Storm risk in Kalamazoo County, Michigan

FEMA's overall hazard score for Kalamazoo County is 81.68 (Relatively Moderate), 577th of 3,144 counties. Hail scores 97.39 (Relatively High), strong wind 89.92 (Relatively High) and tornado 93.67 (Relatively High). Expected hail loss is $105 per $1 million of buildings a year; NOAA logged 14 hail reports in Kalamazoo County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Kalamazoo County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of MI$0.1$1$10$100$1,000Hail: $105 per $1 million, 473rd of 3,126 rated counties$105Hail473rd of 3,126 countiesStrong wind: $35 per $1 million, 1,108th of 3,121 rated counties$35Strong wind1,108th of 3,121 countiesTornado: $224 per $1 million, 1,415th of 3,144 rated counties$224Tornado1,415th of 3,144 counties
  • Kalamazoo County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Kalamazoo County

HazardRatingScore (0 to 100)Rank in U.S.Rank in MI
OverallRelatively Moderate 81.68577 of 3,14413 of 83
HailRelatively High 97.3983 of 3,1261 of 83
Strong windRelatively High 89.92318 of 3,12632 of 83
TornadoRelatively High 93.67200 of 3,1268 of 83

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$5,742,106$105 $25$22 473 of 3,1267 of 83
Strong wind$1,920,955$35 $34$20 1,108 of 3,12141 of 83
Tornado$12,265,055$224 $95$199 1,415 of 3,14418 of 83

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Kalamazoo County

  • FEMA expects hail in Kalamazoo County to cost $105 per $1 million of buildings a year: 4.70 times the U.S. median and 4.24 times the MI county median, ranked 473rd of 3,126 counties nationally and 7th of 83 in Michigan.
  • FEMA expects strong wind in Kalamazoo County to cost $35 per $1 million of buildings a year: 1.72 times the U.S. median and 1.04 times the MI county median, ranked 1,108th of 3,121 counties nationally and 41st of 83 in Michigan.
  • FEMA expects tornado in Kalamazoo County to cost $224 per $1 million of buildings a year: 1.13 times the U.S. median and 2.37 times the MI county median, ranked 1,415th of 3,144 counties nationally and 18th of 83 in Michigan.
  • NOAA has only 14 hail reports for Kalamazoo County in 12 years, too few for a trend; FEMA's 85 counted hail events cover a longer record.
  • Applying FEMA's estimate to a $227,500 home, the average yearly loss in Kalamazoo County is about $24 for hail and $7.99 for wind before any deductible; at the U.S. median county rates it would be $5.08 and $4.63.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Kalamazoo County meets about 16.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1975, the median home in Kalamazoo County is 51 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 80.9% of its 114,463 homes are at least 26 years old.
  • March to June holds 4 of the 14 hail reports in Kalamazoo County (29 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Kalamazoo County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$24hail, a year; $5.08 at the U.S. median county rate
$7.99strong wind, a year; $4.63 at the U.S. median county rate
$638hail and wind together over 20 years, at today’s rate

Formula: home value × Kalamazoo County yearly loss ÷ building value. Hail: $5,742,106 ÷ $54,669,702,435 = 0.0001050. Wind: $1,920,955 ÷ $54,669,702,435 = 0.0000351. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Kalamazoo County in plain numbers

