Chattanooga, TN · Storm Damage Repair

Storm Damage Roof Repair in Chattanooga, Tennessee

Hail or wind damage? Get a free assessment and insurance help. 26 local roofers listed, 5 verified.

Short answer: After hail or wind damage in Chattanooga, photograph the roof and book an inspection before you call the insurer: coverage and reporting deadlines depend on your policy and circumstances. This is general information; check your policy and contact your insurer promptly. In Chattanooga: 12 days with hail 1 inch or larger, 2014–June 2026. 5 of the roofers below have a license we checked; for any other, ask for a license number and a certificate of insurance.

Get a free quote See Chattanooga in numbers
  • 12days with hail 1 inch or larger, 2014–June 2026
  • 1.75 inlargest hailstone reported
  • 2tornadoes in the county, 2014–2026 (strongest EF3)
  • 1975median year homes were built

How much life is left in my Chattanooga roof?

Typical lifespans are published ranges for each material; for a Chattanooga house, real life also depends on installation, attic ventilation and the weather Chattanooga gets.

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Tornado-capable wind can lift ridge caps, peel field shingles, and compromise decking fasteners in Chattanooga — damage that may not be visible from the ground until water follows. When a storm moves through Chattanooga, have a contractor inspect within 30 days: early documentation of any damage keeps an insurance claim straightforward if coverage applies.

Chattanooga in numbers

Public records for Chattanooga and its county, not estimates. Each figure shows its source.

  • #20of 209Chattanooga ranks #20 of the 209 cities we cover for damaging thunderstorm-wind days.
  • #29of 209Chattanooga ranks #29 of the 209 cities we cover for yearly rainfall.
  • #169of 209Chattanooga ranks #169 of the 209 cities we cover for largest hailstone on record (low end).

Hail reports per year in the county

Hail events per year in the county, 2017 to 2025 3 2017 1 2022 3 2023 1 2024 11 2025
Hail events per year in the county, 2017 to 2025
20173
20221
20233
20241
202511

19 recorded events across 5 years represented in the data. 2025 had the most events among represented full years: 11.

Years without a data row: 2018, 2019, 2020, 2021. Missing rows are not treated as zero; no annual average is shown.

Source: NOAA hail events, county level · data as of 2017–2025

Costliest storm day on record

Jun 22, 2026

6 reports that day (6 wind); reported property damage $2,600,000; county FIPS 47065, 2014–June 2026

Source: NOAA Storm Events · data as of 2014–June 2026

When storms hit Chattanooga

Hail reports by month in the county, all years combined 0 Jan 0 Feb 5 Mar 3 Apr 7 May 4 Jun 0 Jul 1 Aug 0 Sep 0 Oct 0 Nov 0 Dec
Hail reports by month in the county, all years combined
Jan0
Feb0
Mar5
Apr3
May7
Jun4
Jul0
Aug1
Sep0
Oct0
Nov0
Dec0

Most hail reports come in May; the season runs March to August. Book inspections and repairs before that window, not after.

Source: NOAA Storm Events · data as of 2014–June 2026

Roofing trade around Chattanooga

  • 29 roofing companies with payroll in the county, employing about 309 people; 66% have fewer than 5 employees.
  • A roofer's median pay here is $45,530 a year (Chattanooga, TN-GA Metro Area).
Source: Census CBP · data as of 2023 Source: BLS OEWS, roofers · data as of May 2025

Chattanooga storm record: Hamilton County

What the National Weather Service logged in Hamilton County in 2014–2026. County level, because storm reports are filed by county, not by city limits.

  • 1839Founded
  • 676 ft (206 m)Elevation

Where hail of 1 inch or more was reported in Hamilton County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.75 in hail1.75 in hail Chattanooga
  • 171 to 1.74 in
  • 21.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1.75 in. Bigger dots are bigger stones.

19 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Biggest hail days

DateLargest hailReports that dayWhere it was reported
March 1, 2017 1.75 in, about the size of a golf ball 2 Chickamauga
June 25, 2023 1.75 in, about the size of a golf ball 2 Brainerd
April 10, 2025 1.25 in, about the size of a half dollar 2 Rathburn
“A mid to upper level trough combined with unusually low freezing heights, steep lapse rates, and enough CAPE to generate numerous reports of large hail during severe afternoon thunderstorms.”
National Weather Service report, April 10, 2025
Source: NOAA Storm Events Database · data as of 2014–2026

Last big hail on record

June 25, 2023

Hail of 1.75 inches (golf ball) or larger fell on 2 days in 2014–2026. Our records end where NOAA's do, so a newer storm may not be listed yet.

Strongest tornado

EF3 · April 12, 2020

It stayed on the ground for 12.75 miles and was up to 1500 yards wide. Ground surveys and radar data suggest the tornado touched down on the south side of Fort Oglethorpe, near the Chickamauga Battlefield Visitor Center in Catoosa County.

