Saginaw, MI · Storm history
Hail Reports in Saginaw, Michigan — Last 90 Days
NOAA Storm Prediction Center logged 1 hail report within 25 miles of Saginaw across 1 storm day, most recently on September 2, 2026. Source: SPC Local Storm Reports (preliminary, may be revised).
Data as of October 24, 2026 (last successful NOAA check). The newest report in the feed is from Oct 23, 2026. The 90-day log is SPC preliminary data. The county history (2017 to June 2026) is the NOAA Storm Events archive, 2014–June 2026; it has no storms after it ends.
- 2.00 inlargest hail near the city, last 90 days (golf ball size)
- 7days with hail 1 in or larger in the county, 2014–June 2026
- 44days with 58+ mph thunderstorm wind, 2014–June 2026
- #187 of 209among the cities we cover, by hail days of 1 in or more
Has hail hit my Saginaw roof since it was installed?
County-level hail reports for Saginaw from the NOAA archive this page uses; a county report is not proof of damage at your Saginaw address.
When does hail hit Saginaw?
NOAA NCEI Storm Events, county level, 2014–June 2026
If insurance covers it, what do I pay in Saginaw?
Only if the claim is approved. The ACV math is a straight-line example over a 25-year life; insurers writing Saginaw policies use their own schedules, so check your policy.
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Hail near Saginaw in the last 90 days
- 2.00 inLargest hail in 90 days (golf-ball size)
- 1Hail day near Saginaw
- 1SPC report
- September 2, 2026Most recent event
Around Saginaw, the NOAA Storm Prediction Center logged 1 hail report within 25 miles between September 2 and September 2, 2026, spread over 1 storm day. That day brought stones of 1″ or more, and 0 of the 1 Saginaw reports with coordinates fell within 10 miles of the city center. In a typical year Saginaw sees about 3 hail-producing storms.
Saginaw's storm-climate context
Saginaw lies in the Saginaw Bay watershed of east-central Michigan, where lake-effect snow delivers an average of 49.0 inches annually, loading roofs and feeding persistent ice dams along eaves. Temperatures span a record high of 111 F in July to a record low of -23 F in February, a wide swing that works caulk joints, flashing laps, and membrane seams through relentless expansion and contraction. Spring severe-weather season brings hail-producing thunderstorms that strip granules from aging 3-tab roofs still common in the city's older residential neighborhoods. Freeze-thaw cycling through March and April is the primary driver of premature shingle failure and gutter damage in the metro.
Saginaw's 2020 census population of 44,202 continues a decades-long decline from 61,799 in 2000, creating a large stock of aging homes whose owners often defer maintenance. That deferred-maintenance backlog translates directly into roofing replacement demand as insurance claims and code-compliance pressure mount. The Saginaw metropolitan area counts 190,124 residents, broadening the contractor service area well beyond city limits into townships with newer housing that drives re-roofing and new-construction volume.
How close the hail came
Saginaw's nearest hail report, one of 1, came 14.2 miles from the city center on September 2, 2026 (2.00″ at Birch Run). September 2, 2026 was the heaviest day around Saginaw, with 1 report and a top stone of 2.00″. Near Saginaw, 1 of 1 hail day reached 1″ or larger.
| Distance from city center | Reports | Largest |
|---|---|---|
| Within 5 miles | 0 | — |
| Within 10 miles | 0 | — |
| Within 25 miles | 1 | 2.00″ |
Distances are straight-line from the city center to each SPC report point; reports without coordinates are left out of the table.
Hail events near Saginaw by date
September 2, 2026 1 report, hail up to 2.00″ (golf-ball size)
| Time (UTC) | Hail size | Location | Distance from Saginaw |
|---|---|---|---|
| 2138 | 2.00″ | Birch Run, Saginaw County | 14.2 mi |
The Saginaw tables above list preliminary Local Storm Reports from the NOAA Storm Prediction Center. Sizes are reported hailstone diameters; times are UTC. Reports can be added or corrected for about a day after each event. A quiet log does not mean no hail: small or unreported events happen. The closest report in this window landed 14.2 miles from Saginaw's center.
View the 1 Saginaw-area report on a map
On the Saginaw map, circle positions are the NOAA SPC report coordinates; tap a circle for the date and hail size.
