Storm risk in Dougherty County, Georgia
FEMA's overall hazard score for Dougherty County is 82.79 (Relatively Moderate), 542nd of 3,144 counties. Hail scores 51.18 (Relatively Low), strong wind 71.56 (Relatively Moderate) and tornado 79.2 (Relatively Moderate). Expected hail loss is $3.73 per $1 million of buildings a year; NOAA logged 15 hail reports in Dougherty County from 2014 to June 2026.
FEMA National Risk Index, version December 2025, retrieved October 8, 2026. NOAA hail reports 2014 to June 2026.
- Dougherty County, coloured by its FEMA rating
- all U.S. counties
- each county in the state
- U.S. median
- state median
Expected yearly loss per $1 million of buildings, log scale. Dot colour is FEMA’s rating band. The tornado lane counts everything exposed, not only buildings.
How FEMA rates Dougherty County
| Hazard | Rating | Score (0 to 100) | Rank in U.S. | Rank in GA |
|---|---|---|---|---|
| Overall | Relatively Moderate | 82.79 | 542 of 3,144 | 13 of 159 |
| Hail | Relatively Low | 51.18 | 1,536 of 3,126 | 51 of 159 |
| Strong wind | Relatively Moderate | 71.56 | 895 of 3,126 | 19 of 159 |
| Tornado | Relatively Moderate | 79.20 | 655 of 3,126 | 31 of 159 |
Expected yearly loss, in dollars
| Hazard | This county, total a year | Per $1M of buildings | State median county | U.S. median county | Rank per $1M, U.S. | Rank per $1M, state |
|---|---|---|---|---|---|---|
| Hail | $80,550 | $3.73 | $13 | $22 | 2,533 of 3,126 | 142 of 159 |
| Strong wind | $575,121 | $27 | $13 | $20 | 1,306 of 3,121 | 16 of 159 |
| Tornado | $2,735,307 | $127 | $209 | $199 | 1,946 of 3,144 | 140 of 159 |
Rank 1 is the highest. Overall, hail and wind losses count buildings; the tornado row counts everything FEMA exposes, so it overstates building damage. Expected annual loss is an average over many years for the whole county, not a forecast for one roof.
What stands out in Dougherty County
- FEMA expects hail in Dougherty County to cost $3.73 per $1 million of buildings a year: 0.17 times the U.S. median and 0.28 times the GA county median, ranked 2,533rd of 3,126 counties nationally and 142nd of 159 in Georgia.
- FEMA expects strong wind in Dougherty County to cost $27 per $1 million of buildings a year: 1.31 times the U.S. median and 1.99 times the GA county median, ranked 1,306th of 3,121 counties nationally and 16th of 159 in Georgia.
- FEMA expects tornado in Dougherty County to cost $127 per $1 million of buildings a year: 0.64 times the U.S. median and 0.60 times the GA county median, ranked 1,946th of 3,144 counties nationally and 140th of 159 in Georgia.
- NOAA has only 15 hail reports for Dougherty County in 12 years, too few for a trend; FEMA's 54 counted hail events cover a longer record.
- Applying FEMA's estimate to a $129,200 home, the average yearly loss in Dougherty County is about $0.48 for hail and $3.44 for wind before any deductible; at the U.S. median county rates it would be $2.89 and $2.63.
- If the next years look like 2014 to 2025, a roof kept 20 years in Dougherty County meets about 13.3 hail days of 1 inch or more; the median county in NOAA's file (1,275 counties) would give 35.0.
- Built in 1975, the median home in Dougherty County is 51 years old, so an original roof has outlived a 3-tab shingle (15 to 20 years) and an architectural one (25 to 30 years); 86.7% of its 40,631 homes are at least 26 years old.
- March to June holds 10 of the 15 hail reports in Dougherty County (67 percent); the quietest month is February, with 0 reports.
What hail and wind cost a home here in an average year
Enter a home value. The calculator applies Dougherty County’s own loss rate: the county’s expected yearly loss divided by the value of its buildings. It starts at the Census median home value for the county.
Formula: home value × Dougherty County yearly loss ÷ building value. Hail: $80,550 ÷ $21,608,445,227 = 0.0000037. Wind: $575,121 ÷ $21,608,445,227 = 0.0000266. This is FEMA’s estimate of average damage to buildings and does not account for your deductible. Tornado is left out because FEMA’s tornado loss counts people and other exposure, not only buildings.
Read this as a yardstick. The rate is an average over every building in the county, from sheds to office towers, and over many years. Real losses come in rare, large storms; a roof with no damage in 19 years can need full replacement in the 20th. The figure is not a quote and not a prediction for one address.
Dougherty County in plain numbers
- Dougherty County scores 82.79 in FEMA's overall hazard index (Relatively Moderate): 542nd of 3,144 rated counties and 13th of 159 in Georgia.
- Hail scores 51.18 (Relatively Low). FEMA expects $80,550 of hail damage to buildings in Dougherty County a year, which is $3.73 per $1 million of buildings, 0.17 times the U.S. median.
