Roof Replacement Cost in Palm Coast, Florida (2026)

Estimates apply Palm Coast's local cost index (1.05× national base rates) to typical U.S. roofing costs. Starting ranges, not quotes. Updated June 2026.

HIGH STORM RISK — Palm Coast sits in a humid subtropical zone on Florida's Atlantic coast and statistically experiences tropical storm or hurricane effects every 2.73 years. Hurricane Charley struck in 2004, and the city has since endured Hurricanes Floyd, Jeanne, Matthew, Irma, Ian, and Nicole, plus Tropical Storm Fay. Wind uplift, flying debris, and storm surge repeatedly stress roofing fasteners and underlayment. Annual precipitation averages 51.44 inches, with September alone delivering 7.67 inches on average; sustained moisture accelerates shingle granule loss, promotes mold growth under flashing, and degrades sealants over time. Record temperatures span from 21 F to 102 F, adding UV fatigue and thermal cycling pressure to rooftop materials year-round.
$11,812Avg asphalt shingles
$29,925Avg metal roof
1–3 daysTypical install time
FreeEstimates from local contractors

How Much Does Roof Replacement Cost in Palm Coast?

Asphalt-shingle replacement in Palm Coast, Florida runs $7,350 to $16,275 (2,000 sq ft, tear-off and underlayment included). That is the national base range scaled by Palm Coast's labor-and-materials index of 1.05× — 5% above what the same job costs nationally, in a county NOAA credits with 37 hail events over the last 10 years.

The 2020 census recorded 89,258 residents, up sharply from 32,832 in 2000, making Palm Coast one of Florida's fastest-growing cities. By July 2022 the estimated population reached 98,411. Rapid residential buildout creates consistent demand for new-installation roofing crews. The closure of Palm Coast Data in August 2020 shifted the employment base toward healthcare, schools, and government, but the ongoing housing expansion sustains a strong repair-and-replacement contractor market.

Cost by Roofing Material in Palm Coast

MaterialAvg Installed Cost (2,000 sq ft)Lifespan
3-Tab Asphalt Shingles$7,350–$12,07515–20 years
Architectural Asphalt Shingles$9,450–$16,27525–30 years
Metal (Steel/Aluminum)$17,850–$31,50040–70 years
Standing Seam Metal$25,200–$42,00050–70 years
Concrete Tile$15,750–$28,35040–50 years
TPO / EPDM Flat Roof (per 1,000 sq ft)$4,200–$8,40015–25 years

Palm Coast vs the Florida Average

Palm Coast's cost index is 1.05× national base rates, against a median of 1.05× across the Florida markets PickARoofer tracks. A typical asphalt-shingle replacement in Palm Coast therefore runs about right at the state median. Contractor supply matters too: PickARoofer lists 28 active roofing contractors in Palm Coast, versus a median of 27 per covered Florida city — stronger-than-typical competition, which helps keep quotes honest.

How Palm Coast Compares to Nearby Florida Cities

CityDistanceAsphalt replacement (2,000 sq ft)Contractors (verified)Hail events, 10 yr
Palm Coast (this page) $7,350–$16,275 28 (16) 37
Daytona Beach ≈28 mi $6,650–$14,725 30 (15) 40
Deltona ≈47 mi $7,350–$16,275 27 (18) 40
Ocala ≈62 mi $6,300–$13,950 29 (17) 15
Gainesville ≈67 mi $6,300–$13,950 23 (14) 13
Melbourne ≈110 mi $7,350–$16,275 16 (10) 46
Palm Bay ≈115 mi $7,350–$16,275 30 (23) 46

Among nearby markets, starting estimates run from about $6,300 in Ocala up to $16,275 at the top of Deltona's range. If a Palm Coast quote lands far outside 1.05×-adjusted figures, ask the contractor what local factor explains it.

Roof Repair Costs in Palm Coast

Minor repairs — leak patches, flashing work, emergency tarps — are priced per job and vary far less between metros than full replacement. See the national roof repair cost table for typical U.S. benchmarks, then get a free local quote above for a Palm Coast-specific number.

Hail History in Palm Coast — and What It Means for Your Roof Budget

37Hail events in the county, last 10 years (NOAA)
2.00″Largest recorded hailstone
2024-02-04Most recent recorded event

NOAA Storm Events data shows 37 hail events in Palm Coast's county over the last 10 years, with hail up to 2.00″ (most recent on record: 2024-02-04). Stones that size punch through shingles rather than bruise them. At 37 events in a decade, Palm Coast roofs live on an insurance cycle: quotes here should price impact-resistant Class 4 shingles (10–20% more upfront, often offset by an insurer premium discount) and you should know your wind/hail deductible before the next storm, not after. Check your own address on the hail risk lookup.

Hail Events by Year in Palm Coast's County (NOAA)

YearRecorded hail eventsLargest hail that year
202421.50″
202381.75″
202231.25″
202191.50″
202020.75″
201921.75″
201811.00″
201741.00″
201662.00″

Put in Florida context: Palm Coast's county logged 2.5× the hail-event count of the median Florida county we track (15 events over the same 10 years) — one of the more hail-exposed roofing markets in the state, which shows up in insurer wind/hail deductibles and in how often local roofs are replaced before end-of-life.

Roofing Contractor Availability in Palm Coast

PickARoofer currently lists 28 active roofing contractors working Palm Coast, FL: 16 with a license independently verified against the official state registry, 16 with a license number on record, and 0 with an insurance certificate on file. All of them handle full replacement; repair, inspection, and storm-damage requests route through the same local directory.

Palm Coast Neighborhoods Served

Local roofing contractors on PickARoofer cover Palm Coast's key neighborhoods including Southside Plantation, Palm Coast North, Hilton Head Plantation, Riverwalk District, Seabrook Farms, across ZIP codes 32164, 32137, 32198, 32105, 32138. Roof pricing can vary within a city based on home age, roof pitch, and whether storm or hail damage is involved — getting a quote specific to your address is the only reliable estimate.

If Your Roof Damage Is Covered by Insurance

The calculation below applies only if your claim is approved and covers full replacement — check your policy. Results are estimates, not quotes. How insurance claims work →

Policy type matters: an actual-cash-value (ACV) policy pays depreciated value; a replacement-cost-value (RCV) policy covers the full replacement — your out-of-pocket differs significantly between the two. See our insurance guide for details.

Estimated out-of-pocket for asphalt shingle replacement (Palm Coast, if claim approved for full replacement)
Your deductible Replacement range Typical out-of-pocket
$500 $7,350–$16,275 $500–$500
$1,000 $7,350–$16,275 $1,000–$1,000
$2,500 $7,350–$16,275 $2,500–$2,500

More on Roofing Costs

Roof size, pitch, tear-off layers and material grade set the rest of the price — covered once, in depth, in the national roof replacement cost guide.