Storm risk in Carson City, Nevada

FEMA's overall hazard score for Carson City is 76.15 (Relatively Low), 751st of 3,144 counties. Hail scores 20.17 (Very Low), strong wind 19.05 (Relatively Low) and tornado 1.88 (Very Low). Expected hail loss is $0.08 per $1 million of buildings a year; NOAA logged 1 hail report in Carson City from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Carson City: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of NV$0.1$1$10$100$1,000Hail: $0.08 per $1 million, 3,095th of 3,126 rated counties$0.08Hail3,095th of 3,126 countiesStrong wind: $3.17 per $1 million, 2,798th of 3,121 rated counties$3.17Strong wind2,798th of 3,121 countiesTornado: $0.32 per $1 million, 3,100th of 3,144 rated counties$0.32Tornado3,100th of 3,144 counties
  • Carson City, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Carson City

HazardRatingScore (0 to 100)Rank in U.S.Rank in NV
OverallRelatively Low 76.15751 of 3,1446 of 17
HailVery Low 20.172,511 of 3,1266 of 17
Strong windRelatively Low 19.052,546 of 3,1266 of 17
TornadoVery Low 1.883,086 of 3,1267 of 17

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$894$0.08 $0.90$22 3,095 of 3,12613 of 17
Strong wind$35,922$3.17 $3.05$20 2,798 of 3,1217 of 17
Tornado$3,643$0.32 $0.32$199 3,100 of 3,1449 of 17

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Carson City

  • FEMA expects hail in Carson City to cost $0.08 per $1 million of buildings a year: 0.004 times the U.S. median and 0.09 times the NV county median, ranked 3,095th of 3,126 counties nationally and 13th of 17 in Nevada.
  • FEMA expects strong wind in Carson City to cost $3.17 per $1 million of buildings a year: 0.16 times the U.S. median and 1.04 times the NV county median, ranked 2,798th of 3,121 counties nationally and 7th of 17 in Nevada.
  • FEMA expects tornado in Carson City to cost $0.32 per $1 million of buildings a year: 0.002 times the U.S. median and 1.00 times the NV county median, ranked 3,100th of 3,144 counties nationally and 9th of 17 in Nevada.
  • NOAA has only 1 hail report for Carson City in 12 years, too few for a trend; FEMA's 7 counted hail events cover a longer record.
  • Applying FEMA's estimate to a $426,700 home, the average yearly loss in Carson City is about $0.03 for hail and $1.35 for wind before any deductible; at the U.S. median county rates it would be $9.54 and $8.69.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Carson City meets about 1.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1980, the median home in Carson City is 46 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 84.4% of its 24,902 homes are at least 26 years old.
  • March to June holds 0 of the 1 hail report in Carson City (0 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Carson City’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$0.03hail, a year; $9.54 at the U.S. median county rate
$1.35strong wind, a year; $8.69 at the U.S. median county rate
$28hail and wind together over 20 years, at today’s rate

Formula: home value × Carson City yearly loss ÷ building value. Hail: $894 ÷ $11,346,952,806 = 0.0000001. Wind: $35,922 ÷ $11,346,952,806 = 0.0000032. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Carson City in plain numbers

  • Carson City scores 76.15 in FEMA's overall hazard index (Relatively Low): 751st of 3,144 rated counties and 6th of 17 in Nevada.
  • Hail scores 20.17 (Very Low). FEMA expects $894 of hail damage to buildings in Carson City a year, which is $0.08 per $1 million of buildings, 0.004 times the U.S. median.
  • Strong wind scores 19.05 (Relatively Low) with $35,922 of expected yearly building loss in Carson City: $3.17 per $1 million of buildings, 0.16 times the U.S. median.
  • Tornado scores 1.88 (Very Low) and FEMA's expected yearly tornado loss is $3,643, counting everything exposed, or $0.32 per $1 million of buildings in Carson City.
  • FEMA's own event record for Carson City averages 0.18 hail events and 0.15 strong-wind events a year.
  • NOAA logged 1 hail report in Carson City between 2014 and June 2026, on 1 day with stones of 1 inch or more; the largest was 1 inch.
  • In Carson City, FEMA counts buildings worth 11.35 billion dollars and 58,597 residents.
  • Social vulnerability is Relatively Low in Carson City.
  • Community resilience there is Very Low, for 58,597 residents.
  • 1 city in Carson City is covered on this site: Carson City. 3 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Carson City is $6,790 to $15,035.
  • Carson City ranks 194 of the 194 counties with a page here for hail loss per $1 million of buildings, 172 for wind and 194 for tornado.
  • In Carson City, July is the busiest month with 1 of the 1 reports (100 percent), against 0 reports in January.
  • Carson City's worst year was 2014, with 1 hail day at 1 inch or more and 1 report. At the 2014 to 2025 pace that is 0.08 such days a year, one about every 144.0 months.
  • The median home in Carson City was built in 1980; 49.3% of its 24,902 housing units date from before 1980, 84.4% from before 2000 and 5.0% from 2010 on.
  • Census puts the median home value in Carson City at $426,700, and 63.2% of homes are lived in by their owners.
  • 1,847 single-family building permits were issued in Carson City from 2014 to 2025, about 74.2 per 1,000 homes, peaking in 2025.
  • The fastest gust in NOAA's records for Carson City is 71 mph on July 1, 2025 at Stewart.
  • The nearest county with a page here is Washoe County, 98 miles from the centre of Carson City; its hail score is 59.03.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 11 roofing contractor establishments in Carson City in 2023, one for every 2,264 homes.

