Hail Reports in St. Joseph, Missouri — Last 90 Days
NOAA Storm Prediction Center logged 2 hail reports within 25 miles of St. Joseph across 1 storm day, most recently on September 15, 2026. Source: SPC Local Storm Reports (preliminary, may be revised).
Data as of November 3, 2026 (last successful NOAA check). The newest report in the feed is from Nov 2, 2026. The 90-day log is SPC preliminary data. The county history (2017 to June 2026) is the NOAA Storm Events archive, 2014–June 2026; it has no storms after it ends.
- 1.00 inlargest hail near the city, last 90 days (quarter size)
- 10days with hail 1 in or larger in the county, 2014–June 2026
- 51days with 58+ mph thunderstorm wind, 2014–June 2026
- #161 of 212among the cities we cover, by hail days of 1 in or more
Has hail hit my St. Joseph roof since it was installed?
County-level hail reports for St. Joseph from the NOAA archive this page uses; a county report is not proof of damage at your St. Joseph address.
When does hail hit St. Joseph?
NOAA NCEI Storm Events, county level, 2014–June 2026
If insurance covers it, what do I pay in St. Joseph?
Only if the claim is approved. The ACV math is a straight-line example over a 25-year life; insurers writing St. Joseph policies use their own schedules, so check your policy.
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Hail near St. Joseph in the last 90 days
- 1.00 inLargest hail in 90 days (quarter size)
- 1Hail day near St. Joseph
- 2SPC reports
- September 15, 2026Most recent event
Around St. Joseph, the NOAA Storm Prediction Center logged 2 hail reports within 25 miles between September 15 and September 15, 2026, spread over 1 storm day. That day brought stones of 1″ or more, and 2 of the 2 St. Joseph reports with coordinates fell within 10 miles of the city center. In a typical year St. Joseph sees about 5 hail-producing storms.
St. Joseph's storm-climate context
St. Joseph, Missouri experiences frequent thunderstorms and occasional hail, which can damage roofs. Snow is rare but heavy rain can cause water damage, especially to older roofing materials.
Insurance companies in St. Joseph require regular roof inspections due to the risk of storm damage, making it essential for homeowners to maintain their roofs. The local market has a variety of contractors who specialize in both new installations and repairs, with some offering specialized services like hail damage repair.
How close the hail came
St. Joseph's nearest hail report, one of 2, came 6.1 miles from the city center on September 15, 2026 (1.00″ at 2 NE Country Club Villa). September 15, 2026 was the heaviest day around St. Joseph, with 2 reports and a top stone of 1.00″. Stones of 1″ or more came on 1 of the 1 St. Joseph-area hail day.
| Distance from city center | Reports | Largest |
|---|---|---|
| Within 5 miles | 0 | — |
| Within 10 miles | 2 | 1.00″ |
| Within 25 miles | 2 | 1.00″ |
Distances are straight-line from the city center to each SPC report point; reports without coordinates are left out of the table.
Hail events near St. Joseph by date
September 15, 2026 2 reports, hail up to 1.00″ (quarter size)
| Time (UTC) | Hail size | Location | Distance from St. Joseph |
|---|---|---|---|
| 2300 | 1.00″ | 1 NNE Amazonia, Andrew County | 9.3 mi |
| 2300 | 1.00″ | 2 NE Country Club Villa, Andrew County | 6.1 mi |
The St. Joseph tables above list preliminary Local Storm Reports from the NOAA Storm Prediction Center. Sizes are reported hailstone diameters; times are UTC. Reports can be added or corrected for about a day after each event. A quiet log does not mean no hail: small or unreported events happen. The closest report in this window landed 6.1 miles from St. Joseph's center.
View the 2 St. Joseph-area reports on a map
On the St. Joseph map, circle positions are the NOAA SPC report coordinates; tap a circle for the date and hail size.
Hail size: < 1″ 1–1.75″ ≥ 2″ not recorded
How severe was it? The NWS yardstick, applied to St. Joseph's reports
The National Weather Service calls hail severe at 1″ (quarter size) and significant at 2″ (hen-egg size). Scoring St. Joseph's 2 area reports (filed in Andrew County) against that scale: 2 of the St. Joseph reports met the severe 1″+ criterion — the size at which asphalt shingles start taking granule loss and bruising that shows up as leaks a season later. At these sizes, damage on a St. Joseph roof is rarely visible from the ground, and homeowners policies typically cover it when it is documented promptly.