  • Kalamazoo County scores 81.68 in FEMA's overall hazard index (Relatively Moderate): 577th of 3,144 rated counties and 13th of 83 in Michigan.
  • Hail scores 97.39 (Relatively High). FEMA expects $5,742,106 of hail damage to buildings in Kalamazoo County a year, which is $105 per $1 million of buildings, 4.70 times the U.S. median.
  • Strong wind scores 89.92 (Relatively High) with $1,920,955 of expected yearly building loss in Kalamazoo County: $35 per $1 million of buildings, 1.72 times the U.S. median.
  • Tornado scores 93.67 (Relatively High) and FEMA's expected yearly tornado loss is $12,265,055, counting everything exposed, or $224 per $1 million of buildings in Kalamazoo County.
  • FEMA's own event record for Kalamazoo County averages 2.23 hail events and 4.30 strong-wind events a year.
  • NOAA logged 14 hail reports in Kalamazoo County between 2014 and June 2026, on 10 days with stones of 1 inch or more; the largest was 2 inches.
  • In Kalamazoo County, FEMA counts buildings worth 54.67 billion dollars and 261,632 residents.
  • Social vulnerability is Very Low in Kalamazoo County.
  • Community resilience there is Very High, for 261,632 residents.
  • 1 city in Kalamazoo County is covered on this site: Kalamazoo. 18 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Kalamazoo is $6,510 to $14,415.
  • Kalamazoo County ranks 33 of the 194 counties with a page here for hail loss per $1 million of buildings, 31 for wind and 93 for tornado.
  • In Kalamazoo County, February is the busiest month with 4 of the 14 reports (29 percent), against 2 reports in August.
  • Kalamazoo County's worst year was 2024, with 4 hail days at 1 inch or more and 6 reports. At the 2014 to 2025 pace that is 0.83 such days a year, one about every 14.4 months.
  • The median home in Kalamazoo County was built in 1975; 58.3% of its 114,463 housing units date from before 1980, 80.9% from before 2000 and 6.9% from 2010 on.
  • Census puts the median home value in Kalamazoo County at $227,500, and 64.0% of homes are lived in by their owners.
  • 4,862 single-family building permits were issued in Kalamazoo County from 2014 to 2025, about 42.5 per 1,000 homes, peaking in 2025.
  • NOAA lists 2 tornado tracks in Kalamazoo County since 2014; the strongest was an EF2 on May 7, 2024 near Texas Corners, 10.86 miles long.
  • The fastest gust in NOAA's records for Kalamazoo County is 76 mph on June 16, 2024 at Comstock.
  • The nearest county with a page here is Calhoun County, 27 miles from the centre of Kalamazoo County; its hail score is 89.50.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 13 roofing contractor establishments in Kalamazoo County in 2023, one for every 8,805 homes.

The hail record of Kalamazoo County, year by year

NOAA logged 14 reports in Kalamazoo County; hail of 1 inch or more fell on 10 days. With so few reports the yearly bars below are small numbers, and a single storm moves them.

Kalamazoo County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more01234562014: 4 reports, 2 days at 1 inch or more, largest 2 inch142015: 0 reports, 0 days at 1 inch or more, largest 0 inch152016: 0 reports, 0 days at 1 inch or more, largest 0 inch162017: 0 reports, 0 days at 1 inch or more, largest 0 inch172018: 0 reports, 0 days at 1 inch or more, largest 0 inch182019: 0 reports, 0 days at 1 inch or more, largest 0 inch192020: 2 reports, 2 days at 1 inch or more, largest 2 inch202021: 0 reports, 0 days at 1 inch or more, largest 0 inch212022: 0 reports, 0 days at 1 inch or more, largest 0 inch222023: 2 reports, 2 days at 1 inch or more, largest 1 inch232024: 6 reports, 4 days at 1 inch or more, largest 2 inch242025: 0 reports, 0 days at 1 inch or more, largest 0 inch252026: 0 reports, 0 days at 1 inch or more, largest 0 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Kalamazoo County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 4 reports4FebMarch: 1 reports1MarApril: 1 reports1AprMay: 2 reports2MayJune: 0 reports0JunJuly: 4 reports4JulAugust: 2 reports2AugSeptember: 0 reports0SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: February, 4 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20144212 in$25,000
20202212 in$500,000
20232201 in–
20246412 in$500,000

Biggest hail days in Kalamazoo County

DateLargest stoneReports that dayDamage reportedNear
July 27, 20142 in3$25,000Cooper
April 7, 20202 in1$500,000Howlandsburg
May 7, 20242 in1$500,000Oakwood
February 27, 20241 in3none recordedTexas Corners
May 21, 20141 in1none recordedOshtemo

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Kalamazoo County the big stones fell.

