Roof Replacement Cost in Chattanooga, Tennessee (2026)
Putting asphalt shingles on a 2,000 sq ft Chattanooga home costs $6,160 to $13,640, which a Chattanooga household on $61,028 a year earns back in 5.2 to 11.6 weeks. Chattanooga gets 12.5 days with an inch of rain, 18th highest of 209. Starting ranges, not quotes. Prices compiled June 2026.
Short answer: In Chattanooga the typical asphalt re-roof costs $9,900, which is 8.4 weeks of local pay on a $61,028 median household income. Metal in Chattanooga runs $14,960 to $35,200, and the Chattanooga asphalt range is $6,160 to $13,640.
Got a quote? See where it falls in Chattanooga
Compares your price per square foot with the Chattanooga installed range (tear-off and underlayment included). Not a judgment of any one roofer.
What would a Chattanooga roof cost per month?
Example rate only; your lender's offer will differ. For a Chattanooga home the principal is the local range for your size and material, and this is not a loan offer in Chattanooga or anywhere else.
How much life is left in my Chattanooga roof?
Typical lifespans are published ranges for each material; for a Chattanooga house, real life also depends on installation, attic ventilation and the weather Chattanooga gets.
Price your own roof in Chattanooga
Chattanooga prices sit 12% under the national base. A typical Chattanooga roof is 8.4 weeks of local pay, 131st heaviest of 209 cities.
- Same job at national base rates
- Difference in Chattanooga
- Extra tear-off included
How we calculated this
One sum produces the asphalt shingle range at the top of this page. You can redo it with a calculator.
| Step | What goes in | Value |
|---|---|---|
| National base, low end | 3-Tab Asphalt Shingles, $3.50 per sq ft × 2,000 sq ft | $7,000 |
| National base, high end | Architectural Asphalt Shingles, $7.75 per sq ft × 2,000 sq ft | $15,500 |
| Chattanooga cost index | Fixed for Chattanooga, not recalculated from wages | 0.88× |
| Chattanooga low | $7,000 × Chattanooga index 0.88 | $6,160, 5.2 weeks of Chattanooga pay |
| Chattanooga high | $15,500 × Chattanooga index 0.88 | $13,640, 11.6 weeks of Chattanooga pay |
| Chattanooga typical | Midpoint of the Chattanooga low and high, rounded to $50 | $9,900 |
- Where Chattanooga sits. The median index across the 209 cities we price is 0.89×. 186 of them are under 1.00× and 23 are over it.
- Roofer pay near Chattanooga. Shown above beside the price, from the BLS source. The index is not calculated from it.
Prices compiled June 2026, BLS pay OEWS May 2025. This is an estimate, not a quote. Why the range has a low and a high end and how the other materials are priced: full method, inputs and limits.
Cost by roofing material in Chattanooga
A typical asphalt roof in Chattanooga costs $9,900, which is 8.4 weeks of local pay and puts Chattanooga 131st of 209 for burden.
| Material | Weeks of pay | Typical | Share of home value |
|---|---|---|---|
| 3-Tab Asphalt Shingles in Chattanooga | 6.9 | $8,150 | 3.1% |
| Architectural Asphalt Shingles in Chattanooga | 9.2 | $10,800 | 4.2% |
| Metal (Steel/Aluminum) in Chattanooga | 17.6 | $20,700 | 8.0% |
| Standing Seam Metal in Chattanooga | 24.0 | $28,150 | 10.9% |
| Concrete Tile in Chattanooga | 15.8 | $18,500 | 7.1% |
| TPO / EPDM in Chattanooga* | 4.5 | $5,300 | 2.0% |
* Flat-roof prices are per 1,000 sq ft, not for a whole 2,000 sq ft house. Rated life: 3-Tab Asphalt Shingles 15–20 years; Architectural Asphalt Shingles 25–30 years; Metal (Steel/Aluminum) 40–70 years; Standing Seam Metal 50–70 years; Concrete Tile 40–50 years; TPO / EPDM (flat roofs) 15–25 years. How we calculated these prices · Sources
What weather does to a Chattanooga roof
- Freeze-thaw days. Water gets under shingles at night and expands as ice.
