Storm risk in Spartanburg County, South Carolina
FEMA's overall hazard score for Spartanburg County is 90.65 (Relatively Moderate), 295th of 3,144 counties. Hail scores 85.46 (Relatively Moderate), strong wind 79.96 (Relatively Moderate) and tornado 88.07 (Relatively Moderate). Expected hail loss is $11 per $1 million of buildings a year; NOAA logged 75 hail reports in Spartanburg County from 2014 to June 2026.
FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.
- Spartanburg County, coloured by its FEMA rating
- all U.S. counties
- each county in the state
- U.S. median
- state median
Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.
How FEMA rates Spartanburg County
| Hazard | Rating | Score (0 to 100) | Rank in U.S. | Rank in SC |
|---|---|---|---|---|
| Overall | Relatively Moderate | 90.65 | 295 of 3,144 | 10 of 46 |
| Hail | Relatively Moderate | 85.46 | 458 of 3,126 | 5 of 46 |
| Strong wind | Relatively Moderate | 79.96 | 631 of 3,126 | 19 of 46 |
| Tornado | Relatively Moderate | 88.07 | 376 of 3,126 | 9 of 46 |
Expected yearly loss, in dollars
| Hazard | This county, total a year | Per $1M of buildings | State median county | U.S. median county | Rank per $1M, U.S. | Rank per $1M, state |
|---|---|---|---|---|---|---|
| Hail | $738,706 | $11 | $10 | $22 | 2,036 of 3,126 | 21 of 46 |
| Strong wind | $683,443 | $9.76 | $10 | $20 | 2,226 of 3,121 | 24 of 46 |
| Tornado | $6,305,903 | $90 | $188 | $199 | 2,125 of 3,144 | 42 of 46 |
Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.
What stands out in Spartanburg County
- FEMA expects hail in Spartanburg County to cost $11 per $1 million of buildings a year: 0.47 times the U.S. median and 1.02 times the SC county median, ranked 2,036th of 3,126 counties nationally and 21st of 46 in South Carolina.
- FEMA expects strong wind in Spartanburg County to cost $9.76 per $1 million of buildings a year: 0.48 times the U.S. median and 0.97 times the SC county median, ranked 2,226th of 3,121 counties nationally and 24th of 46 in South Carolina.
- FEMA expects tornado in Spartanburg County to cost $90 per $1 million of buildings a year: 0.45 times the U.S. median and 0.48 times the SC county median, ranked 2,125th of 3,144 counties nationally and 42nd of 46 in South Carolina.
- Applying FEMA's estimate to a $216,000 home, the average yearly loss in Spartanburg County is about $2.28 for hail and $2.11 for wind before any deductible; at the U.S. median county rates it would be $4.83 and $4.40.
- If the next years look like 2014 to 2025, a roof kept 20 years in Spartanburg County meets about 56.7 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
- Built in 1989, the median home in Spartanburg County is 37 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 66.9% of its 141,086 homes are at least 26 years old.
- March to June holds 62 of the 75 hail reports in Spartanburg County (83 percent); the quietest month is January, with 0 reports.
What hail and wind cost a home here in an average year
Enter a home value. The calculator applies Spartanburg County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.
Formula: home value × Spartanburg County yearly loss ÷ building value. Hail: $738,706 ÷ $70,025,570,374 = 0.0000105. Wind: $683,443 ÷ $70,025,570,374 = 0.0000098. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.
Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.
Spartanburg County in plain numbers
- Spartanburg County scores 90.65 in FEMA's overall hazard index (Relatively Moderate): 295th of 3,144 rated counties and 10th of 46 in South Carolina.
- Hail scores 85.46 (Relatively Moderate). FEMA expects $738,706 of hail damage to buildings in Spartanburg County a year, which is $11 per $1 million of buildings, 0.47 times the U.S. median.
- Strong wind scores 79.96 (Relatively Moderate) with $683,443 of expected yearly building loss in Spartanburg County: $9.76 per $1 million of buildings, 0.48 times the U.S. median.
- Tornado scores 88.07 (Relatively Moderate) and FEMA's expected yearly tornado loss is $6,305,903, counting everything exposed, or $90 per $1 million of buildings in Spartanburg County.
- FEMA's own event record for Spartanburg County averages 5.14 hail events and 2.87 strong-wind events a year.
