Storm risk in Tippecanoe County, Indiana

FEMA's overall hazard score for Tippecanoe County is 81.84 (Relatively Moderate), 572nd of 3,144 counties. Hail scores 92.68 (Relatively Moderate), strong wind 85.24 (Relatively High) and tornado 83.33 (Relatively Moderate). Expected hail loss is $56 per $1 million of buildings a year; NOAA logged 35 hail reports in Tippecanoe County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Tippecanoe County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of IN$0.1$1$10$100$1,000Hail: $56 per $1 million, 877th of 3,126 rated counties$56Hail877th of 3,126 countiesStrong wind: $4.55 per $1 million, 2,654th of 3,121 rated counties$4.55Strong wind2,654th of 3,121 countiesTornado: $129 per $1 million, 1,937th of 3,144 rated counties$129Tornado1,937th of 3,144 counties
  • Tippecanoe County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Tippecanoe County

HazardRatingScore (0 to 100)Rank in U.S.Rank in IN
OverallRelatively Moderate 81.84572 of 3,1449 of 92
HailRelatively Moderate 92.68231 of 3,1265 of 92
Strong windRelatively High 85.24465 of 3,12620 of 92
TornadoRelatively Moderate 83.33525 of 3,12621 of 92

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$2,222,001$56 $40$22 877 of 3,12615 of 92
Strong wind$180,141$4.55 $25$20 2,654 of 3,12188 of 92
Tornado$5,104,280$129 $276$199 1,937 of 3,14490 of 92

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Tippecanoe County

  • FEMA expects hail in Tippecanoe County to cost $56 per $1 million of buildings a year: 2.51 times the U.S. median and 1.40 times the IN county median, ranked 877th of 3,126 counties nationally and 15th of 92 in Indiana.
  • FEMA expects strong wind in Tippecanoe County to cost $4.55 per $1 million of buildings a year: 0.22 times the U.S. median and 0.18 times the IN county median, ranked 2,654th of 3,121 counties nationally and 88th of 92 in Indiana.
  • FEMA expects tornado in Tippecanoe County to cost $129 per $1 million of buildings a year: 0.65 times the U.S. median and 0.47 times the IN county median, ranked 1,937th of 3,144 counties nationally and 90th of 92 in Indiana.
  • Applying FEMA's estimate to a $217,600 home, the average yearly loss in Tippecanoe County is about $12 for hail and $0.99 for wind before any deductible; at the U.S. median county rates it would be $4.86 and $4.43.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Tippecanoe County meets about 15.0 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1986, the median home in Tippecanoe County is 40 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 69.2% of its 79,327 homes are at least 26 years old.
  • March to June holds 24 of the 35 hail reports in Tippecanoe County (69 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Tippecanoe County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$12hail, a year; $4.86 at the U.S. median county rate
$0.99strong wind, a year; $4.43 at the U.S. median county rate
$264hail and wind together over 20 years, at today’s rate

Formula: home value × Tippecanoe County yearly loss ÷ building value. Hail: $2,222,001 ÷ $39,568,563,262 = 0.0000562. Wind: $180,141 ÷ $39,568,563,262 = 0.0000046. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Tippecanoe County in plain numbers

