Storm risk in Hall County, Nebraska

FEMA's overall hazard score for Hall County is 74.24 (Relatively Low), 811th of 3,144 counties. Hail scores 98.00 (Relatively High), strong wind 91.28 (Relatively High) and tornado 89.95 (Relatively Moderate). Expected hail loss is $208 per $1 million of buildings a year; NOAA logged 85 hail reports in Hall County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Hall County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of NE$0.1$1$10$100$1,000Hail: $208 per $1 million, 156th of 3,126 rated counties$208Hail156th of 3,126 countiesStrong wind: $34 per $1 million, 1,132nd of 3,121 rated counties$34Strong wind1,132nd of 3,121 countiesTornado: $666 per $1 million, 172nd of 3,144 rated counties$666Tornado172nd of 3,144 counties
  • Hall County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Hall County

HazardRatingScore (0 to 100)Rank in U.S.Rank in NE
OverallRelatively Low 74.24811 of 3,1444 of 93
HailRelatively High 98.0064 of 3,12611 of 93
Strong windRelatively High 91.28275 of 3,12614 of 93
TornadoRelatively Moderate 89.95317 of 3,1265 of 93

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$2,587,012$208 $175$22 156 of 3,12636 of 93
Strong wind$423,185$34 $74$20 1,132 of 3,12175 of 93
Tornado$8,279,214$666 $440$199 172 of 3,1448 of 93

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Hall County

  • FEMA expects hail in Hall County to cost $208 per $1 million of buildings a year: 9.32 times the U.S. median and 1.19 times the NE county median, ranked 156th of 3,126 counties nationally and 36th of 93 in Nebraska.
  • FEMA expects strong wind in Hall County to cost $34 per $1 million of buildings a year: 1.67 times the U.S. median and 0.46 times the NE county median, ranked 1,132nd of 3,121 counties nationally and 75th of 93 in Nebraska.
  • FEMA expects tornado in Hall County to cost $666 per $1 million of buildings a year: 3.35 times the U.S. median and 1.51 times the NE county median, ranked 172nd of 3,144 counties nationally and 8th of 93 in Nebraska.
  • Applying FEMA's estimate to a $207,900 home, the average yearly loss in Hall County is about $43 for hail and $7.08 for wind before any deductible; at the U.S. median county rates it would be $4.65 and $4.24.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Hall County meets about 60.0 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1975, the median home in Hall County is 51 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 82.4% of its 25,377 homes are at least 26 years old.
  • March to June holds 59 of the 85 hail reports in Hall County (69 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Hall County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$43hail, a year; $4.65 at the U.S. median county rate
$7.08strong wind, a year; $4.24 at the U.S. median county rate
$1,007hail and wind together over 20 years, at today’s rate

Formula: home value × Hall County yearly loss ÷ building value. Hail: $2,587,012 ÷ $12,427,972,823 = 0.0002082. Wind: $423,185 ÷ $12,427,972,823 = 0.0000341. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Hall County in plain numbers