- Strong wind scores 71.56 (Relatively Moderate) with $575,121 of expected yearly building loss in Dougherty County: $27 per $1 million of buildings, 1.31 times the U.S. median.
- Tornado scores 79.2 (Relatively Moderate) and FEMA's expected yearly tornado loss is $2,735,307, counting everything exposed, or $127 per $1 million of buildings in Dougherty County.
- FEMA's own event record for Dougherty County averages 1.41 hail events and 1.43 strong-wind events a year.
- NOAA logged 15 hail reports in Dougherty County between 2014 and June 2026, on 8 days with stones of 1 inch or more; the largest was 3.75 inches.
- In Dougherty County, FEMA counts buildings worth 21.61 billion dollars and 85,747 residents.
- Social vulnerability is Very High in Dougherty County.
- Community resilience there is Relatively High, for 85,747 residents.
- 1 city in Dougherty County is covered on this site: Albany. 5 Census ZIP areas have more than half of their land in the county.
- Our guide range for a 2,000 sq ft asphalt roof in Albany is $6,160 to $13,640.
- Dougherty County ranks 163 of the 194 counties with a page here for hail loss per $1 million of buildings, 38 for wind and 139 for tornado.
- In Dougherty County, June is the busiest month with 7 of the 15 reports (47 percent), against 2 reports in December.
- Dougherty County's worst year was 2014, with 2 hail days at 1 inch or more and 3 reports. At the 2014 to 2025 pace that is 0.67 such days a year, one about every 18.0 months.
- The median home in Dougherty County was built in 1975; 60.2% of its 40,631 housing units date from before 1980, 86.7% from before 2000 and 4.7% from 2010 on.
- Census puts the median home value in Dougherty County at $129,200, and 46.5% of homes are lived in by their owners.
- 354 single-family building permits were issued in Dougherty County from 2014 to 2025, about 8.7 per 1,000 homes, peaking in 2015.
- NOAA lists 2 tornado tracks in Dougherty County since 2014; the strongest was an EF3 on January 22, 2017 near Pretoria, 23.36 miles long.
- The fastest gust in NOAA's records for Dougherty County is 85 mph on January 2, 2017 at Lockett Crossing.
- The nearest county with a page here is Houston County, 73 miles from the centre of Dougherty County; its hail score is 70.55.
- Across counties the median is one roofing firm for every 5,189 homes; Census counted 7 roofing contractor establishments in Dougherty County in 2023, one for every 5,804 homes.
The hail record of Dougherty County, year by year
NOAA logged 15 reports in Dougherty County; hail of 1 inch or more fell on 8 days. With so few reports the yearly bars below are small numbers, and a single storm moves them.
- reports
- days with hail of 1 inch or more
- * 2026 runs to June only
Reports by calendar month, all years together. Peak: June, 7 reports.
The same numbers as a table (years with at least one report)
| Year | Reports | Days, 1 inch or more | Days, 1.75 inch or more | Largest stone | Damage reported |
|---|---|---|---|---|---|
| 2014 | 3 | 2 | 1 | 1.75 in | – |
| 2015 | 1 | 1 | 0 | 1 in | – |
| 2016 | 1 | 1 | 0 | 1 in | – |
| 2017 | 2 | 1 | 0 | 1 in | – |
| 2019 | 1 | 0 | 0 | 0.88 in | – |
| 2023 | 5 | 1 | 1 | 3.75 in | – |
| 2024 | 1 | 1 | 0 | 1 in | – |
| 2025 | 1 | 1 | 0 | 1 in | – |
Biggest hail days in Dougherty County
| Date | Largest stone | Reports that day | Damage reported | Near |
|---|---|---|---|---|
| June 14, 2023 | 3.75 in | 5 | none recorded | Williamsburg |
| December 23, 2014 | 1.75 in | 2 | none recorded | (Aby)Southwest Ga Rgnl Arpt |
| June 20, 2014 | 1 in | 1 | none recorded | Radium Springs |
| July 20, 2015 | 1 in | 1 | none recorded | Albany |
| May 3, 2016 | 1 in | 1 | none recorded | Albany |
Where large hail was reported
FEMA scores the county as a whole. NOAA’s reports show where inside Dougherty County the big stones fell.
Reported hail locations, Dougherty County
- 71 to 1.74 in
- 31.75 to 2.74 in, golf ball to tennis ball
- 32.75 in and up, baseball
Largest plotted stone: 3.75 in. Bigger dots are bigger stones.
13 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.
Sources: NOAA, Census county outlineWind and tornado records for Dougherty County
Fastest gusts in Dougherty County
| Date | Gust | Near |
|---|---|---|
| January 2, 2017 | 85 mph | Lockett Crossing |
| August 10, 2022 | 75 mph | Albany |
| June 9, 2025 | 75 mph | Turner City |
| January 22, 2017 | 74 mph | (Aby)Southwest Ga Rgnl Arpt |
Strongest tornado tracks in Dougherty County
| Date | Scale | Length | Injured / killed | Near |
|---|---|---|---|---|
| January 22, 2017 | EF3 | 23.36 mi | 32 / 5 | Pretoria |
| January 2, 2017 | EF1 | 0.99 mi | 0 / 0 | Turner City |
2 tornado tracks in all since 2014; the strongest 2 are listed.
