Storm risk in Richland County, Ohio

FEMA's overall hazard score for Richland County, OH is 61.32 (Relatively Low), 1,217th of 3,144 counties. Hail scores 88.93 (Relatively Moderate), strong wind 70.04 (Relatively Moderate) and tornado 62.34 (Relatively Low). Expected hail loss is $58 per $1 million of buildings a year; NOAA logged 41 hail reports in Richland County, OH from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Richland County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of OH$0.1$1$10$100$1,000Hail: $58 per $1 million, 855th of 3,126 rated counties$58Hail855th of 3,126 countiesStrong wind: $26 per $1 million, 1,338th of 3,121 rated counties$26Strong wind1,338th of 3,121 countiesTornado: $71 per $1 million, 2,244th of 3,144 rated counties$71Tornado2,244th of 3,144 counties
  • Richland County, OH, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Richland County, OH

HazardRatingScore (0 to 100)Rank in U.S.Rank in OH
OverallRelatively Low 61.321,217 of 3,14439 of 88
HailRelatively Moderate 88.93349 of 3,12614 of 88
Strong windRelatively Moderate 70.04943 of 3,12637 of 88
TornadoRelatively Low 62.341,185 of 3,12642 of 88

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$1,566,376$58 $35$22 855 of 3,12616 of 88
Strong wind$692,752$26 $23$20 1,338 of 3,12130 of 88
Tornado$1,934,307$71 $120$199 2,244 of 3,14471 of 88

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Richland County, OH

  • FEMA expects hail in Richland County, OH to cost $58 per $1 million of buildings a year: 2.58 times the U.S. median and 1.64 times the OH county median, ranked 855th of 3,126 counties nationally and 16th of 88 in Ohio.
  • FEMA expects strong wind in Richland County, OH to cost $26 per $1 million of buildings a year: 1.25 times the U.S. median and 1.12 times the OH county median, ranked 1,338th of 3,121 counties nationally and 30th of 88 in Ohio.
  • FEMA expects tornado in Richland County, OH to cost $71 per $1 million of buildings a year: 0.36 times the U.S. median and 0.59 times the OH county median, ranked 2,244th of 3,144 counties nationally and 71st of 88 in Ohio.
  • Applying FEMA's estimate to a $154,000 home, the average yearly loss in Richland County, OH is about $8.88 for hail and $3.93 for wind before any deductible; at the U.S. median county rates it would be $3.44 and $3.14.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Richland County, OH meets about 20.0 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1964, the median home in Richland County, OH is 62 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 90.4% of its 54,616 homes are at least 26 years old.
  • March to June holds 37 of the 41 hail reports in Richland County, OH (90 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Richland County, OH’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$8.88hail, a year; $3.44 at the U.S. median county rate
$3.93strong wind, a year; $3.14 at the U.S. median county rate
$256hail and wind together over 20 years, at today’s rate

Formula: home value × Richland County, OH yearly loss ÷ building value. Hail: $1,566,376 ÷ $27,164,010,897 = 0.0000577. Wind: $692,752 ÷ $27,164,010,897 = 0.0000255. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Richland County, OH in plain numbers

