Roof Replacement Cost in Loveland, Colorado (2026)
Loveland homeowners pay $7,560 to $16,740 to put asphalt shingles on a 2,000 sq ft house, roughly 4.8 to 10.5 weeks of the $82,592 a year the median Loveland household takes in. Loveland gets 132 freeze-thaw days, 3rd highest of 209. Starting ranges, not quotes. Prices compiled June 2026.
Short answer: Plan on about $12,150 for asphalt shingles in Loveland, or 7.6 weeks of the median household's $82,592. Metal roofs in Loveland cost $18,360 to $43,200; asphalt ranges from $7,560 to $16,740.
Got a quote? See where it falls in Loveland
Compares your price per square foot with the Loveland installed range (tear-off and underlayment included). Not a judgment of any one roofer.
What would a Loveland roof cost per month?
Example rate only; your lender's offer will differ. For a Loveland home the principal is the local range for your size and material, and this is not a loan offer in Loveland or anywhere else.
How much life is left in my Loveland roof?
Typical lifespans are published ranges for each material; for a Loveland house, real life also depends on installation, attic ventilation and the weather Loveland gets.
Price your own roof in Loveland
Loveland prices sit 8% over the national base. A typical Loveland roof is 7.6 weeks of local pay, 162nd heaviest of 209 cities.
- Same job at national base rates
- Difference in Loveland
- Extra tear-off included
How we calculated this
One sum produces the asphalt shingle range at the top of this page. You can redo it with a calculator.
| Step | What goes in | Value |
|---|---|---|
| National base, low end | 3-Tab Asphalt Shingles, $3.50 per sq ft × 2,000 sq ft | $7,000 |
| National base, high end | Architectural Asphalt Shingles, $7.75 per sq ft × 2,000 sq ft | $15,500 |
| Loveland cost index | Fixed for Loveland, not recalculated from wages | 1.08× |
| Loveland low | $7,000 × Loveland index 1.08 | $7,560, 4.8 weeks of Loveland pay |
| Loveland high | $15,500 × Loveland index 1.08 | $16,740, 10.5 weeks of Loveland pay |
| Loveland typical | Midpoint of the Loveland low and high, rounded to $50 | $12,150 |
- Where Loveland sits. The median index across the 209 cities we price is 0.89×. 186 of them are under 1.00× and 23 are over it.
- Roofer pay near Loveland. Shown above beside the price, from the BLS source. The index is not calculated from it.
Prices compiled June 2026, BLS pay OEWS May 2025. This is an estimate, not a quote. Why the range has a low and a high end and how the other materials are priced: full method, inputs and limits.
Cost by roofing material in Loveland
A typical asphalt roof in Loveland costs $12,150, which is 7.6 weeks of local pay and puts Loveland 162nd of 209 for burden.
| Material | Weeks of pay | Typical | Share of home value |
|---|---|---|---|
| 3-Tab Asphalt Shingles in Loveland | 6.3 | $10,000 | 2.2% |
| Architectural Asphalt Shingles in Loveland | 8.3 | $13,250 | 2.9% |
| Metal (Steel/Aluminum) in Loveland | 16.0 | $25,400 | 5.6% |
| Standing Seam Metal in Loveland | 21.8 | $34,550 | 7.6% |
| Concrete Tile in Loveland | 14.3 | $22,700 | 5.0% |
| TPO / EPDM in Loveland* | 4.1 | $6,500 | 1.4% |
* Flat-roof prices are per 1,000 sq ft, not for a whole 2,000 sq ft house. Rated life: 3-Tab Asphalt Shingles 15–20 years; Architectural Asphalt Shingles 25–30 years; Metal (Steel/Aluminum) 40–70 years; Standing Seam Metal 50–70 years; Concrete Tile 40–50 years; TPO / EPDM (flat roofs) 15–25 years. How we calculated these prices · Sources
What weather does to a Loveland roof
- Freeze-thaw days. Water gets under shingles at night and expands as ice.
- Days at 90F or hotter. Heat bakes the oils out of asphalt and loosens sealant strips.
- Days with an inch of rain. Heavy rain tests flashing, valleys and gutters.
- Yearly precipitation. More water means more years of wet decking.
Rank 1 is the most days or inches among the cities we cover. Values are 2014–2023 averages of a 50 km grid cell around Loveland. Source: NASA POWER (MERRA-2/IMERG reanalysis, daily point data), 2014–2023
Storms behind Loveland roof bills
Public NOAA records for Loveland's county. Fort Collins shares Loveland's county. On Fort Collins: monthly chart, costliest storm day, tornado count. On Loveland: year-by-year counts and located reports.
- 53days with hail of 1 inch or larger
- 2.5 inlargest hailstone reported
- 14days with gusts of 58 mph or more
Reported hail locations, Larimer County
- 1+ in
- 1.75+ in
- 2.75+ in
Hail reports per year
| 2017 | 13 |
|---|---|
| 2018 | 38 |
| 2019 | 26 |
| 2020 | 15 |
| 2021 | 2 |
| 2022 | 12 |
| 2023 | 16 |
| 2024 | 10 |
| 2025 | 7 |
| 2026* | 4 |
143 recorded hail events across 9 full years plus 2026 to June represented in the data, about 15.4 per represented full year. 2018 had the most events among represented full years: 38.
The last bar is a partial year.
