Storm risk in Eau Claire County, Wisconsin

FEMA's overall hazard score for Eau Claire County is 78.31 (Relatively Low), 683rd of 3,144 counties. Hail scores 89.34 (Relatively Moderate), strong wind 88.90 (Relatively High) and tornado 80.6 (Relatively Moderate). Expected hail loss is $69 per $1 million of buildings a year; NOAA logged 40 hail reports in Eau Claire County from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.

Eau Claire County: expected yearly loss per $1 million of buildings for hail, strong wind and tornado, on a log scale, against all U.S. counties and the counties of WI$0.1$1$10$100$1,000Hail: $69 per $1 million, 734th of 3,126 rated counties$69Hail734th of 3,126 countiesStrong wind: $46 per $1 million, 871st of 3,121 rated counties$46Strong wind871st of 3,121 countiesTornado: $183 per $1 million, 1,664th of 3,144 rated counties$183Tornado1,664th of 3,144 counties
  • Eau Claire County, coloured by its FEMA rating
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  • each county in the state
  • U.S. median
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Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.

How FEMA rates Eau Claire County

HazardRatingScore (0 to 100)Rank in U.S.Rank in WI
OverallRelatively Low 78.31683 of 3,14415 of 72
HailRelatively Moderate 89.34336 of 3,12623 of 72
Strong windRelatively High 88.90350 of 3,1266 of 72
TornadoRelatively Moderate 80.60611 of 3,12619 of 72

Expected yearly loss, in dollars

HazardThis county, total a yearPer $1M of buildingsState median countyU.S. median countyRank per $1M, U.S.Rank per $1M, state
Hail$1,894,556$69 $70$22 734 of 3,12637 of 72
Strong wind$1,273,242$46 $15$20 871 of 3,1217 of 72
Tornado$5,007,194$183 $194$199 1,664 of 3,14442 of 72

Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.

What stands out in Eau Claire County

  • FEMA expects hail in Eau Claire County to cost $69 per $1 million of buildings a year: 3.09 times the U.S. median and 0.99 times the WI county median, ranked 734th of 3,126 counties nationally and 37th of 72 in Wisconsin.
  • FEMA expects strong wind in Eau Claire County to cost $46 per $1 million of buildings a year: 2.28 times the U.S. median and 3.08 times the WI county median, ranked 871st of 3,121 counties nationally and 7th of 72 in Wisconsin.
  • FEMA expects tornado in Eau Claire County to cost $183 per $1 million of buildings a year: 0.92 times the U.S. median and 0.94 times the WI county median, ranked 1,664th of 3,144 counties nationally and 42nd of 72 in Wisconsin.
  • Applying FEMA's estimate to a $242,400 home, the average yearly loss in Eau Claire County is about $17 for hail and $11 for wind before any deductible; at the U.S. median county rates it would be $5.42 and $4.94.
  • If the next years look like 2014 to 2025, a roof kept 20 years in Eau Claire County meets about 18.3 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
  • Built in 1977, the median home in Eau Claire County is 49 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 79.7% of its 45,818 homes are at least 26 years old.
  • March to June holds 25 of the 40 hail reports in Eau Claire County (62 percent); the quietest month is January, with 0 reports.

What hail and wind cost a home here in an average year

Enter a home value. The calculator applies Eau Claire County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.

$17hail, a year; $5.42 at the U.S. median county rate
$11strong wind, a year; $4.94 at the U.S. median county rate
$560hail and wind together over 20 years, at today’s rate

Formula: home value × Eau Claire County yearly loss ÷ building value. Hail: $1,894,556 ÷ $27,425,343,993 = 0.0000691. Wind: $1,273,242 ÷ $27,425,343,993 = 0.0000464. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.

Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.