Reported hail locations, Kalamazoo County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail2 in hail2 in hail2 in hail Kalamazoo
  • 91 to 1.74 in
  • 31.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 2 in. Bigger dots are bigger stones.

12 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Kalamazoo County

Fastest gusts in Kalamazoo County

DateGustNear
June 16, 202476 mphComstock
July 1, 201475 mphSchoolcraft
June 13, 202275 mphTexas Corners
May 15, 202575 mphComstock

Strongest tornado tracks in Kalamazoo County

DateScaleLengthInjured / killedNear
May 7, 2024EF210.86 mi12 / 0Texas Corners
May 15, 2025EF010 mi0 / 0Galesburg

2 tornado tracks in all since 2014; the strongest 2 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Kalamazoo County’s 2014 to 2025 pace of 0.83 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Kalamazoo County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 14.2% of homes14.2%<1940761940s: 5.3% of homes5.3%1940s681950s: 12.2% of homes12.2%1950s591960s: 11.0% of homes11%1960s511970s: 15.5% of homes15.5%1970s421980s: 10.5% of homes10.5%1980s341990s: 12.1% of homes12.1%1990s262000s: 12.2% of homes12.2%2000s182010s: 6.4% of homes6.4%2010s92020+: 0.5% of homes0.5%2020+2

Bars: share of 114,463 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1975
Built before 198058.3%
Built before 200080.9%
Built since 20106.9%
Owner-occupied64.0%
Median home value$227,500
Single-family permits, 2014 to 20254,862
Permits per 1,000 homes42.5

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Kalamazoo County

Roofing firms in Kalamazoo County

Roofing contractor establishments, 202313
Change since 2016+5 (+62%)
Homes per roofing firm8,805
Median across counties5,189
Employees, 2023160

Source for Kalamazoo County: Census County Business Patterns, NAICS 238160.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Kalamazoo County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Calhoun County, MI27 Relatively Low $580.55$872.478
Kent County, MI54 Relatively Moderate $5.560.05$290.8218
Ingham County, MI64 Relatively Moderate $390.37$872.4717
Muskegon County, MI79 Relatively Low $6.970.07$631.808
Washtenaw County, MI87 Relatively Moderate $150.15$511.4569
Genesee County, MI107 Relatively Moderate $210.20$531.5121

More Michigan counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Kalamazoo County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 18 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Kalamazoo 49001 (100%), 49007 (100%), 49009 (96%), 49034 (79%), 49048 (100%) Roofers

Storm hit your roof in Kalamazoo County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Kalamazoo County?

FEMA's National Risk Index gives Kalamazoo County an overall score of 81.68 (Relatively Moderate), 577th of 3,144. Hail scores 97.39 (Relatively High), strong wind 89.92 (Relatively High) and tornado 93.67 (Relatively High).

In Kalamazoo County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 14 for Kalamazoo County between 2014 and June 2026, on 10 days with hail of 1 inch or more; the largest stone was 2 inches.

What do hail and wind cost a home in Kalamazoo County each year, on average?

Applying FEMA's county rates to its median home value of $227,500: FEMA's estimate is about $24 a year for hail and $7.99 for wind, before any deductible, against $5.08 and $4.63 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Kalamazoo County compare with the rest of Michigan?

Per $1 million of buildings Kalamazoo County loses $105 to hail a year, against $25 in the median county of the state. Among 83 rated counties it is 1st for hail, 32nd for strong wind and 8th for tornado.

How old are the roofs in Kalamazoo County?

The median home was built in 1975, 51 years ago, and 80.9% of the 114,463 housing units in Kalamazoo County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Kalamazoo County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Kalamazoo County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Kalamazoo County; Census County Business Patterns, roofing firms in Kalamazoo County. Planning-level information about Kalamazoo County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).