Storm risk in Pinellas County, Florida

FEMA rates Pinellas County Relatively High for natural-hazard risk overall, 57th of 3,144 rated counties. For a roof the three that matter are hail (Relatively High), strong wind (Relatively Moderate) and tornado (Very High). NOAA logged 7 hail reports here from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. Planning-level county ratings.

Pinellas County: FEMA National Risk Index scores for overall risk, hail, strong wind and tornado, each on a scale of 0 to 100Overall riskOverall risk: score 98.2, Relatively High, 57th of 3,144 rated counties98Relatively High, 57th of 3,144HailHail: score 94.3, Relatively High, 180th of 3,126 rated counties94Relatively High, 180th of 3,126Strong windStrong wind: score 65.6, Relatively Moderate, 1082nd of 3,121 rated counties66Relatively Moderate, 1082nd of 3,121TornadoTornado: score 99.0, Very High, 31st of 3,144 rated counties99Very High, 31st of 3,144

Each dot is the county’s score from 0 to 100 against all rated U.S. counties; the bar colour is FEMA’s rating band.

Hazard by hazard

HazardRatingScore (0 to 100)Rank in U.S.Rank in FLExpected yearly loss
OverallRelatively High 98.2579 of 67$227,082,681buildings
HailRelatively High 94.31805 of 67$2,217,264buildings
Strong windRelatively Moderate 65.61,08235 of 67$459,987buildings
TornadoVery High 99.0313 of 67$33,467,776all exposure

Rank 1 is the highest score. Expected annual loss is a county total in dollars per year, not a figure per home; the overall, hail and wind rows count buildings only, the tornado row all exposure.

Pinellas County in plain numbers

  • FEMA's overall rating for Pinellas County is Relatively High, score 98.2 of 100, 57th of 3,144 rated counties.
  • Hail: Relatively High (score 94.3), 180th nationwide and 5th of 67 counties in Florida.
  • Expected yearly hail loss to buildings: $2,217,264 for the whole county, about $13.59 per $1 million of building value.
  • NRI's hail record averages 1.2 hail events a year in the county.
  • Strong wind: Relatively Moderate (score 65.6), 1082nd nationwide; expected yearly loss to buildings $459,987, about $2.82 per $1 million of building value.
  • Tornado: Very High (score 99.0), 31st nationwide; total expected yearly loss $33,467,776.
  • Buildings in the county are valued at 163.1 billion dollars in the index; population 958,822.
  • Social vulnerability is rated Relatively Moderate and community resilience Very Low.
  • NOAA logged 7 hail reports in Pinellas County from 2014 to June 2026; hail of 1 inch or more fell on 3 days and the largest stone was 1 inch.
  • 1 of our cities is in the county: Clearwater.
  • 48 ZIP Code Tabulation Areas have more than half of their land area in Pinellas County.
  • Our guide range for a 2,000 sq ft asphalt roof in Clearwater is $7,350 to $16,275.
  • NOAA lists 20 tornado tracks in the county since 2014.

Where large hail was reported

FEMA scores the county as a whole. NOAA’s storm reports show where inside it the big stones fell.

Reported hail locations, Pinellas County

1 in hail1 in hail1 in hail Clearwater
  • 31 to 1.74 in
  • 01.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1 in. Bigger dots are bigger stones.

3 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Cities and ZIP areas in Pinellas County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 48 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Clearwater 33756 (100%), 33765 (100%) Roofers

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Questions

How high is storm risk in Pinellas County?

FEMA's National Risk Index rates Pinellas County Relatively High overall. By peril: hail Relatively High, strong wind Relatively Moderate, tornado Very High. The highest-scoring of the three for this county is tornado (score 99.0).

How many hail reports has NOAA logged in Pinellas County?

7 reports between 2014 and June 2026 in NOAA's Storm Events Database. A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is a county total, not a figure per home, and it is built for comparing counties, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties at planning level. It cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

How does Pinellas County compare with the rest of Florida?

For hail it ranks 5th of 67 rated counties in the state; for strong wind 35th of 67; for tornado 3rd of 67.

Other Florida counties

Sources: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database; Census Bureau ZCTA-to-county relationship file (2020). This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Planning-level information, not an inspection and not insurance advice.