Hail history in St. Joseph: the long picture
County-level NOAA records for the county behind St. Joseph, 2014–June 2026. Each figure shows its source. Storms after the archive ends are not in these numbers. Ranks count from 1, the highest.
St. Joseph against the 212 cities we cover
- #161of 212Days with hail 1 in or larger in St. Joseph: bottom quarter
- #124of 212Days with hail 1.75 in or larger (golf ball) in St. Joseph: middle
- #98of 212Days with 58+ mph thunderstorm wind in St. Joseph: middle
- #157of 213Tornadoes in St. Joseph: middle
- #206of 212Reported storm property damage in St. Joseph: bottom quarter
- #27of 213Share of homes built before 1980 in St. Joseph: top quarter
Hail events by year
| 2018 | 3 |
|---|---|
| 2019 | 5 |
| 2020 | 0 |
| 2021 | 0 |
| 2022 | 1 |
| 2023 | 3 |
| 2024 | 1 |
St. Joseph's county peaked at 5 events in 2019, its busiest full year, out of 13 for 2018 to 2024. In 2018–2024, a 0 means the archive holds no event for that year.
Source: NOAA Storm Events Database, county level, 2018–2024Hail history at a glance
- 13Hail events in the county, since 2017 (NOAA)
- 1.75 inLargest hailstone on record
- Oct 24, 2024Last recorded event in the archive
Hail events in St. Joseph's county, since 2017: 13, or roughly 1 a year, topped by a 1.75″ stone. Set against that baseline, the 1 hail day near St. Joseph in the 90-day window above runs above the long-term average rate. Check your own St. Joseph address on the hail risk lookup.
St. Joseph's county logged fewer hail events than the Missouri median (20 per county since 2017), below the state's typical pace.
Three ways a storm reaches a roof
Hail
St. Joseph's county days with at least one report at that size. Largest stone: 2.75 in.
Source: NOAA Storm Events Database, 2014–June 2026Thunderstorm wind
51 St. Joseph's county days with 58+ mph
58 mph is the NWS severe threshold. Strongest gust on record in St. Joseph's county (NOAA's maximum counts measured and estimated gusts): 82 mph on Jun 30, 2023.
Source: NOAA Storm Events Database, 2014–June 2026Tornadoes
4 in St. Joseph's county
Strongest tornado in St. Joseph's county: EF1 on the Enhanced Fujita scale.
Source: NOAA Storm Events Database, 2014–June 2026Costliest storm day
Jun 26, 2025
9 reports that day (9 wind); reported property damage $0; county FIPS 29021, 2014–June 2026. This is a mixed storm day (9 wind reports), not a hail-only day: NOAA attaches the damage total to all of them, so it is not a hail loss.
Source: NOAA Storm Events, 2014–June 2026Peak storm month
June
In St. Joseph's county, 49 of 136 hail, wind and tornado reports (36%) fell in June.
Source: NOAA Storm Events, 2014–June 2026Older homes
74.6% of St. Joseph homes built before 1980
About 25,000 of St. Joseph's 33,143 housing units (share times units, rounded). Median year built: 1962. Housing units, not roofs: many St. Joseph homes have been re-roofed since.
Source: Census ACS (St. Joseph city), 2019–2023Year-by-year table with the largest stone
| Year | Recorded hail events | Largest stone |
|---|---|---|
| 2024 | 1 | 1.50″ |
| 2023 largest stone | 3 | 1.75″ |
| 2022 | 1 | 1.00″ |
| 2019 busiest | 5 | 1.75″ |
| 2018 | 3 | 1.50″ |
NOAA Storm Events archive, St. Joseph's county. Years missing from the table have no record in the archive. * 2026 covers only January to June: NOAA's file ends there, so it is not counted as the worst year or in the yearly average.
In the archive for St. Joseph's county, 2019 was the busiest hail year (5 recorded events); the largest stone on record, 1.75″, fell in 2023. A St. Joseph roof older than 2019 with no documented inspection has probably taken at least one unexamined hit.
In a market with repeat hail, impact-resistant Class 4 shingles often pay for themselves through insurer premium discounts — worth discussing with a St. Joseph roofer if a recent event tips you into a replacement.
