Oregon roofing contract rules
What an Oregon roofing contract must say, how long you can back out, how much a roofer may ask up front, when a lien can follow and what a roofer may do about your insurance claim. Each rule is quoted from the statute or agency rule. Checked 2026-10-09.
Short answer: Oregon gives you until midnight of the third business day after you sign to cancel a home solicitation sale, for example a deal signed at your home (3 business days, ORS 83.720(1)). The federal rule adds 3 business days for sales made at your home (16 CFR 429). In Oregon a construction lien generally has to be recorded within 75 days after the project was substantially completed or the lien claimant stopped providing labor, material, equipment or services (CCB Information Notice to Owner About Construction Liens (ORS 87.035)). 14 rules on this page are quoted from official statutes, agency rules or regulator pages; 9 more are marked not confirmed.
State cancel period
3 business days
ORS 83.720(1)
Deposit rule
not confirmed
No deposit rule confirmed
Lien filing deadline
75 days
CCB Information Notice to Owner About Construction Liens (ORS 87.035)
Written contract
Rule quoted
ORS 701.305(1)
Find your last day to cancel
Only the signing date is needed for the cancel dates. Add the other dates when they happen and the rules that start from them get a calendar day too. Counting starts the day after the date you enter.
Enter the signing date to see your dates.
Days are counted the way each rule defines them: federal “business days” skip Sundays and federal holidays and count Saturdays; where a state rule defines business days as Monday to Friday we skip Saturdays and Sundays; where a rule says business days without defining them, or just says “days”, we count every calendar day and show the earliest possible date. State holidays are not subtracted, so a real deadline can fall a day or two later than shown. If the last day lands on a weekend, do not wait for it. General information from public rules, not legal advice.
Oregon against the other states
Calendar-day equivalents are used for the bars only (business days scaled by 7/5, months by 30, years by 365); the exact unit is in the tables.
Before you sign: Oregon checklist
Every line below comes from a rule on this page. Tick a line as you check it.
Oregon: written contract
| Rule | Number | Source |
|---|---|---|
| An Oregon contractor may not do residential construction, improvement or repair work for you without a written contract when the total price is over $2,000. The statute adds that a missing written contract does not void the contract. Statute text as reprinted in a CCB compilation dated December 2014; the current ORS page on oregonlegislature.gov could not be reached by our checking system, so later amendments were not checked. The CCB's current consumer page still says that agreements for more than $2,000 must be in writing. |
$2,000 | ORS 701.305(1) Covers: Work on a residential structure or zero-lot-line dwelling for a property owner. If the price starts under $2,000 and later goes over, the contractor must deliver the written contract within five days after it knows or should reasonably know of the increase. |
| An Oregon written residential contract must include the contractor's name, address, phone and license number, your name and address, the job address, a description of the work, the price and payment terms, and an explanation of your rights. Rule text read live on the Oregon Secretary of State rules site; the quote is checked against the identical text in the CCB's December 2014 compilation because the rules site blocks automated checking. |
OAR 812-012-0110(1) Covers: A contractor that is required to have a written contract under ORS 701.305. The rule also lists a warranty acknowledgment where ORS 701.320 requires an offer, and an explanation of the owner's rights, including the right to complain to the board and any mediation or arbitration clause. |
Oregon: right to cancel
The federal rule (16 CFR §429.1(a)) gives 3 business days for a sale made at your home. Rules of Oregon below are added to it.
