Storm risk in Santa Fe County, New Mexico

FEMA's overall hazard score for Santa Fe County is 85.97 (Relatively Moderate), 442nd of 3,144 counties. Hail scores 67.56 (Relatively Low), strong wind 25.83 (Relatively Low) and tornado 24.52 (Very Low). Expected hail loss is $4.50 per $1 million of buildings a year; NOAA logged 78 hail reports in Santa Fe County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Santa Fe County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of NM$0.1$1$10$100$1,000Hail: $4.50 per $1 million, 2,461st of 3,126 rated counties$4.50Hail2,461st of 3,126 countiesStrong wind: $3.14 per $1 million, 2,800th of 3,121 rated counties$3.14Strong wind2,800th of 3,121 countiesTornado: $8.31 per $1 million, 2,842nd of 3,144 rated counties$8.31Tornado2,842nd of 3,144 counties
  • Santa Fe County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Santa Fe County

HazardRatingScore (0 to 100)Rank in U.S.Rank in NM
OverallRelatively Moderate 85.97442 of 3,1446 of 33
HailRelatively Low 67.561,021 of 3,12611 of 33
Strong windRelatively Low 25.832,333 of 3,12612 of 33
TornadoVery Low 24.522,374 of 3,1266 of 33

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$155,984$4.50 $10$22 2,461 of 3,12625 of 33
Strong wind$108,736$3.14 $4.11$20 2,800 of 3,12120 of 33
Tornado$288,169$8.31 $11$199 2,842 of 3,14419 of 33

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Santa Fe County

  • FEMA expects hail in Santa Fe County to cost $4.50 per $1 million of buildings a year: 0.20 times the U.S. median and 0.44 times the NM county median, ranked 2,461st of 3,126 counties nationally and 25th of 33 in New Mexico.
  • FEMA expects strong wind in Santa Fe County to cost $3.14 per $1 million of buildings a year: 0.15 times the U.S. median and 0.76 times the NM county median, ranked 2,800th of 3,121 counties nationally and 20th of 33 in New Mexico.
  • FEMA expects tornado in Santa Fe County to cost $8.31 per $1 million of buildings a year: 0.04 times the U.S. median and 0.78 times the NM county median, ranked 2,842nd of 3,144 counties nationally and 19th of 33 in New Mexico.
  • Applying FEMA's estimate to a $416,900 home, the average yearly loss in Santa Fe County is about $1.87 for hail and $1.31 for wind before any deductible; at the U.S. median county rates it would be $9.32 and $8.49.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Santa Fe County meets about 41.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1989, the median home in Santa Fe County is 37 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 72.1% of its 77,686 homes are at least 26 years old.
  • March to June holds 52 of the 78 hail reports in Santa Fe County (67 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Santa Fe County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$1.87hail, a year; $9.32 at the U.S. median county rate
$1.31strong wind, a year; $8.49 at the U.S. median county rate
$64hail and wind together over 20 years, at today’s rate

Formula: home value × Santa Fe County yearly loss ÷ building value. Hail: $155,984 ÷ $34,684,278,675 = 0.0000045. Wind: $108,736 ÷ $34,684,278,675 = 0.0000031. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Santa Fe County in plain numbers