- NOAA logged 75 hail reports in Spartanburg County between 2014 and June 2026, on 34 days with stones of 1 inch or more; the largest was 3 inches.
- In Spartanburg County, FEMA counts buildings worth 70.03 billion dollars and 327,446 residents.
- Social vulnerability is Relatively Low in Spartanburg County.
- Community resilience there is Relatively Moderate, for 327,446 residents.
- 1 city in Spartanburg County is covered on this site: Spartanburg. 29 Census ZIP areas have more than half of their land in the county.
- Our guide range for a 2,000 sq ft asphalt roof in Spartanburg is $6,090 to $13,485.
- Spartanburg County ranks 132 of the 194 counties with a page here for hail loss per $1 million of buildings, 109 for wind and 154 for tornado.
- In Spartanburg County, May is the busiest month with 26 of the 75 reports (35 percent), against 0 reports in November.
- Spartanburg County's worst year was 2014, with 7 hail days at 1 inch or more and 18 reports. At the 2014 to 2025 pace that is 2.83 such days a year, one about every 4.2 months.
- The median home in Spartanburg County was built in 1989; 39.3% of its 141,086 housing units date from before 1980, 66.9% from before 2000 and 17.1% from 2010 on.
- Census puts the median home value in Spartanburg County at $216,000, and 72.9% of homes are lived in by their owners.
- 30,686 single-family building permits were issued in Spartanburg County from 2014 to 2025, about 217.5 per 1,000 homes, peaking in 2025.
- NOAA lists 9 tornado tracks in Spartanburg County since 2014; the strongest was an EF2 on October 23, 2017 near Una, 3.02 miles long.
- The fastest gust in NOAA's records for Spartanburg County is 75 mph on June 2, 2015 at Boiling Spgs.
- The nearest county with a page here is Greenville County, 28 miles from the centre of Spartanburg County; its hail score is 91.06.
- Across counties the median is one roofing firm for every 5,189 homes; Census counted 22 roofing contractor establishments in Spartanburg County in 2023, one for every 6,413 homes.
The hail record of Spartanburg County, year by year
NOAA logged 75 reports in Spartanburg County; hail of 1 inch or more fell on 34 days. That is 2.8 such days a year; the median county in NOAA’s file has 1.8.
- reports
- days with hail of 1 inch or more
- * 2026 runs to June only
Reports by calendar month, all years together. Peak: May, 26 reports.
The same numbers as a table (years with at least one report)
| Year | Reports | Days, 1 inch or more | Days, 1.75 inch or more | Largest stone | Damage reported |
|---|---|---|---|---|---|
| 2014 | 18 | 7 | 2 | 2.5 in | $4,000,000 |
| 2015 | 8 | 4 | 0 | 1 in | – |
| 2016 | 3 | 3 | 1 | 1.75 in | – |
| 2017 | 8 | 2 | 1 | 3 in | – |
| 2018 | 5 | 3 | 2 | 1.75 in | – |
| 2019 | 4 | 1 | 0 | 1.25 in | – |
| 2020 | 14 | 4 | 2 | 1.75 in | – |
| 2022 | 4 | 2 | 0 | 1 in | – |
| 2023 | 1 | 1 | 1 | 1.75 in | – |
| 2024 | 6 | 4 | 1 | 1.75 in | – |
| 2025 | 4 | 3 | 0 | 1 in | – |
Biggest hail days in Spartanburg County
| Date | Largest stone | Reports that day | Damage reported | Near |
|---|---|---|---|---|
| March 21, 2017 | 3 in | 5 | none recorded | Grnvl Sprtnbrg Arpt |
| May 23, 2014 | 2.5 in | 6 | $4,000,000 | Moore |
| April 25, 2020 | 1.75 in | 4 | none recorded | Holly Spgs |
| June 25, 2018 | 1.75 in | 3 | none recorded | Roebuck |
| May 4, 2020 | 1.75 in | 2 | none recorded | East Greer |
Where large hail was reported
FEMA scores the county as a whole. NOAA’s reports show where inside Spartanburg County the big stones fell.
Reported hail locations, Spartanburg County
- 381 to 1.74 in
- 151.75 to 2.74 in, golf ball to tennis ball
- 12.75 in and up, baseball
Largest plotted stone: 3 in. Bigger dots are bigger stones.
54 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.
