St. Joseph, MO · Roof Inspection

Roof Inspection Services in St. Joseph, Missouri

Know your roof's real condition before it becomes an emergency. 14 local roofers listed.

Short answer: A professional roof inspection in St. Joseph costs $150–$400 for a standard home, and many roofers do it free when you are getting a repair quote; after a hail day or 50+ mph wind, book one before you file a claim. In St. Joseph: 74.6% of homes built before 1980. Ask any roofer for a license number and a certificate of insurance.

Get a free quote See St. Joseph in numbers
  • 74.6%of homes built before 1980
  • 1962median year homes were built
  • 10hail days (1 inch+), 2014–2026
  • 61.4%of homes are owner-occupied

How much life is left in my St. Joseph roof?

Typical lifespans are published ranges for each material; for a St. Joseph house, real life also depends on installation, attic ventilation and the weather St. Joseph gets.

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Roof inspections are especially time-sensitive in St. Joseph: with around 5 significant hail events per year, the 30-day window after a storm matters — adjusters and contractors both rely on prompt documentation before weather erodes visible damage evidence. Inspections cost $150 to $400 for a standard home, and many St. Joseph-area contractors offer free assessments when you are actively considering repair or replacement.

St. Joseph in numbers

Public records for St. Joseph and its county, not estimates. Each figure shows its source.

  • #27of 209St. Joseph ranks #27 of the 209 cities we cover for share of homes built before 1980.
  • #178of 209St. Joseph ranks #178 of the 209 cities we cover for median home value (low end).
  • #38of 209St. Joseph ranks #38 of the 209 cities we cover for freeze-thaw days.
  • #158of 209St. Joseph ranks #158 of the 209 cities we cover for hail days of 1 inch or more (low end).

Hail reports per year in the county

Hail events per year in the county, 2018 to 2024 3 2018 5 2019 1 2022 3 2023 1 2024
Hail events per year in the county, 2018 to 2024
20183
20195
20221
20233
20241

13 recorded events across 5 years represented in the data. 2019 had the most events among represented full years: 5.

Years without a data row: 2020, 2021. Missing rows are not treated as zero; no annual average is shown.

Source: NOAA hail events, county level · data as of 2018–2024

Costliest storm day on record

Jun 26, 2025

9 reports that day (9 wind); reported property damage $0; county FIPS 29021, 2014–June 2026

Source: NOAA Storm Events · data as of 2014–June 2026

When storms hit St. Joseph

Hail reports by month in the county, all years combined 0 Jan 0 Feb 2 Mar 13 Apr 6 May 3 Jun 0 Jul 0 Aug 1 Sep 1 Oct 0 Nov 0 Dec
Hail reports by month in the county, all years combined
Jan0
Feb0
Mar2
Apr13
May6
Jun3
Jul0
Aug0
Sep1
Oct1
Nov0
Dec0

Most hail reports come in April; the season runs March to June. Book inspections and repairs before that window, not after.

Source: NOAA Storm Events · data as of 2014–June 2026

Roofing trade around St. Joseph

  • 7 roofing companies with payroll in the county, employing about 70 people; 57% have fewer than 5 employees.
  • A roofer's median pay here is $51,140 a year (St. Joseph, MO-KS Metro Area).
Source: Census CBP · data as of 2023 Source: BLS OEWS, roofers · data as of May 2025

St. Joseph storm record: Buchanan County

What the National Weather Service logged in Buchanan County in 2014–2026. County level, because storm reports are filed by county, not by city limits.

  • 1843Founded
  • 889 ft (271 m)Elevation
  • Saint JosephNamed after

Where hail of 1 inch or more was reported in Buchanan County

1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.25 in hail1.5 in hail1.5 in hail1.5 in hail1.75 in hail1.75 in hail2.75 in hail St. Joseph
  • 201 to 1.74 in
  • 21.75 to 2.74 in, golf ball to tennis ball
  • 12.75 in and up, baseball

Largest plotted stone: 2.75 in. Bigger dots are bigger stones.

23 reports of 1 inch or larger have coordinates. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Biggest hail days

DateLargest hailReports that dayWhere it was reported
June 21, 2015 2.75 in, about the size of a baseball 3 De Kalb
May 14, 2019 1.75 in, about the size of a golf ball 3 Halls
April 4, 2023 1.75 in, about the size of a golf ball 3 Faucett Farris Arpt
“Widespread thunderstorms formed on the southern flank of the original MCS causing widespread thunderstorm wind damage and some large hail up to the size of golf balls.”
National Weather Service report, June 21, 2015
Source: NOAA Storm Events Database · data as of 2014–2026

Last big hail on record

April 4, 2023

Hail of 1.75 inches (golf ball) or larger fell on 3 days in 2014–2026. Our records end where NOAA's do, so a newer storm may not be listed yet.

Strongest tornado

EF1 · March 29, 2022

It stayed on the ground for 0.3 miles and was up to 40 yards wide. A QLCS mesovortex tornado formed along a progressive line of storms that moved through the St. EF-1 damage occurred at a residence on the northeast side of town.