Buchanan County fact sheet for St. Joseph homeowners
Housing age, federal disaster declarations and your state's claim deadlines in one place. All three come from public records, county level.
How old are the roofs? Homes in Buchanan County by decade built
| pre-1940 | 26.4% |
|---|---|
| 1940s | 7.6% |
| 1950s | 10.9% |
| 1960s | 12.9% |
| 1970s | 13.7% |
| 1980s | 9.7% |
| 1990s | 6.7% |
| 2000s | 7.3% |
| 2010s | 4.3% |
| 2020+ | 0.6% |
38,415 homes, median built in 1964. 71.4% date from before 1980 and 4.9% from 2010 on; 64.9% are owner-occupied. The most common decade is the pre-1940.
Source: U.S. Census Bureau, American Community Survey · data as of ACS 5-yearFederal disaster declarations naming Buchanan County
4 declarations name Buchanan County (3 storm, 1 flood, 0 winter, 0 fire), against 10 NOAA hail days in Buchanan County of 1 in or more in 8 of the 12 full years. The latest in Buchanan County was 1,840 days ago.
Source: OpenFEMA Disaster Declarations Summaries · data as of declarations since 2014What to do if your roof was in the hail path
- Walk the ground, not the roof. Hail came as near as 6.1 miles to St. Joseph (2 NE Country Club Villa, September 15, 2026) in the last 90 days. Granule piles under a St. Joseph downspout and dents on gutters, vents and screens are the signs to look for.
- Document everything before any repair. September 15, 2026 is the worst day in the St. Joseph log: 2 reports, largest 1.00 in. Dated photos, a hailstone next to a coin and this NOAA log tie the loss to a specific storm day.
- Book a free inspection rather than guessing. The single hail day near St. Joseph reached 1 inch or more. On a St. Joseph roof, bruised shingles and lost granules do not show from the ground; a roofer's written scope settles whether a claim exists.
- Watch two deadlines: the policy's and the insurer's. The latest storm day near St. Joseph was 49 days ago. For a St. Joseph claim, state law sets the insurer's clocks (see the Missouri page below); your own reporting window is in the policy.
- Bring the written scope to the adjuster. A St. Joseph estimate stays honest when the adjuster receives your contractor's written scope. Step-by-step: the roof insurance claim guide.
Insurer clocks for St. Joseph homeowners: rule text, quotes and links on the Missouri claim-deadlines page (checked 2026-10-09). Not legal advice.
Hail in St. Joseph — questions homeowners ask
When did hail last hit St. Joseph, MO?
How large was the hail near St. Joseph?
Does homeowners insurance cover hail damage in St. Joseph?
How often does hail hit the St. Joseph area?
How near to St. Joseph did the nearest hail report fall?
How long does an insurer in Missouri have to respond to a hail claim?
Has Buchanan County had federal disaster declarations?
Check your own ZIP in St. Joseph
The county figures above average over everything inside the county line. For a score tied to your St. Joseph address, run your ZIP through the hail risk lookup — St. Joseph ZIP codes include 64502, 64503, 64510, 64507, 64509.
St. Joseph neighborhoods — hail exposure varies by area
Hail paths track with storm cell movement, not city limits. If you're in Westside District, Downtown St. Joseph, Northwest Missouri State University Area, St. Joseph Country Club Neighborhood or Southwest District, check your specific street against the report locations above — distance from St. Joseph's center is listed for each report.
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More resources
- Roofing contractors in St. Joseph
- Storm damage repair in St. Joseph
- Roof repair in St. Joseph
- Roof inspection in St. Joseph
- Insurance claim guide
- Hail insurance claims in Missouri
- Roof replacement costs in St. Joseph
- Emergency roof repair
- All recent hail reports
- Hail risk lookup
Sources: NOAA Storm Prediction Center Local Storm Reports (last 90 days, preliminary) and the NOAA NCEI Storm Events Database (county of the city, 2014–June 2026); U.S. Census Bureau American Community Survey 5-year estimates (housing). The Storm Events archive used here ends in 2024, so storms between that date and the start of the 90-day log are not shown. How we collect data. Are you a roofer in St. Joseph? See how requests reach contractors.
How to cite this page
Free to quote with credit, under CC BY 4.0, no permission needed. The numbers are NOAA Storm Prediction Center preliminary reports: unverified, and not confirmed damage to any roof. This is not an official NOAA or NWS product.