  • Tippecanoe County scores 81.84 in FEMA's overall hazard index (Relatively Moderate): 572nd of 3,144 rated counties and 9th of 92 in Indiana.
  • Hail scores 92.68 (Relatively Moderate). FEMA expects $2,222,001 of hail damage to buildings in Tippecanoe County a year, which is $56 per $1 million of buildings, 2.51 times the U.S. median.
  • Strong wind scores 85.24 (Relatively High) with $180,141 of expected yearly building loss in Tippecanoe County: $4.55 per $1 million of buildings, 0.22 times the U.S. median.
  • Tornado scores 83.33 (Relatively Moderate) and FEMA's expected yearly tornado loss is $5,104,280, counting everything exposed, or $129 per $1 million of buildings in Tippecanoe County.
  • FEMA's own event record for Tippecanoe County averages 3.62 hail events and 4.72 strong-wind events a year.
  • NOAA logged 35 hail reports in Tippecanoe County between 2014 and June 2026, on 11 days with stones of 1 inch or more; the largest was 4 inches.
  • In Tippecanoe County, FEMA counts buildings worth 39.57 billion dollars and 186,025 residents.
  • Social vulnerability is Relatively Low in Tippecanoe County.
  • Community resilience there is Relatively High, for 186,025 residents.
  • 1 city in Tippecanoe County is covered on this site: Lafayette. 13 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Lafayette is $6,230 to $13,795.
  • Tippecanoe County ranks 58 of the 194 counties with a page here for hail loss per $1 million of buildings, 153 for wind and 137 for tornado.
  • In Tippecanoe County, April is the busiest month with 11 of the 35 reports (31 percent), against 0 reports in October.
  • Tippecanoe County's worst year was 2017, with 2 hail days at 1 inch or more and 12 reports. At the 2014 to 2025 pace that is 0.75 such days a year, one about every 16.0 months.
  • The median home in Tippecanoe County was built in 1986; 44.4% of its 79,327 housing units date from before 1980, 69.2% from before 2000 and 13.9% from 2010 on.
  • Census puts the median home value in Tippecanoe County at $217,600, and 53.9% of homes are lived in by their owners.
  • 5,560 single-family building permits were issued in Tippecanoe County from 2014 to 2025, about 70.1 per 1,000 homes, peaking in 2014.
  • NOAA lists 9 tornado tracks in Tippecanoe County since 2014; the strongest was an EF1 on June 25, 2021 near Pettit, 0.77 miles long.
  • The fastest gust in NOAA's records for Tippecanoe County is 100 mph on June 22, 2016 at Cairo.
  • The nearest county with a page here is Howard County, 41 miles from the centre of Tippecanoe County; its hail score is 80.15.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 14 roofing contractor establishments in Tippecanoe County in 2023, one for every 5,666 homes.

The hail record of Tippecanoe County, year by year

NOAA logged 35 reports in Tippecanoe County; hail of 1 inch or more fell on 11 days. That is 0.8 such days a year; the median county in NOAA’s file has 1.8.

Tippecanoe County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more0246810122014: 7 reports, 2 days at 1 inch or more, largest 2 inch142015: 6 reports, 1 days at 1 inch or more, largest 1.75 inch152016: 0 reports, 0 days at 1 inch or more, largest 0 inch162017: 12 reports, 2 days at 1 inch or more, largest 1.75 inch172018: 1 reports, 0 days at 1 inch or more, largest 0.75 inch182019: 4 reports, 2 days at 1 inch or more, largest 4 inch192020: 1 reports, 1 days at 1 inch or more, largest 1.75 inch202021: 0 reports, 0 days at 1 inch or more, largest 0 inch212022: 0 reports, 0 days at 1 inch or more, largest 0 inch222023: 1 reports, 1 days at 1 inch or more, largest 1 inch232024: 1 reports, 0 days at 1 inch or more, largest 0.75 inch242025: 0 reports, 0 days at 1 inch or more, largest 0 inch252026: 2 reports, 2 days at 1 inch or more, largest 1 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Tippecanoe County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 0 reports0FebMarch: 4 reports4MarApril: 11 reports11AprMay: 4 reports4MayJune: 5 reports5JunJuly: 1 reports1JulAugust: 5 reports5AugSeptember: 3 reports3SepOctober: 0 reports0OctNovember: 2 reports2NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: April, 11 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20147222 in$10,000
20156111.75 in–
201712211.75 in–
20181000.75 in–
20194214 in–
20201111.75 in–
20231101 in–
20241000.75 in–
2026 (to June)2201 in–

Biggest hail days in Tippecanoe County

DateLargest stoneReports that dayDamage reportedNear
May 27, 20194 in1none recordedMontmorencie
August 25, 20142 in3$10,000Lafayette
August 21, 20142 in1none recordedStockwell
April 10, 20171.75 in7none recordedElston
April 8, 20151.75 in2none recordedStockwell

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Tippecanoe County the big stones fell.

