Storm risk in Mobile County, Alabama

FEMA rates Mobile County Relatively High for natural-hazard risk overall, 63rd of 3,144 rated counties. For a roof the three that matter are hail (Relatively Moderate), strong wind (Relatively Moderate) and tornado (Relatively High). NOAA logged 33 hail reports here from 2014 to June 2026.

FEMA National Risk Index, version December 2025, retrieved October 8, 2026. Planning-level county ratings.

Mobile County: FEMA National Risk Index scores for overall risk, hail, strong wind and tornado, each on a scale of 0 to 100Overall riskOverall risk: score 98.0, Relatively High, 63rd of 3,144 rated counties98Relatively High, 63rd of 3,144HailHail: score 83.2, Relatively Moderate, 530th of 3,126 rated counties83Relatively Moderate, 530th of 3,126Strong windStrong wind: score 80.8, Relatively Moderate, 603rd of 3,121 rated counties81Relatively Moderate, 603rd of 3,121TornadoTornado: score 94.6, Relatively High, 172nd of 3,144 rated counties95Relatively High, 172nd of 3,144

Each dot is the county’s score from 0 to 100 against all rated U.S. counties; the bar colour is FEMA’s rating band.

Hazard by hazard

HazardRatingScore (0 to 100)Rank in U.S.Rank in ALExpected yearly loss
OverallRelatively High 98.0631 of 67$258,086,555buildings
HailRelatively Moderate 83.25301 of 67$635,752buildings
Strong windRelatively Moderate 80.860318 of 67$332,238buildings
TornadoRelatively High 94.617211 of 67$10,132,225all exposure

Rank 1 is the highest score. Expected annual loss is a county total in dollars per year, not a figure per home; the overall, hail and wind rows count buildings only, the tornado row all exposure.

Mobile County in plain numbers

  • FEMA's overall rating for Mobile County is Relatively High, score 98.0 of 100, 63rd of 3,144 rated counties.
  • Hail: Relatively Moderate (score 83.2), 530th nationwide and 1st of 67 counties in Alabama.
  • Expected yearly hail loss to buildings: $635,752 for the whole county, about $7.45 per $1 million of building value.
  • NRI's hail record averages 1.7 hail events a year in the county.
  • Strong wind: Relatively Moderate (score 80.8), 603rd nationwide; expected yearly loss to buildings $332,238, about $3.89 per $1 million of building value.
  • Tornado: Relatively High (score 94.6), 172nd nationwide; total expected yearly loss $10,132,225.
  • Buildings in the county are valued at 85.3 billion dollars in the index; population 414,514.
  • Social vulnerability is rated Relatively Moderate and community resilience Relatively High.
  • NOAA logged 33 hail reports in Mobile County from 2014 to June 2026; hail of 1 inch or more fell on 21 days and the largest stone was 2 inches.
  • 1 of our cities is in the county: Mobile.
  • 38 ZIP Code Tabulation Areas have more than half of their land area in Mobile County.
  • Our guide range for a 2,000 sq ft asphalt roof in Mobile is $5,880 to $13,020.
  • NOAA lists 45 tornado tracks in the county since 2014.

Where large hail was reported

FEMA scores the county as a whole. NOAA’s storm reports show where inside it the big stones fell.

Reported hail locations, Mobile County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.5 in hail2 in hail2 in hail Mobile
  • 261 to 1.74 in
  • 21.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 2 in. Bigger dots are bigger stones.

28 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Cities and ZIP areas in Mobile County

1 city in this county is on PickARoofer. ZIP Code Tabulation Areas are Census shapes that approximate ZIP codes; where we have a city’s ZIPs, the share is the part of each area’s land that lies in this county. 38 such areas have more than half their land here.

CityZIP areas (share of land in the county)Pages
Mobile 36602 (100%), 36605 (100%), 36606 (100%), 36608 (100%), 36693 (100%) Roofers

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Questions

How high is storm risk in Mobile County?

FEMA's National Risk Index rates Mobile County Relatively High overall. By peril: hail Relatively Moderate, strong wind Relatively Moderate, tornado Relatively High. The highest-scoring of the three for this county is tornado (score 94.6).

How many hail reports has NOAA logged in Mobile County?

33 reports between 2014 and June 2026 in NOAA's Storm Events Database. A report is one entry for one storm in one county, so counts follow where people live as well as where hail fell.

What does expected annual loss mean?

It is FEMA's estimate of the average yearly loss from a hazard, in dollars, summed over the county. It is a county total, not a figure per home, and it is built for comparing counties, not for pricing one house.

Does a high rating mean my roof will be damaged?

No. The index compares counties at planning level. It cannot say what will happen on your street. After a storm, a roof inspection is the only way to know.

How does Mobile County compare with the rest of Alabama?

For hail it ranks 1st of 67 rated counties in the state; for strong wind 18th of 67; for tornado 11th of 67.

Other Alabama counties

Sources: FEMA National Risk Index, version December 2025, retrieved October 8, 2026; NOAA Storm Events Database; Census Bureau ZCTA-to-county relationship file (2020). This product uses the Federal Emergency Management Agency's National Risk Index dataset but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Planning-level information, not an inspection and not insurance advice.