  • Richland County, OH scores 61.32 in FEMA's overall hazard index (Relatively Low): 1,217th of 3,144 rated counties and 39th of 88 in Ohio.
  • Hail scores 88.93 (Relatively Moderate). FEMA expects $1,566,376 of hail damage to buildings in Richland County, OH a year, which is $58 per $1 million of buildings, 2.58 times the U.S. median.
  • Strong wind scores 70.04 (Relatively Moderate) with $692,752 of expected yearly building loss in Richland County, OH: $26 per $1 million of buildings, 1.25 times the U.S. median.
  • Tornado scores 62.34 (Relatively Low) and FEMA's expected yearly tornado loss is $1,934,307, counting everything exposed, or $71 per $1 million of buildings in Richland County, OH.
  • FEMA's own event record for Richland County, OH averages 3.85 hail events and 2.28 strong-wind events a year.
  • NOAA logged 41 hail reports in Richland County, OH between 2014 and June 2026, on 15 days with stones of 1 inch or more; the largest was 1.5 inches.
  • In Richland County, OH, FEMA counts buildings worth 27.16 billion dollars and 124,906 residents.
  • Social vulnerability is Relatively Low in Richland County, OH.
  • Community resilience there is Very High, for 124,906 residents.
  • 1 city in Richland County, OH is covered on this site: Mansfield. 12 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Mansfield is $6,370 to $14,105.
  • Richland County, OH ranks 56 of the 194 counties with a page here for hail loss per $1 million of buildings, 41 for wind and 166 for tornado.
  • In Richland County, OH, May is the busiest month with 16 of the 41 reports (39 percent), against 0 reports in November.
  • Richland County, OH's worst year was 2014, with 3 hail days at 1 inch or more and 10 reports. At the 2014 to 2025 pace that is 1.00 such days a year, one about every 12.0 months.
  • The median home in Richland County, OH was built in 1964; 74.3% of its 54,616 housing units date from before 1980, 90.4% from before 2000 and 2.5% from 2010 on.
  • Census puts the median home value in Richland County, OH at $154,000, and 68.5% of homes are lived in by their owners.
  • 1,024 single-family building permits were issued in Richland County, OH from 2014 to 2025, about 18.7 per 1,000 homes, peaking in 2024.
  • NOAA lists 4 tornado tracks in Richland County, OH since 2014; the strongest was an EF2 on April 14, 2019 near Vernon Jct, 17 miles long.
  • The fastest gust in NOAA's records for Richland County, OH is 75 mph on April 1, 2023 at Lincoln Hgts.
  • The nearest county with a page here is Lorain County, 42 miles from the centre of Richland County, OH; its hail score is 91.32.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 19 roofing contractor establishments in Richland County, OH in 2023, one for every 2,875 homes.

The hail record of Richland County, OH, year by year

NOAA logged 41 reports in Richland County, OH; hail of 1 inch or more fell on 15 days. That is 1.0 such days a year; the median county in NOAA’s file has 1.8.

Richland County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more02468102014: 10 reports, 3 days at 1 inch or more, largest 1 inch142015: 2 reports, 1 days at 1 inch or more, largest 1 inch152016: 3 reports, 0 days at 1 inch or more, largest 0.75 inch162017: 3 reports, 0 days at 1 inch or more, largest 0.88 inch172018: 2 reports, 0 days at 1 inch or more, largest 0.75 inch182019: 3 reports, 2 days at 1 inch or more, largest 1 inch192020: 0 reports, 0 days at 1 inch or more, largest 0 inch202021: 0 reports, 0 days at 1 inch or more, largest 0 inch212022: 3 reports, 2 days at 1 inch or more, largest 1.5 inch222023: 1 reports, 1 days at 1 inch or more, largest 1 inch232024: 1 reports, 1 days at 1 inch or more, largest 1 inch242025: 5 reports, 2 days at 1 inch or more, largest 1.25 inch252026: 8 reports, 3 days at 1 inch or more, largest 1 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Richland County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 2 reports2FebMarch: 7 reports7MarApril: 9 reports9AprMay: 16 reports16MayJune: 5 reports5JunJuly: 0 reports0JulAugust: 1 reports1AugSeptember: 1 reports1SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: May, 16 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
201410301 in$15,000
20152101 in$1,000
20163000.75 in–
20173000.88 in–
20182000.75 in–
20193201 in–
20223201.5 in–
20231101 in–
20241101 in–
20255201.25 in–
2026 (to June)8301 in–

Biggest hail days in Richland County, OH

DateLargest stoneReports that dayDamage reportedNear
June 1, 20221.5 in1none recordedShelby
May 2, 20251.25 in1none recordedButler
March 22, 20261 in6none recordedMansfield
April 2, 20251 in4none recordedLexington
April 29, 20141 in3$2,000Mansfield

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Richland County, OH the big stones fell.

