Home age in ZIP 56303, St. Cloud, MN: median built 1978

Home age is not roof age, and the Census does not record replacements. ZIP 56303 in St. Cloud, MN: median home built 1978; 76.4% of homes (8,987) are older than 25 years and 8.1% (956) were built since 2010, out of 11,760 homes.

U.S. Census Bureau, American Community Survey 2019 to 2023 (5-year estimates), retrieved October 9, 2026. Area = Census ZIP Code Tabulation Area 56303.

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Share of homes in ZIP 56303 by decade builtColumns from the pre-1940 decade on the left to 2020 and later on the right. pre-1940 11.1 percent; 1940s 8.5 percent; 1950s 7.4 percent; 1960s 11 percent; 1970s 15.2 percent; 1980s 14.7 percent; 1990s 8.5 percent; 2000s 15.5 percent; 2010s 8 percent; 2020+ 0.2 percentpre-1940: 1,308 homes, 11.1%11.1%pre-1940Stearns County: 11.4%1940s: 1,003 homes, 8.5%8.5%1940sStearns County: 4.1%1950s: 865 homes, 7.4%7.4%1950sStearns County: 5.8%1960s: 1,299 homes, 11.0%11%1960sStearns County: 8.8%1970s: 1,789 homes, 15.2%15.2%1970sStearns County: 14.5%1980s: 1,723 homes, 14.7%14.7%1980sStearns County: 12.9%1990s: 1,000 homes, 8.5%8.5%1990sStearns County: 15.2%2000s: 1,817 homes, 15.5%15.5%2000sStearns County: 17.1%2010s: 936 homes, 8.0%8%2010sStearns County: 9.4%2020+: 20 homes, 0.2%0.2%2020+Stearns County: 0.8%Built 1999 or earlier: 76.4% of homes (8,987)ZIP 56303, built before 2000built 2000 or laterStearns County

Share of the 11,760 housing units in the ZIP, by decade built. The red marks are Stearns County. This counts houses, not roofs: a roof is replaced several times in the life of a house, and no federal survey records when.

ZIP 56303 next to St. Cloud and Stearns County

IndicatorZIP 56303St. CloudStearns CountyRank among 1 ZIPs of St. Cloud on this site
Housing units11,76029,57566,211
Median year built197819801984
Built before 198053.3%49.7%44.6%
Built before 200076.4%no data72.7%
Built since 20108.1%no data10.2%
Owner-occupied homes61.9%48.6%67.8%
Single-family units68.8%55.6%no data
Median home value$197,900 (+/- $10,971)$212,800$256,500
Median household income$66,789 (+/- $3,869)$61,112no data

City figures are for the Census place, county figures for the county; “no data” means the Census file does not publish that figure. Value and income are survey estimates, the plus-or-minus is the 90% margin of error.

Every decade in ZIP 56303

BuiltShare of Stearns CountyShare of ZIPHomes in ZIP 56303
2020+0.8%0.2%20
2010s9.4%8.0%936
2000s17.1%15.5%1,817
1990s15.2%8.5%1,000
1980s12.9%14.7%1,723
1970s14.5%15.2%1,789
1960s8.8%11.0%1,299
1950s5.8%7.4%865
1940s4.1%8.5%1,003
pre-194011.4%11.1%1,308

Counts are Census estimates of housing units by year built (table B25034). If a roof had never been replaced, it would be 3 to 6 years old on a house from the 2020s, 17 to 26 on one from the 2000s, 37 to 46 on one from the 1980s and 87 or more on one from before 1940. Most older houses have had at least one replacement, and the Census does not record when.

What the numbers say about ZIP 56303

ZIP 56303 has 11,760 housing units: 8,987 (76.4%) were built before 2000, 956 (8.1%) in 2010 or later, and 1,817 (15.5%) in the 2000s, its largest era. The median year built is 1978 (St. Cloud: 1980), so 2 years older than the city.

Housing mix and money, from the same survey: 61.9% of occupied homes are owner-occupied; 68.8% of units are single-family houses; the median owner-occupied home is valued at $197,900, give or take $10,971; median household income is $66,789, give or take $3,869; the ZIP holds 39.8% of the housing units the Census counts in St. Cloud, 11,760 of them. These are survey estimates with margins of error, and for a small ZIP the margin can be wide.

Reading this for roofs, carefully: the Census records when a house was built, never when its roof was last replaced. If every roof were still the one installed with its house, 7,987 units (67.9%, built before 1990) would be past the 30-year top of the usual asphalt-shingle range, 1,000 (8.5%, the 1990s) would mostly sit past it, 1,817 (15.5%, the 2000s) would mostly be inside the 20 to 30 year window and 956 (8.1%, 2010 onward) would be younger than it. Most older roofs have been replaced, so treat these as the pool of houses where an old roof is possible, not as a count of old roofs.

Roof age calculator for ZIP 56303

Enter the year your house was built, and the year the roof was last replaced if you know it. It starts at the median year built for this ZIP. The share of neighbours’ homes older than yours comes from this ZIP’s own decade counts.

–years old (roof)
–of homes in ZIP 56303 are older
–vs. the ZIP median year built

Material ranges are general planning figures (the same ones as on our roof-age page), not warranties. Sun, storms, attic ventilation and installation quality move them. The decade shares assume homes were built evenly within each decade. This is not an inspection: a roofer on the roof decides.

Map: ZIP 56303 among St. Cloud’s ZIP areas

Map of ZIP 56303 and nearby ZIP areas, shaded by the share of homes built before 2000ZIP 56303: 11,760 homes, 76.4% built before 2000, median year 197856303
  • under 20% built before 2000
  • 40 to 60%
  • 80% or more
  • Dot size = housing units. Red ring = ZIP 56303. Click a dot to open that ZIP.

Storm backdrop: Stearns County

A ZIP is too small for its own hail record, so this is the county. FEMA’s National Risk Index rates Stearns County Relatively Moderate overall (87.6 of 100), Relatively High for hail (96.5), Relatively High for strong wind (97.7) and Relatively High for tornado (93.0). NOAA logged 86 hail reports in the county, on 24 days with hail of 1 inch or more in the full years 2014 to 2025.

FEMA National Risk Index, December 2025 version, county level. This product uses FEMA’s National Risk Index data but is not endorsed by FEMA.

Where to go from here

Other roofing cities near ZIP 56303: Mankato, MN (98 miles), Duluth, MN (131 miles), Rochester, MN (137 miles).

Questions

How old are the homes in ZIP 56303?

Of the 11,760 housing units, 6,264 (53.3%) were built before 1980, 8,987 (76.4%) before 2000 and 956 (8.1%) from 2010 on (Census ACS 2019 to 2023, survey estimate).

Does a house's age tell me how old its roof is in 56303?

No. ACS records the year the structure was built, not the year the roof was last replaced. With 6,264 units built before 1980 in this ZIP, many roofs are replacements rather than originals. Ask the seller for permit records or have a roofer inspect the roof.

Source: U.S. Census Bureau, American Community Survey 5-year estimates 2019 to 2023, tables B25034 (year structure built), B25035, B25003, B25024, B25077 and B19013, ZIP Code Tabulation Areas; ZIP-to-city assignment from the Census 2020 ZCTA-to-place relationship file (a ZIP is assigned to a city when more than half of its land area lies inside it). A ZCTA is not a USPS ZIP code: it approximates one and can differ at the edges. Public domain. The 12 ZIP-specific figures above differ from ZIP to ZIP.

Information only, not a roof inspection. Pickaroofer does not know the condition of any individual roof.