Reported hail locations, Tippecanoe County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.5 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail2 in hail2 in hail4 in hail Lafayette
  • 101 to 1.74 in
  • 71.75 to 2.74 in, golf ball to tennis ball
  • 12.75 in and up, baseball

Largest plotted stone: 4 in. Bigger dots are bigger stones.

18 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Tippecanoe County

Fastest gusts in Tippecanoe County

DateGustNear
June 22, 2016100 mphCairo
June 22, 201687 mphNorth Crane
September 18, 201581 mphColburn
July 21, 202081 mphHalsmer Arpt

Strongest tornado tracks in Tippecanoe County

DateScaleLengthInjured / killedNear
June 25, 2021EF10.77 mi0 / 0Pettit
March 31, 2016EF10.14 mi0 / 0Meadowbrook
July 17, 2015EF10.38 mi0 / 0Monroe
July 17, 2015EF10.21 mi0 / 0Stockwell

9 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Tippecanoe County’s 2014 to 2025 pace of 0.75 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Tippecanoe County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 12.1% of homes12.1%<1940681940s: 4.2% of homes4.2%1940s611950s: 8.4% of homes8.4%1950s531960s: 10.3% of homes10.3%1960s461970s: 9.5% of homes9.5%1970s381980s: 10.1% of homes10.1%1980s311990s: 14.7% of homes14.7%1990s232000s: 16.9% of homes16.9%2000s162010s: 12.7% of homes12.7%2010s82020+: 1.2% of homes1.2%2020+2

Bars: share of 79,327 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1986
Built before 198044.4%
Built before 200069.2%
Built since 201013.9%
Owner-occupied53.9%
Median home value$217,600
Single-family permits, 2014 to 20255,560
Permits per 1,000 homes70.1

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Tippecanoe County

Roofing firms in Tippecanoe County

Roofing contractor establishments, 202314
Change since 2016+4 (+40%)
Homes per roofing firm5,666
Median across counties5,189
Employees, 2023132

Source for Tippecanoe County: Census County Business Patterns, NAICS 238160.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Tippecanoe County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Howard County, IN41 Relatively Low $470.83$235.0811
Madison County, IN64 Relatively Low $420.74$6.561.4443
Vigo County, IN71 Relatively Moderate $490.88$122.7424
Delaware County, IN80 Relatively Low $460.83$9.792.1524
Monroe County, IN87 Relatively Low $210.37$7.611.6744
St. Joseph County, IN89 Relatively Moderate $420.75$4.250.9361

More Indiana counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Tippecanoe County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 13 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Lafayette 47901 (100%), 47905 (98%), 47906 (93%), 47922 (0%) Roofers

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Questions

How high is storm risk in Tippecanoe County?

FEMA's National Risk Index gives Tippecanoe County an overall score of 81.84 (Relatively Moderate), 572nd of 3,144. Hail scores 92.68 (Relatively Moderate), strong wind 85.24 (Relatively High) and tornado 83.33 (Relatively Moderate).

In Tippecanoe County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 35 for Tippecanoe County between 2014 and June 2026, on 11 days with hail of 1 inch or more; the largest stone was 4 inches.

What do hail and wind cost a home in Tippecanoe County each year, on average?

Applying FEMA's county rates to its median home value of $217,600: FEMA's estimate is about $12 a year for hail and $0.99 for wind, before any deductible, against $4.86 and $4.43 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Tippecanoe County compare with the rest of Indiana?

Per $1 million of buildings Tippecanoe County loses $56 to hail a year, against $40 in the median county of the state. Among 92 rated counties it is 5th for hail, 20th for strong wind and 21st for tornado.

How old are the roofs in Tippecanoe County?

The median home was built in 1986, 40 years ago, and 69.2% of the 79,327 housing units in Tippecanoe County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Tippecanoe County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Tippecanoe County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Tippecanoe County; Census County Business Patterns, roofing firms in Tippecanoe County. Planning-level information about Tippecanoe County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).