Strongest thunderstorm gust

90 mph · June 7, 2025

Several large trees snapped at their trunks on Mountain Creek Road by potent thunderstorm wind gusts.

What it means for storm damage repair

In 2014–2026, NOAA logged 2 days with hail of 1.75 inches or larger in Hamilton County. After a day like that, photograph the roof before anyone tarps it and keep the date: insurers ask for it.

Storm data: NOAA Storm Events (public domain). City facts: Wikidata (CC0).

What it costs in Chattanooga

Asphalt-shingle re-roof, 2,000 sq ft home, adjusted for Chattanooga labor and material prices. Your quote depends on roof size, pitch and scope.

That typical price is about 3.8% of the median Chattanooga home value ($259,200).

Source: Census ACS (Chattanooga city) · data as of 2019–2023

Full Chattanooga cost guide by material →

What Chattanooga's climate means for storm damage repair

  • Tornado-force wind around Chattanooga lifts ridge caps and peels field shingles; a contractor should scope decking and fastener pull-through, not just the surface.

Roofers in Chattanooga, TN

26 listed, first 20 shown. Roofers we verified against a public registry come first.

This list covers roofing companies generally. Confirm storm damage repair experience, materials, insurance and current availability with each company. A Verified badge refers to the registry check, not a confirmed specialty.

Storm Damage Repair in Chattanooga: questions

How do I find a storm damage repair company in Chattanooga?
PickARoofer lists roofing companies serving Chattanooga, TN. This is a general roofing directory; confirm storm damage repair experience and availability with each company. A Verified badge describes a separate registry check, not a confirmed service specialty or insurance check. Confirm scope, insurance and availability directly. Requests go to one contractor at a time, with up to three attempts; a response or start date is not guaranteed. Free for homeowners.
Should I repair or fully re-roof in Chattanooga?
Ask a roofer to document the damage and compare a written repair scope with a replacement estimate. Roof condition, remaining life, materials and the extent of damage affect the decision. Confirm any inspection fee before booking.
How big does hail get near Chattanooga?
The largest hail NOAA logged near Chattanooga measured 1.75 inches, about the size of a golf ball. Hail of an inch or more fell on 12 days in the same record. The biggest day was March 1, 2017, with 2 reports. The National Weather Service calls hail of 1 inch or larger severe; the bigger the stone, the more likely it is to crack a shingle.
How long does a Tennessee insurer have to answer a roof claim?
Tennessee sets time limits in writing. For example, the insurer must acknowledge receipt of your claim within 30 calendar days (Tenn. Comp. R. & Regs. 0780-01-05-.07(1)). The full list and a date calculator are on our Tennessee claim-deadlines page: pickaroofer.com/claim-deadlines/tn.
When is hail season in Chattanooga?
May is the worst month: 35% of the 20 hail reports NOAA holds for the county came then. Reports run from March to August. Book the inspection before March, while crews still have open dates.
What does roofing cost in Chattanooga?
For an average 2,000 sq ft home we model asphalt-shingle re-roof at $6,160 to $13,640 in Chattanooga, around $9,900 in the middle. That is about 3.8% of the median home value of $259,200. Your quote moves with roof size, pitch and how many layers come off.
How many roofing companies work around Chattanooga?
The Census Bureau counts 29 roofing companies with payroll in Hamilton County, employing about 309 people. 65.5% of them have fewer than five employees, so most quotes come from owner-run crews. A roofer's median pay is $45,530 a year (BLS).
How do I assess roof damage after tornado-force wind near Chattanooga?
Wind strong enough to lift ridge caps can also compromise decking fasteners — the roof may look mostly intact from the ground while pull-through nails have lost hold underneath. A contractor should scope decking integrity and fastener depth in addition to missing shingles and dented metal. In Chattanooga, document everything before any cleanup: photos of the damage pattern, affected streets, and weather-service storm reports all support an insurance claim.
How quickly can storm damage be repaired in Chattanooga?
Timing for emergency tarping to stop active water intrusion depends on crew availability and weather, so ask when a contractor calls. Full storm-damage repair — tear-off, decking assessment, new shingles or panels — typically takes one to three days once materials are sourced. After a major regional storm event, expect scheduling delays of one to three weeks as local contractor capacity fills up. PickARoofer sends your request to a contractor serving your area, who contacts you directly.
Do I need a permit for storm damage repair in Tennessee?
Permit requirements depend on the property, scope of work and local jurisdiction. Check with the city or county building department and confirm who will obtain any required permit before work starts.

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Figures above: NOAA Storm Events Database (hail, wind, tornado; county of the city, 2014–2026), U.S. Census Bureau American Community Survey 5-year estimates (housing), NASA POWER (temperature and rain, 2014–2023). Prices: our published price method. How we collect data.