  • Hall County scores 74.24 in FEMA's overall hazard index (Relatively Low): 811th of 3,144 rated counties and 4th of 93 in Nebraska.
  • Hail scores 98.00 (Relatively High). FEMA expects $2,587,012 of hail damage to buildings in Hall County a year, which is $208 per $1 million of buildings, 9.32 times the U.S. median.
  • Strong wind scores 91.28 (Relatively High) with $423,185 of expected yearly building loss in Hall County: $34 per $1 million of buildings, 1.67 times the U.S. median.
  • Tornado scores 89.95 (Relatively Moderate) and FEMA's expected yearly tornado loss is $8,279,214, counting everything exposed, or $666 per $1 million of buildings in Hall County.
  • FEMA's own event record for Hall County averages 7.01 hail events and 3.96 strong-wind events a year.
  • NOAA logged 85 hail reports in Hall County between 2014 and June 2026, on 36 days with stones of 1 inch or more; the largest was 2.75 inches.
  • In Hall County, FEMA counts buildings worth 12.43 billion dollars and 62,826 residents.
  • Social vulnerability is Relatively Low in Hall County.
  • Community resilience there is Relatively High, for 62,826 residents.
  • 1 city in Hall County is covered on this site: Grand Island. 6 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Grand Island is $6,090 to $13,485.
  • Hall County ranks 14 of the 194 counties with a page here for hail loss per $1 million of buildings, 32 for wind and 13 for tornado.
  • In Hall County, June is the busiest month with 30 of the 85 reports (35 percent), against 1 report in December.
  • Hall County's worst year was 2014, with 6 hail days at 1 inch or more and 16 reports. At the 2014 to 2025 pace that is 3.00 such days a year, one about every 4.0 months.
  • The median home in Hall County was built in 1975; 59.5% of its 25,377 housing units date from before 1980, 82.4% from before 2000 and 9.9% from 2010 on.
  • Census puts the median home value in Hall County at $207,900, and 63.2% of homes are lived in by their owners.
  • 1,391 single-family building permits were issued in Hall County from 2014 to 2025, about 54.8 per 1,000 homes, peaking in 2014.
  • NOAA lists 5 tornado tracks in Hall County since 2014; the strongest was an EFU on October 12, 2023 near Doniphan, 0.01 miles long.
  • The fastest gust in NOAA's records for Hall County is 87 mph on July 28, 2018 at (Gri)Grand Is Rgnl A.
  • The nearest county with a page here is Buffalo County, 30 miles from the centre of Hall County; its hail score is 98.57.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 15 roofing contractor establishments in Hall County in 2023, one for every 1,692 homes.
  • FEMA has named Hall County in 3 disaster declarations since 2014, the latest 1835 days before its data end, and 1 of them were storm-type.

The hail record of Hall County, year by year

NOAA logged 85 reports in Hall County; hail of 1 inch or more fell on 36 days. That is 3.0 such days a year; the median county in NOAA’s file has 1.8.

Hall County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more051015202014: 16 reports, 6 days at 1 inch or more, largest 2.75 inch142015: 11 reports, 5 days at 1 inch or more, largest 1.25 inch152016: 5 reports, 1 days at 1 inch or more, largest 1.75 inch162017: 7 reports, 4 days at 1 inch or more, largest 2.5 inch172018: 3 reports, 2 days at 1 inch or more, largest 2 inch182019: 4 reports, 2 days at 1 inch or more, largest 1 inch192020: 9 reports, 4 days at 1 inch or more, largest 1.5 inch202021: 4 reports, 1 days at 1 inch or more, largest 1 inch212022: 13 reports, 6 days at 1 inch or more, largest 2 inch222023: 1 reports, 0 days at 1 inch or more, largest 0.75 inch232024: 6 reports, 3 days at 1 inch or more, largest 2 inch242025: 6 reports, 2 days at 1 inch or more, largest 1.75 inch252026: 0 reports, 0 days at 1 inch or more, largest 0 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Hall County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 0 reports0FebMarch: 0 reports0MarApril: 17 reports17AprMay: 12 reports12MayJune: 30 reports30JunJuly: 7 reports7JulAugust: 11 reports11AugSeptember: 5 reports5SepOctober: 2 reports2OctNovember: 0 reports0NovDecember: 1 reports1Dec

Reports by calendar month, all years together. Peak: June, 30 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
201416622.75 in$4,328,000
201511501.25 in$25,000
20165111.75 in$150,000
20177422.5 in$10,350,000
20183222 in$175,000
20194201 in–
20209401.5 in$100,000
20214101 in$300,000
202213632 in$1,800,000
20231000.75 in–
20246312 in$6,900,000
20256211.75 in–

Biggest hail days in Hall County

DateLargest stoneReports that dayDamage reportedNear
June 20, 20142.75 in5$3,175,000Grand Is
June 13, 20172.5 in1$10,000,000Grand Is
May 20, 20242 in4$6,500,000Grand Is
June 7, 20222 in3$1,200,000Wood River
August 6, 20182 in1$100,000Alda

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Hall County the big stones fell.

