Storm risk in Vigo County, Indiana

FEMA's overall hazard score for Vigo County is 83.21 (Relatively Moderate), 529th of 3,144 counties. Hail scores 87.15 (Relatively Moderate), strong wind 94.94 (Relatively High) and tornado 83.24 (Relatively Moderate). Expected hail loss is $49 per $1 million of buildings a year; NOAA logged 24 hail reports in Vigo County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Vigo County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of IN$0.1$1$10$100$1,000Hail: $49 per $1 million, 974th of 3,126 rated counties$49Hail974th of 3,126 countiesStrong wind: $12 per $1 million, 2,036th of 3,121 rated counties$12Strong wind2,036th of 3,121 countiesTornado: $177 per $1 million, 1,690th of 3,144 rated counties$177Tornado1,690th of 3,144 counties
  • Vigo County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Vigo County

HazardRatingScore (0 to 100)Rank in U.S.Rank in IN
OverallRelatively Moderate 83.21529 of 3,1448 of 92
HailRelatively Moderate 87.15405 of 3,1268 of 92
Strong windRelatively High 94.94160 of 3,1266 of 92
TornadoRelatively Moderate 83.24528 of 3,12622 of 92

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$1,209,987$49 $40$22 974 of 3,12625 of 92
Strong wind$306,473$12 $25$20 2,036 of 3,12177 of 92
Tornado$4,347,074$177 $276$199 1,690 of 3,14481 of 92

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Vigo County

  • FEMA expects hail in Vigo County to cost $49 per $1 million of buildings a year: 2.20 times the U.S. median and 1.22 times the IN county median, ranked 974th of 3,126 counties nationally and 25th of 92 in Indiana.
  • FEMA expects strong wind in Vigo County to cost $12 per $1 million of buildings a year: 0.61 times the U.S. median and 0.49 times the IN county median, ranked 2,036th of 3,121 counties nationally and 77th of 92 in Indiana.
  • FEMA expects tornado in Vigo County to cost $177 per $1 million of buildings a year: 0.89 times the U.S. median and 0.64 times the IN county median, ranked 1,690th of 3,144 counties nationally and 81st of 92 in Indiana.
  • Applying FEMA's estimate to a $140,400 home, the average yearly loss in Vigo County is about $6.90 for hail and $1.75 for wind before any deductible; at the U.S. median county rates it would be $3.14 and $2.86.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Vigo County meets about 20.0 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1968, the median home in Vigo County is 58 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 84.4% of its 46,937 homes are at least 26 years old.
  • March to June holds 14 of the 24 hail reports in Vigo County (58 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Vigo County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$6.90hail, a year; $3.14 at the U.S. median county rate
$1.75strong wind, a year; $2.86 at the U.S. median county rate
$173hail and wind together over 20 years, at today’s rate

Formula: home value × Vigo County yearly loss ÷ building value. Hail: $1,209,987 ÷ $24,605,911,801 = 0.0000492. Wind: $306,473 ÷ $24,605,911,801 = 0.0000125. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Vigo County in plain numbers

  • Vigo County scores 83.21 in FEMA's overall hazard index (Relatively Moderate): 529th of 3,144 rated counties and 8th of 92 in Indiana.
  • Hail scores 87.15 (Relatively Moderate). FEMA expects $1,209,987 of hail damage to buildings in Vigo County a year, which is $49 per $1 million of buildings, 2.20 times the U.S. median.
  • Strong wind scores 94.94 (Relatively High) with $306,473 of expected yearly building loss in Vigo County: $12 per $1 million of buildings, 0.61 times the U.S. median.
  • Tornado scores 83.24 (Relatively Moderate) and FEMA's expected yearly tornado loss is $4,347,074, counting everything exposed, or $177 per $1 million of buildings in Vigo County.
  • FEMA's own event record for Vigo County averages 3.27 hail events and 4.42 strong-wind events a year.
  • NOAA logged 24 hail reports in Vigo County between 2014 and June 2026, on 12 days with stones of 1 inch or more; the largest was 1.75 inches.
  • In Vigo County, FEMA counts buildings worth 24.61 billion dollars and 106,114 residents.
  • Social vulnerability is Relatively Moderate in Vigo County.
  • Community resilience there is Very High, for 106,114 residents.
  • 1 city in Vigo County is covered on this site: Terre Haute. 15 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Terre Haute is $6,230 to $13,795.
  • Vigo County ranks 64 of the 194 counties with a page here for hail loss per $1 million of buildings, 90 for wind and 121 for tornado.
  • In Vigo County, July is the busiest month with 8 of the 24 reports (33 percent), against 0 reports in January.
  • Vigo County's worst year was 2024, with 4 hail days at 1 inch or more and 5 reports. At the 2014 to 2025 pace that is 1.00 such days a year, one about every 12.0 months.
  • The median home in Vigo County was built in 1968; 63.8% of its 46,937 housing units date from before 1980, 84.4% from before 2000 and 7.4% from 2010 on.
  • Census puts the median home value in Vigo County at $140,400, and 63.4% of homes are lived in by their owners.
  • 542 single-family building permits were issued in Vigo County from 2014 to 2025, about 11.5 per 1,000 homes, peaking in 2024.
  • NOAA lists 2 tornado tracks in Vigo County since 2014; the strongest was an EF1 on April 2, 2025 near Libertyville, 4.45 miles long.
  • The fastest gust in NOAA's records for Vigo County is 81 mph on June 29, 2023 at Belt Jct.
  • The nearest county with a page here is Monroe County, 51 miles from the centre of Vigo County; its hail score is 74.46.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 7 roofing contractor establishments in Vigo County in 2023, one for every 6,705 homes.