  • Santa Fe County scores 85.97 in FEMA's overall hazard index (Relatively Moderate): 442nd of 3,144 rated counties and 6th of 33 in New Mexico.
  • Hail scores 67.56 (Relatively Low). FEMA expects $155,984 of hail damage to buildings in Santa Fe County a year, which is $4.50 per $1 million of buildings, 0.20 times the U.S. median.
  • Strong wind scores 25.83 (Relatively Low) with $108,736 of expected yearly building loss in Santa Fe County: $3.14 per $1 million of buildings, 0.15 times the U.S. median.
  • Tornado scores 24.52 (Very Low) and FEMA's expected yearly tornado loss is $288,169, counting everything exposed, or $8.31 per $1 million of buildings in Santa Fe County.
  • FEMA's own event record for Santa Fe County averages 1.03 hail events and 0.28 strong-wind events a year.
  • NOAA logged 78 hail reports in Santa Fe County between 2014 and June 2026, on 25 days with stones of 1 inch or more; the largest was 2.5 inches.
  • In Santa Fe County, FEMA counts buildings worth 34.68 billion dollars and 154,509 residents.
  • Social vulnerability is Relatively High in Santa Fe County.
  • Community resilience there is Relatively Low, for 154,509 residents.
  • 1 city in Santa Fe County is covered on this site: Santa Fe. 12 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Santa Fe is $5,950 to $13,175.
  • Santa Fe County ranks 161 of the 194 counties with a page here for hail loss per $1 million of buildings, 173 for wind and 189 for tornado.
  • In Santa Fe County, May is the busiest month with 31 of the 78 reports (40 percent), against 0 reports in November.
  • Santa Fe County's worst year was 2021, with 5 hail days at 1 inch or more and 14 reports. At the 2014 to 2025 pace that is 2.08 such days a year, one about every 5.8 months.
  • The median home in Santa Fe County was built in 1989; 33.5% of its 77,686 housing units date from before 1980, 72.1% from before 2000 and 8.9% from 2010 on.
  • Census puts the median home value in Santa Fe County at $416,900, and 70.6% of homes are lived in by their owners.
  • 2,639 single-family building permits were issued in Santa Fe County from 2014 to 2025, about 34.0 per 1,000 homes, peaking in 2019.
  • NOAA lists 4 tornado tracks in Santa Fe County since 2014; the strongest was an EF0 on May 9, 2017 near Otto, 1.22 miles long.
  • The fastest gust in NOAA's records for Santa Fe County is 75 mph on August 11, 2017 at Edgewood.
  • The nearest county with a page here is Sandoval County, 55 miles from the centre of Santa Fe County; its hail score is 74.40.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 26 roofing contractor establishments in Santa Fe County in 2023, one for every 2,988 homes.

The hail record of Santa Fe County, year by year

NOAA logged 78 reports in Santa Fe County; hail of 1 inch or more fell on 25 days. That is 2.1 such days a year; the median county in NOAA’s file has 1.8.

Santa Fe County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more024681012142014: 7 reports, 3 days at 1 inch or more, largest 1 inch142015: 11 reports, 2 days at 1 inch or more, largest 1.5 inch152016: 7 reports, 1 days at 1 inch or more, largest 1 inch162017: 7 reports, 2 days at 1 inch or more, largest 2.5 inch172018: 6 reports, 2 days at 1 inch or more, largest 1 inch182019: 11 reports, 4 days at 1 inch or more, largest 1.5 inch192020: 1 reports, 1 days at 1 inch or more, largest 1 inch202021: 14 reports, 5 days at 1 inch or more, largest 1.5 inch212022: 0 reports, 0 days at 1 inch or more, largest 0 inch222023: 1 reports, 0 days at 1 inch or more, largest 0.75 inch232024: 4 reports, 2 days at 1 inch or more, largest 1.5 inch242025: 7 reports, 3 days at 1 inch or more, largest 1.25 inch252026: 2 reports, 0 days at 1 inch or more, largest 0.88 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Santa Fe County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 0 reports0FebMarch: 3 reports3MarApril: 0 reports0AprMay: 31 reports31MayJune: 18 reports18JunJuly: 17 reports17JulAugust: 5 reports5AugSeptember: 2 reports2SepOctober: 2 reports2OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: May, 31 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20147301 in–
201511201.5 in–
20167101 in–
20177212.5 in$1,100,000
20186201 in$120,000
201911401.5 in–
20201101 in$2,000
202114501.5 in$27,500
20231000.75 in–
20244201.5 in$2,000
20257301.25 in–
2026 (to June)2000.88 in–

Biggest hail days in Santa Fe County

DateLargest stoneReports that dayDamage reportedNear
June 26, 20172.5 in3$1,000,000Glorieta
July 8, 20151.5 in10none recordedCanada De Los Alamos
May 22, 20211.5 in7$25,000Glorieta
June 2, 20191.5 in6none recordedSanta Fe
June 19, 20241.5 in2$2,000Edgewood

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Santa Fe County the big stones fell.

