Storm risk in Ingham County, Michigan

FEMA's overall hazard score for Ingham County is 87.25 (Relatively Moderate), 402nd of 3,144 counties. Hail scores 92.56 (Relatively Moderate), strong wind 98.41 (Very High) and tornado 96.15 (Relatively High). Expected hail loss is $39 per $1 million of buildings a year; NOAA logged 17 hail reports in Ingham County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Ingham County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of MI$0.1$1$10$100$1,000Hail: $39 per $1 million, 1,165th of 3,126 rated counties$39Hail1,165th of 3,126 countiesStrong wind: $87 per $1 million, 363rd of 3,121 rated counties$87Strong wind363rd of 3,121 countiesTornado: $290 per $1 million, 1,079th of 3,144 rated counties$290Tornado1,079th of 3,144 counties
  • Ingham County, coloured by its FEMA rating
  • all U.S. counties
  • each county in the state
  • U.S. median
  • state median

Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Ingham County

HazardRatingScore (0 to 100)Rank in U.S.Rank in MI
OverallRelatively Moderate 87.25402 of 3,1448 of 83
HailRelatively Moderate 92.56235 of 3,1265 of 83
Strong windVery High 98.4151 of 3,1266 of 83
TornadoRelatively High 96.15122 of 3,1267 of 83

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$2,197,248$39 $25$22 1,165 of 3,12624 of 83
Strong wind$4,939,343$87 $34$20 363 of 3,12112 of 83
Tornado$16,491,611$290 $95$199 1,079 of 3,1447 of 83

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Ingham County

  • FEMA expects hail in Ingham County to cost $39 per $1 million of buildings a year: 1.73 times the U.S. median and 1.56 times the MI county median, ranked 1,165th of 3,126 counties nationally and 24th of 83 in Michigan.
  • FEMA expects strong wind in Ingham County to cost $87 per $1 million of buildings a year: 4.26 times the U.S. median and 2.57 times the MI county median, ranked 363rd of 3,121 counties nationally and 12th of 83 in Michigan.
  • FEMA expects tornado in Ingham County to cost $290 per $1 million of buildings a year: 1.46 times the U.S. median and 3.06 times the MI county median, ranked 1,079th of 3,144 counties nationally and 7th of 83 in Michigan.
  • NOAA has only 17 hail reports for Ingham County in 12 years, too few for a trend; FEMA's 114 counted hail events cover a longer record.
  • Applying FEMA's estimate to a $187,500 home, the average yearly loss in Ingham County is about $7.24 for hail and $16 for wind before any deductible; at the U.S. median county rates it would be $4.19 and $3.82.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Ingham County meets about 13.3 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1971, the median home in Ingham County is 55 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 85.2% of its 125,812 homes are at least 26 years old.
  • March to June holds 15 of the 17 hail reports in Ingham County (88 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Ingham County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$7.24hail, a year; $4.19 at the U.S. median county rate
$16strong wind, a year; $3.82 at the U.S. median county rate
$470hail and wind together over 20 years, at today’s rate

Formula: home value × Ingham County yearly loss ÷ building value. Hail: $2,197,248 ÷ $56,905,756,878 = 0.0000386. Wind: $4,939,343 ÷ $56,905,756,878 = 0.0000868. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Ingham County in plain numbers

  • Ingham County scores 87.25 in FEMA's overall hazard index (Relatively Moderate): 402nd of 3,144 rated counties and 8th of 83 in Michigan.
  • Hail scores 92.56 (Relatively Moderate). FEMA expects $2,197,248 of hail damage to buildings in Ingham County a year, which is $39 per $1 million of buildings, 1.73 times the U.S. median.
  • Strong wind scores 98.41 (Very High) with $4,939,343 of expected yearly building loss in Ingham County: $87 per $1 million of buildings, 4.26 times the U.S. median.
  • Tornado scores 96.15 (Relatively High) and FEMA's expected yearly tornado loss is $16,491,611, counting everything exposed, or $290 per $1 million of buildings in Ingham County.
  • FEMA's own event record for Ingham County averages 3.01 hail events and 6.03 strong-wind events a year.
  • NOAA logged 17 hail reports in Ingham County between 2014 and June 2026, on 11 days with stones of 1 inch or more; the largest was 2 inches.
  • In Ingham County, FEMA counts buildings worth 56.91 billion dollars and 284,838 residents.
  • Social vulnerability is Relatively Low in Ingham County.
  • Community resilience there is Very High, for 284,838 residents.
  • 1 city in Ingham County is covered on this site: Lansing. 18 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Lansing is $6,510 to $14,415.
  • Ingham County ranks 83 of the 194 counties with a page here for hail loss per $1 million of buildings, 9 for wind and 66 for tornado.
  • In Ingham County, March is the busiest month with 7 of the 17 reports (41 percent), against 1 report in September.
  • Ingham County's worst year was 2026, with 3 hail days at 1 inch or more and 7 reports. At the 2014 to 2025 pace that is 0.67 such days a year, one about every 18.0 months.
  • The median home in Ingham County was built in 1971; 64.8% of its 125,812 housing units date from before 1980, 85.2% from before 2000 and 5.7% from 2010 on.
  • Census puts the median home value in Ingham County at $187,500, and 59.5% of homes are lived in by their owners.
  • 2,705 single-family building permits were issued in Ingham County from 2014 to 2025, about 21.5 per 1,000 homes, peaking in 2019.
  • NOAA lists 3 tornado tracks in Ingham County since 2014; the strongest was an EF2 on August 24, 2023 near Meridan, 10.7 miles long.
  • The fastest gust in NOAA's records for Ingham County is 75 mph on August 24, 2023 at Waverly Park.
  • The nearest county with a page here is Washtenaw County, 36 miles from the centre of Ingham County; its hail score is 85.85.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 13 roofing contractor establishments in Ingham County in 2023, one for every 9,678 homes.