Eau Claire County in plain numbers

  • Eau Claire County scores 78.31 in FEMA's overall hazard index (Relatively Low): 683rd of 3,144 rated counties and 15th of 72 in Wisconsin.
  • Hail scores 89.34 (Relatively Moderate). FEMA expects $1,894,556 of hail damage to buildings in Eau Claire County a year, which is $69 per $1 million of buildings, 3.09 times the U.S. median.
  • Strong wind scores 88.90 (Relatively High) with $1,273,242 of expected yearly building loss in Eau Claire County: $46 per $1 million of buildings, 2.28 times the U.S. median.
  • Tornado scores 80.6 (Relatively Moderate) and FEMA's expected yearly tornado loss is $5,007,194, counting everything exposed, or $183 per $1 million of buildings in Eau Claire County.
  • FEMA's own event record for Eau Claire County averages 3.29 hail events and 2.74 strong-wind events a year.
  • NOAA logged 40 hail reports in Eau Claire County between 2014 and June 2026, on 13 days with stones of 1 inch or more; the largest was 4 inches.
  • In Eau Claire County, FEMA counts buildings worth 27.43 billion dollars and 105,611 residents.
  • Social vulnerability is Very Low in Eau Claire County.
  • Community resilience there is Very High, for 105,611 residents.
  • 1 city in Eau Claire County is covered on this site: Eau Claire. 6 Census ZIP areas have more than half of their land in the county.
  • Our guide range for a 2,000 sq ft asphalt roof in Eau Claire is $6,580 to $14,570.
  • Eau Claire County ranks 49 of the 194 counties with a page here for hail loss per $1 million of buildings, 21 for wind and 118 for tornado.
  • In Eau Claire County, June is the busiest month with 15 of the 40 reports (38 percent), against 0 reports in December.
  • Eau Claire County's worst year was 2014, with 3 hail days at 1 inch or more and 7 reports. At the 2014 to 2025 pace that is 0.92 such days a year, one about every 13.1 months.
  • The median home in Eau Claire County was built in 1977; 55.6% of its 45,818 housing units date from before 1980, 79.7% from before 2000 and 8.9% from 2010 on.
  • Census puts the median home value in Eau Claire County at $242,400, and 62.8% of homes are lived in by their owners.
  • 2,632 single-family building permits were issued in Eau Claire County from 2014 to 2025, about 57.4 per 1,000 homes, peaking in 2018.
  • NOAA lists 7 tornado tracks in Eau Claire County since 2014; the strongest was an EF1 on May 21, 2024 near Augusta, 9.47 miles long.
  • The fastest gust in NOAA's records for Eau Claire County is 85 mph on May 21, 2024 at Wilson.
  • The nearest county with a page here is La Crosse County, 57 miles from the centre of Eau Claire County; its hail score is 95.07.
  • Across counties the median is one roofing firm for every 5,189 homes; Census counted 11 roofing contractor establishments in Eau Claire County in 2023, one for every 4,165 homes.

The hail record of Eau Claire County, year by year

NOAA logged 40 reports in Eau Claire County; hail of 1 inch or more fell on 13 days. That is 0.9 such days a year; the median county in NOAA’s file has 1.8.

Eau Claire County: NOAA hail reports per year, 2014 to June 2026, with the number of days that had hail of 1 inch or more024682014: 7 reports, 3 days at 1 inch or more, largest 1 inch142015: 0 reports, 0 days at 1 inch or more, largest 0 inch152016: 1 reports, 0 days at 1 inch or more, largest 0.88 inch162017: 2 reports, 1 days at 1 inch or more, largest 1.5 inch172018: 6 reports, 1 days at 1 inch or more, largest 1 inch182019: 2 reports, 1 days at 1 inch or more, largest 1.75 inch192020: 5 reports, 2 days at 1 inch or more, largest 1.25 inch202021: 5 reports, 1 days at 1 inch or more, largest 1 inch212022: 0 reports, 0 days at 1 inch or more, largest 0 inch222023: 0 reports, 0 days at 1 inch or more, largest 0 inch232024: 2 reports, 1 days at 1 inch or more, largest 1.5 inch242025: 4 reports, 1 days at 1 inch or more, largest 4 inch252026: 6 reports, 2 days at 1 inch or more, largest 1.5 inch26*
  • reports
  • days with hail of 1 inch or more
  • * 2026 runs to June only
Eau Claire County: NOAA hail reports by calendar month, 2014 to June 2026January: 0 reports0JanFebruary: 0 reports0FebMarch: 0 reports0MarApril: 2 reports2AprMay: 8 reports8MayJune: 15 reports15JunJuly: 5 reports5JulAugust: 9 reports9AugSeptember: 1 reports1SepOctober: 0 reports0OctNovember: 0 reports0NovDecember: 0 reports0Dec

Reports by calendar month, all years together. Peak: June, 15 reports.

The same numbers as a table (years with at least one report)
YearReportsDays, 1 inch or moreDays, 1.75 inch or moreLargest stoneDamage reported
20147301 in$25,000
20161000.88 in–
20172101.5 in–
20186101 in–
20192111.75 in–
20205201.25 in–
20215101 in–
20242101.5 in–
20254114 in–
2026 (to June)6201.5 in–

Biggest hail days in Eau Claire County

DateLargest stoneReports that dayDamage reportedNear
May 15, 20254 in4none recordedEau Claire
August 5, 20191.75 in2none recordedFairchild
June 19, 20261.5 in4none recordedFoster
June 16, 20171.5 in2none recordedFairchild
May 18, 20241.5 in2none recordedFairchild

Where large hail was reported

FEMA scores the county as a whole. NOAA’s reports show where inside Eau Claire County the big stones fell.