Reported hail locations, Hall County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail1.75 in hail2 in hail2 in hail2 in hail2 in hail2 in hail2.5 in hail2.75 in hail Grand Island
  • 421 to 1.74 in
  • 161.75 to 2.74 in, golf ball to tennis ball
  • 12.75 in and up, baseball

Largest plotted stone: 2.75 in. Bigger dots are bigger stones.

59 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Hall County

Fastest gusts in Hall County

DateGustNear
July 28, 201887 mph(Gri)Grand Is Rgnl A
August 7, 201987 mph(Gri)Grand Is Rgnl A
December 15, 202185 mph(Gri)Grand Is Rgnl A
July 9, 202184 mphWood River

Strongest tornado tracks in Hall County

DateScaleLengthInjured / killedNear
October 12, 2023EFU0.01 mi0 / 0Doniphan
July 3, 2022EF13.69 mi0 / 0Grand Is
December 15, 2021EF14.99 mi0 / 0Rosedale
May 1, 2018EF01.96 mi0 / 0Doniphan

5 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Hall County’s 2014 to 2025 pace of 3.00 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Hall County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 14.4% of homes14.4%<19402731940s: 4.1% of homes4.1%1940s2431950s: 11.1% of homes11.1%1950s2131960s: 11.9% of homes11.9%1960s1831970s: 18.0% of homes18%1970s1531980s: 12.9% of homes12.9%1980s1231990s: 9.9% of homes9.9%1990s932000s: 7.7% of homes7.7%2000s632010s: 9.2% of homes9.2%2010s332020+: 0.7% of homes0.7%2020+9

Bars: share of 25,377 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1975
Built before 198059.5%
Built before 200082.4%
Built since 20109.9%
Owner-occupied63.2%
Median home value$207,900
Single-family permits, 2014 to 20251,391
Permits per 1,000 homes54.8

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Hall County

Roofing firms in Hall County

Roofing contractor establishments, 202315
Change since 2016+3 (+25%)
Homes per roofing firm1,692
Median across counties5,189
Employees, 202367

Source for Hall County: Census County Business Patterns, NAICS 238160.

FEMA disaster declarations naming Hall County since 2014

Declarations naming Hall County3
Storm / flood / winter / fire1 / 1 / 1 / 0
Median NE county4
Rank among 85 NE counties60
Days from the latest to the data cutoff1,835

Source for Hall County: OpenFEMA, data to 2026-09-15.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Hall County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Buffalo County, NE30 Relatively Low $4982.39$1815.30136
Lancaster County, NE95 Relatively Moderate $1740.83$1023.01186
Douglas County, NE124 Relatively High $1920.92$431.25198
Sarpy County, NE126 Relatively Moderate $1450.70$461.3678

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Hall County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 6 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Grand Island 69101 (0%), 68755 (0%) Roofers

Storm hit your roof in Hall County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Hall County?

FEMA's National Risk Index gives Hall County an overall score of 74.24 (Relatively Low), 811th of 3,144. Hail scores 98.00 (Relatively High), strong wind 91.28 (Relatively High) and tornado 89.95 (Relatively Moderate).

In Hall County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 85 for Hall County between 2014 and June 2026, on 36 days with hail of 1 inch or more; the largest stone was 2.75 inches.

What do hail and wind cost a home in Hall County each year, on average?

Applying FEMA's county rates to its median home value of $207,900: FEMA's estimate is about $43 a year for hail and $7.08 for wind, before any deductible, against $4.65 and $4.24 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Hall County compare with the rest of Nebraska?

Per $1 million of buildings Hall County loses $208 to hail a year, against $175 in the median county of the state. Among 93 rated counties it is 11th for hail, 14th for strong wind and 5th for tornado.

How old are the roofs in Hall County?

The median home was built in 1975, 51 years ago, and 82.4% of the 25,377 housing units in Hall County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Hall County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Hall County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Hall County; Census County Business Patterns, roofing firms in Hall County; OpenFEMA, declarations naming Hall County. Planning-level information about Hall County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).