Storm risk in Allen County, Indiana

FEMA rates Allen County Relatively Moderate for natural-hazard risk overall, 289th of 3,144 rated counties. For a roof the three that matter are hail (Relatively Moderate), strong wind (Relatively High) and tornado (Relatively High). NOAA logged 73 hail reports here from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. Planning-level county ratings.

Allen County: FEMA National Risk Index scores for overall risk, hail, strong wind and tornado, each on a scale of 0 to 100Overall riskOverall risk: score 90.8, Relatively Moderate, 289th of 3,144 rated counties91Relatively Moderate, 289th of 3,144HailHail: score 89.0, Relatively Moderate, 347th of 3,126 rated counties89Relatively Moderate, 347th of 3,126Strong windStrong wind: score 97.6, Relatively High, 77th of 3,121 rated counties98Relatively High, 77th of 3,121TornadoTornado: score 97.5, Relatively High, 81st of 3,144 rated counties97Relatively High, 81st of 3,144

Each dot is the county’s score from 0 to 100 against all rated U.S. counties; the bar colour is FEMA’s rating band.

Hazard by hazard

HazardRatingScore (0 to 100)Rank in U.S.Rank in INExpected yearly loss
OverallRelatively Moderate 90.82894 of 92$77,056,675buildings
HailRelatively Moderate 89.03476 of 92$1,604,792buildings
Strong windRelatively High 97.6772 of 92$1,101,976buildings
TornadoRelatively High 97.5813 of 92$20,980,223all exposure

Rank 1 is the highest score. Expected annual loss is a county total in dollars per year, not a figure per home; the overall, hail and wind rows count buildings only, the tornado row all exposure.

Allen County in plain numbers

  • FEMA's overall rating for Allen County is Relatively Moderate, score 90.8 of 100, 289th of 3,144 rated counties.
  • Hail: Relatively Moderate (score 89.0), 347th nationwide and 6th of 92 counties in Indiana.
  • Expected yearly hail loss to buildings: $1,604,792 for the whole county, about $20.85 per $1 million of building value.
  • NRI's hail record averages 3.4 hail events a year in the county.
  • Strong wind: Relatively High (score 97.6), 77th nationwide; expected yearly loss to buildings $1,101,976, about $14.32 per $1 million of building value.
  • Tornado: Relatively High (score 97.5), 81st nationwide; total expected yearly loss $20,980,223.
  • Buildings in the county are valued at 77.0 billion dollars in the index; population 385,219.
  • Social vulnerability is rated Relatively Low and community resilience Relatively High.
  • NOAA logged 73 hail reports in Allen County from 2014 to June 2026; hail of 1 inch or more fell on 16 days and the largest stone was 2 inches.
  • 1 of our cities is in the county: Fort Wayne.
  • 26 ZIP Code Tabulation Areas have more than half of their land area in Allen County.
  • Our guide range for a 2,000 sq ft asphalt roof in Fort Wayne is $6,230 to $13,795.
  • NOAA lists 5 tornado tracks in the county since 2014.

Where large hail was reported

FEMA scores the county as a whole. NOAA’s storm reports show where inside it the big stones fell.

Reported hail locations, Allen County

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  • 371 to 1.74 in
  • 61.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 2 in. Bigger dots are bigger stones.

43 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Cities and ZIP areas in Allen County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 26 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Fort Wayne 46825 (100%), 46835 (100%), 46845 (100%) Roofers

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Questions

How high is storm risk in Allen County?

FEMA's National Risk Index rates Allen County Relatively Moderate overall. By peril: hail Relatively Moderate, strong wind Relatively High, tornado Relatively High. The highest-scoring of the three for this county is strong wind (score 97.6).

How many hail reports has NOAA logged in Allen County?

73 reports between 2014 and June 2026 in NOAA's Storm Events Database. A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is a county total, not a figure per home, and it is built for comparing counties, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties at planning level. It cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

How does Allen County compare with the rest of Indiana?

For hail it ranks 6th of 92 rated counties in the state; for strong wind 2nd of 92; for tornado 3rd of 92.

Sources: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database; Census Bureau ZCTA-to-county relationship file (2020). This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Planning-level information, not an inspection and not insurance advice.