The hail record of Carson City, year by year

NOAA logged 1 report in Carson City; hail of 1 inch or more fell on 1 day. With so few reports the yearly bars below are small numbers, and a single storm moves them.

Carson City: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more012014: 1 reports, 1 days at 1 inch or more, largest 1 inch142015: 0 reports, 0 days at 1 inch or more, largest 0 inch152016: 0 reports, 0 days at 1 inch or more, largest 0 inch162017: 0 reports, 0 days at 1 inch or more, largest 0 inch172018: 0 reports, 0 days at 1 inch or more, largest 0 inch182019: 0 reports, 0 days at 1 inch or more, largest 0 inch192020: 0 reports, 0 days at 1 inch or more, largest 0 inch202021: 0 reports, 0 days at 1 inch or more, largest 0 inch212022: 0 reports, 0 days at 1 inch or more, largest 0 inch222023: 0 reports, 0 days at 1 inch or more, largest 0 inch232024: 0 reports, 0 days at 1 inch or more, largest 0 inch242025: 0 reports, 0 days at 1 inch or more, largest 0 inch252026: 0 reports, 0 days at 1 inch or more, largest 0 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Carson City: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 0 reports0FebMarch: 0 reports0MarApril: 0 reports0AprMay: 0 reports0MayJune: 0 reports0JunJuly: 1 reports1JulAugust: 0 reports0AugSeptember: 0 reports0SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: July, 1 report.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20141101 in–

Biggest hail days in Carson City

DateLargest stoneReports that dayDamage reportedNear
July 19, 20141 in1none recordedNew Empire

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Carson City the big stones fell.

Reported hail locations, Carson City

1 in hail Carson City
  • 11 to 1.74 in
  • 01.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1 in. Bigger dots are bigger stones.

1 report of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Carson City

Fastest gusts in Carson City

DateGustNear
July 1, 202571 mphStewart
May 3, 202664 mphStewart
August 11, 201461 mphEmpire

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Carson City’s 2014 to 2025 pace of 0.08 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Carson City: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 2.6% of homes2.6%<194081940s: 0.9% of homes0.9%1940s71950s: 4.2% of homes4.2%1950s61960s: 10.5% of homes10.5%1960s51970s: 31.1% of homes31.1%1970s41980s: 14.9% of homes14.9%1980s31990s: 20.2% of homes20.2%1990s32000s: 10.6% of homes10.6%2000s22010s: 3.8% of homes3.8%2010s12020+: 1.1% of homes1.1%2020+0

Bars: share of 24,902 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1980
Built before 198049.3%
Built before 200084.4%
Built since 20105.0%
Owner-occupied63.2%
Median home value$426,700
Single-family permits, 2014 to 20251,847
Permits per 1,000 homes74.2

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Carson City

Roofing firms in Carson City

Roofing contractor establishments, 202311
Change since 2016+4 (+57%)
Homes per roofing firm2,264
Median across counties5,189
Employees, 202346

Source for Carson City: Census County Business Patterns, NAICS 238160.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Carson City's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Washoe County, NV98 Relatively High $2.8436.01$1.080.3411
Ada County, ID349 Relatively Moderate $4.5858.14$0.910.297
Lane County, OR364 Relatively High $1.1214.18$6.281.982
Spokane County, WA598 Relatively Moderate $0.121.56$6.071.928
Sandoval County, NM743 Relatively Low $5.3067.24$2.540.8052

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Carson City

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 3 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Carson City 89701 (100%), 89703 (98%), 89706 (53%) Roofers

Storm hit your roof in Carson City? A free inspection tells you if there is damage. One local roofer answers, not five.

Start an inspection request

Questions

How high is storm risk in Carson City?

FEMA's National Risk Index gives Carson City an overall score of 76.15 (Relatively Low), 751st of 3,144. Hail scores 20.17 (Very Low), strong wind 19.05 (Relatively Low) and tornado 1.88 (Very Low).

In Carson City, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 1 for Carson City between 2014 and June 2026, on 1 day with hail of 1 inch or more; the largest stone was 1 inch.

What do hail and wind cost a home in Carson City each year, on average?

Applying FEMA's county rates to its median home value of $426,700: FEMA's estimate is about $0.03 a year for hail and $1.35 for wind, before any deductible, against $9.54 and $8.69 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Carson City compare with the rest of Nevada?

Per $1 million of buildings Carson City loses $0.08 to hail a year, against $0.90 in the median county of the state. Among 17 rated counties it is 6th for hail, 6th for strong wind and 7th for tornado.

How old are the roofs in Carson City?

The median home was built in 1980, 46 years ago, and 84.4% of the 24,902 housing units in Carson City date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Carson City: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Carson City; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Carson City; Census County Business Patterns, roofing firms in Carson City. Planning-level information about Carson City, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).