Loveland, CO · Flat Roof

Flat Roof Contractors in Loveland, Colorado

Commercial or residential flat roof — compare local roofing companies. 26 local roofers listed.

Short answer: Flat and low-slope roofs in Loveland are usually TPO ($5.50–$9 a sq ft installed), EPDM ($4.50–$8) or modified bitumen ($3–$7); the membrane lasts 15–25 years, mostly decided by how well the drains are kept clear. In Loveland: 0.5 heavy-rain days a year (1 inch+). Ask any roofer for a license number and a certificate of insurance.

Get a free quote See Loveland in numbers
  • 0.5heavy-rain days a year (1 inch+)
  • 17.4 inrain a year
  • 40days a year at 90°F or hotter
  • 26%of homes are not single-family houses

How much life is left in my Loveland roof?

Typical lifespans are published ranges for each material; for a Loveland house, real life also depends on installation, attic ventilation and the weather Loveland gets.

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Flat and low-slope roofs in Loveland must be engineered and maintained for snow load — pooling meltwater under a heavy snowpack is the leading cause of membrane failure here, and drain clearing each fall is not optional. Common flat roof systems in Loveland include TPO (heat-welded, energy-efficient), EPDM (durable rubber membrane), and modified bitumen — each with different cost, longevity, and maintenance profiles worth discussing with a local contractor.

Loveland in numbers

Public records for Loveland and its county, not estimates. Each figure shows its source.

  • #3of 209Loveland ranks #3 of the 209 cities we cover for freeze-thaw days.
  • #200of 209Loveland ranks #200 of the 209 cities we cover for yearly rainfall (low end).
  • #12of 209Loveland ranks #12 of the 209 cities we cover for median home value.
  • #196of 209Loveland ranks #196 of the 209 cities we cover for damaging thunderstorm-wind days (low end).

Hail reports per year in the county

Hail events per year in the county, 2017 to 2026* 13 2017 38 2018 26 2019 15 2020 2 2021 12 2022 16 2023 10 2024 7 2025 4 2026*
Hail events per year in the county, 2017 to 2026*
201713
201838
201926
202015
20212
202212
202316
202410
20257
2026*4

143 recorded events across 9 full years plus 2026 to June represented in the data, about 15.4 per represented full year. 2018 had the most events among represented full years: 38.

2026 covers only January to June: NOAA's file ends there, so it is not counted as the worst year or in the yearly average.

Source: NOAA hail events, county level · data as of 2017–2026*

When storms hit Loveland

Hail reports by month in the county, all years combined 0 Jan 0 Feb 0 Mar 0 Apr 19 May 88 Jun 65 Jul 27 Aug 2 Sep 0 Oct 0 Nov 0 Dec
Hail reports by month in the county, all years combined
Jan0
Feb0
Mar0
Apr0
May19
Jun88
Jul65
Aug27
Sep2
Oct0
Nov0
Dec0

Most hail reports come in June; the season runs May to August. Book inspections and repairs before that window, not after.

Source: NOAA Storm Events · data as of 2014–June 2026

Roofing trade around Loveland

  • 80 roofing companies with payroll in the county, employing about 326 people; 75% have fewer than 5 employees.
  • A roofer's median pay here is $48,610 a year (Fort Collins-Loveland, CO Metro Area).
Source: Census CBP · data as of 2023 Source: BLS OEWS, roofers · data as of May 2025

Loveland storm record: Larimer County

What the National Weather Service logged in Larimer County in 2014–2026. County level, because storm reports are filed by county, not by city limits.

  • 1877Founded
  • 4,984 ft (1,519 m)Elevation

Where hail of 1 inch or more was reported in Larimer County

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  • 1091 to 1.74 in
  • 311.75 to 2.74 in, golf ball to tennis ball
  • 02.75 in and up, baseball

Largest plotted stone: 2.5 in. Bigger dots are bigger stones.

168 reports of 1 inch or larger have coordinates; the map shows the 140 largest. Each dot is a reported location, not a storm path.

Sources: NOAA, Census county outline

Biggest hail days

DateLargest hailReports that dayWhere it was reported
June 24, 2014 2.5 in, about the size of a tennis ball 21 Harmony
July 29, 2018 2.5 in, about the size of a tennis ball 9 Virginia Dale
June 17, 2025 2.5 in, about the size of a tennis ball 4 Wellington
“Damaging hail, nearly baseball size, caused extensive damage to homes and automobiles over portions of Arapahoe and Larimer Counties.”
National Weather Service report, June 24, 2014
Source: NOAA Storm Events Database · data as of 2014–2026

Last big hail on record

June 24, 2026

Hail of 1.75 inches (golf ball) or larger fell on 15 days in 2014–2026. Our records end where NOAA's do, so a newer storm may not be listed yet.

Strongest tornado

EF3 · June 4, 2015

It stayed on the ground for 0.87 miles and was up to 440 yards wide. The tornado contiinued its track into Larimer County. At least 25 homes between Longmont and Berthoud were damaged; three of them destroyed. No injuries were reported as the winds tore apart homes and rolled vehicles.