| Rule | Number | Source |
|---|---|---|
| Oregon gives you until midnight of the third business day after you sign to cancel a home solicitation sale, for example a deal signed at your home. The reprinted text does not define a business day, so the calculator counts every day and shows the earliest possible date; the real last day can be later. Confirm it with the seller in writing. Statute text as reprinted in a CCB compilation dated December 2014; the current ORS page on oregonlegislature.gov could not be reached by our checking system, so later amendments were not checked. |
3 business days counted from the day you sign |
ORS 83.720(1) Covers: A sale or lease of goods or services that the seller or its representative personally solicits and the buyer agrees to in writing at a place other than the seller's place of business, such as the buyer's home. A contract for construction of a new house is excluded. |
| Oregon's Department of Justice says you have three business days to cancel a door-to-door sale for a full refund if you spent $25 or more. The same page lists construction contracting and home repair among common door-to-door sales. |
3 business days counted from the day you sign |
Oregon Department of Justice, Door-To-Door Sales page Covers: Sales made in person at your home or workplace, or at a seller's rented facility such as a hotel room or restaurant, with limited exceptions. |
| You can cancel an initial Oregon residential construction, improvement or repair contract by written notice before midnight of the next business day. The CCB page cites ORS 701.310; the statute page itself was not reachable, so the exceptions are not spelled out here. |
ORS 701.310 (as summarized by the CCB) Covers: An initial contract for a residential structure. Some exceptions apply, such as work already substantially begun, and the contractor has no notice requirement. | |
| You lose the three-day cancellation right only if you start the contact, request emergency work in a separate signed writing the seller did not supply, and waive the right in it, and the seller has begun the work in good faith. Statute text as reprinted in a CCB compilation dated December 2014; the current ORS page on oregonlegislature.gov could not be reached by our checking system, so later amendments were not checked. |
ORS 83.720(5) Covers: Home solicitation sales. The seller must also make a substantial beginning of performance in good faith before the buyer gives notice of cancellation. | |
| After you cancel an Oregon home solicitation sale, the seller must return your payments, checks and trade-ins within 10 business days of receiving your notice. Statute text as reprinted in a CCB compilation dated December 2014; the current ORS page on oregonlegislature.gov could not be reached by our checking system, so later amendments were not checked. |
10 business days counted from the day the notice is given |
ORS 83.730(2) Covers: A home solicitation sale cancelled in time. This is the wording the statute requires in the notice of the buyer's right to cancel. |
Oregon: Mechanic's lien
| Rule | Number | Source |
|---|---|---|
| An Oregon contractor must hand you the required consumer notices, including the construction-lien information notice, on or before the date you enter the contract. Rule text read live on the Oregon Secretary of State rules site; the quote is checked against the identical text in the CCB's December 2014 compilation because the rules site blocks automated checking. |
counted from the day you sign |
OAR 812-012-0130(1) Covers: A contractor required to have a written contract under ORS 701.305. Rule 812-001-0200 adopts the lien information notice required by ORS 87.093, the Consumer Protection Notice and the Notice of Procedure. |
| If an Oregon contractor does not deliver the construction-lien information notice as required, it loses the right to claim a lien against your property. This is the CCB's plain-language statement; the text of ORS 87.093 and 87.037 was not read. |
CCB Construction Liens pamphlet (ORS 87.093 notice) Covers: A contractor who contracts directly with a residential property owner and must give the Information Notice to Owner About Construction Liens. | |
| If you live in the home, a subcontractor or supplier can file a lien against it only if it sent you a timely Notice of Right to Lien. This is the CCB's plain-language form; the text of ORS 87.021 was not read. |
CCB Information Notice to Owner About Construction Liens (ORS 87.093) Covers: Persons ordered by your contractor to supply materials, labor, equipment or services. If you enter a contract to buy a newly built, partly built or newly remodeled home, a lien may be claimed even without that notice. | |
| In Oregon a construction lien generally has to be recorded within 75 days after the project was substantially completed or the lien claimant stopped providing labor, material, equipment or services. This is the CCB's plain-language statement; the text of ORS 87.035 was not read. |
75 days counted from completion of the work |
CCB Information Notice to Owner About Construction Liens (ORS 87.035) Covers: Construction liens on residential property. The notice says generally, so special cases may differ. |
| To enforce an Oregon construction lien, the lien holder must file a lawsuit in a proper court within 120 days of the date the lien was filed. This is the CCB's plain-language statement; the text of ORS 87.055 was not read. The 120 days run from the date the lien was filed. |
120 days counted from the date the rule names |
CCB Information Notice to Owner About Construction Liens (ORS 87.055) Covers: A recorded construction lien. The CCB lien pamphlet adds that a lien is invalid after 120 days if no lawsuit to foreclose has been filed and no extension of time has been awarded. |
Oregon: after a disaster
| Rule | Number | Source |
|---|---|---|
| After the Governor declares an abnormal market disruption, it is unlawful in Oregon to sell essential goods or services, which include construction materials, at an unconscionably excessive price. The page lists construction materials among examples of essential goods; it does not state whether a roofing labor contract is covered. |
Oregon Department of Justice, Price Gouging FAQ Covers: Merchants and wholesalers selling essential consumer goods or services. The page says the law does not cover non-merchants, public bodies or most utilities. | |
| Oregon treats a price as unconscionably excessive on its face when it is 15 percent or more above the price charged just before the market disruption began. Report suspected price gouging to the Attorney General's hotline listed on the page. |
15% | Oregon Department of Justice, Price Gouging FAQ Covers: A price compared with the seller's own price before the disruption or with similar goods sold in or near the area covered by the declaration. Increases caused by added supplier costs or emergency expenses may not count as gouging. |
What we could not confirm in Oregon
- A right to cancel a roofing contract if your insurer denies the claim in Oregon: not confirmed. Not found in the sections read (OAR 812 divisions 1, 3, 5 and 12; CCB consumer, contractor and compliance pages and publications; Oregon DOJ consumer pages). The ORS chapters on oregonlegislature.gov could not be reached by our checking system on 2026-10-09 (connection timed out).