- Days at 90F or hotter. Heat bakes the oils out of asphalt and loosens sealant strips.
- Days with an inch of rain. Heavy rain tests flashing, valleys and gutters.
- Yearly precipitation. More water means more years of wet decking.
Rank 1 is the most days or inches among the cities we cover. Values are 2014–2023 averages of a 50 km grid cell around Chattanooga. Source: NASA POWER (MERRA-2/IMERG reanalysis, daily point data), 2014–2023
Repair or replace in Chattanooga
Chattanooga homes sit 51 years from the median build year of 1975. An original roof that old is past the 25–30 years architectural shingles are rated for, so in Chattanooga a repair mostly buys time. 56.2% of Chattanooga homes predate 1980, so some roofs on the street are second or third generation.
| Job | Cost | Weeks of pay |
|---|---|---|
| Small repair in Chattanooga | $550 | 0.47 |
| Larger repair in Chattanooga | $2,650 | 2.3 |
| Half of a new roof (50% rule) in Chattanooga | $4,950 | 4.2 |
| One year of roof life in Chattanooga | $360 | 0.31 |
The last row prices one year of roof life in Chattanooga: a typical architectural roof divided by its rated 25–30 years. A repair is worth paying for when it buys at least as many years as its cost divided by that figure. The 50% rule is a common rule of thumb, not a law.
Chattanooga against nearby Tennessee cities
Neighbors run from 0.87× to 0.92× against Chattanooga's 0.88×. Closest: Cookeville, about 78 mi, at $6,090 to $13,485.
Distances are to scale. Dot size is weeks of local pay for a typical asphalt roof, so a bigger dot means a heavier bill for that city's households.
| City | Weeks of pay | Price vs here | Contractors (verified) | Hail events, since 2017 |
|---|---|---|---|---|
| Chattanooga (this page) | 8.4 | — | 26 (5) | 19 |
| Cookeville roofers ≈78 mi from Chattanooga |
10.5 | -1% | 27 (2) | 24 |
| Murfreesboro roofers ≈82 mi from Chattanooga |
7.1 | +5% | 29 (9) | 35 |
| Knoxville roofers ≈101 mi from Chattanooga |
10.2 | +1% | 25 (4) | 37 |
| Franklin roofers ≈107 mi from Chattanooga |
4.4 | -1% | 29 (4) | 95 |
| Hendersonville roofers ≈114 mi from Chattanooga |
5.6 | -1% | 25 (2) | 35 |
| Clarksville roofers ≈155 mi from Chattanooga |
7.6 | -1% | 25 (5) | 15 |
On the cost index Chattanooga sits at 0.88×, and a Chattanooga roof takes 8.4 weeks of its pay, rank 131 of 209.
If insurance covers the damage
Estimates against Chattanooga's $6,160–$13,640 range. General information, not legal advice. How claims work →
| Your deductible | Weeks of Chattanooga pay | Out-of-pocket |
|---|---|---|
| $500 | 0.43 weeks in Chattanooga | $500 |
| $1,000 | 0.85 weeks in Chattanooga | $1,000 |
| $2,500 | 2.1 weeks in Chattanooga | $2,500 |
What a re-roof costs against home values in Chattanooga
Share of median home value
In Chattanooga a typical re-roof takes 3.8% of the $259,200 median home value. 150 cities carry a heavier ratio and 58 a lighter one.
Source: Census ACS (Chattanooga city), 2019–2023How old the homes are
Share of homes built before 1980.
56.2% of Chattanooga homes predate 1980. A roof that Chattanooga homebuyers never replaced since the median build year of 1975 is 51 years old. Oldest-first, Chattanooga stands #76 of 209.