Strongest thunderstorm gust

81 mph · May 22, 2014

Intense straight line winds downed power lines along county road 69.

What it means for flat roof

Flat and low-slope roofs hold hail on the surface instead of letting it bounce. With 2.5-inch hail on record in Larimer County, ask what membrane and cover board the contractor specifies.

Storm data: NOAA Storm Events (public domain). City facts: Wikidata (CC0).

What it costs in Loveland

Asphalt-shingle re-roof, 2,000 sq ft home, adjusted for Loveland labor and material prices. Your quote depends on roof size, pitch and scope.

That typical price is about 2.7% of the median Loveland home value ($453,100).

Source: Census ACS (Loveland city) · data as of 2019–2023

Full Loveland cost guide by material →

What Loveland's climate means for flat roof

  • Flat and low-slope roofs in Loveland must be engineered for snow load and kept drained — ponding under a melting snowpack is the top failure point here.
  • Reflective TPO or a white coating earns its premium in Loveland, where dark membranes absorb punishing heat and age years faster.
  • Loveland's freeze-thaw cycling works open membrane seams and flashing laps — heat-welded TPO seams outlast taped or adhered ones in this climate.

Roofers in Loveland, CO

26 listed, first 20 shown. Roofers we verified against a public registry come first.

This list covers roofing companies generally. Confirm flat roof experience, materials, insurance and current availability with each company. A Verified badge refers to the registry check, not a confirmed specialty.

Flat Roof in Loveland: questions

How do I find a flat roof company in Loveland?
PickARoofer lists roofing companies serving Loveland, CO. This is a general roofing directory; confirm flat roof experience and availability with each company. A Verified badge describes a separate registry check, not a confirmed service specialty or insurance check. Confirm scope, insurance and availability directly. Requests go to one contractor at a time, with up to three attempts; a response or start date is not guaranteed. Free for homeowners.
Will insurance pay for storm-related flat roof in Loveland?
Coverage, deductibles and reporting deadlines depend on your policy and circumstances. Document damage safely, contact your insurer promptly and ask for a written repair scope. This directory cannot determine coverage.
When is hail season in Loveland?
June is the worst month: 44% of the 201 hail reports NOAA holds for the county came then. Reports run from May to August. Book the inspection before May, while crews still have open dates.
How big does hail get near Loveland?
The largest hail NOAA logged near Loveland measured 2.5 inches, about the size of a tennis ball. Hail of an inch or more fell on 53 days in the same record. The biggest day was June 24, 2014, with 21 reports. The National Weather Service calls hail of 1 inch or larger severe; the bigger the stone, the more likely it is to crack a shingle.
How old are the homes in Loveland, and does it matter for the roof?
The median home in Loveland was built in 1993, and 35.6% of homes date from before 1980 (Census ACS). A roof on a home that old has often been re-covered at least once, so ask the roofer whether there is a second layer underneath: it changes the tear-off cost. The area sees about 132 freeze-thaw days a year, which loosens flashing and sealant.
What does roofing cost in Loveland?
For an average 2,000 sq ft home we model asphalt-shingle re-roof at $7,560 to $16,740 in Loveland, around $12,150 in the middle. That is about 2.7% of the median home value of $453,100. Your quote moves with roof size, pitch and how many layers come off.
How many roofing companies work around Loveland?
The Census Bureau counts 80 roofing companies with payroll in Larimer County, employing about 326 people. 75% of them have fewer than five employees, so most quotes come from owner-run crews. A roofer's median pay is $48,610 a year (BLS).
How do I maintain a flat roof through Loveland's winters?
Flat roof maintenance in Loveland centers on drainage: clear drains and scuppers each fall before the first snow. Ponding meltwater under a deep snowpack is the leading cause of membrane failure here — water weighs 5.2 pounds per square foot per inch of depth, and even a few inches of standing water adds significant unplanned load. After heavy snow events, a professional roof rake or heating cables at the drain area prevent the most dangerous pooling. Annual spring inspections after snowmelt catch seam and flashing damage before it compounds.
What is the difference between TPO, EPDM, and modified bitumen for Loveland properties?
TPO (thermoplastic polyolefin) uses heat-welded seams and a white reflective surface — the current industry standard for new commercial and residential flat roofs, best for energy efficiency. EPDM (ethylene propylene diene monomer) is a rubber membrane installed with taped or adhesive seams — very durable and forgiving, widely used on residential flat roofs for decades. Modified bitumen is a reinforced asphalt sheet applied by torch or cold adhesive — economical and familiar to many local Loveland contractors, though it runs warmer than TPO and may require more frequent coating. Cost, pitch, and building type typically dictate the right choice — a Loveland flat-roof specialist can walk you through the tradeoffs for your specific structure.
Do I need a permit for flat roof in Colorado?
Permit requirements depend on the property, scope of work and local jurisdiction. Check with the city or county building department and confirm who will obtain any required permit before work starts.

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Figures above: NOAA Storm Events Database (hail, wind, tornado; county of the city, 2014–2026), U.S. Census Bureau American Community Survey 5-year estimates (housing), NASA POWER (temperature and rain, 2014–2023). Prices: our published price method. How we collect data.