Emergency Roof Repair in Chattanooga, Tennessee

Active leak or storm damage? Send one request and a local roofer is notified by email. 26 local roofers listed, 5 verified.

Short answer: For an active leak in Chattanooga, call a listed roofer directly and ask about emergency tarping; confirm its availability and price, since this directory does not guarantee arrival times. In Chattanooga: 92 days with 58+ mph thunderstorm wind. 5 of the roofers below have a license we checked; for any other, ask for a license number and a certificate of insurance.

(984) 214-8786Free roofer matching Or send a request What to do in the first half hour

Free emergency roof repair quote

Your request goes to one roofer, not five competitors.

Free for homeowners · No spam · One contractor at a time

Request sent

Your request has been received. A roofing contractor who accepts it can contact you to confirm the work and availability.

The first half hour of a roof emergency

Do these in order. The first two protect people, the last two protect your claim and get a crew moving.

  1. Minutes 0 to 5

    Make the room safe

    Move people and valuables out from under the leak. If water is near an outlet, light fixture or ceiling fan, switch that circuit off at the breaker, but only if the panel is dry and you do not have to stand in water. A ceiling that bulges with water can drop without warning, so keep out from under it.

  2. Minutes 5 to 15

    Catch the water, do not chase it

    Put a bucket under the drip with a towel around it to stop the splash. Water often runs along a rafter before it shows, so the stain is rarely under the hole. Stay off the roof: a wet roof is a fall risk at any hour.

  3. Minutes 15 to 25

    Photograph it and write down the time

    Take dated photos and video of the ceiling, the floor and anything damaged, before you clean up. Write down when you first saw water. Insurers ask for both. In Tennessee, the insurer has to acknowledge a claim within 30 calendar days (Tenn. Comp. R. & Regs. 0780-01-05-.07(1)), so the clock starts when you report it.

  4. Minutes 25 to 30

    Call, and ask four things

    Ask: is a crew free today, will you tarp first and quote the permanent repair after, what is the dispatch or tarp fee before you drive out, and can you send your license number? For Tennessee: Tennessee contractor license required for jobs of $25,000 or more; some counties require a home improvement license from $3,000. 26 of the 26 roofers listed for Chattanooga are based in town; 26 are within 25 miles.

Where the roofers who cover Chattanooga are based

26 roofers are listed for Chattanooga. The map shows the town each one is based in, sized by how many, from the public records we compiled. We hold no response times and no roofer has told us it runs a 24-hour crew, so this shows reach, not arrival time: ask for the dispatch time when you call.

By distance from Chattanooga

Base town isRoofers
Within 10 miles26
10 to 25 miles0
25 to 50 miles0
Farther than 50 miles0

Closest base towns

TownMilesRoofers
Chattanooga, TNin town26

Miles are straight-line from the town centre to Chattanooga's centre. Source: PickARoofer roster, public records.

After tornado-force wind near Chattanooga, exposed decking is a true emergency: even a few hours of rain into an open roof multiplies damage tenfold, and structural fasteners need a professional eye before temporary coverings go on. Emergency tarping stops active loss and preserves your insurance claim — documenting damage with photos before any work begins keeps the adjuster scope clean. Availability varies by crew, so ask each contractor how soon they can get on site.

Chattanooga in numbers

Public records for Chattanooga and its county, not estimates. Each figure shows its source.

  • #20of 209Chattanooga ranks #20 of the 209 cities we cover for damaging thunderstorm-wind days.
  • #29of 209Chattanooga ranks #29 of the 209 cities we cover for yearly rainfall.
  • #169of 209Chattanooga ranks #169 of the 209 cities we cover for largest hailstone on record (low end).

Hail reports per year in the county

Hail events per year in the county, 2017 to 2025 3 2017 1 2022 3 2023 1 2024 11 2025
Hail events per year in the county, 2017 to 2025
20173
20221
20233
20241
202511

19 recorded events across 5 years represented in the data. 2025 had the most events among represented full years: 11.

Years without a data row: 2018, 2019, 2020, 2021. Missing rows are not treated as zero; no annual average is shown.