- A cap on the deposit an Oregon roofer may ask for: not confirmed. Not found in the sections read (OAR 812 divisions 1, 3, 5 and 12; CCB consumer, contractor and compliance pages and publications; Oregon DOJ consumer pages). The CCB guides only advise against unusually large down payments. The ORS chapters on oregonlegislature.gov could not be reached by our checking system on 2026-10-09 (connection timed out).
- A rule that an Oregon roofer must hold your deposit in trust: not confirmed. Not found in the sections read (OAR 812 divisions 1, 3, 5 and 12; CCB consumer, contractor and compliance pages and publications; Oregon DOJ consumer pages). The ORS chapters on oregonlegislature.gov could not be reached by our checking system on 2026-10-09 (connection timed out).
- A rule on whether an Oregon contractor may negotiate or adjust your insurance claim for you: not confirmed. Not found in the pages read (CCB pages and publications, Oregon DFR homeowner and storm pages). ORS chapter 744 (public adjusters) and OAR chapter 836 division 71 could not be read: the legislature site timed out and the rules site blocks automated checking.
- A ban on an Oregon roofer waiving or rebating the insurance deductible: not confirmed. Not found in the pages read (CCB pages and publications, Oregon DFR homeowner and storm pages). The ORS chapters on oregonlegislature.gov could not be reached on 2026-10-09.
- Rules on assigning insurance benefits to a roofer in Oregon: not confirmed. Not found in the pages read (CCB pages and publications, Oregon DFR homeowner and storm pages). The CCB fraud leaflet only advises never to sign insurance checks over directly to a contractor.
- A required insurance-claim notice or clause in an Oregon roofing contract: not confirmed. Not found in the sections read (OAR 812 divisions 1, 3, 5 and 12; CCB consumer, contractor and compliance pages and publications; Oregon DOJ consumer pages).
- Extra licensing or registration for roofers after a declared disaster in Oregon: not confirmed. Not found in the sections read (OAR 812 divisions 1, 3, 5 and 12; CCB consumer, contractor and compliance pages and publications; Oregon DOJ consumer pages). The CCB disaster booklet only advises hiring licensed contractors.
- A limit on deposits that roofers may take after a declared disaster in Oregon: not confirmed. Not found in the sections read (OAR 812 divisions 1, 3, 5 and 12; CCB consumer, contractor and compliance pages and publications; Oregon DOJ consumer pages). The ORS chapters on oregonlegislature.gov could not be reached by our checking system on 2026-10-09 (connection timed out).
Oregon contract questions
- How long can I cancel a roofing contract in Oregon?
- ORS 83.720(1): 3 business days, counted from the day you sign. The federal rule gives 3 business days for sales made at your home. The median across the 25 of 27 states with a confirmed number is about 4 calendar days (business days scaled by 7/5). The reprinted text does not define a business day, so the calculator counts every day and shows the earliest possible date; the real last day can be later. Confirm it with the seller in writing. Statute text as reprinted in a CCB compilation dated December 2014; the current ORS page on oregonlegislature.gov could not be reached by our checking system, so later amendments were not checked.
- What is a mechanic's lien on a house in Oregon?
- CCB Information Notice to Owner About Construction Liens (ORS 87.035): In Oregon a construction lien generally has to be recorded within 75 days after the project was substantially completed or the lien claimant stopped providing labor, material, equipment or services. This is the CCB's plain-language statement; the text of ORS 87.035 was not read.
Why contracts get signed fast after an Oregon hailstorm
NOAA lists 1 Oregon city in our data with 2 city-days of hail at 1 inch or more since 2014; the largest stone was 1.25 inches and the busiest month is Aug.