Reported hail locations, Eau Claire County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.5 in hail1.5 in hail1.5 in hail1.5 in hail1.75 in hail2 in hail2.25 in hail2.75 in hail4 in hail Eau Claire
  • 221 to 1.74 in
  • 31.75 to 2.74 in, golf ball to tennis ball
  • 22.75 in and up, baseball

Largest plotted stone: 4 in. Bigger dots are bigger stones.

27 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Wind and tornado records for Eau Claire County

Fastest gusts in Eau Claire County

DateGustNear
May 21, 202485 mphWilson
May 21, 202481 mphWilson
July 18, 201570 mphEau Claire
May 17, 201770 mphFoster

Strongest tornado tracks in Eau Claire County

DateScaleLengthInjured / killedNear
April 28, 2025EF13.35 mi0 / 0Cleghorn
April 28, 2025EF12.05 mi0 / 0Cleghorn
April 28, 2025EF11.35 mi0 / 0Fairchild
May 21, 2024EF19.47 mi0 / 0Augusta

7 tornado tracks in all since 2014; the strongest 4 are listed.

How old the roofs are

Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Eau Claire County’s 2014 to 2025 pace of 0.92 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.

Eau Claire County: share of homes by decade built, with the hail days at 1 inch or more that an original roof from each decade has met at the county's 2014 to 2025 ratepre-1940: 15.7% of homes15.7%<1940831940s: 5.3% of homes5.3%1940s741950s: 9.9% of homes9.9%1950s651960s: 8.2% of homes8.2%1960s561970s: 16.4% of homes16.4%1970s471980s: 10.0% of homes10%1980s381990s: 14.2% of homes14.2%1990s282000s: 11.4% of homes11.4%2000s192010s: 7.6% of homes7.6%2010s102020+: 1.3% of homes1.3%2020+3

Bars: share of 45,818 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.

Median year built1977
Built before 198055.6%
Built before 200079.7%
Built since 20108.9%
Owner-occupied62.8%
Median home value$242,400
Single-family permits, 2014 to 20252,632
Permits per 1,000 homes57.4

Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.

Roofers and past disasters in Eau Claire County

Roofing firms in Eau Claire County

Roofing contractor establishments, 202311
Change since 2016+0 (+0%)
Homes per roofing firm4,165
Median across counties5,189
Employees, 202344

Source for Eau Claire County: Census County Business Patterns, NAICS 238160.

Nearby counties

The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Eau Claire County's.

CountyMilesOverallHail lossHail, times hereWind lossWind, times hereNOAA hail reports
La Crosse County, WI57 Relatively Low $1241.79$6.290.1477
Winnebago County, WI138 Relatively Moderate $560.82$160.3524
Outagamie County, WI140 Relatively Low $530.77$150.3368
Brown County, WI162 Relatively Moderate $420.61$0.960.0249
Rock County, WI180 Relatively Moderate $871.26$210.4474
Racine County, WI213 Relatively Moderate $310.45$6.650.1446

More Wisconsin counties, nearest first

All 194 counties, with a filter by state and sorting

Cities and ZIP areas in Eau Claire County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 6 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Eau Claire 54701 (95%), 54703 (78%) Roofers

Storm hit your roof in Eau Claire County? A free inspection tells you if there is damage. One local roofer answers, not five.

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Questions

How high is storm risk in Eau Claire County?

FEMA's National Risk Index gives Eau Claire County an overall score of 78.31 (Relatively Low), 683rd of 3,144. Hail scores 89.34 (Relatively Moderate), strong wind 88.90 (Relatively High) and tornado 80.6 (Relatively Moderate).

In Eau Claire County, how many hail reports has NOAA logged?

A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 40 for Eau Claire County between 2014 and June 2026, on 13 days with hail of 1 inch or more; the largest stone was 4 inches.

What do hail and wind cost a home in Eau Claire County each year, on average?

Applying FEMA's county rates to its median home value of $242,400: FEMA's estimate is about $17 a year for hail and $11 for wind, before any deductible, against $5.42 and $4.94 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.

How does Eau Claire County compare with the rest of Wisconsin?

Per $1 million of buildings Eau Claire County loses $69 to hail a year, against $70 in the median county of the state. Among 72 rated counties it is 23rd for hail, 6th for strong wind and 19th for tornado.

How old are the roofs in Eau Claire County?

The median home was built in 1977, 49 years ago, and 79.7% of the 45,818 housing units in Eau Claire County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

Sources for Eau Claire County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Eau Claire County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Eau Claire County; Census County Business Patterns, roofing firms in Eau Claire County. Planning-level information about Eau Claire County, not an inspection and not insurance advice.

This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).