Strongest thunderstorm gust

82 mph · June 30, 2023

Storm data: NOAA Storm Events (public domain). City facts: Wikidata (CC0).

What it costs in St. Joseph

Asphalt-shingle re-roof, 2,000 sq ft home, adjusted for St. Joseph labor and material prices. Your quote depends on roof size, pitch and scope.

That typical price is about 6.9% of the median St. Joseph home value ($144,200).

Source: Census ACS (St. Joseph city) · data as of 2019–2023

Full St. Joseph cost guide by material →

What St. Joseph's climate means for roof inspection

  • Schedule a St. Joseph inspection within 30 days of any major hail — adjusters and contractors both rely on prompt documentation before damage weathers away.

Roofers in St. Joseph, MO

14 listed. Roofers we verified against a public registry come first.

This list covers roofing companies generally. Confirm roof inspection experience, materials, insurance and current availability with each company. A Verified badge refers to the registry check, not a confirmed specialty.

Roof Inspection in St. Joseph: questions

How do I find a roof inspection company in St. Joseph?
PickARoofer lists roofing companies serving St. Joseph, MO. This is a general roofing directory; confirm roof inspection experience and availability with each company. A Verified badge describes a separate registry check, not a confirmed service specialty or insurance check. Confirm scope, insurance and availability directly. Requests go to one contractor at a time, with up to three attempts; a response or start date is not guaranteed. Free for homeowners.
Should I repair or fully re-roof in St. Joseph?
Ask a roofer to document the damage and compare a written repair scope with a replacement estimate. Roof condition, remaining life, materials and the extent of damage affect the decision. Confirm any inspection fee before booking.
How big does hail get near St. Joseph?
The largest hail NOAA logged near St. Joseph measured 2.75 inches, about the size of a baseball. Hail of an inch or more fell on 10 days in the same record. The biggest day was June 21, 2015, with 3 reports. The National Weather Service calls hail of 1 inch or larger severe; the bigger the stone, the more likely it is to crack a shingle.
How long does a Missouri insurer have to answer a roof claim?
Missouri sets time limits in writing. For example, the insurer must acknowledge receipt of your claim notice (by payment, written or oral acknowledgment noted in the file) within 10 working days (20 CSR 100-1.030(1)(A)). The full list and a date calculator are on our Missouri claim-deadlines page: pickaroofer.com/claim-deadlines/mo.
When is hail season in St. Joseph?
April is the worst month: 50% of the 26 hail reports NOAA holds for the county came then. Reports run from March to June. Book the inspection before March, while crews still have open dates.
What does roofing cost in St. Joseph?
For an average 2,000 sq ft home we model asphalt-shingle re-roof at $6,160 to $13,640 in St. Joseph, around $9,900 in the middle. That is about 6.9% of the median home value of $144,200. Your quote moves with roof size, pitch and how many layers come off.
How many roofing companies work around St. Joseph?
The Census Bureau counts 7 roofing companies with payroll in Buchanan County, employing about 70 people. 57.1% of them have fewer than five employees, so most quotes come from owner-run crews. A roofer's median pay is $51,140 a year (BLS).
How old are the homes in St. Joseph, and does it matter for the roof?
The median home in St. Joseph was built in 1962, and 74.6% of homes date from before 1980 (Census ACS). A roof on a home that old has often been re-covered at least once, so ask the roofer whether there is a second layer underneath: it changes the tear-off cost. The area sees about 97 freeze-thaw days a year, which loosens flashing and sealant.
How soon should I get a roof inspection after hail in St. Joseph?
Within 30 days of any significant hail event in St. Joseph. Hail damage to asphalt shingles — bruising, granule loss, cracked tabs — is clearest within weeks of impact before UV weathering obscures the soft spots and before subsequent rain washes granule evidence from gutters. Most St. Joseph-area insurers set a one-year filing window for hail claims, but the evidence quality for your adjuster degrades fast. With 5 significant hail events per year here, this is not a theoretical concern.
What will a roof inspector check on a St. Joseph home?
A standard inspection covers shingle condition (cracking, curling, granule loss, missing pieces), flashing integrity at chimneys, vents, skylights, and wall junctions, gutter condition and drainage performance, attic ventilation assessment for moisture and heat buildup, and overall structural assessment of decking and rafters where accessible. You receive a written report with photos and prioritized recommendations. No statewide license; check local rules. PickARoofer connects you with St. Joseph inspectors. Contractors with a Verified badge have had their license independently confirmed against the official state registry. Submit above for a free or low-cost initial assessment.
Do I need a permit for roof inspection in Missouri?
Permit requirements depend on the property, scope of work and local jurisdiction. Check with the city or county building department and confirm who will obtain any required permit before work starts.

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Figures above: NOAA Storm Events Database (hail, wind, tornado; county of the city, 2014–2026), U.S. Census Bureau American Community Survey 5-year estimates (housing), NASA POWER (temperature and rain, 2014–2023). Prices: our published price method. How we collect data.