Oregon cities we cover
| City | Cost | Roofers |
|---|---|---|
| Eugene | Roof age | Roofers in Eugene |
Where each Oregon rule comes from
| Rule | Source | Read |
|---|---|---|
| Written contract: $2,000 An Oregon contractor may not do residential construction, improvement or repair work for you without a written contract when the total price is over $2,000. |
ORS 701.305(1) regulator page Quote“A contractor may not perform work to construct, improve or repair a residential structure or zero-lot-line dwelling for a property owner without a written contract if the aggregate contract price exceeds $2,000.” |
2026-10-09 official page |
| Written contract: no fixed number An Oregon written residential contract must include the contractor's name, address, phone and license number, your name and address, the job address, a description of the work, the price and payment terms, and an explanation of your rights. |
OAR 812-012-0110(1) agency rule Quote“the written contract or attached addendum to the written contract must contain the following: (a) The contractor’s name, address, phone number and license number issued by the board as shown on board records. ... (d) Customer’s name and address; (e) Address where the work is to be performed ... (f) A description of the work to be performed; and (g) Price and payment terms.” |
2026-10-09 official page |
| Right to cancel: 3 business days Oregon gives you until midnight of the third business day after you sign to cancel a home solicitation sale, for example a deal signed at your home. |
ORS 83.720(1) regulator page Quote“the buyer has the right to cancel a home solicitation sale until 12 midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase” |
2026-10-09 official page |
| Right to cancel: 3 business days Oregon's Department of Justice says you have three business days to cancel a door-to-door sale for a full refund if you spent $25 or more. |
Oregon Department of Justice, Door-To-Door Sales page regulator page Quote“you have three business days after the sale to cancel for a full refund if you spent $25 or more” |
2026-10-09 official page |
| Right to cancel: no fixed number You can cancel an initial Oregon residential construction, improvement or repair contract by written notice before midnight of the next business day. |
ORS 701.310 (as summarized by the CCB) regulator page Quote“A property owner can cancel any initial contract for construction, improvement, or repair of a residential structure by giving the contractor a written notice of cancellation prior to midnight of the next business day.” |
2026-10-09 official page |
| Right to cancel: no fixed number You lose the three-day cancellation right only if you start the contact, request emergency work in a separate signed writing the seller did not supply, and waive the right in it, and the seller has begun the work in good faith. |
ORS 83.720(5) regulator page Quote“The buyer may not cancel a home solicitation sale if the buyer initiates the contact with the seller and the buyer, in a separate signed writing not furnished by the seller, requests that the seller provide goods or services without delay because of an emergency, describes the ... emergency and expressly acknowledges and waives the right to cancel the sale within three business days” |
2026-10-09 official page |
| Right to cancel: 10 business days After you cancel an Oregon home solicitation sale, the seller must return your payments, checks and trade-ins within 10 business days of receiving your notice. |
ORS 83.730(2) regulator page Quote“Any property you traded in, any payments you made under the sales contract and any checks or notes you signed will be returned within 10 business days following receipt by the seller of your notice of cancellation.” |
2026-10-09 official page |
| Mechanic's lien: no fixed number An Oregon contractor must hand you the required consumer notices, including the construction-lien information notice, on or before the date you enter the contract. |
OAR 812-012-0130(1) agency rule Quote“the consumer notices described in OAR 812-001-0200(1), (2) and (4) shall be delivered on or before the date the contract is entered into.” |
2026-10-09 official page |
| Mechanic's lien: no fixed number If an Oregon contractor does not deliver the construction-lien information notice as required, it loses the right to claim a lien against your property. |
CCB Construction Liens pamphlet (ORS 87.093 notice) regulator page Quote“If a contractor fails to deliver the notice as required under the law, the contractor loses the right to claim a lien against the property.” |
2026-10-09 official page |
| Mechanic's lien: no fixed number If you live in the home, a subcontractor or supplier can file a lien against it only if it sent you a timely Notice of Right to Lien. |
CCB Information Notice to Owner About Construction Liens (ORS 87.093) regulator page Quote“If you occupy or will occupy your home, persons who supply materials, labor, equipment, or services ordered by your contractor are permitted by law to file a lien against your property only if they have sent you a timely Notice of Right to Lien” |
2026-10-09 official page |
| Mechanic's lien: 75 days In Oregon a construction lien generally has to be recorded within 75 days after the project was substantially completed or the lien claimant stopped providing labor, material, equipment or services. |
CCB Information Notice to Owner About Construction Liens (ORS 87.035) regulator page Quote“construction liens generally need to be recorded within 75 days from the date the project was substantially completed, or 75 days from the date that the lien claimant stopped providing labor, material, equipment, or services” |
2026-10-09 official page |
| Mechanic's lien: 120 days To enforce an Oregon construction lien, the lien holder must file a lawsuit in a proper court within 120 days of the date the lien was filed. |
CCB Information Notice to Owner About Construction Liens (ORS 87.055) regulator page Quote“enforce a lien, the lien holder must file a lawsuit in a proper court within 120 days of the date the lien was filed.” |
2026-10-09 official page |
| After a disaster: no fixed number After the Governor declares an abnormal market disruption, it is unlawful in Oregon to sell essential goods or services, which include construction materials, at an unconscionably excessive price. |
Oregon Department of Justice, Price Gouging FAQ regulator page Quote“In Oregon, it is unlawful to offer or sell essential consumer goods or services at an “unconscionably excessive price” after the Governor declares that an abnormal disruption of the market exists.” |
2026-10-09 official page |
| After a disaster: 15% Oregon treats a price as unconscionably excessive on its face when it is 15 percent or more above the price charged just before the market disruption began. |
Oregon Department of Justice, Price Gouging FAQ regulator page Quote“a price is unconscionably excessive if it is 15 percent or more higher than either (1) the price the merchant sold the same item for immediately before the market disruption commenced” |
2026-10-09 official page |
Nearby states
Nevada, Washington, Idaho, Colorado or all states.
Related: Oregon claim deadlines, Oregon roofers, insurer roof-age rules.