Hail size: < 1″ 1–1.75″ ≥ 2″ not recorded
How severe was it? The NWS yardstick, applied to Saginaw's reports
The National Weather Service calls hail severe at 1″ (quarter size) and significant at 2″ (hen-egg size). Scoring Saginaw's 1 area report (filed in Saginaw County) against that scale: 1 Saginaw report reached the significant 2″+ tier — stones that crack shingles and break skylights outright, not just bruise them. At these sizes, damage on a Saginaw roof is rarely visible from the ground, and homeowners policies typically cover it when it is documented promptly.
Hail history in Saginaw: the long picture
County-level NOAA records for the county behind Saginaw, 2014–June 2026. Each figure shows its source. Storms after the archive ends are not in these numbers. Ranks count from 1, the highest.
Saginaw against the 209 cities we cover
- #187of 209Days with hail 1 in or larger in Saginaw: bottom quarter
- #152of 209Days with hail 1.75 in or larger (golf ball) in Saginaw: middle
- #127of 209Days with 58+ mph thunderstorm wind in Saginaw: middle
- #113of 209Tornadoes in Saginaw: middle
- #155of 209Reported storm property damage in Saginaw: middle
- #2of 209Share of homes built before 1980 in Saginaw: top quarter
Hail events by year
| 2017 | 1 |
|---|---|
| 2018 | 0 |
| 2019 | 0 |
| 2020 | 1 |
| 2021 | 5 |
| 2022 | 0 |
| 2023 | 1 |
| 2024 | 0 |
| 2025 | 0 |
| 2026* | 3 |
Years with no record show as 0. In its busiest full year (2021) Saginaw's county logged 5 events; the whole span, 2017 to June 2026, holds 11.
2026 covers only January to June: NOAA's file ends there, so it is not counted as the worst year or in the yearly average.
Source: NOAA Storm Events Database, county level, 2017–2026Hail history at a glance
- 11Hail events in the county, since 2017 (NOAA)
- 2.00 inLargest hailstone on record
- Jun 25, 2026Last recorded event in the archive
For Saginaw's county, NOAA records a most severe stone of 2.00″ and 11 hail events since 2017, close to 1 every year. Set against that baseline, the 1 hail day near Saginaw in the 90-day window above runs above the long-term average rate. Check your own Saginaw address on the hail risk lookup.
Saginaw's county logged fewer hail events than the Michigan median (13 per county since 2017), below the state's typical pace.
Three ways a storm reaches a roof
Hail
Saginaw's county days with at least one report at that size. Largest stone: 2.00 in.
Source: NOAA Storm Events Database, 2014–June 2026Thunderstorm wind
44 Saginaw's county days with 58+ mph
58 mph is the NWS severe threshold. Strongest gust on record in Saginaw's county: 70 mph on Jul 27, 2014.
Source: NOAA Storm Events Database, 2014–June 2026Tornadoes
7 in Saginaw's county
Strongest tornado in Saginaw's county: EF1 on the Enhanced Fujita scale.
Source: NOAA Storm Events Database, 2014–June 2026Peak storm month
August
In Saginaw's county, 28 of 116 hail, wind and tornado reports (24%) fell in August.
Source: NOAA Storm Events, 2014–June 2026Older homes
92.8% of Saginaw homes built before 1980
About 19,000 of Saginaw's 20,994 housing units (share times units, rounded). Median year built: 1949. Housing units, not roofs: many Saginaw homes have been re-roofed since.
Source: Census ACS (Saginaw city), 2019–2023Year-by-year table with the largest stone
| Year | Recorded hail events | Largest stone |
|---|---|---|
| 2026* | 3 | 1.25″ |
| 2023 | 1 | 1.00″ |
| 2021 busiest largest stone | 5 | 2.00″ |
| 2020 | 1 | 1.00″ |
| 2017 | 1 | 0.88″ |
NOAA Storm Events archive, Saginaw's county. Years missing from the table have no record in the archive. * 2026 covers only January to June: NOAA's file ends there, so it is not counted as the worst year or in the yearly average.
2021 was the standout hail year in Saginaw's county on both counts: the most recorded events (5) and the largest stone (2.00″).
In a market with repeat hail, impact-resistant Class 4 shingles often pay for themselves through insurer premium discounts — worth discussing with a Saginaw roofer if a recent event tips you into a replacement.
Saginaw County fact sheet for Saginaw homeowners
Housing age, federal disaster declarations and your state's claim deadlines in one place. All three come from public records, county level.