The hail record of Vigo County, year by year

NOAA logged 24 reports in Vigo County; hail of 1 inch or more fell on 12 days. That is 1.0 such days a year; the median county in NOAA’s file has 1.8.

Vigo County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more01234562014: 0 reports, 0 days at 1 inch or more, largest 0 inch142015: 0 reports, 0 days at 1 inch or more, largest 0 inch152016: 6 reports, 3 days at 1 inch or more, largest 1.75 inch162017: 3 reports, 1 days at 1 inch or more, largest 1 inch172018: 0 reports, 0 days at 1 inch or more, largest 0 inch182019: 1 reports, 1 days at 1 inch or more, largest 1 inch192020: 5 reports, 1 days at 1 inch or more, largest 1.25 inch202021: 0 reports, 0 days at 1 inch or more, largest 0 inch212022: 0 reports, 0 days at 1 inch or more, largest 0 inch222023: 2 reports, 1 days at 1 inch or more, largest 1.75 inch232024: 5 reports, 4 days at 1 inch or more, largest 1.5 inch242025: 2 reports, 1 days at 1 inch or more, largest 1.5 inch252026: 0 reports, 0 days at 1 inch or more, largest 0 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Vigo County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 1 reports1FebMarch: 7 reports7MarApril: 1 reports1AprMay: 3 reports3MayJune: 3 reports3JunJuly: 8 reports8JulAugust: 1 reports1AugSeptember: 0 reports0SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: July, 8 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20166321.75 in–
20173101 in–
20191101 in–
20205101.25 in–
20232111.75 in–
20245401.5 in–
20252101.5 in–

Biggest hail days in Vigo County

DateLargest stoneReports that dayDamage reportedNear
July 13, 20161.75 in3none recordedTerre Haute
June 29, 20231.75 in2none recordedYoungstown
May 1, 20161.75 in1none recordedSwalls
March 30, 20251.5 in2none recordedWoodridge
March 13, 20241.5 in1none recordedShephardsville

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Vigo County the big stones fell.

Reported hail locations, Vigo County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.5 in hail1.5 in hail1.5 in hail1.75 in hail1.75 in hail1.75 in hail Terre Haute
  • 191 to 1.74 in
  • 31.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1.75 in. Bigger dots are bigger stones.

22 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Vigo County

Fastest gusts in Vigo County

DateGustNear
June 29, 202381 mphBelt Jct
June 29, 202375 mphYoungstown
June 25, 202475 mphBelt Jct
July 7, 201470 mphSeelyville

Strongest tornado tracks in Vigo County

DateScaleLengthInjured / killedNear
June 17, 2026EF12.14 mi0 / 0Riley
April 2, 2025EF14.45 mi0 / 0Libertyville

2 tornado tracks in all since 2014; the strongest 2 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Vigo County’s 2014 to 2025 pace of 1.00 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Vigo County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 23.1% of homes23.1%<1940911940s: 7.1% of homes7.1%1940s811950s: 11.8% of homes11.8%1950s711960s: 9.5% of homes9.5%1960s611970s: 12.4% of homes12.4%1970s511980s: 10.0% of homes10%1980s411990s: 10.6% of homes10.6%1990s312000s: 8.3% of homes8.3%2000s212010s: 7.0% of homes7%2010s112020+: 0.3% of homes0.3%2020+3

Bars: share of 46,937 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1968
Built before 198063.8%
Built before 200084.4%
Built since 20107.4%
Owner-occupied63.4%
Median home value$140,400
Single-family permits, 2014 to 2025542
Permits per 1,000 homes11.5

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Vigo County

Roofing firms in Vigo County

Roofing contractor establishments, 20237
Change since 2016-1 (-12%)
Homes per roofing firm6,705
Median across counties5,189
Employees, 202393

Source for Vigo County: Census County Business Patterns, NAICS 238160.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Vigo County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Monroe County, IN51 Relatively Low $210.42$7.610.6144
Tippecanoe County, IN71 Relatively Moderate $561.14$4.550.3735
Howard County, IN99 Relatively Low $470.95$231.8611
Vanderburgh County, IN99 Relatively Moderate $210.42$604.8421
Madison County, IN102 Relatively Low $420.85$6.560.5343
Delaware County, IN120 Relatively Low $460.94$9.790.7924

More Indiana counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Vigo County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 15 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Terre Haute 47803 (100%), 47804 (100%), 47869 (100%) Roofers

Storm hit your roof in Vigo County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Vigo County?

FEMA's National Risk Index gives Vigo County an overall score of 83.21 (Relatively Moderate), 529th of 3,144. Hail scores 87.15 (Relatively Moderate), strong wind 94.94 (Relatively High) and tornado 83.24 (Relatively Moderate).

In Vigo County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 24 for Vigo County between 2014 and June 2026, on 12 days with hail of 1 inch or more; the largest stone was 1.75 inches.

What do hail and wind cost a home in Vigo County each year, on average?

Applying FEMA's county rates to its median home value of $140,400: FEMA's estimate is about $6.90 a year for hail and $1.75 for wind, before any deductible, against $3.14 and $2.86 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Vigo County compare with the rest of Indiana?

Per $1 million of buildings Vigo County loses $49 to hail a year, against $40 in the median county of the state. Among 92 rated counties it is 8th for hail, 6th for strong wind and 22nd for tornado.

How old are the roofs in Vigo County?

The median home was built in 1968, 58 years ago, and 84.4% of the 46,937 housing units in Vigo County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Vigo County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Vigo County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Vigo County; Census County Business Patterns, roofing firms in Vigo County. Planning-level information about Vigo County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).