Source: NOAA hail events, county level · data as of 2017–2025

Costliest storm day on record

Jun 22, 2026

6 reports that day (6 wind); reported property damage $2,600,000; county FIPS 47065, 2014–June 2026

Source: NOAA Storm Events · data as of 2014–June 2026

When storms hit Chattanooga

Hail reports by month in the county, all years combined 0 Jan 0 Feb 5 Mar 3 Apr 7 May 4 Jun 0 Jul 1 Aug 0 Sep 0 Oct 0 Nov 0 Dec
Hail reports by month in the county, all years combined
Jan0
Feb0
Mar5
Apr3
May7
Jun4
Jul0
Aug1
Sep0
Oct0
Nov0
Dec0

Most hail reports come in May; the season runs March to August. Book inspections and repairs before that window, not after.

Source: NOAA Storm Events · data as of 2014–June 2026

Roofing trade around Chattanooga

  • 29 roofing companies with payroll in the county, employing about 309 people; 66% have fewer than 5 employees.
  • A roofer's median pay here is $45,530 a year (Chattanooga, TN-GA Metro Area).
Source: Census CBP · data as of 2023 Source: BLS OEWS, roofers · data as of May 2025

Chattanooga storm record: Hamilton County

What the National Weather Service logged in Hamilton County in 2014–2026. County level, because storm reports are filed by county, not by city limits.

  • 1839Founded
  • 676 ft (206 m)Elevation

Where hail of 1 inch or more was reported in Hamilton County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.75 in hail1.75 in hail Chattanooga
  • 171 to 1.74 in
  • 21.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 1.75 in. Bigger dots are bigger stones.

19 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Biggest hail days

DateLargest hailReports that dayWhere it was reported
March 1, 2017 1.75 in, about the size of a golf ball 2 Chickamauga
June 25, 2023 1.75 in, about the size of a golf ball 2 Brainerd
April 10, 2025 1.25 in, about the size of a half dollar 2 Rathburn
“A mid to upper level trough combined with unusually low freezing heights, steep lapse rates, and enough CAPE to generate numerous reports of large hail during severe afternoon thunderstorms.”
National Weather Service report, April 10, 2025
Source: NOAA Storm Events Database · data as of 2014–2026

Last big hail on record

June 25, 2023

Hail of 1.75 inches (golf ball) or larger fell on 2 days in 2014–2026. Our records end where NOAA's do, so a newer storm may not be listed yet.

Strongest tornado

EF3 · April 12, 2020

It stayed on the ground for 12.75 miles and was up to 1500 yards wide. Ground surveys and radar data suggest the tornado touched down on the south side of Fort Oglethorpe, near the Chickamauga Battlefield Visitor Center in Catoosa County.

Strongest thunderstorm gust

90 mph · June 7, 2025

Several large trees snapped at their trunks on Mountain Creek Road by potent thunderstorm wind gusts.

What it means for emergency roof repair

The storm record for Hamilton County includes a 90-mph thunderstorm gust and a EF3 tornado. Wind that strong lifts shingles and tears off flashing, which is why emergency tarping crews book out fast after a front.

Storm data: NOAA Storm Events (public domain). City facts: Wikidata (CC0).

What it costs in Chattanooga

Asphalt-shingle re-roof, 2,000 sq ft home, adjusted for Chattanooga labor and material prices. Your quote depends on roof size, pitch and scope.

That typical price is about 3.8% of the median Chattanooga home value ($259,200).

Source: Census ACS (Chattanooga city) · data as of 2019–2023

Full Chattanooga cost guide by material →

What Chattanooga's climate means for emergency roof repair

  • After tornado-force wind in Chattanooga, treat any exposed decking as urgent — overnight rain into an open roof multiplies the loss tenfold.

Roofers in Chattanooga, TN

26 listed, first 20 shown. Roofers we verified against a public registry come first.

This list covers roofing companies generally. Confirm emergency roof repair experience, materials, insurance and current availability with each company. A Verified badge refers to the registry check, not a confirmed specialty.