The hail record of Ingham County, year by year

NOAA logged 17 reports in Ingham County; hail of 1 inch or more fell on 11 days. With so few reports the yearly bars below are small numbers, and a single storm moves them.

Ingham County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more024682014: 0 reports, 0 days at 1 inch or more, largest 0 inch142015: 0 reports, 0 days at 1 inch or more, largest 0 inch152016: 0 reports, 0 days at 1 inch or more, largest 0 inch162017: 0 reports, 0 days at 1 inch or more, largest 0 inch172018: 0 reports, 0 days at 1 inch or more, largest 0 inch182019: 1 reports, 1 days at 1 inch or more, largest 1 inch192020: 1 reports, 1 days at 1 inch or more, largest 1 inch202021: 2 reports, 2 days at 1 inch or more, largest 1 inch212022: 1 reports, 1 days at 1 inch or more, largest 2 inch222023: 1 reports, 1 days at 1 inch or more, largest 1 inch232024: 4 reports, 2 days at 1 inch or more, largest 1.25 inch242025: 0 reports, 0 days at 1 inch or more, largest 0 inch252026: 7 reports, 3 days at 1 inch or more, largest 1 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Ingham County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 1 reports1FebMarch: 7 reports7MarApril: 3 reports3AprMay: 0 reports0MayJune: 5 reports5JunJuly: 0 reports0JulAugust: 0 reports0AugSeptember: 1 reports1SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: March, 7 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20191101 in$2,000
20201101 in$100,000
20212201 in$10,000
20221112 in–
20231101 in–
20244201.25 in$100,000
2026 (to June)7301 in–

Biggest hail days in Ingham County

DateLargest stoneReports that dayDamage reportedNear
September 21, 20222 in1none recordedMason
June 20, 20241.25 in2$100,000Packard
March 6, 20261 in5none recordedHopwood Acres
April 17, 20241 in2none recordedPackard
March 14, 20191 in1$2,000Towar Gardens

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Ingham County the big stones fell.

Reported hail locations, Ingham County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail2 in hail Lansing
  • 161 to 1.74 in
  • 11.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 2 in. Bigger dots are bigger stones.

17 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Ingham County

Fastest gusts in Ingham County

DateGustNear
August 24, 202375 mphWaverly Park
August 24, 202375 mphForest Hills
August 24, 202375 mphAurelius
May 15, 202575 mphEden

Strongest tornado tracks in Ingham County

DateScaleLengthInjured / killedNear
August 24, 2023EF210.7 mi4 / 2Meridan
March 30, 2025EF15.3 mi0 / 0Williamston
March 30, 2025EF02.7 mi0 / 0Leslie

3 tornado tracks in all since 2014; the strongest 3 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Ingham County’s 2014 to 2025 pace of 0.67 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Ingham County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 16.3% of homes16.3%<1940611940s: 6.2% of homes6.2%1940s541950s: 13.1% of homes13.1%1950s471960s: 13.3% of homes13.3%1960s411970s: 15.8% of homes15.8%1970s341980s: 10.2% of homes10.2%1980s271990s: 10.2% of homes10.2%1990s212000s: 9.1% of homes9.1%2000s142010s: 5.3% of homes5.3%2010s72020+: 0.5% of homes0.5%2020+2

Bars: share of 125,812 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1971
Built before 198064.8%
Built before 200085.2%
Built since 20105.7%
Owner-occupied59.5%
Median home value$187,500
Single-family permits, 2014 to 20252,705
Permits per 1,000 homes21.5

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Ingham County

Roofing firms in Ingham County

Roofing contractor establishments, 202313
Change since 2016+3 (+30%)
Homes per roofing firm9,678
Median across counties5,189
Employees, 2023123

Source for Ingham County: Census County Business Patterns, NAICS 238160.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Ingham County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
Washtenaw County, MI36 Relatively Moderate $150.40$510.5969
Calhoun County, MI40 Relatively Low $581.50$871.008
Genesee County, MI44 Relatively Moderate $210.54$530.6121
Saginaw County, MI55 Relatively Moderate $260.67$730.8421
Kalamazoo County, MI64 Relatively Moderate $1052.72$350.4014
Kent County, MI67 Relatively Moderate $5.560.14$290.3318

More Michigan counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Ingham County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 18 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Lansing 48823 (58%), 48801 (0%), 48917 (13%), 48824 (100%), 48825 (100%) Roofers

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Questions

How high is storm risk in Ingham County?

FEMA's National Risk Index gives Ingham County an overall score of 87.25 (Relatively Moderate), 402nd of 3,144. Hail scores 92.56 (Relatively Moderate), strong wind 98.41 (Very High) and tornado 96.15 (Relatively High).

In Ingham County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 17 for Ingham County between 2014 and June 2026, on 11 days with hail of 1 inch or more; the largest stone was 2 inches.

What do hail and wind cost a home in Ingham County each year, on average?

Applying FEMA's county rates to its median home value of $187,500: FEMA's estimate is about $7.24 a year for hail and $16 for wind, before any deductible, against $4.19 and $3.82 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Ingham County compare with the rest of Michigan?

Per $1 million of buildings Ingham County loses $39 to hail a year, against $25 in the median county of the state. Among 83 rated counties it is 5th for hail, 6th for strong wind and 7th for tornado.

How old are the roofs in Ingham County?

The median home was built in 1971, 55 years ago, and 85.2% of the 125,812 housing units in Ingham County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Ingham County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Ingham County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Ingham County; Census County Business Patterns, roofing firms in Ingham County. Planning-level information about Ingham County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).