How old are the roofs? Homes in Saginaw County by decade built
| pre-1940 | 17.0% |
|---|---|
| 1940s | 5.9% |
| 1950s | 15.8% |
| 1960s | 15.0% |
| 1970s | 18.3% |
| 1980s | 7.7% |
| 1990s | 8.9% |
| 2000s | 8.1% |
| 2010s | 2.8% |
| 2020+ | 0.4% |
86,134 homes, median built in 1968. 72.1% date from before 1980 and 3.2% from 2010 on; 73.5% are owner-occupied. The most common decade is the 1970s.
Source: U.S. Census Bureau, American Community Survey · data as of ACS 5-yearWhat to do if your roof was in the hail path
- Walk the ground, not the roof. Hail came as near as 14.2 miles to Saginaw (Birch Run, September 2, 2026) in the last 90 days. Granule piles under a Saginaw downspout and dents on gutters, vents and screens are the signs to look for.
- Photograph and date everything before repairs. For Saginaw the worst day is September 2, 2026 with 1 report and a top stone of 2.00 in. Dated photos, a coin beside a hailstone and this NOAA log tie your loss to one storm day.
- Get a free inspection instead of guessing. The single hail day near Saginaw reached 1 inch or more. On a Saginaw roof, bruised shingles and lost granules do not show from the ground; a roofer's written scope settles whether a claim exists.
- File on the policy's clock. Last hail day near Saginaw: 53 days ago. Check the policy for your reporting window and file soon, while the log dates are fresh.
- Bring the written scope to the adjuster. A Saginaw estimate stays honest when the adjuster receives your contractor's written scope. Step-by-step: the roof insurance claim guide.
Verified roofing contractors in Saginaw
Contractors PickARoofer has already verified in Saginaw. A badge on a Saginaw contractor means we confirmed an active license or registration in a public registry. Ask any Saginaw roofer for a current certificate of insurance before signing.
Upright Construction
VerifiedYeager Roofing
VerifiedHail in Saginaw — questions homeowners ask
When did hail last hit Saginaw, MI?
The most recent NOAA hail report within 25 miles of Saginaw is from September 2, 2026, with hail up to 2.00″.
How large was the hail near Saginaw?
The largest hailstone reported near Saginaw in the last 90 days measured 2.00″ — about golf-ball size. Saginaw had 1 hail day of 1″ or more, the size where asphalt shingles start to bruise; the biggest came on September 2, 2026.
Does homeowners insurance cover hail damage in Saginaw?
The latest hail day near Saginaw was September 2, 2026, 53 days ago, a date a claim can point to. Standard homeowners policies generally cover sudden storm damage and not gradual wear. For a Saginaw claim, document the damage before repairs, keep this NOAA log as proof of the September 2, 2026 event date, and read your own policy for its filing deadline: the policy sets that window, not a universal rule.
How often does hail hit the Saginaw area?
In Saginaw's county, NOAA's archive since 2017 shows 11 recorded hail events. Saginaw averages about 1 a year, and its biggest stone on record measured 2.00″.
How close did hail get to Saginaw in the last 90 days?
On September 2, 2026, 14.2 miles from the Saginaw city center, 2.00 in. at Birch Run: that is the nearest SPC report of the last 90 days.
Check your own ZIP in Saginaw
The county figures above average over everything inside the county line. For a score tied to your Saginaw address, run your ZIP through the hail risk lookup — Saginaw ZIP codes include 48603, 48607, 48612, 48629, 48635.
Saginaw neighborhoods — hail exposure varies by area
Hail paths track with storm cell movement, not city limits. If you're in Saginaw, North Saginaw, Westwood, Dow Gardens or Oakland Park, check your specific street against the report locations above — distance from Saginaw's center is listed for each report.
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More resources
- Roofing contractors in Saginaw
- Storm damage repair in Saginaw
- Roof repair in Saginaw
- Roof inspection in Saginaw
- Insurance claim guide
- Roof replacement costs in Saginaw
- Emergency roof repair
- All recent hail reports
- Hail risk lookup
Sources: NOAA Storm Prediction Center Local Storm Reports (last 90 days, preliminary) and the NOAA NCEI Storm Events Database (county of the city, 2014–June 2026); U.S. Census Bureau American Community Survey 5-year estimates (housing). The Storm Events archive used here ends in 2026, so storms between that date and the start of the 90-day log are not shown. How we collect data. Are you a roofer in Saginaw? See how requests reach contractors.
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How to cite this page
Free to quote with credit, under CC BY 4.0, no permission needed. The numbers are NOAA Storm Prediction Center preliminary reports: unverified, and not confirmed damage to any roof. This is not an official NOAA or NWS product.