Emergency Roof Repair in Chattanooga: questions

How do I find a emergency roof repair company in Chattanooga?
PickARoofer lists roofing companies serving Chattanooga, TN. This is a general roofing directory; confirm emergency roof repair experience and availability with each company. A Verified badge describes a separate registry check, not a confirmed service specialty or insurance check. Confirm scope, insurance and availability directly. Requests go to one contractor at a time, with up to three attempts; a response or start date is not guaranteed. Free for homeowners.
Should I repair or fully re-roof in Chattanooga?
Ask a roofer to document the damage and compare a written repair scope with a replacement estimate. Roof condition, remaining life, materials and the extent of damage affect the decision. Confirm any inspection fee before booking.
How fast can a roofer reach Chattanooga?
26 roofers are listed for Chattanooga: 26 based in town and 26 within 25 miles of the city centre. None of them has told us it runs an emergency crew, and our roster holds no response times, so we cannot promise an arrival time. Call first, ask when a crew can be on site and what the tarp fee is, then send the request so a second roofer is lined up.
When is hail season in Chattanooga?
May is the worst month: 35% of the 20 hail reports NOAA holds for the county came then. Reports run from March to August. Book the inspection before March, while crews still have open dates.
How big does hail get near Chattanooga?
The largest hail NOAA logged near Chattanooga measured 1.75 inches, about the size of a golf ball. Hail of an inch or more fell on 12 days in the same record. The biggest day was March 1, 2017, with 2 reports. The National Weather Service calls hail of 1 inch or larger severe; the bigger the stone, the more likely it is to crack a shingle.
How many roofing companies work around Chattanooga?
The Census Bureau counts 29 roofing companies with payroll in Hamilton County, employing about 309 people. 65.5% of them have fewer than five employees, so most quotes come from owner-run crews. A roofer's median pay is $45,530 a year (BLS).
How long does a Tennessee insurer have to answer a roof claim?
Tennessee sets time limits in writing. For example, the insurer must acknowledge receipt of your claim within 30 calendar days (Tenn. Comp. R. & Regs. 0780-01-05-.07(1)). The full list and a date calculator are on our Tennessee claim-deadlines page: pickaroofer.com/claim-deadlines/tn.
How old are the homes in Chattanooga, and does it matter for the roof?
The median home in Chattanooga was built in 1975, and 56.2% of homes date from before 1980 (Census ACS). A roof on a home that old has often been re-covered at least once, so ask the roofer whether there is a second layer underneath: it changes the tear-off cost. The area sees about 56 freeze-thaw days a year, which loosens flashing and sealant.
Is tornado roof damage covered by insurance in Chattanooga?
Yes, tornado and wind damage is covered under the dwelling portion of standard homeowner policies in Chattanooga. Document with photos before any cleanup, file promptly, and request a contractor who can meet your adjuster on-site — tornado damage to decking fasteners and structural connections is often undercounted in an adjuster's surface assessment. Some Chattanooga-area insurers apply a separate wind-and-hail deductible rather than your standard deductible — check your declarations page before assuming what you will pay out of pocket.
What does emergency roof repair cost in Chattanooga?
Emergency tarping to stop active leaks runs $200 to $600 for most Chattanooga properties, depending on roof size and accessibility. Permanent emergency repairs — patching damaged sections, replacing blown-off shingles — cost $500 to $3,000 for typical scopes. After-hours and weekend emergency calls typically add a dispatch fee on top of material and labor. If the damage is storm-related, document it before work begins: most homeowner policies cover emergency storm repairs, and the documentation anchors your claim.
Do I need a permit for emergency roof repair in Tennessee?
Permit requirements depend on the property, scope of work and local jurisdiction. Check with the city or county building department and confirm who will obtain any required permit before work starts.

More in Chattanooga

Emergency Roof Repair in nearby Tennessee cities

All roofers nearby

Figures above: NOAA Storm Events Database (hail, wind, tornado; county of the city, 2014–2026), U.S. Census Bureau American Community Survey 5-year estimates (housing), NASA POWER (temperature and rain, 2014–2023). Prices: our published price method. How we collect data.