Storm risk in Sarasota County, Florida

FEMA rates Sarasota County Relatively High for natural-hazard risk overall, 59th of 3,144 rated counties. For a roof the three that matter are hail (Very Low), strong wind (Relatively High) and tornado (Relatively High). NOAA logged 3 hail reports here from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. Planning-level county ratings.

Sarasota County: FEMA National Risk Index scores for overall risk, hail, strong wind and tornado, each on a scale of 0 to 100Overall riskOverall risk: score 98.2, Relatively High, 59th of 3,144 rated counties98Relatively High, 59th of 3,144HailHail: score 21.0, Very Low, 2485th of 3,126 rated counties21Very Low, 2485th of 3,126Strong windStrong wind: score 87.4, Relatively High, 398th of 3,121 rated counties87Relatively High, 398th of 3,121TornadoTornado: score 92.5, Relatively High, 238th of 3,144 rated counties92Relatively High, 238th of 3,144

Each dot is the county’s score from 0 to 100 against all rated U.S. counties; the bar colour is FEMA’s rating band.

Hazard by hazard

HazardRatingScore (0 to 100)Rank in U.S.Rank in FLExpected yearly loss
OverallRelatively High 98.25910 of 67$248,388,782buildings
HailVery Low 21.02,48529 of 67$21,766buildings
Strong windRelatively High 87.439817 of 67$482,746buildings
TornadoRelatively High 92.523819 of 67$6,928,348all exposure

Rank 1 is the highest score. Expected annual loss is a county total in dollars per year, not a figure per home; the overall, hail and wind rows count buildings only, the tornado row all exposure.

Sarasota County in plain numbers

  • FEMA's overall rating for Sarasota County is Relatively High, score 98.2 of 100, 59th of 3,144 rated counties.
  • Hail: Very Low (score 21.0), 2485th nationwide and 29th of 67 counties in Florida.
  • Expected yearly hail loss to buildings: $21,766 for the whole county, about $0.24 per $1 million of building value.
  • NRI's hail record averages 1.3 hail events a year in the county.
  • Strong wind: Relatively High (score 87.4), 398th nationwide; expected yearly loss to buildings $482,746, about $5.33 per $1 million of building value.
  • Tornado: Relatively High (score 92.5), 238th nationwide; total expected yearly loss $6,928,348.
  • Buildings in the county are valued at 90.5 billion dollars in the index; population 433,908.
  • Social vulnerability is rated Relatively High and community resilience Very Low.
  • NOAA logged 3 hail reports in Sarasota County from 2014 to June 2026; hail of 1 inch or more fell on 1 day and the largest stone was 1 inch.
  • 1 of our cities is in the county: Sarasota.
  • 24 ZIP Code Tabulation Areas have more than half of their land area in Sarasota County.
  • Our guide range for a 2,000 sq ft asphalt roof in Sarasota is $7,350 to $16,275.
  • NOAA lists 9 tornado tracks in the county since 2014.

Where large hail was reported

FEMA scores the county as a whole. NOAA’s storm reports show where inside it the big stones fell.

Reported hail locations, Sarasota County

1 in hail Sarasota
  • 11 to 1.74 in
  • 01.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1 in. Bigger dots are bigger stones.

1 report of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Cities and ZIP areas in Sarasota County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 24 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Sarasota 34231 (100%), 34236 (100%), 34240 (100%), 34242 (100%) Roofers

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Questions

How high is storm risk in Sarasota County?

FEMA's National Risk Index rates Sarasota County Relatively High overall. By peril: hail Very Low, strong wind Relatively High, tornado Relatively High. The highest-scoring of the three for this county is tornado (score 92.5).

How many hail reports has NOAA logged in Sarasota County?

3 reports between 2014 and June 2026 in NOAA's Storm Events Database. A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is a county total, not a figure per home, and it is built for comparing counties, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties at planning level. It cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

How does Sarasota County compare with the rest of Florida?

For hail it ranks 29th of 67 rated counties in the state; for strong wind 17th of 67; for tornado 19th of 67.

Other Florida counties

Sources: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database; Census Bureau ZCTA-to-county relationship file (2020). This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Planning-level information, not an inspection and not insurance advice.