Reported hail locations, Santa Fe County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail2 in hail2.5 in hail Santa Fe
  • 491 to 1.74 in
  • 21.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 2.5 in. Bigger dots are bigger stones.

51 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Santa Fe County

Fastest gusts in Santa Fe County

DateGustNear
August 11, 201775 mphEdgewood
June 8, 202671 mph(Saf)Santa Fe Muni Airport
December 15, 202170 mph(Saf)Santa Fe Muni Airport
June 19, 202470 mphLa Cienega

Strongest tornado tracks in Santa Fe County

DateScaleLengthInjured / killedNear
July 13, 2021EF00.17 mi0 / 0Madrid
May 9, 2017EF01.22 mi0 / 0Otto
May 9, 2017EF00.31 mi0 / 0Agua Fria
July 7, 2015EF00.25 mi1 / 0Edgewood

4 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Santa Fe County’s 2014 to 2025 pace of 2.08 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Santa Fe County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 6.0% of homes6%<19401901940s: 2.8% of homes2.8%1940s1691950s: 6.2% of homes6.2%1950s1481960s: 6.2% of homes6.2%1960s1271970s: 12.3% of homes12.3%1970s1061980s: 18.7% of homes18.7%1980s851990s: 19.9% of homes19.9%1990s652000s: 19.0% of homes19%2000s442010s: 7.8% of homes7.8%2010s232020+: 1.1% of homes1.1%2020+6

Bars: share of 77,686 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1989
Built before 198033.5%
Built before 200072.1%
Built since 20108.9%
Owner-occupied70.6%
Median home value$416,900
Single-family permits, 2014 to 20252,639
Permits per 1,000 homes34.0

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Santa Fe County

Roofing firms in Santa Fe County

Roofing contractor establishments, 202326
Change since 2016-2 (-7%)
Homes per roofing firm2,988
Median across counties5,189
Employees, 2023161

Source for Santa Fe County: Census County Business Patterns, NAICS 238160.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Santa Fe County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Sandoval County, NM55 Relatively Low $5.301.18$2.540.8152
Pueblo County, CO197 Relatively Moderate $16436.45$8.392.68182
Dona Ana County, NM220 Relatively High $245.44$2.290.7352
Potter County, TX230 Relatively Moderate $898199.77$4514.38226
El Paso County, CO241 Relatively Moderate $13630.22$8.992.87869

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Santa Fe County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 12 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Santa Fe 87501 (100%), 87506 (100%), 87507 (100%), 87508 (100%) Roofers

Storm hit your roof in Santa Fe County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Santa Fe County?

FEMA's National Risk Index gives Santa Fe County an overall score of 85.97 (Relatively Moderate), 442nd of 3,144. Hail scores 67.56 (Relatively Low), strong wind 25.83 (Relatively Low) and tornado 24.52 (Very Low).

In Santa Fe County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 78 for Santa Fe County between 2014 and June 2026, on 25 days with hail of 1 inch or more; the largest stone was 2.5 inches.

What do hail and wind cost a home in Santa Fe County each year, on average?

Applying FEMA's county rates to its median home value of $416,900: FEMA's estimate is about $1.87 a year for hail and $1.31 for wind, before any deductible, against $9.32 and $8.49 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Santa Fe County compare with the rest of New Mexico?

Per $1 million of buildings Santa Fe County loses $4.50 to hail a year, against $10 in the median county of the state. Among 33 rated counties it is 11th for hail, 12th for strong wind and 6th for tornado.

How old are the roofs in Santa Fe County?

The median home was built in 1989, 37 years ago, and 72.1% of the 77,686 housing units in Santa Fe County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Santa Fe County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Santa Fe County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Santa Fe County; Census County Business Patterns, roofing firms in Santa Fe County. Planning-level information about Santa Fe County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).