At 19:43 UTC on July 3, 2026, Chattanooga had 1 hail report within 25 miles, reported from Hamilton County. The closest report fell 7.5 miles from the Chattanooga city center (4 NW Graysville). Hail peaked at 1.00 in. at 4 NW Graysville, Hamilton County.
Where the hail fell
- under 0.75 in
- 0.75 to 0.99
- 1.00 to 1.74
- 1.75 to 2.49
- 2.50 and up
How many reports fell close to the city
| Distance from city center | Reports | Largest hail |
|---|---|---|
| Within 5 miles | 0 | — |
| Within 10 miles | 1 | 1.00″ |
| Within 25 miles | 1 | 1.00″ |
Reported hail, report by report
| Time (UTC) | Hail size | Location | Distance from city center |
|---|---|---|---|
| 19:43 | 1.00″ | 4 NW Graysville, Hamilton County | 7.5 mi |
The rows above come from preliminary Local Storm Reports of the NOAA Storm Prediction Center. Sizes are reported hailstone diameters; times are UTC. Reports can be added or corrected for about a day after the event. Where a report carries no distance, it is measured in a straight line from its coordinates to the city center.
What 1.00 in. hail on July 3, 2026 means for a Chattanooga roof
1 of the 1 sized Chattanooga reports reached 1 in. The 1.00 in. stone at 4 NW Graysville, Hamilton County falls in the 1.00 to 1.74 in class; on July 3, 2026 that is quarter to ping-pong ball territory for Chattanooga.
What spotters wrote
1.00″, 4 NW Graysville at 19:43 UTC: Delayed report: Three amateur radio stations... trained spotters reported quarter size hail near the intersection of I75 and TN 320 in Chattanooga area.
How this day compares with other hail days
Chattanooga has 2 hail days in our NOAA log; by largest hailstone, July 3, 2026 ranks #1 of them. Logged days closest in time to July 3, 2026:
- September 21: 1 report, largest 1.00″
The same storm in nearby cities
July 3: 7 cities in 5 states drew SPC hail reports. Knoxville, TN lies closest to Chattanooga, 101 miles northeast, with 1 report, largest 1.00 in.
| City | Distance | Reports | Largest hail |
|---|---|---|---|
| Knoxville, TN | 101 mi northeast | 1 | 1.00″ |
1 nearest to Chattanooga, within 220 miles; each link opens that city’s list for July 3, 2026.
Where the claim clocks stand for the Chattanooga storm
Chattanooga: that storm was 114 days ago. Rows marked passed are not cut-off dates on their own; the only legal limits are the ones tagged statute. For Chattanooga the photo window, the inspection and the target filing date (Fri, Jul 10) are already behind us.
- 60 calendar days run from the proof of loss you file, not from Jul 3. Statute text
Chattanooga: insurer clocks counted from a claim filed Fri, Jul 10; working-day clocks skip weekends. Claim deadlines for Chattanooga, TN. Not legal advice; your own reporting deadline comes from your policy.
Hail history near Chattanooga: not the first
Chattanooga’s county has logged 19 hail events since 2017; if this one leads to a replacement, ask about Class 4 impact-resistant shingles, which some insurers discount. Check your own address on the hail risk lookup.
Verified roofers in Chattanooga
- Chattanooga Roofing ContractorsVerified
- Chattanooga Roofing ContractorsVerified
- E&M Rooftop SolutionsVerified
- Tri State Roofing ContractorsVerified
- Winters Roofing, Inc.Verified
See all roofing contractors in Chattanooga, TN
What the sizes reported on July 3, 2026 can do to a roof
| Size class in Chattanooga's reports | Looks like | Reports | What that size can do |
|---|---|---|---|
| 1.00 to 1.74 in | quarter to ping-pong ball | 1 | Shingles can bruise and shed granules, often unseen from the ground. |
Size classes follow the SPC report diameters; the damage wording is general, not a finding about any one roof.
This date among 2026's matched hail days
In 2026 the feed holds 2 matched hail days for Chattanooga. Ranked by largest stone, then report count, July 3, 2026 is #1 of them, level with 1 other day on both counts.
| Date | City | Reports | Largest hail |
|---|---|---|---|
| Jul 3 | Chattanooga | 1 | 1.00″ |
| Sep 21 | Chattanooga | 1 | 1.00″ |
Ranked by largest stone, then by report count. Only dates the SPC feed matched to a covered city are counted.
The week after July 3, 2026
After Fri, Jul 3, the feed logged 1 hail report on 1 of the next 7 days in Chattanooga and the cities within 100 miles. The first came on Sat, Jul 4.
| Day | Reports in Chattanooga | Other cities within 100 miles | Largest hail |
|---|---|---|---|
| Sat, Jul 4 | 0 | 1 city, 1 report | 1.00″ |
Verified roofers near Chattanooga
5 verified roofers listed for Chattanooga. Verified means the license was matched to a state registry.
Questions about this storm
Chattanooga, July 3, 2026: how big was the hail?
At 4 NW Graysville, Hamilton County, the largest SPC report was 1.00 in.
Chattanooga, July 3, 2026: how close did the hail fall?
The nearest report sat 7.5 miles from the city center.
Chattanooga, July 3, 2026: was this the worst hail day on record?
Chattanooga has 2 logged hail days; July 3, 2026 ranks #1 for Chattanooga, at 1.00 in. The best other day reached 1.00 in.
Chattanooga, July 3, 2026: what dates apply to a Tennessee insurer?
A claim filed on Fri, Jul 10 puts Chattanooga's insurer on the clock: acknowledgment by Sun, Aug 9; decision 60 calendar days after proof of loss. That is Tennessee law, applied to Chattanooga. Information, not legal advice; Chattanooga homeowners find their own reporting deadline in the policy.
Do I need an inspection if my roof looks fine?
Often, yes. Hail bruises and granule loss are hard to see from the ground. A dated inspection scope is what ties damage to this storm rather than to ordinary wear.
Did the same storm hit towns near Chattanooga on July 3, 2026?
The feed shows hail reports that day in Knoxville, TN (101 miles northeast, 1 report, up to 1.00 in.).
What did the feed log near Chattanooga in the week after July 3, 2026?
After Fri, Jul 3, the feed logged 1 hail report on 1 of the next 7 days in Chattanooga and the cities within 100 miles. The first came on Sat, Jul 4.
How many verified roofers can inspect after the Fri, Jul 3 storm in Chattanooga?
5 verified roofers listed for Chattanooga. Verified means the license was matched to a state registry.
About these numbers
Every figure on this page comes from the NOAA Storm Prediction Center Local Storm Reports file, matched to reports within 25 miles of the city center. Reports are preliminary: they come from trained spotters, emergency managers, the public and mPING app submissions, and sizes are often estimated against a coin or ball. We do not adjust them. A roofer tagged Verified holds a license or registration we confirmed in a public registry. That tag says nothing about coverage, so ask whoever you pick for a current certificate of insurance before signing.
More Resources
All recent local hail · Roofing contractors · Insurance claim guide · Roof replacement costs here · Emergency roof repair