Source: NOAA Storm Events, 2014–June 2026 Hail risk lookup
If insurance covers the damage
Estimates against Loveland's $7,560–$16,740 range. General information, not legal advice. How claims work →
| Your deductible | Weeks of Loveland pay | Out-of-pocket |
|---|---|---|
| $500 | 0.31 weeks in Loveland | $500 |
| $1,000 | 0.63 weeks in Loveland | $1,000 |
| $2,500 | 1.6 weeks in Loveland | $2,500 |
Loveland against nearby Colorado cities
Neighbors run from 1.08× to 1.12× against Loveland's 1.08×. Closest: Fort Collins, about 13 mi, at $7,840 to $17,360.
Distances are to scale. Dot size is weeks of local pay for a typical asphalt roof, so a bigger dot means a heavier bill for that city's households.
| City | Weeks of pay | Price vs here | Contractors (verified) | Hail events, since 2017 |
|---|---|---|---|---|
| Loveland (this page) | 7.6 | — | 26 (0) | 143 |
| Fort Collins roofers ≈13 mi from Loveland |
7.8 | +4% | 25 (0) | 143 |
| Longmont roofers ≈16 mi from Loveland |
7.0 | same | 30 (0) | 130 |
| Greeley roofers ≈19 mi from Loveland |
9.2 | same | 28 (0) | 386 |
| Boulder roofers ≈28 mi from Loveland |
7.4 | same | 23 (0) | 130 |
| Westminster roofers ≈39 mi from Loveland |
6.6 | same | 21 (0) | 146 |
| Arvada roofers ≈41 mi from Loveland |
5.6 | same | 30 (0) | 159 |
On the cost index Loveland sits at 1.08×, and a Loveland roof takes 7.6 weeks of its pay, rank 162 of 209.
What a re-roof costs against home values in Loveland
Share of median home value
In Loveland a typical re-roof takes 2.7% of the $453,100 median home value. Only 19 cities carry a lighter ratio.
Source: Census ACS (Loveland city), 2019–2023How old the homes are
Share of homes built before 1980.
35.6% of Loveland homes predate 1980. The median Loveland home was built in 1993, so a roof never replaced there is 33 years old. Oldest-first, Loveland stands #182 of 209.
Source: Census ACS (Loveland city), 2019–2023The Loveland roofing market
Loveland had 76,378 residents per the 2020 census, with estimates reaching 81,102 by 2024, reflecting consistent growth. Major employers include Hewlett-Packard, Teledyne, Hach Company, and Medical Center of the Rockies. The city also serves as a bedroom community for Denver, Boulder, Fort Collins, and Greeley, driving new residential construction. This combination of a growing workforce population and a climate that demands frequent roof inspections and repairs creates strong, year-round demand for roofing contractors.
Roofing companies in Loveland's county
- 80roofing establishments with paid employees
- 326paid roofing employees
- 75%have fewer than 5 employees
- 4.1employees per firm on average
75% of the county's roofing firms have under 5 staff, 11 points above the 190-city median of 64%. Firms average 4.1 paid staff.
Source: Census CBP, 2023On PickARoofer: 26 roofing contractors listed in Loveland. See them
What roofers earn here
A roofer in the Loveland metro earns a median $48,610 a year, $3,140 below the $51,750 statewide median. 58 of 141 metros pay more than the Loveland area.
Source: BLS OEWS, roofers, May 2025License and permit in Colorado
Loveland roofers: No statewide roofing license.
Permit: Loveland's building office. General information, not legal advice.
Source: verification methodLoveland roof bill in weeks of pay
Weeks of median household income
The median Loveland household earns $82,592 a year, or $1,588 a week. A Loveland asphalt re-roof, typically $12,150, takes 7.6 weeks of that.
Fort Collins ($12,600 typical, 13 miles away) takes 7.8 weeks of its own pay, 0.19 weeks more than Loveland.
161 of 208 other cities ask for more, 47 for less.
Sum for Loveland: $12,150 ÷ ($82,592 ÷ 52) = 7.6 weeks.
Source: Census ACS (Loveland city), 2019–2023Repair or replace in Loveland
The median Loveland home was built in 1993, so an original roof would be 33 years old, past the 25–30 years architectural shingles are rated for. Here a repair mostly buys time. 35.6% of Loveland homes predate 1980, so some roofs on the street are second or third generation.
| Job | Cost | Weeks of pay |
|---|---|---|
| Small repair in Loveland | $700 | 0.44 |
| Larger repair in Loveland | $3,250 | 2.0 |
| Half of a new roof (50% rule) in Loveland | $6,100 | 3.8 |
| One year of roof life in Loveland | $442 | 0.28 |
The last row prices one year of roof life in Loveland: a typical architectural roof divided by its rated 25–30 years. A repair is worth paying for when it buys at least as many years as its cost divided by that figure. The 50% rule is a common rule of thumb, not a law.
Areas PickARoofer contractors serve in Loveland
- Timberline Estates
- Boulder Ridge
- Westwood Village
- Northlands
- Hartgrove
ZIP codes: 80537, 80538, 80539, 80546, 80531.
Roof cost in Loveland: questions
In Loveland, what does a roof replacement cost?
In Loveland, how many weeks of pay is a new roof?
In Loveland, should I repair or replace my roof?
For a Loveland home, is a re-roof a big bill?
When does hail hit Loveland?
Does a Loveland roofer need a license?
For a Loveland roof, who pulls the permit?
How many roofing firms work near Loveland?
More for Loveland
Cite this page
Data version: Prices compiled June 2026. Free to quote with credit under CC BY 4.0.