How old the roofs are
Census counts homes by the decade they were built. Under each bar is the number of hail days of 1 inch or more that an original roof from that decade has met, at Dougherty County’s 2014 to 2025 pace of 0.67 such days a year. Most roofs have been replaced since; the row shows what a roof that never was would have taken.
Bars: share of 40,631 housing units by decade built. Figures under the decade: hail days met by an original roof, at the county’s 2014 to 2025 pace. The pace of earlier years is unknown.
| Median year built | 1975 |
| Built before 1980 | 60.2% |
| Built before 2000 | 86.7% |
| Built since 2010 | 4.7% |
| Owner-occupied | 46.5% |
| Median home value | $129,200 |
| Single-family permits, 2014 to 2025 | 354 |
| Permits per 1,000 homes | 8.7 |
Asphalt shingles are rated 15 to 20 years (3-tab) and 25 to 30 years (architectural). Source: Census ACS 2019 to 2023 and Building Permits Survey.
Roofers and past disasters in Dougherty County
Roofing firms in Dougherty County
| Roofing contractor establishments, 2023 | 7 |
| Change since 2016 | +2 (+40%) |
| Homes per roofing firm | 5,804 |
| Median across counties | 5,189 |
| Employees, 2023 | 16 |
Source for Dougherty County: Census County Business Patterns, NAICS 238160.
Nearby counties
The closest counties that have a risk page, by distance between county centres. Loss is per $1 million of buildings; the columns marked "times here" divide the neighbour's loss by Dougherty County's.
| County | Miles | Overall | Hail loss | Hail, times here | Wind loss | Wind, times here | NOAA hail reports |
|---|---|---|---|---|---|---|---|
| Houston County, GA | 73 | Relatively Low | $13 | 3.51 | $10 | 0.39 | 13 |
| Lowndes County, GA | 76 | Relatively Low | $2.56 | 0.69 | $10 | 0.38 | 12 |
| Muscogee County, GA | 76 | Relatively Moderate | $14 | 3.63 | $4.34 | 0.16 | 14 |
| Bibb County, GA | 93 | Relatively Low | $18 | 4.75 | $10 | 0.38 | 5 |
| Cobb County, GA | 165 | Relatively High | $35 | 9.39 | $4.67 | 0.18 | 26 |
| Clarke County, GA | 173 | Relatively Low | $27 | 7.14 | $7.70 | 0.29 | 11 |
More Georgia counties, nearest first
- Richmond County 178 mi
- Chatham County 185 mi
Cities and ZIP areas in Dougherty County
1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 5 such areas have more than half their land here.
| City | ZIP areas (share of land in the county) | Pages |
|---|---|---|
| Albany | 31701 (90%), 31814 (0%) | Roofers |
Storm hit your roof in Dougherty County? A free inspection tells you if there is damage. One local roofer answers, not five.
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How high is storm risk in Dougherty County?
FEMA's National Risk Index gives Dougherty County an overall score of 82.79 (Relatively Moderate), 542nd of 3,144. Hail scores 51.18 (Relatively Low), strong wind 71.56 (Relatively Moderate) and tornado 79.2 (Relatively Moderate).
In Dougherty County, how many hail reports has NOAA logged?
A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell. NOAA has 15 for Dougherty County between 2014 and June 2026, on 8 days with hail of 1 inch or more; the largest stone was 3.75 inches.
What do hail and wind cost a home in Dougherty County each year, on average?
Applying FEMA's county rates to its median home value of $129,200: FEMA's estimate is about $0.48 a year for hail and $3.44 for wind, before any deductible, against $2.89 and $2.63 at the U.S. median county rates. This is an average over many years and all buildings, not a prediction for one roof; one bad storm costs far more than the average year.
How does Dougherty County compare with the rest of Georgia?
Per $1 million of buildings Dougherty County loses $3.73 to hail a year, against $13 in the median county of the state. Among 159 rated counties it is 51st for hail, 19th for strong wind and 31st for tornado.
How old are the roofs in Dougherty County?
The median home was built in 1975, 51 years ago, and 86.7% of the 40,631 housing units in Dougherty County date from before 2000. Asphalt shingles are rated 15 to 20 years (3-tab) or 25 to 30 years (architectural), so an original roof of either kind is past its rated life. The Census does not record when a roof was replaced.
What does expected annual loss mean?
It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is built for comparing counties at planning level, not for pricing one house.
Does a high rating mean my roof will be damaged?
No. The index compares counties and cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.
Sources for Dougherty County: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database hail reports for Dougherty County; Census Bureau ZCTA-to-county relationship file (2020); Census ACS and Building Permits Survey, homes in Dougherty County; Census County Business Patterns, roofing firms in Dougherty County. Planning-level information about Dougherty County, not an inspection and not insurance advice.
This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).