Storm risk in Spokane County, Washington

FEMA rates Spokane County Relatively Moderate for natural-hazard risk overall, 316th of 3,144 rated counties. For a roof the three that matter are hail (Relatively Low), strong wind (Relatively High) and tornado (Relatively Low). NOAA logged 8 hail reports here from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. Planning-level county ratings.

Spokane County: FEMA National Risk Index scores for overall risk, hail, strong wind and tornado, each on a scale of 0 to 100Overall riskOverall risk: score 90.0, Relatively Moderate, 316th of 3,144 rated counties90Relatively Moderate, 316th of 3,144HailHail: score 63.4, Relatively Low, 1152nd of 3,126 rated counties63Relatively Low, 1152nd of 3,126Strong windStrong wind: score 91.2, Relatively High, 279th of 3,121 rated counties91Relatively High, 279th of 3,121TornadoTornado: score 42.7, Relatively Low, 1803rd of 3,144 rated counties43Relatively Low, 1803rd of 3,144

Each dot is the county’s score from 0 to 100 against all rated U.S. counties; the bar colour is FEMA’s rating band.

Hazard by hazard

HazardRatingScore (0 to 100)Rank in U.S.Rank in WAExpected yearly loss
OverallRelatively Moderate 90.031613 of 39$63,288,218buildings
HailRelatively Low 63.41,1524 of 39$12,084buildings
Strong windRelatively High 91.22791 of 39$596,231buildings
TornadoRelatively Low 42.71,8032 of 39$1,118,380all exposure

Rank 1 is the highest score. Expected annual loss is a county total in dollars per year, not a figure per home; the overall, hail and wind rows count buildings only, the tornado row all exposure.

Spokane County in plain numbers

  • FEMA's overall rating for Spokane County is Relatively Moderate, score 90.0 of 100, 316th of 3,144 rated counties.
  • Hail: Relatively Low (score 63.4), 1152nd nationwide and 4th of 39 counties in Washington.
  • Expected yearly hail loss to buildings: $12,084 for the whole county, about $0.12 per $1 million of building value.
  • NRI's hail record averages 0.3 hail events a year in the county.
  • Strong wind: Relatively High (score 91.2), 279th nationwide; expected yearly loss to buildings $596,231, about $6.07 per $1 million of building value.
  • Tornado: Relatively Low (score 42.7), 1803rd nationwide; total expected yearly loss $1,118,380.
  • Buildings in the county are valued at 98.3 billion dollars in the index; population 538,806.
  • Social vulnerability is rated Relatively Low and community resilience Relatively High.
  • NOAA logged 8 hail reports in Spokane County from 2014 to June 2026; hail of 1 inch or more fell on 4 days and the largest stone was 2.75 inches.
  • 1 of our cities is in the county: Spokane.
  • 40 ZIP Code Tabulation Areas have more than half of their land area in Spokane County.
  • Our guide range for a 2,000 sq ft asphalt roof in Spokane is $7,350 to $16,275.
  • NOAA lists 5 tornado tracks in the county since 2014.

Where large hail was reported

FEMA scores the county as a whole. NOAA’s storm reports show where inside it the big stones fell.

Reported hail locations, Spokane County

1.25 in hail1.25 in hail1.5 in hail Spokane
  • 31 to 1.74 in
  • 01.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1.5 in. Bigger dots are bigger stones.

3 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Cities and ZIP areas in Spokane County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 40 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Spokane 99201 (100%), 99203 (100%), 99205 (100%), 99207 (100%), 99208 (100%) Roofers

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Questions

How high is storm risk in Spokane County?

FEMA's National Risk Index rates Spokane County Relatively Moderate overall. By peril: hail Relatively Low, strong wind Relatively High, tornado Relatively Low. The highest-scoring of the three for this county is strong wind (score 91.2).

How many hail reports has NOAA logged in Spokane County?

8 reports between 2014 and June 2026 in NOAA's Storm Events Database. A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is a county total, not a figure per home, and it is built for comparing counties, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties at planning level. It cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

How does Spokane County compare with the rest of Washington?

For hail it ranks 4th of 39 rated counties in the state; for strong wind 1st of 39; for tornado 2nd of 39.

Sources: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database; Census Bureau ZCTA-to-county relationship file (2020). This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Planning-level information, not an inspection and not insurance advice.