Reported hail locations, Richland County, OH

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.5 in hail Mansfield
  • 221 to 1.74 in
  • 01.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1.5 in. Bigger dots are bigger stones.

22 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Richland County, OH

Fastest gusts in Richland County, OH

DateGustNear
April 1, 202375 mphLincoln Hgts
August 11, 202170 mphButler
June 21, 202170 mphMansfield
July 16, 201969 mphEpworth

Strongest tornado tracks in Richland County, OH

DateScaleLengthInjured / killedNear
March 14, 2024EF24.5 mi0 / 0New Pittsburgh
April 14, 2019EF217 mi5 / 0Vernon Jct
September 4, 2017EF28.58 mi2 / 0Crestline
June 13, 2022EF14.35 mi0 / 0Hastings

4 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Richland County, OH’s 2014 to 2025 pace of 1.00 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Richland County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 18.8% of homes18.8%<1940911940s: 7.0% of homes7%1940s811950s: 17.9% of homes17.9%1950s711960s: 13.8% of homes13.8%1960s611970s: 16.7% of homes16.7%1970s511980s: 7.0% of homes7%1980s411990s: 9.1% of homes9.1%1990s312000s: 7.0% of homes7%2000s212010s: 2.2% of homes2.2%2010s112020+: 0.4% of homes0.4%2020+3

Bars: share of 54,616 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1964
Built before 198074.3%
Built before 200090.4%
Built since 20102.5%
Owner-occupied68.5%
Median home value$154,000
Single-family permits, 2014 to 20251,024
Permits per 1,000 homes18.7

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Richland County, OH

Roofing firms in Richland County, OH

Roofing contractor establishments, 202319
Change since 2016+9 (+90%)
Homes per roofing firm2,875
Median across counties5,189
Employees, 2023130

Source for Richland County, OH: Census County Business Patterns, NAICS 238160.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Richland County, OH's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Lorain County, OH42 Relatively Moderate $280.49$180.7029
Licking County, OH47 Relatively Low $1051.81$190.7545
Summit County, OH57 Relatively Moderate $1081.87$190.7554
Stark County, OH61 Relatively Moderate $711.24$8.820.3535
Lucas County, OH76 Relatively Moderate $330.58$9.680.3838
Clark County, OH89 Relatively Low $290.51$240.9520

More Ohio counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Richland County, OH

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 12 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Mansfield 44902 (100%), 44905 (100%), 44903 (95%), 44904 (62%) Roofers

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Questions

How high is storm risk in Richland County, OH?

FEMA's National Risk Index gives Richland County, OH an overall score of 61.32 (Relatively Low), 1,217th of 3,144. Hail scores 88.93 (Relatively Moderate), strong wind 70.04 (Relatively Moderate) and tornado 62.34 (Relatively Low).

In Richland County, OH, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 41 for Richland County, OH between 2014 and June 2026, on 15 days with hail of 1 inch or more; the largest stone was 1.5 inches.

What do hail and wind cost a home in Richland County, OH each year, on average?

Applying FEMA's county rates to its median home value of $154,000: FEMA's estimate is about $8.88 a year for hail and $3.93 for wind, before any deductible, against $3.44 and $3.14 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Richland County, OH compare with the rest of Ohio?

Per $1 million of buildings Richland County, OH loses $58 to hail a year, against $35 in the median county of the state. Among 88 rated counties it is 14th for hail, 37th for strong wind and 42nd for tornado.

How old are the roofs in Richland County, OH?

The median home was built in 1964, 62 years ago, and 90.4% of the 54,616 housing units in Richland County, OH date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Richland County, OH: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Richland County, OH; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Richland County, OH; Census County Business Patterns, roofing firms in Richland County, OH. Planning-level information about Richland County, OH, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).