hail St. Cloud
  • 441 to 1.74 in
  • 211.75 to 2.74 in, golf ball to tennis ball
  • 12.75 in and up, baseball

Largest plotted stone: 3.25 in. Bigger dots are bigger stones.

66 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Biggest hail days

DateLargest hailReports that dayWhere it was reported
July 13, 2023 3.25 in, about the size of a teacup 8 Belgrade
May 12, 2022 2 in, about the size of a hen egg 14 Collegeville
July 26, 2019 2 in, about the size of a hen egg 6 St Cloud
“Most of the hail fell across the central third of Minnesota, with some hail stones measured at 2 inches in diameter. In addition, a few mesonet wind sensors and the St. Cloud regional airport all reported severe wind gusts.”
National Weather Service report, May 12, 2022
Source: NOAA Storm Events Database · data as of 2014–2026

Last big hail on record

July 18, 2025

Hail of 1.75 inches (golf ball) or larger fell on 9 days in 2014–2026. Our records end where NOAA's do, so a newer storm may not be listed yet.

Strongest tornado

EF1 · September 19, 2017

It stayed on the ground for 8.18 miles and was up to 360 yards wide. A tornado touched down on the edge of a corn field and moved east-northeast, missing the city of Elrosa by less than a mile. The tornado also knocked down or uprooted many trees and also severely damaged crops, especially corn that was ready for harvest.

Strongest thunderstorm gust

81 mph · September 19, 2017

A few dozen trees were damaged, the roof of an open sided shed was blown off, and several corn fields were damaged.

Storm data: NOAA Storm Events (public domain). City facts: Wikidata (CC0).

What it costs in St. Cloud

Asphalt-shingle re-roof, 2,000 sq ft home, adjusted for St. Cloud labor and material prices. Your quote depends on roof size, pitch and scope.

That typical price is about 5.1% of the median St. Cloud home value ($212,800).

Source: Census ACS (St. Cloud city) · data as of 2019–2023

Full St. Cloud cost guide by material →

What St. Cloud's climate means for roof inspection

  • Schedule a St. Cloud inspection within 30 days of any major hail — adjusters and contractors both rely on prompt documentation before damage weathers away.

Roofers in St. Cloud, MN

12 listed. Roofers we verified against a public registry come first.

This list covers roofing companies generally. Confirm roof inspection experience, materials, insurance and current availability with each company. A Verified badge refers to the registry check, not a confirmed specialty.

Roof Inspection in St. Cloud: questions

How do I find a roof inspection company in St. Cloud?
PickARoofer lists roofing companies serving St. Cloud, MN. This is a general roofing directory; confirm roof inspection experience and availability with each company. A Verified badge describes a separate registry check, not a confirmed service specialty or insurance check. Confirm scope, insurance and availability directly. Requests go to one contractor at a time, with up to three attempts; a response or start date is not guaranteed. Free for homeowners.
Should I repair or fully re-roof in St. Cloud?
Ask a roofer to document the damage and compare a written repair scope with a replacement estimate. Roof condition, remaining life, materials and the extent of damage affect the decision. Confirm any inspection fee before booking.
How big does hail get near St. Cloud?
The largest hail NOAA logged near St. Cloud measured 3.25 inches, about the size of a teacup. Hail of an inch or more fell on 24 days in the same record. The biggest day was July 13, 2023, with 8 reports. The National Weather Service calls hail of 1 inch or larger severe; the bigger the stone, the more likely it is to crack a shingle.
How long does a Minnesota insurer have to answer a roof claim?
Minnesota sets time limits in writing. For example, the insurer must acknowledge your claim and promptly give you the claim forms and instructions within 10 business days (Minn. Stat. §72A.201 subd. 4(1)). The full list and a date calculator are on our Minnesota claim-deadlines page: pickaroofer.com/claim-deadlines/mn.
When is hail season in St. Cloud?
July is the worst month: 31% of the 86 hail reports NOAA holds for the county came then. Reports run from March to September. Book the inspection before March, while crews still have open dates.
What does roofing cost in St. Cloud?
For an average 2,000 sq ft home we model asphalt-shingle re-roof at $6,720 to $14,880 in St. Cloud, around $10,800 in the middle. That is about 5.1% of the median home value of $212,800. Your quote moves with roof size, pitch and how many layers come off.
How many roofing companies work around St. Cloud?
The Census Bureau counts 9 roofing companies with payroll in Stearns County. 55.6% of them have fewer than five employees, so most quotes come from owner-run crews. A roofer's median pay is $79,250 a year (BLS).
How old are the homes in St. Cloud, and does it matter for the roof?
The median home in St. Cloud was built in 1980, and 49.7% of homes date from before 1980 (Census ACS). A roof on a home that old has often been re-covered at least once, so ask the roofer whether there is a second layer underneath: it changes the tear-off cost. The area sees about 86 freeze-thaw days a year, which loosens flashing and sealant.
How soon should I get a roof inspection after hail in St. Cloud?
Within 30 days of any significant hail event in St. Cloud. Hail damage to asphalt shingles — bruising, granule loss, cracked tabs — is clearest within weeks of impact before UV weathering obscures the soft spots and before subsequent rain washes granule evidence from gutters. Most St. Cloud-area insurers set a one-year filing window for hail claims, but the evidence quality for your adjuster degrades fast. With 5 significant hail events per year here, this is not a theoretical concern.
What will a roof inspector check on a St. Cloud home?
A standard inspection covers shingle condition (cracking, curling, granule loss, missing pieces), flashing integrity at chimneys, vents, skylights, and wall junctions, gutter condition and drainage performance, attic ventilation assessment for moisture and heat buildup, and overall structural assessment of decking and rafters where accessible. You receive a written report with photos and prioritized recommendations. Minnesota Residential Roofer license required (Department of Labor and Industry). PickARoofer connects you with St. Cloud inspectors. Contractors with a Verified badge have had their license independently confirmed against the official state registry. Submit above for a free or low-cost initial assessment.
Do I need a permit for roof inspection in Minnesota?
Permit requirements depend on the property, scope of work and local jurisdiction. Check with the city or county building department and confirm who will obtain any required permit before work starts.

More in St. Cloud

Roof Inspection in nearby Minnesota cities

All roofers nearby

Figures above: NOAA Storm Events Database (hail, wind, tornado; county of the city, 2014–2026), U.S. Census Bureau American Community Survey 5-year estimates (housing), NASA POWER (temperature and rain, 2014–2023). Prices: our published price method. How we collect data.