Source: Census ACS (Chattanooga city), 2019–2023Chattanooga roof bill in weeks of pay
Weeks of median household income
The median Chattanooga household earns $61,028 a year, or $1,174 a week. A Chattanooga asphalt re-roof, typically $9,900, takes 8.4 weeks of that.
Cookeville ($9,800 typical, 78 miles away) takes 10.5 weeks of its own pay, 2.1 weeks more than Chattanooga.
130 of 208 other cities ask for more, 78 for less.
Sum for Chattanooga: $9,900 ÷ ($61,028 ÷ 52) = 8.4 weeks.
Source: Census ACS (Chattanooga city), 2019–2023The Chattanooga roofing market
Chattanooga's historic Craftsman bungalows in neighborhoods like Highland Park require specialty contractors skilled in steep-slope and shake-style roofing systems. Tennessee requires a contractor license for roofing jobs of $25,000 or more, and Hamilton County is one of nine counties that also require a home improvement license from $3,000, so homeowners should check the license first, then local business history and insurance coverage.
Roofing companies in Chattanooga's county
- 29roofing establishments with paid employees
- 309paid roofing employees
- 65.5%have fewer than 5 employees
- 10.7employees per firm on average
65.5% of the county's roofing firms have under 5 staff, 2 points above the 190-city median of 64%. Firms average 10.7 paid staff.
Source: Census CBP, 2023On PickARoofer: 26 roofing contractors listed in Chattanooga, 5 verified against a public registry. See them
What roofers earn here
A roofer in the Chattanooga metro earns a median $45,530 a year, $160 below the $45,690 statewide median. 118 of 141 metros pay more than the Chattanooga area.
Source: BLS OEWS, roofers, May 2025License and permit in Tennessee
Chattanooga roofers: State contractor license.
Check a Chattanooga roofer in the Tennessee registry
5 contractors listed in Chattanooga carry a Verified badge on PickARoofer.
Permit: Chattanooga's building office. General information, not legal advice.
Source: verification methodStorms behind Chattanooga roof bills
Public NOAA records for Chattanooga's county.
- 12days with hail of 1 inch or larger
- 1.75 inlargest hailstone reported
- 92days with gusts of 58 mph or more
Hail reports by month
NOAA logged 20 hail reports for Chattanooga's county since 2014. May is the busiest month with 7 of them, 35% of the total.
Busiest three: May 7, March 5, June 4.
No hail was reported in 7 of the 12 months (January to December, in calendar order).
The costliest storm day on record in the county was June 22, 2026, with $2,600,000 of reported property damage.
All reported hail, wind and tornado damage there adds up to at least $4,970,000. It is a floor, because many reports carry no dollar estimate.
The county saw 2 tornadoes, the strongest rated EF3.
Source: NOAA Storm Events, 2014–June 2026Reported hail locations, Hamilton County
- 1+ in
- 1.75+ in
- 2.75+ in
Hail reports per year
| 2017 | 3 |
|---|---|
| 2022 | 1 |
| 2023 | 3 |
| 2024 | 1 |
| 2025 | 11 |
19 recorded hail events across 5 years represented in the data. 2025 had the most events among represented full years: 11.
The last bar is a partial year.
Source: NOAA Storm Events, 2014–June 2026 Chattanooga storm history · Hail risk lookup
Areas PickARoofer contractors serve in Chattanooga
- Highland Park
- North Shore
- Hixson
- East Brainerd
- Fort Wood
- Lookout Valley
ZIP codes: 37402, 37403, 37404, 37405, 37421.
Roof cost in Chattanooga: questions
In Chattanooga, what does a roof replacement cost?
In Chattanooga, how many weeks of pay is a new roof?
In Chattanooga, should I repair or replace my roof?
For a Chattanooga home, is a re-roof a big bill?
When does hail hit Chattanooga?
Does a Chattanooga roofer need a license?
For a Chattanooga roof, who pulls the permit?
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Cite this page
Data version: Prices compiled June 2026. Free to quote with credit under CC BY 4.0.