Sources: NOAA, Census county outlineWind and tornado records for Spartanburg County
Fastest gusts in Spartanburg County
| Date | Gust | Near |
|---|---|---|
| June 2, 2015 | 75 mph | Boiling Spgs |
| October 23, 2017 | 75 mph | Saxon |
| August 6, 2015 | 69 mph | Converse |
| April 3, 2017 | 69 mph | Campobello |
Strongest tornado tracks in Spartanburg County
| Date | Scale | Length | Injured / killed | Near |
|---|---|---|---|---|
| October 23, 2017 | EF2 | 3.02 mi | 1 / 0 | Una |
| March 3, 2023 | EF1 | 4.85 mi | 0 / 0 | Enoree |
| May 23, 2022 | EF1 | 5.25 mi | 0 / 0 | Mountain View |
| February 6, 2020 | EF1 | 10.14 mi | 0 / 0 | Clevedale |
9 tornado tracks in all since 2014; the strongest 4 are listed.
How old the roofs are
Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Spartanburg County’s 2014 to 2025 pace of 2.83 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.
Bars: share of 141,086 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.
| Median year built | 1989 |
| Built before 1980 | 39.3% |
| Built before 2000 | 66.9% |
| Built since 2010 | 17.1% |
| Owner-occupied | 72.9% |
| Median home value | $216,000 |
| Single-family permits, 2014 to 2025 | 30,686 |
| Permits per 1,000 homes | 217.5 |
Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.
Roofers and past disasters in Spartanburg County
Roofing firms in Spartanburg County
| Roofing contractor establishments, 2023 | 22 |
| Change since 2016 | +9 (+69%) |
| Homes per roofing firm | 6,413 |
| Median across counties | 5,189 |
| Employees, 2023 | 288 |
Source for Spartanburg County: Census County Business Patterns, NAICS 238160.
Nearby counties
The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Spartanburg County's.
| County | Miles | Overall | Hail loss | Hail, times here | Wind loss | Wind, times here | NOAA hail reports |
|---|---|---|---|---|---|---|---|
| Greenville County, SC | 28 | Relatively Moderate | $13 | 1.25 | $2.32 | 0.24 | 95 |
| York County, SC | 45 | Relatively Moderate | $7.71 | 0.73 | $1.46 | 0.15 | 47 |
| Richland County, SC | 83 | Relatively Moderate | $9.89 | 0.94 | $3.84 | 0.39 | 57 |
| Florence County, SC | 142 | Relatively Moderate | $45 | 4.29 | $5.57 | 0.57 | 13 |
| Horry County, SC | 185 | Relatively High | $0.73 | 0.07 | $3.39 | 0.35 | 89 |
Cities and ZIP areas in Spartanburg County
1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 29 such areas have more than half their land here.
| City | ZIP areas (share of land in the county) | Pages |
|---|---|---|
| Spartanburg | 29301 (100%), 29302 (100%), 29303 (100%), 29306 (100%), 29316 (100%) | Roofers |
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How high is storm risk in Spartanburg County?
FEMA's National Risk Index gives Spartanburg County an overall score of 90.65 (Relatively Moderate), 295th of 3,144. Hail scores 85.46 (Relatively Moderate), strong wind 79.96 (Relatively Moderate) and tornado 88.07 (Relatively Moderate).
In Spartanburg County, how many hail reports has NOAA logged?
A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 75 for Spartanburg County between 2014 and June 2026, on 34 days with hail of 1 inch or more; the largest stone was 3 inches.
What do hail and wind cost a home in Spartanburg County each year, on average?
Applying FEMA's county rates to its median home value of $216,000: FEMA's estimate is about $2.28 a year for hail and $2.11 for wind, before any deductible, against $4.83 and $4.40 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.
How does Spartanburg County compare with the rest of South Carolina?
Per $1 million of buildings Spartanburg County loses $11 to hail a year, against $10 in the median county of the state. Among 46 rated counties it is 5th for hail, 19th for strong wind and 9th for tornado.
How old are the roofs in Spartanburg County?
The median home was built in 1989, 37 years ago, and 66.9% of the 141,086 housing units in Spartanburg County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.
What does expected annual loss mean?
It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.
Does a high rating mean my roof will be damaged?
No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.
Sources for Spartanburg County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Spartanburg County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Spartanburg County; Census County Business Patterns, roofing firms in Spartanburg County. Planning-level information about Spartanburg County, not an inspection and not insurance advice.
This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).