Chattanooga area, September 21, 2026: spotters filed 1 hail report in Dade County, at 20:40 UTC. The closest report fell 12.2 miles from the Chattanooga city center (3 E Cole City). The largest stone measured 1.00 in. at 3 E Cole City, Dade County.
Where the hail fell
- under 0.75 in
- 0.75 to 0.99
- 1.00 to 1.74
- 1.75 to 2.49
- 2.50 and up
How many reports fell close to the city
| Distance from city center | Reports | Largest hail |
|---|---|---|
| Within 5 miles | 0 | — |
| Within 10 miles | 0 | — |
| Within 25 miles | 1 | 1.00″ |
Reported hail, report by report
| Time (UTC) | Hail size | Location | Distance from city center |
|---|---|---|---|
| 20:40 | 1.00″ | 3 E Cole City, Dade County | 12.2 mi |
The rows above come from preliminary Local Storm Reports of the NOAA Storm Prediction Center. Sizes are reported hailstone diameters; times are UTC. Reports can be added or corrected for about a day after the event. Where a report carries no distance, it is measured in a straight line from its coordinates to the city center.
What 1.00 in. hail on September 21, 2026 means for a Chattanooga roof
1 of the 1 sized Chattanooga reports reached 1 in. The 1.00 in. stone at 3 E Cole City, Dade County falls in the 1.00 to 1.74 in class; on September 21, 2026 that is quarter to ping-pong ball territory for Chattanooga.
What spotters wrote
1.00″, 3 E Cole City at 20:40 UTC: Corrects previous hail report from 3 E Cole City. Quarter sized hail reported near the intersection of Stallings Road and Picket Post Trail in New Home.
How this day compares with other hail days
Chattanooga has 2 hail days in our NOAA log; by largest hailstone, September 21, 2026 ranks #2 of them. Logged days closest in time to September 21, 2026:
- July 3: 1 report, largest 1.00″
The same storm in nearby cities
September 21: 3 cities in 2 states drew SPC hail reports. Huntsville, AL lies closest to Chattanooga, 76 miles west-southwest, with 1 report, largest 1.00 in. Biggest stone outside Chattanooga within 220 miles: 1.00 in. at Gadsden, AL, 83 miles south-southwest.
| City | Distance | Reports | Largest hail |
|---|---|---|---|
| Huntsville, AL | 76 mi west-southwest | 1 | 1.00″ |
| Gadsden, AL | 83 mi south-southwest | 2 | 1.00″ |
2 nearest to Chattanooga, within 220 miles; each link opens that city’s list for September 21, 2026.
Where the claim clocks stand for the Chattanooga storm
Chattanooga: that storm was 34 days ago. Rows marked passed are not cut-off dates on their own; the only legal limits are the ones tagged statute. For Chattanooga the photo window, the inspection and the target filing date (Mon, Sep 28) are already behind us.
- The count starts Mon, Sep 28, the day a Chattanooga claim is filed: 30 calendar days. Statute text
- The Chattanooga clock starts at your proof of loss, not on Sep 21: 60 calendar days. Statute text
Chattanooga: insurer clocks counted from a claim filed Mon, Sep 28; working-day clocks skip weekends. Claim deadlines for Chattanooga, TN. Not legal advice; your own reporting deadline comes from your policy.
Hail history near Chattanooga: not the first
Chattanooga’s county has logged 19 hail events since 2017; if this one leads to a replacement, ask about Class 4 impact-resistant shingles, which some insurers discount. Check your own address on the hail risk lookup.
Verified roofers in Chattanooga
- Chattanooga Roofing ContractorsVerified
- Chattanooga Roofing ContractorsVerified
- E&M Rooftop SolutionsVerified
- Tri State Roofing ContractorsVerified
- Winters Roofing, Inc.Verified
See all roofing contractors in Chattanooga, TN
What the sizes reported on September 21, 2026 can do to a roof
| Size class in Chattanooga's reports | Looks like | Reports | What that size can do |
|---|---|---|---|
| 1.00 to 1.74 in | quarter to ping-pong ball | 1 | Shingles can bruise and shed granules, often unseen from the ground. |
Size classes follow the SPC report diameters; the damage wording is general, not a finding about any one roof.
This date among 2026's matched hail days
In 2026 the feed holds 2 matched hail days for Chattanooga. Ranked by largest stone, then report count, September 21, 2026 is #1 of them, level with 1 other day on both counts.
| Date | City | Reports | Largest hail |
|---|---|---|---|
| Jul 3 | Chattanooga | 1 | 1.00″ |
| Sep 21 | Chattanooga | 1 | 1.00″ |
Ranked by largest stone, then by report count. Only dates the SPC feed matched to a covered city are counted.
The week after September 21, 2026
The SPC feed matched no hail report to Chattanooga or to the 7 other covered cities within 100 miles on any of the 7 days after Mon, Sep 21, through Mon, Sep 28.
Verified roofers near Chattanooga
5 verified roofers listed for Chattanooga. Verified means the license was matched to a state registry.
Questions about this storm
Chattanooga, September 21, 2026: how big was the hail?
At 3 E Cole City, Dade County, the largest SPC report was 1.00 in.
Chattanooga, September 21, 2026: how close did the hail fall?
The nearest report sat 12.2 miles from the city center.
Chattanooga, September 21, 2026: was this the worst hail day on record?
Chattanooga has 2 logged hail days; September 21, 2026 ranks #2 for Chattanooga, at 1.00 in. The best other day reached 1.00 in.
Chattanooga, September 21, 2026: what dates apply to a Tennessee insurer?
A claim filed on Mon, Sep 28 puts Chattanooga's insurer on the clock: acknowledgment by Wed, Oct 28; decision 60 calendar days after proof of loss. That is Tennessee law, applied to Chattanooga. Information, not legal advice; Chattanooga homeowners find their own reporting deadline in the policy.
Do I need an inspection if my roof looks fine?
Often, yes. Hail bruises and granule loss are hard to see from the ground. A dated inspection scope is what ties damage to this storm rather than to ordinary wear.
Did the same storm hit towns near Chattanooga on September 21, 2026?
The feed shows hail reports that day in Huntsville, AL (76 miles west-southwest, 1 report, up to 1.00 in.); Gadsden, AL (83 miles south-southwest, 2 reports, up to 1.00 in.).
What did the feed log near Chattanooga in the week after September 21, 2026?
The SPC feed matched no hail report to Chattanooga or to the 7 other covered cities within 100 miles on any of the 7 days after Mon, Sep 21, through Mon, Sep 28.
How many verified roofers can inspect after the Mon, Sep 21 storm in Chattanooga?
5 verified roofers listed for Chattanooga. Verified means the license was matched to a state registry.
About these numbers
Every figure on this page comes from the NOAA Storm Prediction Center Local Storm Reports file, matched to reports within 25 miles of the city center. Reports are preliminary: they come from trained spotters, emergency managers, the public and mPING app submissions, and sizes are often estimated against a coin or ball. We do not adjust them. A roofer tagged Verified holds a license or registration we confirmed in a public registry. That tag says nothing about coverage, so ask whoever you pick for a current certificate of insurance before signing.
More Resources
All recent local hail · Roofing contractors · Insurance claim guide · Roof replacement costs here · Emergency roof repair